$41.00

-0.17 (-0.41%)

Weekly Expected Move ±2.5%

$37 $38 $39 $40 $41

NYSE · Financial Services · Banks - Regional · Alpha Radar Buy · Power 62 · $3.8B mcap · 90M float · 0.808% daily turnover · Short 81% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

41.9 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 5.9% · 5Y Avg: 8.8%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. RNST shows a Weak competitive edge (41.9/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 5.9% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

$41

Avg Target

$41

High

Based on 1 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 1Buy: 9Hold: 6Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$41.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2025-10-30	Hovde Group	David Bishop	$38	$41	+3	+21.7%	$33.68
2025-04-24	Raymond James	Strong Buy	$39	$40	+1	+28.6%	$31.11
2024-08-05	Piper Sandler	Stephen Scouten	Initiated	$40	—	+19.9%	$33.36
2024-07-31	Stephens	Matt Olney	Initiated	$41	—	+19.5%	$34.30
2024-07-30	Raymond James	Michael Rose	Initiated	$39	—	+13.7%	$34.30
2024-07-25	Hovde Group	David Bishop	Initiated	$38	—	+5.8%	$35.91
2024-07-08	Truist Financial	Brandon King	Initiated	$32	—	+7.5%	$29.78

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. RNST receives an overall rating of B. Strongest factors: DCF (4/5). Areas of concern: ROE (2/5), P/E (2/5).

Rating Change History

Date	From	To
2026-04-24	B+	B
2026-04-01	B	B+
2026-01-03	B-	B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 59 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. RNST scores highest in Earnings Quality (97/100) and lowest in Safety (50/100). An overall grade of A+ places RNST among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score

2.46

Grey Zone

Piotroski F-Score

7/9

✓ ✓ ✗ ✓ ✓ ✓ ✗ ✓ ✓

Beneish M-Score

-2.84

Unlikely Manipulator

Ohlson O-Score

-6.00

Bankruptcy prob: 0.2%

Low Risk

Credit Rating

BBB+

Score: 64.4/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.16x

Accruals: -0.2%

The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. RNST scores 2.46, placing it in the Grey Zone (safe > 3.0, distress < 1.5). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. RNST scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. RNST's score of -2.84 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. RNST's implied 0.2% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. RNST receives an estimated rating of BBB+ (score: 64.4/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). RNST's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

16.85x

PEG

-0.68x

P/S

2.56x

P/B

0.99x

P/FCF

15.93x

P/OCF

12.83x

EV/EBITDA

11.57x

EV/Revenue

2.23x

EV/EBIT

11.88x

EV/FCF

15.86x

Earnings Yield

6.70%

FCF Yield

6.28%

Shareholder Yield

5.14%

Graham Number

$47.38

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 16.8x earnings, RNST trades at a reasonable valuation. An earnings yield of 6.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $47.38 per share, suggesting a potential 16% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.799

NI / EBT

Interest Burden

1.000

EBT / EBIT

EBIT Margin

0.188

EBIT / Rev

Asset Turnover

0.068

Rev / Assets

Equity Multiplier

6.824

Assets / Equity

ROE

6.9%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. RNST's ROE of 6.9% is driven by financial leverage (equity multiplier: 6.82x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$20.57

Price/Value

1.76x

Margin of Safety

-75.68%

Premium

75.68%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with RNST's realized 0.0% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. RNST trades at a 76% premium to its adjusted intrinsic value of $20.57, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 16.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$41.03

Median 1Y

$40.82

5th Pctile

$22.82

95th Pctile

$72.64

Ann. Volatility

35.5%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Kevin D. Chapman Principal Executive Officer	$775,000	$1,083,011	$3,356,927
C. Mitchell Waycaster Principal Executive Officer	$561,667	$689,189	$2,175,667
M. Ray (Hoppy) Cole, Jr. Senior Executive Advisor	$420,000	$525,033	$2,120,581
James C. Mabry IV Principal Financial Officer	$575,000	$551,337	$1,955,863
Mark W. Jeanfreau Executive Vice President	$475,000	$492,278	$1,656,148
Curtis J. Perry Executive Vice President	$500,000	$472,544	$1,604,496

CEO Pay Ratio

5:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $607,236

Avg Employee Cost (SGA/emp): $128,973

Employees: 3,000

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

3,000

+36.4% YoY

Revenue / Employee

$481,380

Rev: $1,444,139,000

Profit / Employee

$60,424

NI: $181,272,000

SGA / Employee

$128,973

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	7.5%	8.0%	8.1%	7.0%	6.9%	7.2%	7.6%	8.2%	7.7%	7.5%	6.5%	6.2%	6.7%	8.1%	7.9%	7.9%	6.4%	5.9%	5.5%	6.9%	6.95%
ROA	1.1%	1.2%	1.1%	1.0%	0.9%	1.0%	1.0%	1.1%	1.0%	1.0%	0.8%	0.8%	0.9%	1.0%	1.1%	1.1%	0.9%	0.8%	0.8%	1.0%	1.02%
ROIC	24.6%	26.1%	-11.2%	-9.7%	-9.6%	-10.0%	14.2%	15.3%	14.4%	14.0%	11.0%	10.5%	11.3%	13.7%	15.1%	15.3%	12.3%	11.4%	4.7%	5.9%	5.89%
ROCE	7.0%	7.5%	7.7%	6.6%	6.6%	6.9%	7.6%	8.1%	7.6%	7.3%	6.0%	5.7%	6.1%	7.6%	7.3%	7.4%	6.0%	5.4%	0.9%	1.1%	1.09%
Gross Margin	93.2%	94.2%	93.7%	91.8%	92.6%	87.7%	81.0%	75.3%	67.8%	66.0%	63.6%	63.7%	62.0%	62.6%	63.4%	64.6%	47.4%	61.9%	65.3%	68.3%	68.31%
Operating Margin	28.7%	31.1%	30.4%	28.1%	31.5%	32.6%	29.8%	25.9%	16.5%	21.6%	13.9%	19.4%	18.7%	36.7%	19.2%	20.2%	0.7%	20.8%	25.7%	28.5%	28.53%
Net Margin	24.2%	24.3%	23.2%	22.7%	24.7%	25.3%	23.3%	20.8%	13.4%	17.2%	12.2%	15.5%	15.0%	27.3%	17.2%	16.2%	0.3%	16.5%	21.0%	22.8%	22.80%
EBITDA Margin	36.1%	38.4%	38.5%	36.8%	38.4%	37.9%	34.4%	30.1%	20.7%	25.0%	17.6%	22.6%	21.8%	39.7%	22.4%	23.5%	1.6%	21.2%	26.5%	28.5%	28.53%
FCF Margin	5.3%	12.5%	17.6%	60.2%	67.9%	76.9%	80.9%	44.4%	20.9%	15.7%	14.0%	21.7%	18.2%	12.1%	11.2%	14.9%	10.3%	17.5%	15.9%	14.1%	14.08%
OCF Margin	10.3%	17.9%	20.5%	63.3%	70.0%	79.1%	83.1%	47.2%	23.6%	18.1%	16.3%	23.4%	19.9%	13.7%	12.5%	16.4%	12.1%	20.2%	19.6%	17.5%	17.48%
ROE 3Y Avg	snapshot only																				6.42%
ROE 5Y Avg	snapshot only																				6.89%
ROA 3Y Avg	snapshot only																				0.91%
ROIC 3Y Avg	snapshot only																				6.55%
ROIC Economic	snapshot only																				4.64%
Cash ROA	snapshot only																				0.99%
Cash ROIC	snapshot only																				6.86%
CROIC	snapshot only																				5.52%
NOPAT Margin	snapshot only																				15.02%
Pretax Margin	snapshot only																				18.79%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				29.35%
SBC / Revenue	snapshot only																				1.28%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	12.52	10.65	10.86	11.18	9.79	10.27	11.75	8.94	8.22	8.57	12.51	12.26	11.25	10.86	11.43	10.80	14.23	23.75	18.49	14.93	16.850
P/S Ratio	2.69	2.52	2.75	2.64	2.33	2.47	2.82	2.09	1.68	1.59	1.99	1.79	1.69	1.93	2.15	2.05	1.94	2.75	2.42	2.24	2.562
P/B Ratio	0.94	0.85	0.86	0.77	0.67	0.73	0.91	0.75	0.64	0.65	0.79	0.74	0.73	0.85	0.83	0.80	0.85	1.30	0.86	0.88	0.993
P/FCF	50.75	20.14	15.65	4.40	3.43	3.21	3.49	4.70	8.03	10.10	14.26	8.28	9.26	15.91	19.30	13.73	18.88	15.67	15.15	15.93	15.930
P/OCF	26.09	14.14	13.40	4.18	3.33	3.13	3.40	4.42	7.14	8.77	12.18	7.66	8.50	14.10	17.26	12.51	15.98	13.62	12.35	12.83	12.829
EV/EBITDA	2.17	1.29	-6.91	-8.70	-9.59	-8.77	3.86	2.35	1.64	1.77	3.87	3.47	3.16	3.68	3.07	2.67	3.87	10.47	13.73	11.57	11.566
EV/Revenue	0.70	0.47	-2.69	-3.26	-3.65	-3.32	1.42	0.82	0.50	0.49	0.90	0.75	0.69	0.95	0.82	0.72	0.76	1.66	2.40	2.23	2.233
EV/EBIT	2.64	1.57	-8.38	-11.00	-12.03	-10.81	4.64	2.76	1.92	2.08	4.64	4.17	3.73	4.20	3.47	3.02	4.41	11.74	14.72	11.88	11.884
EV/FCF	13.31	3.71	-15.29	-5.41	-5.37	-4.32	1.75	1.84	2.38	3.08	6.47	3.45	3.77	7.82	7.34	4.82	7.38	9.46	15.08	15.86	15.859
Earnings Yield	8.0%	9.4%	9.2%	8.9%	10.2%	9.7%	8.5%	11.2%	12.2%	11.7%	8.0%	8.2%	8.9%	9.2%	8.7%	9.3%	7.0%	4.2%	5.4%	6.7%	6.70%
FCF Yield	2.0%	5.0%	6.4%	22.8%	29.2%	31.1%	28.7%	21.3%	12.5%	9.9%	7.0%	12.1%	10.8%	6.3%	5.2%	7.3%	5.3%	6.4%	6.6%	6.3%	6.28%
Price/Tangible Book	snapshot only																				1.460
EV/OCF	snapshot only																				12.772
EV/Gross Profit	snapshot only																				3.683
Acquirers Multiple	snapshot only																				11.884
Shareholder Yield	snapshot only																				5.14%
Graham Number	snapshot only																				$47.38

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	0.17	0.17	0.31	0.31	0.31	0.31	0.16	0.16	0.16	0.16	0.13	0.13	0.13	0.13	0.14	0.14	0.14	0.14	1.93	1.93	1.927
Quick Ratio	0.17	0.17	0.31	0.31	0.31	0.31	0.16	0.16	0.16	0.16	0.13	0.13	0.13	0.13	0.14	0.14	0.14	0.14	1.93	1.93	1.927
Debt/Equity	0.23	0.23	0.22	0.22	0.22	0.22	0.53	0.53	0.53	0.53	0.32	0.32	0.32	0.32	0.20	0.20	0.20	0.20	0.27	0.27	0.272
Net Debt/Equity	-0.69	-0.69	-1.71	-1.71	-1.71	-1.71	-0.45	-0.45	-0.45	-0.45	-0.43	-0.43	-0.43	-0.43	-0.52	-0.52	-0.52	-0.52	-0.00	-0.00	-0.004
Debt/Assets	0.03	0.03	0.03	0.03	0.03	0.03	0.07	0.07	0.07	0.07	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03	0.04	0.04	0.039
Debt/EBITDA	2.04	1.92	1.80	2.02	2.02	1.96	4.49	4.28	4.58	4.75	3.47	3.63	3.42	2.84	1.94	1.92	2.34	2.68	4.34	3.60	3.602
Net Debt/EBITDA	-6.09	-5.71	-13.99	-15.77	-15.71	-15.29	-3.82	-3.64	-3.89	-4.03	-4.65	-4.86	-4.59	-3.81	-4.99	-4.94	-6.02	-6.88	-0.06	-0.05	-0.052
Interest Coverage	3.75	4.43	4.99	4.39	4.60	4.59	3.49	2.31	1.37	0.93	0.64	0.53	0.52	0.62	0.65	0.67	0.50	0.42	0.49	0.59	0.586
Equity Multiplier	7.00	7.00	7.61	7.61	7.61	7.61	7.95	7.95	7.95	7.95	7.56	7.56	7.56	7.56	6.73	6.73	6.73	6.73	6.89	6.89	6.886
Cash Ratio	snapshot only																				1.927
Debt Service Coverage	snapshot only																				0.602
Cash to Debt	snapshot only																				1.014
FCF to Debt	snapshot only																				0.202
Defensive Interval	snapshot only																				615.3 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.07	0.07	0.06	0.07	0.068
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	9.40	9.04	9.35	8.60	8.50	8.76	7.38	8.17	8.75	9.38	8.05	8.34	8.74	8.92	10.34	10.37	11.69	12.66	31.82	34.80	34.803
Payables Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
DSO	39	40	39	42	43	42	49	45	42	39	45	44	42	41	35	35	31	29	11	10	10.5 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—
Cash Conversion Cycle	39	40	39	42	43	42	49	45	42	39	45	44	42	41	35	35	31	29	11	10	—
Fixed Asset Turnover	snapshot only																				3.263
Cash Velocity	snapshot only																				1.418
Capital Intensity	snapshot only																				17.625

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	6.9%	-0.1%	-4.9%	-16.5%	-15.3%	-9.3%	-0.7%	19.4%	29.4%	34.7%	31.6%	23.3%	20.6%	14.9%	14.1%	10.3%	18.8%	26.0%	33.7%	45.9%	45.90%
Net Income	63.6%	88.1%	1.1%	8.6%	-6.2%	-7.9%	-5.6%	17.9%	11.5%	3.8%	-12.9%	-22.7%	-11.5%	9.8%	35.1%	43.2%	7.8%	-17.8%	-7.3%	15.4%	15.40%
EPS	62.7%	87.9%	1.1%	9.4%	-5.4%	-7.6%	-6.0%	17.5%	11.0%	3.3%	-13.3%	-23.1%	-12.0%	0.7%	19.4%	26.4%	-4.6%	-46.8%	-37.6%	-21.6%	-21.59%
FCF	-73.9%	-43.7%	1.3%	2.2%	9.9%	4.6%	3.6%	-11.8%	-60.1%	-72.4%	-77.3%	-39.9%	5.0%	-11.6%	-8.8%	-24.0%	-33.1%	82.5%	91.2%	37.6%	37.56%
EBITDA	69.0%	87.6%	95.6%	11.4%	-1.0%	-4.6%	-6.0%	11.2%	3.6%	-2.7%	-16.4%	-23.7%	-13.6%	7.9%	30.5%	37.9%	6.8%	-22.4%	-12.4%	4.6%	4.60%
Op. Income	60.6%	88.3%	1.2%	8.0%	-3.7%	-5.7%	-5.2%	19.9%	10.6%	1.9%	-16.1%	-25.6%	-14.0%	11.1%	38.3%	46.4%	10.7%	-20.9%	-7.4%	15.2%	15.18%
OCF Growth	snapshot only																				55.63%
Asset Growth	snapshot only																				48.33%
Equity Growth	snapshot only																				45.05%
Debt Growth	snapshot only																				95.96%
Shares Change	snapshot only																				47.17%
Dividend Growth	snapshot only																				55.33%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	10.9%	8.1%	4.7%	-0.2%	-2.5%	-2.3%	-0.2%	3.5%	5.4%	6.9%	7.5%	7.1%	9.7%	11.9%	14.3%	17.5%	22.9%	24.9%	26.2%	25.7%	25.67%
Revenue 5Y	10.9%	9.4%	8.3%	6.3%	6.0%	6.1%	6.4%	7.7%	8.4%	9.1%	8.5%	7.9%	7.7%	7.6%	8.3%	8.5%	10.9%	12.0%	13.7%	14.6%	14.64%
EPS 3Y	7.3%	10.1%	7.8%	0.1%	-2.3%	-2.2%	0.3%	13.1%	19.5%	21.5%	20.0%	-0.4%	-2.6%	-1.3%	-0.9%	4.5%	-2.3%	-17.9%	-13.5%	-8.7%	-8.65%
EPS 5Y	8.0%	7.6%	8.0%	5.1%	4.4%	6.8%	9.6%	9.0%	5.3%	5.0%	0.4%	-1.9%	-1.8%	-0.6%	0.9%	7.0%	7.5%	-0.8%	5.2%	-0.4%	-0.41%
Net Income 3Y	12.2%	12.7%	6.2%	-1.4%	-3.7%	-3.3%	-0.3%	12.8%	19.6%	21.6%	20.0%	-0.4%	-2.6%	1.6%	3.6%	9.2%	2.0%	-2.1%	3.0%	8.5%	8.48%
Net Income 5Y	14.5%	14.0%	14.1%	10.1%	9.4%	9.6%	12.5%	11.8%	8.1%	6.5%	-0.3%	-2.7%	-2.5%	0.6%	3.1%	9.7%	10.3%	10.2%	16.7%	10.3%	10.31%
EBITDA 3Y	10.1%	12.3%	12.0%	5.0%	2.9%	2.3%	4.3%	15.6%	20.1%	20.3%	15.4%	-1.9%	-4.0%	0.0%	0.9%	5.3%	-1.5%	-6.6%	-1.5%	3.2%	3.23%
EBITDA 5Y	14.1%	13.8%	13.9%	10.7%	10.1%	9.9%	9.1%	9.0%	6.5%	5.6%	2.0%	-0.4%	-0.5%	2.3%	4.4%	10.2%	9.8%	7.8%	12.0%	6.4%	6.37%
Gross Profit 3Y	10.3%	9.3%	6.9%	2.2%	0.1%	-0.1%	0.9%	4.4%	4.9%	4.3%	2.6%	-1.6%	-1.6%	-1.4%	0.0%	3.2%	5.0%	7.5%	10.6%	13.0%	13.00%
Gross Profit 5Y	9.8%	9.2%	8.7%	6.6%	6.3%	6.0%	5.6%	5.9%	5.2%	4.6%	3.0%	1.9%	1.4%	1.2%	2.1%	3.2%	4.4%	5.8%	7.5%	7.3%	7.32%
Op. Income 3Y	3.8%	6.1%	5.7%	-2.4%	-4.1%	-3.8%	-0.7%	12.5%	19.6%	21.9%	19.6%	-1.2%	-2.9%	2.2%	3.2%	9.3%	1.7%	-3.6%	2.4%	7.9%	7.87%
Op. Income 5Y	10.5%	10.0%	10.4%	6.4%	6.1%	6.2%	5.7%	6.2%	3.6%	2.8%	-1.2%	-3.7%	-3.4%	0.2%	2.6%	9.2%	10.2%	9.7%	17.0%	10.2%	10.20%
FCF 3Y	-27.8%	-12.5%	30.4%	15.0%	37.0%	88.7%	63.2%	—	4.2%	-4.8%	33.0%	19.6%	65.7%	10.7%	-1.8%	-26.1%	-34.5%	-23.7%	-26.6%	-14.3%	-14.32%
FCF 5Y	-31.3%	-17.3%	-4.1%	9.5%	21.5%	46.3%	24.3%	36.3%	10.3%	0.6%	18.2%	-4.2%	1.5%	10.4%	-2.1%	—	-4.5%	6.9%	32.6%	12.3%	12.33%
OCF 3Y	-14.0%	-5.3%	22.6%	13.3%	31.4%	69.8%	51.9%	—	3.5%	-3.6%	21.8%	14.2%	36.6%	2.4%	-3.2%	-25.1%	-31.5%	-20.8%	-22.1%	-9.7%	-9.74%
OCF 5Y	-22.7%	-12.4%	-2.7%	9.3%	20.0%	41.3%	23.3%	33.5%	9.8%	1.0%	13.9%	-4.5%	0.1%	5.5%	-4.6%	—	-3.9%	7.6%	27.0%	12.3%	12.32%
Assets 3Y	14.9%	14.9%	9.1%	9.1%	9.1%	9.1%	8.2%	8.2%	8.2%	8.2%	5.2%	5.2%	5.2%	5.2%	2.4%	2.4%	2.4%	2.4%	16.3%	16.3%	16.34%
Assets 5Y	13.5%	13.5%	14.1%	14.1%	14.1%	14.1%	11.6%	11.6%	11.6%	11.6%	6.1%	6.1%	6.1%	6.1%	6.1%	6.1%	6.1%	6.1%	12.4%	12.4%	12.37%
Equity 3Y	12.1%	12.1%	2.6%	2.6%	2.6%	2.6%	0.2%	0.2%	0.2%	0.2%	2.5%	2.5%	2.5%	2.5%	6.6%	6.6%	6.6%	6.6%	22.1%	22.1%	22.07%
Book Value 3Y	7.2%	9.5%	4.2%	4.2%	4.1%	3.8%	0.8%	0.4%	0.1%	0.1%	2.4%	2.5%	2.5%	-0.4%	2.0%	2.0%	2.1%	-10.6%	2.5%	2.8%	2.79%
Dividend 3Y	-4.6%	-2.4%	1.5%	1.4%	1.3%	1.0%	0.6%	0.3%	0.1%	0.1%	0.1%	0.2%	0.2%	-1.7%	-2.2%	-1.3%	3.6%	-7.1%	-4.7%	-2.5%	-2.47%

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.95	0.90	0.84	0.57	0.47	0.47	0.58	0.56	0.59	0.62	0.64	0.55	0.53	0.58	0.67	0.74	0.75	0.75	0.76	0.72	0.719
Earnings Stability	0.45	0.36	0.29	0.56	0.32	0.27	0.24	0.57	0.25	0.16	0.01	0.04	0.04	0.14	0.18	0.56	0.38	0.28	0.49	0.64	0.644
Margin Stability	0.94	0.93	0.93	0.94	0.93	0.93	0.93	0.94	0.92	0.89	0.88	0.87	0.86	0.84	0.83	0.83	0.81	0.82	0.84	0.84	0.838
Rev. Growth Consistency	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.50	0.50	0.50	1.00	0.00	0.00	0.00	1.00	0.50	0.50	0.00	0.00	0.00	1.00	0.50	0.50	0.50	0.00	0.00	1.00	1.000
FCF Positive Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.50	0.50	0.50	0.97	0.98	0.97	0.98	0.93	0.95	0.98	0.95	0.91	0.95	0.96	0.86	0.83	0.97	0.93	0.97	0.94	0.938
Earnings Smoothness	0.52	0.39	0.29	0.92	0.94	0.92	0.94	0.84	0.89	0.96	0.86	0.74	0.88	0.91	0.70	0.65	0.93	0.81	0.92	0.86	0.857
ROE Trend	0.01	0.02	0.02	0.01	0.01	0.01	0.02	0.02	0.01	0.00	-0.02	-0.02	-0.01	0.00	0.00	0.00	-0.01	-0.02	-0.02	-0.01	-0.008
Gross Margin Trend	0.06	0.10	0.12	0.11	0.10	0.07	0.02	-0.05	-0.13	-0.19	-0.23	-0.23	-0.22	-0.19	-0.15	-0.11	-0.13	-0.09	-0.06	-0.04	-0.035
FCF Margin Trend	-0.18	-0.04	0.05	0.62	0.54	0.60	0.68	0.07	-0.16	-0.29	-0.35	-0.31	-0.26	-0.34	-0.36	-0.18	-0.09	0.04	0.03	-0.04	-0.042
Sustainable Growth Rate	5.2%	5.6%	5.8%	4.7%	4.6%	4.9%	5.3%	5.9%	5.4%	5.2%	4.3%	4.0%	4.4%	5.7%	5.7%	5.7%	3.9%	3.1%	3.1%	4.3%	4.33%
Internal Growth Rate	0.8%	0.9%	0.8%	0.6%	0.6%	0.7%	0.7%	0.8%	0.7%	0.7%	0.6%	0.5%	0.6%	0.7%	0.8%	0.8%	0.5%	0.4%	0.5%	0.6%	0.64%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	0.48	0.75	0.81	2.67	2.95	3.29	3.46	2.02	1.15	0.98	1.03	1.60	1.32	0.77	0.66	0.86	0.89	1.74	1.50	1.16	1.164
FCF/OCF	0.51	0.70	0.86	0.95	0.97	0.97	0.97	0.94	0.89	0.87	0.85	0.92	0.92	0.89	0.89	0.91	0.85	0.87	0.82	0.81	0.805
FCF/Net Income	snapshot only																				0.937
OCF/EBITDA	snapshot only																				0.906
CapEx/Revenue	5.0%	5.3%	2.9%	3.1%	2.1%	2.2%	2.1%	2.8%	2.6%	2.4%	2.4%	1.8%	1.6%	1.6%	1.3%	1.5%	1.9%	2.6%	3.6%	3.4%	3.40%
CapEx/Depreciation	snapshot only																				6.579
Accruals Ratio	0.01	0.00	0.00	-0.02	-0.02	-0.02	-0.02	-0.01	-0.00	0.00	-0.00	-0.00	-0.00	0.00	0.00	0.00	0.00	-0.01	-0.00	-0.00	-0.002
Sloan Accruals	snapshot only																				0.588
Cash Flow Adequacy	snapshot only																				1.928
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	2.5%	2.8%	2.6%	2.9%	3.4%	3.1%	2.6%	3.1%	3.6%	3.6%	2.8%	3.0%	3.0%	2.7%	2.4%	2.6%	2.8%	2.0%	2.3%	2.5%	2.20%
Dividend/Share	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.89	$0.85	$0.84	$0.86	$1.00	$0.74	$0.83	$0.91	$0.90
Payout Ratio	31.3%	29.4%	28.4%	33.0%	33.2%	31.8%	30.1%	28.0%	29.9%	30.8%	34.8%	36.5%	34.0%	29.1%	27.5%	28.0%	40.0%	48.1%	43.4%	37.7%	37.71%
FCF Payout Ratio	1.3%	55.6%	40.9%	13.0%	11.6%	10.0%	8.9%	14.7%	29.2%	36.3%	39.6%	24.7%	28.0%	42.7%	46.4%	35.6%	53.0%	31.8%	35.5%	40.2%	40.23%
Total Payout Ratio	46.6%	31.3%	40.6%	47.0%	47.4%	31.8%	30.1%	28.0%	29.9%	30.8%	34.8%	36.5%	34.0%	29.1%	27.5%	28.0%	40.0%	48.1%	50.7%	76.8%	76.81%
Div. Increase Streak	0	0	0	0	0	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.02	0.02	0.02	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.03	0.04	0.04	0.06	0.09	0.12	0.29	0.38	0.49	0.58	0.579
Buyback Yield	1.2%	0.2%	1.1%	1.3%	1.4%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.4%	2.6%	2.62%
Net Buyback Yield	0.0%	-1.2%	1.1%	1.3%	1.4%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-11.2%	-9.7%	-10.2%	-9.5%	0.0%	0.4%	2.6%	2.62%
Total Shareholder Return	2.5%	1.6%	3.7%	4.2%	4.8%	3.1%	2.6%	3.1%	3.6%	3.6%	2.8%	3.0%	3.0%	-8.5%	-7.3%	-7.6%	-6.7%	2.0%	2.7%	5.1%	5.14%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.81	0.80	0.79	0.80	0.78	0.78	0.79	0.79	0.79	0.80	0.82	0.82	0.81	0.79	0.80	0.80	0.79	0.82	0.80	0.80	0.799
Interest Burden (EBT/EBIT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
EBIT Margin	0.27	0.30	0.32	0.30	0.30	0.31	0.31	0.30	0.26	0.23	0.19	0.18	0.18	0.23	0.24	0.24	0.17	0.14	0.16	0.19	0.188
Asset Turnover	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.05	0.06	0.06	0.06	0.06	0.07	0.07	0.06	0.07	0.068
Equity Multiplier	6.65	6.65	7.31	7.31	7.31	7.31	7.78	7.78	7.78	7.78	7.75	7.75	7.75	7.75	7.11	7.11	7.11	7.11	6.82	6.82	6.824

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$2.83	$3.02	$3.14	$2.70	$2.68	$2.79	$2.95	$3.17	$2.97	$2.88	$2.56	$2.44	$2.61	$2.90	$3.05	$3.09	$2.49	$1.54	$1.90	$2.42	$2.42
Book Value/Share	$37.66	$37.78	$39.39	$39.40	$39.33	$39.29	$37.92	$37.96	$37.88	$37.79	$40.58	$40.64	$40.53	$37.28	$41.81	$41.83	$41.83	$28.11	$40.82	$41.23	$41.27
Tangible Book/Share	$19.42	$19.49	$20.62	$20.63	$20.59	$20.57	$18.38	$18.41	$18.36	$18.32	$21.11	$21.14	$21.09	$19.39	$25.01	$25.03	$25.03	$16.82	$24.51	$24.75	$24.75
Revenue/Share	$13.19	$12.74	$12.40	$11.42	$11.26	$11.59	$12.27	$13.59	$14.51	$15.53	$16.07	$16.68	$17.42	$16.37	$16.21	$16.25	$18.33	$13.34	$14.58	$16.11	$15.76
FCF/Share	$0.70	$1.60	$2.18	$6.87	$7.64	$8.92	$9.93	$6.04	$3.04	$2.45	$2.24	$3.61	$3.18	$1.98	$1.81	$2.43	$1.88	$2.34	$2.33	$2.27	$2.28
OCF/Share	$1.36	$2.27	$2.54	$7.23	$7.88	$9.17	$10.19	$6.41	$3.42	$2.81	$2.62	$3.91	$3.46	$2.24	$2.02	$2.66	$2.22	$2.69	$2.85	$2.82	$2.83
Cash/Share	$34.90	$35.02	$76.00	$76.03	$75.90	$75.81	$37.45	$37.50	$37.41	$37.33	$30.46	$30.51	$30.42	$27.98	$30.02	$30.03	$30.03	$20.18	$11.25	$11.36	$12.99
EBITDA/Share	$4.29	$4.59	$4.82	$4.27	$4.28	$4.39	$4.51	$4.73	$4.42	$4.25	$3.75	$3.59	$3.80	$4.21	$4.33	$4.38	$3.59	$2.11	$2.55	$3.11	$3.11
Debt/Share	$8.76	$8.79	$8.65	$8.65	$8.64	$8.63	$20.24	$20.27	$20.22	$20.17	$13.02	$13.04	$13.00	$11.96	$8.41	$8.41	$8.41	$5.65	$11.09	$11.20	$11.20
Net Debt/Share	$-26.14	$-26.23	$-67.35	$-67.38	$-67.26	$-67.18	$-17.21	$-17.23	$-17.19	$-17.15	$-17.45	$-17.47	$-17.42	$-16.03	$-21.61	$-21.62	$-21.62	$-14.53	$-0.16	$-0.16	$-0.16

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman-B Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.464
Altman Z-Prime	snapshot only																				0.500
Piotroski F-Score	7	6	7	7	6	6	4	6	6	5	5	5	5	5	6	7	6	6	7	7	7
Beneish M-Score	-2.63	-2.64	-2.50	-2.45	-2.55	-2.51	-1.95	-1.85	-1.77	-1.78	-2.33	-2.35	-2.36	-2.40	-2.61	-2.68	-2.28	-2.59	-2.90	-2.84	-2.836
Ohlson O-Score	snapshot only																				-6.005
ROIC (Greenblatt)	snapshot only																				29.10%
Net-Net WC	snapshot only																				$-231.31
EVA	snapshot only																				$-158989700.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BBB+
Credit Score	54.25	59.28	65.07	78.41	78.56	78.14	69.37	60.91	54.11	53.65	57.51	59.86	59.83	62.61	61.39	62.03	59.97	71.29	63.99	64.42	64.418
Credit Grade	snapshot only																				8
Credit Trend	snapshot only																				2.389
Implied Spread (bps)	snapshot only																				225.000
Industry Credit Rank	snapshot only																				53
Sector Credit Rank	snapshot only																				53

RNST NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

Sign in to InsiderStreet