$22.60

+0.15 (+0.67%)

Weekly Expected Move ±3.7%

$21 $22 $23 $24 $25

NASDAQ · Utilities · Regulated Gas · Tech Score Buy · Power 69 · $235.5M mcap · 8M float · 0.182% daily turnover · Short 45% of daily vol

Credit Risk of going bust: lower than 56% of companies Debt: 38.7% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.86 (down 96%), RGC Resources, Inc. would be worth roughly what it owes.
Total debt $148.8M against a stock market value of $235.5M.
Distance to default 5.77 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $75.8M (short-term plus half of long-term), stock volatility 32.1%; Altman Z'' 1.24. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

34.4 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 5.4% · 5Y Avg: 1.4%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. RGCO has No discernible competitive edge (34.4/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. ROIC of 5.4% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 2Hold: 2Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. RGCO receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (4/5), ROA (4/5), D/E (4/5). Areas of concern: P/E (2/5), P/B (2/5).

Rating Change History

Date	From	To
2026-08-07	B+	A-
2026-08-06	A	B+
2026-08-04	A-	A
2026-05-20	A	A-
2026-05-08	A-	A
2026-04-21	A	A-
2026-04-01	B+	A
2026-03-23	A-	B+
2026-03-20	B+	A-
2026-03-16	A-	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 35 Grade B

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. RGCO scores highest in Earnings Quality (89/100) and lowest in Cash Flow (28/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.31

Distress Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✓ ✗ ✗ ✓ ✓

Beneish M-Score

0.77

Possible Manipulator

Ohlson O-Score

-5.68

Bankruptcy prob: 0.3%

Low Risk

Credit Rating

Score: 41.7/100

Trend: Deteriorating

Earnings Quality

100/100

OCF/NI: 1.65x

Accruals: -2.7%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. RGCO scores 1.31, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. RGCO scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. RGCO's score of 0.77 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. RGCO's implied 0.3% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. RGCO receives an estimated rating of BB (score: 41.7/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). RGCO's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

16.49x

PEG

5.48x

P/S

2.20x

P/B

1.89x

P/FCF

121.19x

P/OCF

10.60x

EV/EBITDA

10.72x

EV/Revenue

3.65x

EV/EBIT

16.02x

EV/FCF

193.68x

Earnings Yield

5.72%

FCF Yield

0.83%

Shareholder Yield

3.60%

Graham Number

$18.87

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 16.5x earnings, RGCO trades at a reasonable valuation. An earnings yield of 5.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $18.87 per share, 20% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.778

NI / EBT

Interest Burden

0.737

EBT / EBIT

EBIT Margin

0.228

EBIT / Rev

Asset Turnover

0.323

Rev / Assets

Equity Multiplier

2.778

Assets / Equity

ROE

11.7%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. RGCO's ROE of 11.7% is driven by Asset Turnover (0.323), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

1.69%

Fair P/E

11.87x

Intrinsic Value

$15.93

Price/Value

1.47x

Margin of Safety

-47.38%

Premium

47.38%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with RGCO's realized 1.7% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. RGCO trades at a 47% premium to its adjusted intrinsic value of $15.93, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 11.9x compares to the current market P/E of 16.5x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$22.60

Median 1Y

$21.52

5th Pctile

$12.49

95th Pctile

$37.08

Ann. Volatility

33.1%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
S. Frank Smith Age 72 John B. Williamson, III Age 66	$—	$—	$—
S. Frank Smith Age 70 John B. Williamson, III Age 64 Nancy Howell Agee Age 66 J. Allen Layman Age 66 Raymond D. Smoot, Jr. Age 71 T. Joe Crawford Age 63 John S. D'Orazio Age 58 Maryellen F. Goodlatte Age 66	$—	$—	$—
Abney S. Boxley, III Age 60	$—	$—	$—

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

106

+1.9% YoY

Revenue / Employee

$899,379

Rev: $95,334,212

Profit / Employee

$125,283

NI: $13,279,970

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
ROE	10.7%	9.2%	-20.0%	-19.9%	-32.9%	-32.5%	-1.2%	-1.1%	11.7%	13.2%	12.5%	12.0%	11.3%	11.2%	11.6%	12.1%	12.0%	11.3%	11.5%	11.7%	11.69%
ROA	3.4%	2.9%	-7.0%	-6.8%	-10.6%	-10.2%	-0.4%	-0.4%	3.8%	4.2%	4.3%	4.1%	3.8%	3.7%	4.1%	4.3%	4.1%	3.8%	4.2%	4.2%	4.21%
ROIC	4.7%	4.4%	5.3%	5.3%	4.6%	4.4%	5.3%	5.3%	5.6%	5.7%	5.4%	5.4%	5.1%	5.1%	5.8%	5.7%	5.4%	5.1%	5.4%	5.4%	5.35%
ROCE	6.1%	5.7%	-9.4%	-8.5%	-14.4%	-15.7%	1.2%	1.3%	7.5%	9.2%	8.0%	7.8%	7.6%	8.3%	8.6%	8.1%	7.8%	7.7%	8.1%	7.7%	7.72%
Gross Margin	23.2%	35.5%	35.1%	25.7%	22.0%	25.7%	33.3%	35.2%	30.1%	40.9%	36.8%	33.8%	25.9%	39.9%	38.6%	28.1%	21.2%	34.5%	33.5%	29.7%	29.68%
Operating Margin	4.2%	23.1%	25.2%	9.5%	-8.7%	16.7%	25.2%	13.2%	6.0%	27.2%	26.4%	10.8%	1.8%	26.9%	28.5%	6.9%	-3.3%	21.6%	24.8%	6.9%	6.85%
Net Margin	0.0%	15.4%	-82.9%	3.4%	-80.9%	9.8%	16.7%	5.0%	8.1%	20.6%	19.7%	1.1%	1.1%	19.3%	21.1%	3.1%	-1.4%	16.1%	19.2%	3.3%	3.27%
EBITDA Margin	22.4%	34.8%	-1.0%	23.6%	-85.0%	24.3%	32.1%	35.2%	42.6%	45.1%	38.9%	31.4%	33.8%	42.1%	39.8%	29.7%	29.6%	36.2%	35.1%	31.2%	31.20%
FCF Margin	-11.2%	-15.8%	-8.5%	-6.6%	-11.8%	-11.2%	-7.8%	-8.1%	-1.5%	2.9%	-6.9%	-6.3%	-5.5%	-4.2%	7.2%	7.8%	8.6%	8.7%	3.5%	1.9%	1.88%
OCF Margin	15.4%	10.0%	18.6%	20.3%	18.5%	17.7%	19.0%	19.6%	24.4%	29.0%	21.7%	20.5%	20.6%	21.5%	30.7%	30.4%	30.4%	29.7%	22.0%	21.5%	21.55%
ROE 3Y Avg	snapshot only																				11.57%
ROE 5Y Avg	snapshot only																				2.87%
ROA 3Y Avg	snapshot only																				4.11%
ROIC 3Y Avg	snapshot only																				4.55%
ROIC Economic	snapshot only																				5.35%
Cash ROA	snapshot only																				6.80%
Cash ROIC	snapshot only																				8.57%
CROIC	snapshot only																				0.75%
NOPAT Margin	snapshot only																				13.45%
Pretax Margin	snapshot only																				16.78%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				0.00%
SBC / Revenue	snapshot only																				0.67%

Valuation

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
P/E Ratio	15.29	17.81	-7.53	-7.75	-5.54	-5.80	-162.50	-153.70	13.51	13.92	14.09	15.01	17.89	15.89	15.21	16.03	16.67	16.48	15.95	17.50	16.494
P/S Ratio	2.05	2.02	1.91	1.89	2.09	1.98	1.94	1.75	1.57	2.05	2.23	2.26	2.49	2.18	2.21	2.32	2.32	2.16	2.08	2.28	2.198
P/B Ratio	1.55	1.56	1.45	1.49	1.89	1.96	1.98	1.72	1.52	1.76	1.68	1.74	1.95	1.71	1.71	1.88	1.95	1.82	1.80	1.99	1.890
P/FCF	-18.39	-12.77	-22.50	-28.68	-17.73	-17.58	-24.78	-21.69	-101.12	70.49	-32.54	-35.87	-45.15	-51.34	30.71	29.56	26.93	24.77	59.66	121.19	121.191
P/OCF	13.35	20.28	10.23	9.28	11.30	11.16	10.19	8.96	6.42	7.09	10.28	11.02	12.07	10.14	7.18	7.62	7.65	7.28	9.44	10.60	10.598
EV/EBITDA	11.33	12.69	-18.17	-18.82	-10.41	-11.16	26.68	23.36	9.62	9.86	9.65	9.88	10.96	10.41	9.75	10.08	10.40	10.50	10.10	10.72	10.716
EV/Revenue	3.90	3.94	3.34	3.29	3.66	3.51	3.22	3.09	3.00	3.71	3.92	3.95	4.23	3.95	3.74	3.81	3.86	3.72	3.42	3.65	3.649
EV/EBIT	16.90	19.62	-11.38	-11.69	-7.96	-8.51	111.82	89.54	14.32	14.27	14.03	14.60	16.17	15.30	14.04	14.50	15.39	15.82	15.04	16.02	16.016
EV/FCF	-34.93	-24.90	-39.43	-50.06	-31.06	-31.20	-41.12	-38.19	-193.62	127.34	-57.26	-62.69	-76.85	-92.90	52.00	48.54	44.78	42.68	98.16	193.68	193.680
Earnings Yield	6.5%	5.6%	-13.3%	-12.9%	-18.1%	-17.2%	-0.6%	-0.7%	7.4%	7.2%	7.1%	6.7%	5.6%	6.3%	6.6%	6.2%	6.0%	6.1%	6.3%	5.7%	5.72%
FCF Yield	-5.4%	-7.8%	-4.4%	-3.5%	-5.6%	-5.7%	-4.0%	-4.6%	-1.0%	1.4%	-3.1%	-2.8%	-2.2%	-1.9%	3.3%	3.4%	3.7%	4.0%	1.7%	0.8%	0.83%
PEG Ratio	snapshot only																				5.484
Price/Tangible Book	snapshot only																				1.991
EV/OCF	snapshot only																				16.937
EV/Gross Profit	snapshot only																				11.574
Acquirers Multiple	snapshot only																				21.099
Shareholder Yield	snapshot only																				3.60%
Graham Number	snapshot only																				$18.87

Leverage & Solvency

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Current Ratio	0.97	0.72	0.89	1.69	1.59	0.80	0.74	0.95	0.81	0.54	1.31	1.07	0.87	0.56	0.57	1.04	1.03	0.80	0.69	0.94	0.940
Quick Ratio	0.62	0.54	0.80	1.27	0.78	0.52	0.60	0.58	0.42	0.36	1.00	0.69	0.52	0.41	0.48	1.04	1.03	0.58	0.59	0.94	0.940
Debt/Equity	1.41	1.50	1.18	1.24	1.47	1.55	1.37	1.36	1.40	1.44	1.29	1.33	1.37	1.40	1.20	1.22	1.31	1.34	1.19	1.21	1.211
Net Debt/Equity	1.39	1.48	1.09	1.11	1.42	1.52	1.31	1.31	1.39	1.42	1.28	1.30	1.37	1.38	1.19	1.21	1.29	1.32	1.16	1.19	1.191
Debt/Assets	0.45	0.47	0.43	0.44	0.47	0.48	0.47	0.47	0.46	0.48	0.46	0.46	0.46	0.47	0.43	0.44	0.45	0.46	0.44	0.44	0.438
Debt/EBITDA	5.42	6.25	-8.44	-8.99	-4.63	-4.98	11.14	10.49	4.64	4.49	4.23	4.30	4.55	4.72	4.05	4.00	4.21	4.48	4.06	4.08	4.078
Net Debt/EBITDA	5.36	6.18	-7.80	-8.04	-4.47	-4.87	10.61	10.09	4.59	4.40	4.17	4.23	4.52	4.66	3.99	3.94	4.14	4.41	3.96	4.01	4.011
Interest Coverage	4.28	3.83	-5.56	-5.42	-8.59	-8.15	0.58	0.64	3.63	3.91	3.84	3.66	3.41	3.39	3.62	3.71	3.65	3.60	3.81	3.80	3.797
Equity Multiplier	3.11	3.16	2.73	2.83	3.12	3.25	2.96	2.92	3.02	3.04	2.83	2.89	2.97	3.00	2.77	2.79	2.90	2.93	2.72	2.76	2.764
Cash Ratio	snapshot only																				0.106
Debt Service Coverage	snapshot only																				5.675
Cash to Debt	snapshot only																				0.017
FCF to Debt	snapshot only																				0.014
Defensive Interval	snapshot only																				211.1 days

Efficiency & Turnover

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Asset Turnover	0.25	0.26	0.28	0.28	0.28	0.30	0.35	0.33	0.33	0.28	0.27	0.28	0.27	0.27	0.29	0.29	0.29	0.29	0.32	0.32	0.323
Inventory Turnover	6.36	7.35	19.76	8.11	4.29	5.41	15.67	7.45	4.37	4.07	8.06	5.66	4.69	5.28	10.96	13.69	12.14	7.02	19.54	—	—
Receivables Turnover	18.00	7.28	7.70	14.36	16.34	5.73	9.73	17.23	20.41	5.18	8.51	16.96	19.51	6.03	7.92	16.51	20.46	6.11	8.04	17.12	17.120
Payables Turnover	8.16	9.16	10.47	7.89	7.10	7.81	11.39	9.46	9.37	6.68	8.40	8.55	9.65	7.71	10.23	9.06	9.98	7.36	12.30	9.71	9.708
DSO	20	50	47	25	22	64	37	21	18	70	43	22	19	61	46	22	18	60	45	21	21.3 days
DIO	57	50	18	45	85	67	23	49	84	90	45	64	78	69	33	27	30	52	19	0	0.0 days
DPO	45	40	35	46	51	47	32	39	39	55	43	43	38	47	36	40	37	50	30	38	37.6 days
Cash Conversion Cycle	33	60	31	24	56	84	29	32	63	105	45	43	59	82	44	8	11	62	34	-16	-16.3 days
Cash Velocity	snapshot only																				43.317
Capital Intensity	snapshot only																				3.170

Growth (YoY)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue	19.2%	25.7%	16.9%	16.5%	12.0%	19.3%	28.0%	18.8%	15.8%	-6.0%	-19.0%	-15.2%	-13.1%	-1.2%	9.7%	12.0%	12.6%	12.3%	17.5%	13.8%	13.83%
Net Income	-4.4%	-20.5%	-3.0%	-3.1%	-4.1%	-4.6%	94.0%	94.4%	1.4%	1.4%	11.8%	12.2%	4.1%	-8.1%	0.6%	7.8%	12.9%	7.3%	5.4%	2.6%	2.62%
EPS	-6.9%	-22.5%	-2.9%	-2.8%	-3.7%	-4.1%	94.8%	94.5%	1.3%	1.4%	11.5%	11.9%	2.6%	-10.1%	-0.7%	6.5%	10.9%	6.4%	4.7%	1.7%	1.69%
FCF	16.8%	-22.1%	33.3%	15.5%	-18.0%	15.4%	-18.1%	-46.0%	84.8%	1.2%	29.0%	34.0%	-2.1%	-2.4%	2.2%	2.4%	2.8%	3.3%	-43.1%	-72.7%	-72.67%
EBITDA	-1.2%	-10.2%	-1.6%	-1.6%	-2.1%	-2.2%	1.8%	1.9%	2.0%	2.1%	1.7%	1.6%	7.5%	-0.4%	3.4%	6.0%	8.3%	5.0%	3.7%	2.6%	2.57%
Op. Income	18.1%	12.0%	13.7%	12.7%	-10.4%	-8.0%	4.2%	4.6%	33.5%	40.2%	14.6%	11.9%	-3.4%	-5.5%	9.6%	9.0%	8.0%	-0.5%	-5.0%	-3.3%	-3.33%
OCF Growth	snapshot only																				-19.43%
Asset Growth	snapshot only																				4.59%
Equity Growth	snapshot only																				5.69%
Debt Growth	snapshot only																				4.58%
Shares Change	snapshot only																				0.92%
Dividend Growth	snapshot only																				4.35%

Growth (CAGR)

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue 3Y	4.7%	5.1%	5.5%	7.0%	7.4%	12.2%	17.2%	16.2%	15.6%	12.1%	6.6%	5.5%	4.0%	3.5%	4.4%	4.1%	4.2%	1.4%	1.5%	2.6%	2.64%
Revenue 5Y	4.9%	5.0%	5.3%	6.1%	6.2%	8.6%	9.5%	8.6%	8.3%	5.4%	4.0%	4.3%	4.5%	5.6%	7.4%	8.3%	8.6%	9.4%	9.4%	8.4%	8.39%
EPS 3Y	10.0%	3.9%	—	—	—	—	—	—	-4.5%	-1.9%	0.9%	1.6%	-1.4%	3.1%	—	—	—	—	—	—	—
EPS 5Y	8.4%	4.7%	—	—	—	—	—	—	4.5%	6.4%	3.3%	2.3%	1.5%	-1.6%	-1.5%	-1.0%	-0.2%	-2.0%	1.3%	2.6%	2.59%
Net Income 3Y	11.5%	5.3%	—	—	—	—	—	—	2.3%	5.0%	8.3%	8.9%	5.2%	10.2%	—	—	—	—	—	—	—
Net Income 5Y	11.7%	7.9%	—	—	—	—	—	—	9.1%	11.2%	8.2%	7.2%	6.2%	3.2%	3.3%	3.7%	4.7%	2.7%	6.1%	7.4%	7.43%
EBITDA 3Y	11.1%	8.2%	—	—	—	—	-22.6%	-21.5%	5.1%	6.8%	8.8%	9.7%	8.0%	10.6%	—	—	—	—	43.1%	40.7%	40.71%
EBITDA 5Y	8.9%	6.9%	—	—	—	—	-7.0%	-6.8%	10.0%	11.5%	9.7%	9.1%	7.7%	5.8%	5.6%	5.6%	6.2%	5.0%	6.7%	7.5%	7.48%
Gross Profit 3Y	-2.0%	2.4%	6.7%	7.0%	7.4%	4.7%	6.2%	7.0%	9.6%	10.2%	9.0%	8.6%	5.9%	7.1%	8.6%	8.3%	7.9%	7.0%	5.3%	5.1%	5.09%
Gross Profit 5Y	-4.2%	-4.6%	-4.4%	-4.4%	-4.4%	-4.0%	-2.5%	-0.7%	1.9%	5.7%	7.5%	7.5%	7.5%	6.2%	6.8%	6.9%	7.8%	6.8%	7.3%	7.1%	7.11%
Op. Income 3Y	8.4%	9.2%	7.3%	8.2%	4.5%	-0.0%	3.1%	4.1%	12.2%	13.0%	10.8%	9.7%	4.9%	6.8%	9.4%	8.5%	11.7%	9.6%	6.1%	5.7%	5.66%
Op. Income 5Y	5.7%	4.5%	4.7%	5.1%	2.6%	3.4%	7.0%	6.2%	8.8%	10.9%	8.1%	8.2%	8.1%	5.8%	6.6%	6.6%	8.1%	6.3%	7.2%	6.8%	6.82%
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	-5.0%	-15.8%	2.7%	1.5%	1.9%	-2.2%	9.3%	21.0%	22.9%	28.3%	17.0%	6.1%	14.7%	33.7%	23.4%	19.1%	23.0%	20.5%	6.5%	6.0%	5.99%
OCF 5Y	-5.0%	-11.0%	-0.9%	2.3%	3.7%	4.9%	10.3%	11.8%	12.0%	14.3%	5.5%	1.2%	3.5%	1.1%	13.5%	21.2%	17.7%	19.2%	15.9%	9.9%	9.88%
Assets 3Y	12.2%	11.3%	6.6%	6.9%	4.0%	4.7%	3.1%	2.5%	2.5%	2.3%	2.4%	1.9%	1.1%	1.2%	4.2%	2.8%	4.3%	3.5%	4.4%	4.8%	4.84%
Assets 5Y	13.4%	12.9%	10.2%	10.8%	9.7%	9.4%	8.3%	7.1%	6.7%	6.0%	5.7%	5.1%	4.4%	4.6%	3.8%	3.5%	3.2%	3.0%	2.9%	2.7%	2.73%
Equity 3Y	7.8%	8.1%	7.5%	7.6%	3.9%	3.2%	3.5%	3.8%	4.3%	3.8%	4.2%	3.2%	2.7%	3.0%	3.8%	3.3%	6.8%	7.1%	7.4%	6.8%	6.77%
Book Value 3Y	6.4%	6.6%	5.7%	0.9%	-2.6%	-3.2%	-3.0%	-2.8%	-2.6%	-3.0%	-2.9%	-3.7%	-3.7%	-3.7%	-2.7%	1.5%	5.0%	5.2%	5.7%	5.1%	5.12%
Dividend 3Y	1.0%	1.1%	0.9%	-2.4%	-1.2%	-0.3%	0.3%	-1.5%	-3.2%	-4.5%	-5.8%	-5.6%	-5.1%	-5.4%	-5.0%	-0.3%	-0.2%	-0.1%	0.2%	0.2%	0.17%

Growth Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Revenue Stability	0.63	0.44	0.63	0.66	0.70	0.69	0.67	0.74	0.79	0.66	0.50	0.59	0.66	0.68	0.50	0.63	0.69	0.68	0.54	0.65	0.652
Earnings Stability	0.93	0.65	0.28	0.29	0.34	0.35	0.31	0.33	0.10	0.10	0.04	0.04	0.01	0.01	0.02	0.03	0.03	0.03	0.27	0.29	0.292
Margin Stability	0.77	0.79	0.77	0.76	0.76	0.75	0.77	0.82	0.87	0.90	0.90	0.92	0.93	0.91	0.88	0.90	0.92	0.90	0.89	0.91	0.914
Rev. Growth Consistency	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	0
Earnings Persistence	0.98	0.92	0.20	0.20	0.20	0.20	0.50	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.95	0.97	0.98	0.99	0.990
Earnings Smoothness	0.96	0.77	—	—	—	—	—	—	—	—	—	—	0.96	0.92	0.99	0.92	0.88	0.93	0.95	0.97	0.974
ROE Trend	-0.01	-0.03	-0.31	-0.30	-0.45	-0.44	0.03	0.04	0.23	0.25	0.22	0.22	0.22	0.21	0.06	0.06	0.01	-0.01	-0.00	-0.00	-0.003
Gross Margin Trend	0.00	-0.04	-0.04	-0.04	-0.04	-0.07	-0.05	-0.03	-0.02	0.05	0.07	0.06	0.05	0.04	0.04	0.02	0.01	-0.02	-0.05	-0.04	-0.044
FCF Margin Trend	0.02	-0.05	0.04	0.07	0.02	0.05	0.04	-0.00	0.10	0.16	0.01	0.01	0.01	-0.00	0.15	0.15	0.12	0.09	0.03	0.01	0.011
Sustainable Growth Rate	4.3%	2.9%	—	—	—	—	—	—	3.6%	5.2%	5.0%	4.4%	3.5%	3.6%	4.4%	4.7%	4.3%	3.8%	4.4%	4.3%	4.32%
Internal Growth Rate	1.4%	0.9%	—	—	—	—	—	—	1.2%	1.7%	1.7%	1.5%	1.2%	1.2%	1.6%	1.7%	1.5%	1.3%	1.6%	1.6%	1.58%

Cash Flow Quality

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
OCF/Net Income	1.15	0.88	-0.74	-0.83	-0.49	-0.52	-15.95	-17.16	2.11	1.96	1.37	1.36	1.48	1.57	2.12	2.10	2.18	2.26	1.69	1.65	1.651
FCF/OCF	-0.73	-1.59	-0.45	-0.32	-0.64	-0.63	-0.41	-0.41	-0.06	0.10	-0.32	-0.31	-0.27	-0.20	0.23	0.26	0.28	0.29	0.16	0.09	0.087
FCF/Net Income	snapshot only																				0.144
OCF/EBITDA	snapshot only																				0.633
CapEx/Revenue	26.6%	25.8%	27.1%	26.9%	30.3%	28.9%	26.8%	27.7%	26.0%	26.1%	28.5%	26.8%	26.1%	25.8%	23.6%	22.6%	21.7%	21.0%	18.5%	19.7%	19.66%
CapEx/Depreciation	snapshot only																				1.745
Accruals Ratio	-0.00	0.00	-0.12	-0.13	-0.16	-0.15	-0.07	-0.07	-0.04	-0.04	-0.02	-0.02	-0.02	-0.02	-0.05	-0.05	-0.05	-0.05	-0.03	-0.03	-0.027
Sloan Accruals	snapshot only																				-0.043
Cash Flow Adequacy	snapshot only																				0.773
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Dividend Yield	3.9%	3.8%	4.1%	4.2%	4.0%	4.0%	3.9%	4.5%	5.1%	4.3%	4.3%	4.2%	3.8%	4.3%	4.1%	3.8%	3.8%	4.0%	3.9%	3.6%	3.85%
Dividend/Share	$0.72	$0.73	$0.74	$0.68	$0.71	$0.75	$0.78	$0.78	$0.78	$0.78	$0.78	$0.79	$0.80	$0.80	$0.80	$0.81	$0.82	$0.83	$0.84	$0.85	$0.87
Payout Ratio	59.5%	68.4%	—	—	—	—	—	—	69.1%	60.3%	60.4%	63.5%	68.8%	67.9%	62.4%	61.4%	63.8%	66.4%	62.2%	63.0%	63.03%
FCF Payout Ratio	—	—	—	—	—	—	—	—	—	3.1%	—	—	—	—	1.3%	1.1%	1.0%	99.9%	2.3%	4.4%	4.37%
Total Payout Ratio	59.5%	68.4%	—	—	—	—	—	—	69.1%	60.3%	60.4%	63.5%	68.8%	67.9%	62.4%	61.4%	63.8%	66.4%	62.2%	63.0%	63.03%
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.11	0.12	0.12	0.17	0.21	0.24	0.27	0.21	0.16	0.11	0.08	0.08	0.07	0.08	0.08	0.08	0.09	0.09	0.09	0.09	0.089
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	-3.2%	-3.1%	-20.7%	-19.0%	-16.5%	-15.8%	-1.4%	-2.3%	-2.6%	-2.2%	-2.7%	-2.0%	-2.2%	-2.2%	-1.3%	-1.2%	-0.8%	-0.9%	-0.9%	-0.8%	-0.82%
Total Shareholder Return	0.7%	0.7%	-16.6%	-14.7%	-12.5%	-11.8%	2.5%	2.2%	2.6%	2.1%	1.6%	2.3%	1.6%	2.1%	2.8%	2.6%	3.0%	3.1%	3.0%	2.8%	2.78%

DuPont Factors

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Tax Burden (NI/EBT)	0.76	0.76	0.73	0.73	0.74	0.74	0.58	0.58	0.76	0.76	0.77	0.77	0.76	0.76	0.76	0.76	0.76	0.77	0.78	0.78	0.778
Interest Burden (EBT/EBIT)	0.77	0.74	1.18	1.18	1.12	1.12	-0.71	-0.57	0.72	0.74	0.74	0.73	0.70	0.70	0.72	0.72	0.73	0.72	0.74	0.74	0.737
EBIT Margin	0.23	0.20	-0.29	-0.28	-0.46	-0.41	0.03	0.03	0.21	0.26	0.28	0.27	0.26	0.26	0.27	0.26	0.25	0.24	0.23	0.23	0.228
Asset Turnover	0.25	0.26	0.28	0.28	0.28	0.30	0.35	0.33	0.33	0.28	0.27	0.28	0.27	0.27	0.29	0.29	0.29	0.29	0.32	0.32	0.323
Equity Multiplier	3.14	3.17	2.86	2.91	3.11	3.20	2.84	2.87	3.06	3.14	2.89	2.90	2.99	3.02	2.80	2.84	2.93	2.96	2.74	2.78	2.778

Per Share

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
EPS (Diluted TTM)	$1.21	$1.07	$-2.39	$-2.07	$-3.23	$-3.26	$-0.12	$-0.11	$1.13	$1.30	$1.29	$1.24	$1.16	$1.17	$1.28	$1.32	$1.28	$1.25	$1.35	$1.34	$1.34
Book Value/Share	$11.91	$12.19	$12.43	$10.77	$9.48	$9.65	$10.11	$10.15	$10.06	$10.32	$10.87	$10.67	$10.65	$10.89	$11.43	$11.26	$10.98	$11.25	$11.96	$11.79	$11.96
Tangible Book/Share	$11.95	$13.04	$12.43	$10.77	$9.48	$9.65	$10.11	$9.26	$10.06	$9.40	$10.87	$10.90	$10.65	$10.89	$11.43	$11.26	$10.98	$11.25	$11.96	$11.79	$11.79
Revenue/Share	$8.98	$9.40	$9.45	$8.51	$8.58	$9.57	$10.35	$9.97	$9.73	$8.83	$8.18	$8.24	$8.33	$8.53	$8.86	$9.12	$9.22	$9.49	$10.34	$10.28	$10.43
FCF/Share	$-1.00	$-1.49	$-0.80	$-0.56	$-1.01	$-1.08	$-0.81	$-0.81	$-0.15	$0.26	$-0.56	$-0.52	$-0.46	$-0.36	$0.64	$0.72	$0.79	$0.83	$0.36	$0.19	$0.20
OCF/Share	$1.38	$0.94	$1.76	$1.73	$1.58	$1.69	$1.97	$1.95	$2.38	$2.56	$1.77	$1.69	$1.72	$1.83	$2.72	$2.78	$2.80	$2.82	$2.27	$2.22	$2.25
Cash/Share	$0.18	$0.21	$1.11	$1.41	$0.50	$0.33	$0.67	$0.52	$0.15	$0.29	$0.20	$0.25	$0.09	$0.20	$0.21	$0.21	$0.22	$0.26	$0.33	$0.24	$0.24
EBITDA/Share	$3.09	$2.92	$-1.74	$-1.49	$-3.01	$-3.01	$1.25	$1.32	$3.04	$3.32	$3.32	$3.29	$3.22	$3.23	$3.39	$3.45	$3.42	$3.36	$3.49	$3.50	$3.50
Debt/Share	$16.78	$18.27	$14.68	$13.38	$13.96	$14.98	$13.90	$13.81	$14.10	$14.91	$14.05	$14.16	$14.63	$15.25	$13.76	$13.78	$14.41	$15.09	$14.17	$14.28	$14.28
Net Debt/Share	$16.60	$18.06	$13.56	$11.97	$13.46	$14.65	$13.23	$13.29	$13.95	$14.62	$13.85	$13.91	$14.55	$15.05	$13.55	$13.58	$14.18	$14.83	$13.85	$14.04	$14.04

Academic Models

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.306
Altman Z-Prime	snapshot only																				1.830
Piotroski F-Score	6	3	5	4	4	4	4	5	7	6	7	6	6	5	6	6	7	7	6	7	7
Beneish M-Score	-2.78	-2.23	-3.24	-2.87	-3.51	-2.60	-2.75	-3.37	-2.92	-3.24	-2.56	-2.35	-2.19	-2.17	-2.15	-2.24	-2.54	-2.61	-2.53	0.77	0.765
Ohlson O-Score	snapshot only																				-5.679
Net-Net WC	snapshot only																				$-18.69
EVA	snapshot only																				$-12511324.62

Credit

Metric	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Current
Credit Rating	snapshot only																				BB
Credit Score	30.49	26.67	24.13	31.61	27.61	20.01	14.89	15.98	32.56	31.56	39.21	34.31	33.18	30.45	31.12	44.54	40.45	36.53	37.31	41.74	41.744
Credit Grade	snapshot only																				12
Credit Trend	snapshot only																				-2.800
Implied Spread (bps)	snapshot only																				475.000
Industry Credit Rank	snapshot only																				34
Sector Credit Rank	snapshot only																				54

RGCO NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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