$65.21

+0.44 (+0.68%)

Weekly Expected Move ±2.7%

$61 $62 $64 $66 $67

NYSE · Basic Materials · Chemicals - Specialty · Tech Score Strong Buy · Power 65 · $1.5B mcap · 22M float · 0.683% daily turnover · Short 76% of daily vol

Credit Risk of going bust: higher than 54% of companies Debt: 32.3% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $3.02 (down 95%), Stepan Co would be worth roughly what it owes.
Total debt $707.3M against a stock market value of $1.48B.
Distance to default 4.79 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $525.3M (short-term plus half of long-term), stock volatility 37.3%; Altman Z 2.61. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE

39.2 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 3.6% · 5Y Avg: 5.2%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. SCL has No discernible competitive edge (39.2/100). The business operates without significant structural advantages. The primary source of advantage is Cost Advantage. ROIC of 3.6% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$85

Low

$85

Avg Target

$85

High

Based on 1 analyst since Jul 29, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 3Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$85.00

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-08-07	Seaport Global	Michael Harrison	$75	$85	+10	+30.6%	$65.08
2026-01-23	Seaport Global	—	Initiated	$75	—	+37.1%	$54.70

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C-

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. SCL receives an overall rating of C-. Strongest factors: P/B (4/5). Areas of concern: DCF (1/5), ROE (1/5), ROA (1/5), D/E (1/5), P/E (1/5).

Rating Change History

Date	From	To
2026-10-01	C	C-
2026-08-18	C-	C
2026-08-06	C	C-
2026-07-29	C-	C
2026-05-11	C	C-
2026-04-30	C-	C
2026-04-28	B	C-
2026-03-18	B-	B
2026-03-05	B	B-
2026-02-23	B-	B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 27 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. SCL scores highest in Safety (65/100) and lowest in Profitability (11/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

2.50

Grey Zone

Piotroski F-Score

5/9

✗ ✓ ✗ ✓ ✓ ✗ ✗ ✓ ✓

Beneish M-Score

-2.89

Unlikely Manipulator

Ohlson O-Score

-6.89

Bankruptcy prob: 0.1%

Low Risk

Credit Rating

BB-

Score: 38.9/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: -64.85x

Accruals: -7.3%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. SCL scores 2.50, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. SCL scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. SCL's score of -2.89 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. SCL's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. SCL receives an estimated rating of BB- (score: 38.9/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-543.42x

PEG

3.77x

P/S

0.61x

P/B

1.23x

P/FCF

-37.69x

P/OCF

7.42x

EV/EBITDA

11.71x

EV/Revenue

0.77x

EV/EBIT

61.96x

EV/FCF

-55.23x

Earnings Yield

-0.21%

FCF Yield

-2.65%

Shareholder Yield

3.49%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. SCL currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

5.457

NI / EBT

Interest Burden

-0.016

EBT / EBIT

EBIT Margin

0.012

EBIT / Rev

Asset Turnover

1.012

Rev / Assets

Equity Multiplier

1.960

Assets / Equity

ROE

-0.2%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. SCL's ROE of -0.2% is driven by Asset Turnover (1.012), indicating efficient use of assets to generate revenue. A tax burden ratio of 5.46 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$65.21

Median 1Y

$59.19

5th Pctile

$32.42

95th Pctile

$108.09

Ann. Volatility

33.9%

Analyst Target

$85.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Luis E. Rojo President and Chief Executive Officer	$940,000	$2,279,746	$4,327,042
Robert J. Haire, Jr. Executive Vice President, Supply Chain	$484,231	$450,027	$1,357,164
Sean T. Moriarty Vice President and General Manager – Surfactants	$486,336	$450,027	$1,221,417
Richard Stepan Manager esident and General Manager – Polymers	$385,121	$337,491	$963,341
Ruben Velasquez Financial ident and Chief Financial Officer	$220,543	$290,639	$715,642
Samuel S. Hinrichsen Former Interim Chief Financial Officer (through July 14, 2025)	$270,109	$93,741	$412,590

CEO Pay Ratio

71:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $4,327,042

Avg Employee Cost (SGA/emp): $60,872

Employees: 2,328

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

2,328

-2.8% YoY

Revenue / Employee

$1,001,767

Rev: $2,332,114,000

Profit / Employee

$20,144

NI: $46,895,000

SGA / Employee

$60,872

Avg labor cost proxy

R&D / Employee

$25,463

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	15.2%	13.4%	13.4%	13.9%	14.0%	13.1%	10.3%	6.8%	4.5%	3.4%	3.2%	2.9%	3.8%	4.2%	4.7%	4.8%	3.7%	3.9%	-1.2%	-0.2%	-0.22%
ROA	8.5%	7.2%	6.9%	7.2%	7.1%	6.5%	5.0%	3.3%	2.2%	1.7%	1.6%	1.5%	1.9%	2.2%	2.4%	2.4%	1.9%	2.0%	-0.6%	-0.1%	-0.11%
ROIC	11.7%	10.2%	9.6%	10.5%	10.4%	9.9%	7.1%	4.7%	3.3%	2.7%	2.5%	2.3%	2.9%	3.4%	3.7%	3.9%	3.3%	3.0%	2.5%	3.6%	3.56%
ROCE	13.8%	11.5%	11.4%	12.8%	13.0%	11.3%	8.8%	5.4%	3.8%	3.7%	3.7%	3.8%	3.8%	4.3%	4.8%	4.5%	4.5%	5.2%	0.6%	2.0%	1.95%
Gross Margin	15.2%	13.6%	16.2%	17.5%	16.5%	10.8%	11.3%	11.4%	12.7%	12.5%	12.7%	12.5%	13.8%	10.8%	12.7%	12.1%	12.0%	9.3%	10.7%	14.6%	14.61%
Operating Margin	6.7%	3.3%	9.4%	10.3%	7.6%	1.9%	3.2%	3.1%	3.5%	0.0%	3.7%	3.4%	4.4%	1.5%	4.8%	3.0%	3.7%	0.2%	2.6%	6.2%	6.19%
Net Margin	6.1%	2.8%	6.6%	6.9%	5.5%	1.7%	2.5%	2.2%	2.2%	-0.2%	2.5%	1.7%	4.3%	0.6%	3.3%	1.9%	1.8%	0.9%	-6.8%	3.3%	3.35%
EBITDA Margin	10.4%	8.4%	12.8%	13.6%	10.9%	4.4%	7.2%	7.7%	9.1%	5.1%	8.7%	8.5%	9.6%	6.8%	9.7%	8.3%	9.5%	9.2%	-2.7%	10.1%	10.11%
FCF Margin	-2.0%	-5.2%	-6.2%	-6.2%	-5.6%	-5.1%	-8.1%	-6.7%	-4.9%	-3.7%	4.1%	2.3%	5.3%	5.8%	4.0%	3.3%	1.4%	-1.3%	-0.8%	-1.4%	-1.39%
OCF Margin	5.2%	3.1%	2.5%	3.2%	4.6%	5.8%	4.0%	6.1%	7.9%	7.5%	13.0%	9.5%	7.4%	7.4%	5.7%	4.8%	6.8%	6.3%	6.7%	7.1%	7.07%
ROE 3Y Avg	snapshot only																				2.46%
ROE 5Y Avg	snapshot only																				5.46%
ROA 3Y Avg	snapshot only																				1.26%
ROIC 3Y Avg	snapshot only																				2.67%
ROIC Economic	snapshot only																				3.43%
Cash ROA	snapshot only																				7.19%
Cash ROIC	snapshot only																				9.52%
CROIC	snapshot only																				-1.87%
NOPAT Margin	snapshot only																				2.64%
Pretax Margin	snapshot only																				-0.02%
R&D / Revenue	snapshot only																				2.55%
SGA / Revenue	snapshot only																				5.80%
SBC / Revenue	snapshot only																				0.42%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	16.02	19.42	14.98	14.43	13.16	15.60	18.82	26.21	31.23	51.09	52.11	53.21	37.33	28.57	21.90	21.18	23.92	23.12	-80.43	-480.99	-543.417
P/S Ratio	1.09	1.14	0.86	0.82	0.73	0.83	0.81	0.80	0.67	0.88	0.89	0.84	0.78	0.66	0.55	0.54	0.47	0.46	0.49	0.52	0.609
P/B Ratio	2.29	2.49	1.90	1.93	1.78	1.97	1.87	1.71	1.36	1.69	1.63	1.55	1.40	1.23	1.03	0.99	0.87	0.87	0.96	1.05	1.232
P/FCF	-53.23	-21.88	-13.79	-13.32	-13.04	-16.31	-9.96	-11.94	-13.81	-24.04	21.94	37.16	14.75	11.44	13.88	16.50	33.74	-34.85	-59.41	-37.69	-37.687
P/OCF	21.07	37.10	33.81	25.44	16.05	14.28	20.34	13.08	8.51	11.75	6.86	8.81	10.51	8.88	9.66	11.26	6.93	7.33	7.25	7.42	7.417
EV/EBITDA	9.17	10.86	8.89	8.51	7.75	9.38	11.31	13.63	13.19	15.54	15.02	14.14	13.20	11.03	9.61	9.53	8.40	7.67	12.27	11.71	11.714
EV/Revenue	1.20	1.25	1.01	0.98	0.89	1.00	1.05	1.04	0.93	1.13	1.15	1.11	1.06	0.93	0.83	0.82	0.73	0.70	0.73	0.77	0.768
EV/EBIT	13.21	16.36	13.21	12.21	10.94	13.83	18.30	27.76	33.48	40.98	40.35	37.98	35.97	28.45	23.46	23.82	21.66	18.63	168.99	61.96	61.959
EV/FCF	-58.65	-24.01	-16.18	-15.75	-15.95	-19.60	-12.87	-15.50	-18.98	-30.85	28.51	49.25	19.89	16.07	20.92	25.02	52.10	-52.80	-89.13	-55.23	-55.226
Earnings Yield	6.2%	5.1%	6.7%	6.9%	7.6%	6.4%	5.3%	3.8%	3.2%	2.0%	1.9%	1.9%	2.7%	3.5%	4.6%	4.7%	4.2%	4.3%	-1.2%	-0.2%	-0.21%
FCF Yield	-1.9%	-4.6%	-7.3%	-7.5%	-7.7%	-6.1%	-10.0%	-8.4%	-7.2%	-4.2%	4.6%	2.7%	6.8%	8.7%	7.2%	6.1%	3.0%	-2.9%	-1.7%	-2.7%	-2.65%
PEG Ratio	snapshot only																				3.771
Price/Tangible Book	snapshot only																				1.177
EV/OCF	snapshot only																				10.869
EV/Gross Profit	snapshot only																				6.505
Acquirers Multiple	snapshot only																				23.003
Shareholder Yield	snapshot only																				3.49%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.71	1.82	1.77	1.70	1.78	1.56	1.52	1.46	1.46	1.40	1.38	1.32	1.27	1.21	1.21	1.36	1.30	1.29	1.26	1.15	1.151
Quick Ratio	1.12	1.21	1.27	1.17	1.12	0.96	0.96	0.93	0.97	0.96	0.97	0.92	0.86	0.78	0.79	1.36	0.85	0.84	0.86	0.77	0.768
Debt/Equity	0.33	0.39	0.54	0.53	0.54	0.55	0.65	0.62	0.60	0.59	0.59	0.61	0.61	0.58	0.61	0.58	0.57	0.56	0.60	0.58	0.584
Net Debt/Equity	0.23	0.24	0.33	0.35	0.40	0.40	0.55	0.51	0.51	0.48	0.49	0.51	0.49	0.50	0.52	0.51	0.47	0.45	0.48	0.49	0.490
Debt/Assets	0.18	0.20	0.27	0.26	0.26	0.26	0.32	0.31	0.31	0.30	0.30	0.31	0.31	0.30	0.31	0.30	0.29	0.29	0.31	0.30	0.296
Debt/EBITDA	1.21	1.55	2.16	1.96	1.93	2.17	3.06	3.81	4.21	4.20	4.20	4.19	4.26	3.73	3.79	3.70	3.56	3.23	5.10	4.43	4.433
Net Debt/EBITDA	0.85	0.97	1.32	1.31	1.41	1.58	2.56	3.13	3.59	3.43	3.46	3.47	3.42	3.18	3.23	3.24	2.96	2.61	4.09	3.72	3.720
Interest Coverage	33.75	31.21	28.91	27.40	27.09	20.35	15.25	8.45	5.48	5.32	5.16	5.80	5.44	5.01	5.19	4.33	3.21	4.59	0.51	1.49	1.486
Equity Multiplier	1.85	1.92	2.04	2.03	2.07	2.09	2.06	2.00	1.94	1.94	1.95	1.97	1.98	1.97	1.99	1.95	1.95	1.90	1.96	1.97	1.974
Cash Ratio	snapshot only																				0.134
Debt Service Coverage	snapshot only																				7.859
Cash to Debt	snapshot only																				0.161
FCF to Debt	snapshot only																				-0.048
Defensive Interval	snapshot only																				1073.2 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	1.25	1.23	1.21	1.26	1.28	1.23	1.17	1.09	1.04	0.97	0.92	0.92	0.92	0.93	0.93	0.95	0.95	1.00	0.99	1.01	1.012
Inventory Turnover	7.34	7.44	7.68	7.33	6.72	6.63	6.97	6.62	6.28	6.13	6.24	6.35	6.55	6.88	6.87	14.89	6.53	7.02	6.97	13.22	13.224
Receivables Turnover	6.29	6.51	5.61	5.80	6.20	6.48	5.64	5.47	5.41	5.42	4.86	5.12	5.13	5.38	5.03	5.14	5.29	6.01	5.39	5.21	5.207
Payables Turnover	6.93	6.96	6.79	6.81	6.96	6.71	7.37	6.89	7.23	6.73	7.15	7.14	7.62	7.76	7.01	7.43	7.43	7.92	7.14	7.11	7.111
DSO	58	56	65	63	59	56	65	67	67	67	75	71	71	68	73	71	69	61	68	70	70.1 days
DIO	50	49	48	50	54	55	52	55	58	60	58	57	56	53	53	25	56	52	52	28	27.6 days
DPO	53	52	54	54	52	54	50	53	51	54	51	51	48	47	52	49	49	46	51	51	51.3 days
Cash Conversion Cycle	55	53	59	59	61	57	68	69	75	73	83	78	79	74	74	46	76	67	69	46	46.4 days
Fixed Asset Turnover	snapshot only																				2.026
Operating Cycle	snapshot only																				97.7 days
Cash Velocity	snapshot only																				21.396
Capital Intensity	snapshot only																				0.984

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	22.6%	25.5%	26.9%	26.1%	23.6%	18.2%	10.7%	-2.3%	-12.2%	-16.1%	-19.0%	-14.6%	-9.7%	-6.3%	-0.2%	2.6%	5.4%	7.0%	5.5%	7.6%	7.63%
Net Income	27.6%	8.7%	1.5%	2.3%	1.4%	6.8%	-16.6%	-47.6%	-65.9%	-72.7%	-68.0%	-56.0%	-12.3%	25.3%	48.0%	66.7%	-1.3%	-6.9%	-1.3%	-1.0%	-1.05%
EPS	27.7%	9.0%	2.3%	3.6%	2.2%	8.0%	-15.9%	-47.3%	-65.8%	-72.4%	-67.9%	-56.0%	-12.2%	24.6%	48.4%	67.1%	-1.1%	-6.8%	-1.3%	-1.0%	-1.05%
FCF	-1.4%	-2.1%	-2.5%	-3.9%	-2.4%	-15.1%	-45.1%	-6.2%	23.6%	39.3%	1.4%	1.3%	2.0%	2.5%	-1.7%	49.4%	-72.3%	-1.2%	-1.2%	-1.5%	-1.45%
EBITDA	18.3%	3.8%	1.6%	4.0%	9.4%	8.8%	-9.3%	-34.8%	-46.6%	-42.3%	-32.8%	-12.0%	2.9%	8.0%	12.7%	12.6%	13.8%	16.9%	-27.5%	-18.3%	-18.31%
Op. Income	25.6%	-0.4%	-2.8%	1.9%	10.4%	21.4%	-8.4%	-47.7%	-67.5%	-71.7%	-65.0%	-44.3%	-10.1%	20.2%	36.2%	33.0%	20.2%	-1.6%	-27.6%	4.3%	4.32%
OCF Growth	snapshot only																				57.59%
Asset Growth	snapshot only																				-0.97%
Equity Growth	snapshot only																				-2.39%
Debt Growth	snapshot only																				-2.11%
Shares Change	snapshot only																				0.03%
Dividend Growth	snapshot only																				29.14%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	3.7%	5.6%	7.8%	10.9%	13.6%	14.3%	14.8%	12.6%	10.0%	7.5%	4.4%	1.7%	-0.7%	-2.4%	-3.6%	-5.0%	-5.8%	-5.6%	-5.2%	-1.9%	-1.91%
Revenue 5Y	4.8%	5.8%	6.8%	7.6%	8.0%	7.6%	7.0%	5.4%	3.9%	3.1%	2.3%	2.6%	3.1%	3.2%	4.1%	4.6%	4.8%	4.5%	3.7%	3.1%	3.06%
EPS 3Y	16.0%	6.6%	10.1%	13.7%	12.8%	13.1%	4.3%	-10.4%	-23.5%	-31.3%	-34.9%	-37.8%	-32.5%	-28.1%	-26.3%	-27.1%	-33.3%	-31.6%	—	—	—
EPS 5Y	10.7%	9.5%	9.2%	10.9%	11.1%	10.4%	5.6%	-3.8%	-11.4%	-18.5%	-18.5%	-19.4%	-15.5%	-13.1%	-11.6%	-12.0%	-17.3%	-17.7%	—	—	—
Net Income 3Y	15.9%	6.5%	9.8%	13.2%	12.4%	12.6%	3.9%	-10.7%	-23.9%	-31.8%	-35.3%	-38.2%	-32.8%	-28.5%	-26.6%	-27.3%	-33.4%	-31.7%	—	—	—
Net Income 5Y	10.8%	9.4%	9.1%	10.5%	10.8%	10.0%	5.3%	-4.0%	-11.7%	-18.8%	-18.7%	-19.7%	-15.8%	-13.4%	-11.9%	-12.2%	-17.5%	-18.0%	—	—	—
EBITDA 3Y	7.6%	4.9%	8.0%	11.5%	13.5%	10.8%	3.9%	-5.1%	-11.6%	-13.3%	-14.8%	-15.8%	-15.6%	-12.2%	-11.7%	-13.6%	-14.5%	-10.0%	-18.1%	-6.8%	-6.83%
EBITDA 5Y	7.0%	5.9%	6.4%	8.5%	9.3%	4.9%	2.3%	-3.4%	-6.2%	-6.3%	-5.2%	-4.5%	-4.3%	-3.3%	-3.2%	-3.3%	-4.1%	-3.8%	-12.7%	-11.3%	-11.33%
Gross Profit 3Y	7.0%	5.0%	5.6%	6.9%	9.9%	7.9%	5.4%	-1.4%	-8.1%	-10.2%	-12.8%	-13.4%	-12.5%	-11.7%	-11.2%	-12.4%	-14.7%	-14.2%	-12.8%	-4.1%	-4.14%
Gross Profit 5Y	4.1%	3.2%	3.3%	4.5%	6.3%	4.8%	3.1%	-0.5%	-4.1%	-4.1%	-4.0%	-4.0%	-3.3%	-4.3%	-3.7%	-3.8%	-5.2%	-6.8%	-8.9%	-7.6%	-7.59%
Op. Income 3Y	10.6%	3.7%	8.4%	13.4%	16.0%	17.7%	6.3%	-9.3%	-23.3%	-30.1%	-32.2%	-33.3%	-31.4%	-25.5%	-24.2%	-27.1%	-29.4%	-30.6%	-29.9%	-8.3%	-8.25%
Op. Income 5Y	7.4%	6.2%	7.1%	10.2%	11.5%	7.2%	3.1%	-6.5%	-13.5%	-17.5%	-16.4%	-15.7%	-14.5%	-11.1%	-10.6%	-11.2%	-13.4%	-16.6%	-21.0%	-16.3%	-16.27%
FCF 3Y	—	—	—	—	—	—	—	—	—	—	-3.3%	-3.5%	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	0.1%	-14.4%	0.5%	2.2%	-1.3%	-2.2%	-21.5%	—	—	—	—
OCF 3Y	-12.3%	-25.0%	-28.8%	-24.1%	-15.4%	-9.7%	-19.2%	-7.2%	-5.5%	-9.4%	7.8%	1.4%	12.3%	31.0%	26.5%	8.4%	7.5%	-2.7%	12.9%	2.8%	2.78%
OCF 5Y	-8.3%	-19.4%	-22.0%	-15.4%	-10.5%	-4.2%	-11.0%	-3.7%	2.4%	0.4%	10.6%	1.4%	-4.8%	-5.8%	-9.3%	-11.2%	-7.2%	-8.9%	-7.2%	-3.1%	-3.11%
Assets 3Y	9.4%	11.6%	14.2%	14.4%	15.5%	15.5%	17.5%	16.3%	13.0%	10.5%	9.1%	7.6%	7.3%	3.7%	1.7%	1.8%	1.3%	-1.0%	-1.6%	-0.5%	-0.53%
Assets 5Y	8.0%	8.8%	10.6%	10.2%	10.1%	10.6%	10.6%	10.8%	9.4%	9.7%	9.2%	9.0%	9.7%	7.9%	9.7%	9.4%	8.5%	6.1%	5.0%	4.9%	4.86%
Equity 3Y	10.8%	11.1%	10.3%	9.5%	9.8%	9.4%	11.1%	10.6%	8.6%	7.2%	6.6%	4.4%	4.9%	2.9%	2.4%	3.3%	3.3%	2.2%	0.1%	-0.1%	-0.08%
Book Value 3Y	10.9%	11.2%	10.6%	9.9%	10.2%	9.8%	11.6%	11.0%	9.1%	8.0%	7.2%	5.0%	5.3%	3.4%	2.9%	3.6%	3.5%	2.3%	0.2%	-0.0%	-0.01%
Dividend 3Y	3.6%	3.5%	3.6%	3.5%	3.4%	3.3%	3.2%	3.2%	3.3%	3.2%	2.6%	2.1%	1.5%	1.6%	1.5%	1.3%	1.3%	1.2%	1.2%	9.0%	8.99%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.42	0.50	0.54	0.58	0.60	0.61	0.65	0.63	0.52	0.46	0.37	0.34	0.24	0.17	0.15	0.14	0.11	0.09	0.07	0.16	0.156
Earnings Stability	0.84	0.87	0.87	0.89	0.93	0.89	0.53	0.03	0.01	0.10	0.19	0.29	0.34	0.36	0.50	0.57	0.63	0.66	0.87	0.87	0.871
Margin Stability	0.94	0.92	0.89	0.91	0.92	0.89	0.85	0.82	0.81	0.81	0.80	0.79	0.80	0.82	0.83	0.81	0.76	0.74	0.72	0.74	0.742
Rev. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.000
Earn. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	1	0	0	0	0
Earnings Persistence	0.89	0.97	0.99	0.99	0.99	0.97	0.93	0.81	0.50	0.50	0.50	0.50	0.95	0.90	0.81	0.50	0.99	0.97	0.20	0.20	0.200
Earnings Smoothness	0.76	0.92	0.98	0.98	0.99	0.93	0.82	0.38	0.02	0.00	0.00	0.22	0.87	0.78	0.61	0.50	0.99	0.93	—	—	—
ROE Trend	0.02	0.01	-0.00	0.00	0.00	-0.00	-0.03	-0.07	-0.10	-0.09	-0.08	-0.07	-0.05	-0.04	-0.02	-0.00	-0.00	-0.00	-0.05	-0.04	-0.040
Gross Margin Trend	0.00	-0.03	-0.04	-0.04	-0.03	-0.03	-0.04	-0.05	-0.06	-0.04	-0.03	-0.02	-0.01	-0.01	-0.01	-0.00	-0.00	-0.01	-0.01	-0.01	-0.007
FCF Margin Trend	-0.08	-0.11	-0.11	-0.10	-0.08	-0.05	-0.08	-0.05	-0.01	0.01	0.11	0.09	0.11	0.10	0.06	0.06	0.01	-0.02	-0.05	-0.04	-0.042
Sustainable Growth Rate	12.4%	10.6%	10.7%	11.2%	11.3%	10.4%	7.6%	4.0%	1.7%	0.6%	0.4%	0.1%	1.0%	1.4%	1.8%	1.9%	0.9%	1.0%	—	—	—
Internal Growth Rate	7.4%	6.1%	5.8%	6.2%	6.1%	5.5%	3.8%	2.0%	0.8%	0.3%	0.2%	0.1%	0.5%	0.7%	0.9%	1.0%	0.4%	0.5%	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.76	0.52	0.44	0.57	0.82	1.09	0.93	2.00	3.67	4.35	7.60	6.04	3.55	3.22	2.27	1.88	3.45	3.15	-11.10	-64.85	-64.849
FCF/OCF	-0.40	-1.70	-2.45	-1.91	-1.23	-0.88	-2.04	-1.10	-0.62	-0.49	0.31	0.24	0.71	0.78	0.70	0.68	0.21	-0.21	-0.12	-0.20	-0.197
FCF/Net Income	snapshot only																				12.763
OCF/EBITDA	snapshot only																				1.078
CapEx/Revenue	7.2%	8.3%	8.7%	9.4%	10.2%	10.9%	12.1%	12.9%	12.8%	11.2%	8.9%	7.3%	2.1%	1.7%	1.7%	1.5%	5.4%	7.7%	7.6%	8.5%	8.46%
CapEx/Depreciation	snapshot only																				1.591
Accruals Ratio	0.02	0.03	0.04	0.03	0.01	-0.01	0.00	-0.03	-0.06	-0.06	-0.10	-0.07	-0.05	-0.05	-0.03	-0.02	-0.05	-0.04	-0.07	-0.07	-0.073
Sloan Accruals	snapshot only																				-0.101
Cash Flow Adequacy	snapshot only																				0.687

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	1.1%	1.0%	1.4%	1.3%	1.5%	1.3%	1.4%	1.5%	2.0%	1.6%	1.7%	1.8%	2.0%	2.4%	2.8%	2.8%	3.2%	3.2%	3.1%	3.5%	2.42%
Dividend/Share	$1.18	$1.21	$1.24	$1.27	$1.30	$1.33	$1.36	$1.39	$1.42	$1.44	$1.44	$1.46	$1.47	$1.48	$1.49	$1.51	$1.52	$1.53	$1.54	$1.95	$1.58
Payout Ratio	18.1%	20.4%	20.2%	19.5%	19.5%	20.8%	26.3%	40.4%	62.4%	81.8%	87.3%	96.0%	73.5%	67.4%	60.9%	59.4%	76.8%	74.7%	—	—	—
FCF Payout Ratio	—	—	—	—	—	—	—	—	—	—	36.7%	67.0%	29.0%	27.0%	38.6%	46.3%	1.1%	—	—	—	—
Total Payout Ratio	30.4%	32.7%	38.5%	34.7%	34.1%	37.7%	39.0%	50.5%	67.6%	81.8%	87.3%	96.0%	73.5%	67.4%	60.9%	59.4%	76.8%	74.7%	—	—	—
Div. Increase Streak	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Chowder Number	0.12	0.12	0.12	0.11	0.11	0.10	0.10	0.10	0.11	0.09	0.08	0.07	0.05	0.06	0.06	0.06	0.06	0.06	0.06	0.33	0.327
Buyback Yield	0.8%	0.6%	1.2%	1.1%	1.1%	1.1%	0.7%	0.4%	0.2%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.8%	0.6%	1.2%	1.0%	1.1%	1.1%	0.6%	0.3%	0.0%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.05%
Total Shareholder Return	1.9%	1.7%	2.6%	2.4%	2.6%	2.4%	2.0%	1.8%	2.0%	1.5%	1.6%	1.7%	1.9%	2.3%	2.8%	2.8%	3.2%	3.2%	3.1%	3.4%	3.45%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.78	0.80	0.79	0.79	0.76	0.78	0.79	0.82	0.85	0.83	0.79	0.71	0.84	0.83	0.86	0.93	0.79	0.78	0.74	5.46	5.457
Interest Burden (EBT/EBIT)	0.96	0.96	0.95	0.90	0.89	0.95	0.95	0.99	0.92	0.75	0.75	0.76	0.85	0.85	0.83	0.80	0.74	0.68	-1.90	-0.02	-0.016
EBIT Margin	0.09	0.08	0.08	0.08	0.08	0.07	0.06	0.04	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.03	0.03	0.04	0.00	0.01	0.012
Asset Turnover	1.25	1.23	1.21	1.26	1.28	1.23	1.17	1.09	1.04	0.97	0.92	0.92	0.92	0.93	0.93	0.95	0.95	1.00	0.99	1.01	1.012
Equity Multiplier	1.79	1.85	1.94	1.92	1.96	2.01	2.05	2.02	2.00	2.01	2.00	1.99	1.96	1.96	1.97	1.96	1.97	1.93	1.97	1.96	1.960

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$6.51	$5.93	$6.13	$6.54	$6.66	$6.40	$5.15	$3.44	$2.28	$1.76	$1.65	$1.52	$2.00	$2.20	$2.45	$2.53	$1.98	$2.05	$-0.62	$-0.12	$-0.12
Book Value/Share	$45.54	$46.19	$48.20	$48.83	$49.07	$50.71	$51.75	$52.96	$52.45	$53.37	$52.92	$51.99	$53.19	$51.06	$52.45	$54.26	$54.47	$54.34	$52.12	$52.94	$52.94
Tangible Book/Share	$38.60	$39.40	$41.46	$42.40	$42.59	$44.02	$45.02	$46.20	$45.91	$46.79	$46.52	$45.80	$46.99	$45.21	$46.51	$48.08	$48.36	$48.57	$46.45	$47.36	$47.36
Revenue/Share	$96.07	$100.88	$107.20	$114.49	$119.65	$120.61	$119.57	$112.35	$105.57	$102.03	$96.99	$96.01	$95.40	$95.16	$97.08	$98.77	$100.66	$101.88	$102.38	$106.27	$106.27
FCF/Share	$-1.96	$-5.26	$-6.66	$-7.09	$-6.71	$-6.12	$-9.73	$-7.56	$-5.15	$-3.75	$3.93	$2.17	$5.06	$5.49	$3.87	$3.25	$1.40	$-1.36	$-0.84	$-1.48	$-1.48
OCF/Share	$4.95	$3.10	$2.72	$3.71	$5.46	$6.99	$4.77	$6.90	$8.36	$7.67	$12.57	$9.16	$7.10	$7.07	$5.57	$4.77	$6.82	$6.46	$6.90	$7.51	$7.51
Cash/Share	$4.53	$6.85	$10.19	$8.44	$7.19	$7.56	$5.52	$5.84	$4.60	$5.70	$5.48	$5.44	$6.42	$4.35	$4.70	$3.88	$5.18	$5.80	$6.15	$4.97	$4.97
EBITDA/Share	$12.53	$11.63	$12.12	$13.13	$13.82	$12.80	$11.08	$8.60	$7.41	$7.44	$7.46	$7.57	$7.63	$8.00	$8.43	$8.54	$8.69	$9.36	$6.11	$6.97	$6.97
Debt/Share	$15.16	$18.07	$26.14	$25.70	$26.70	$27.73	$33.84	$32.77	$31.22	$31.24	$31.31	$31.71	$32.48	$29.80	$31.95	$31.58	$30.91	$30.19	$31.16	$30.90	$30.90
Net Debt/Share	$10.63	$11.23	$15.95	$17.26	$19.50	$20.18	$28.32	$26.93	$26.62	$25.55	$25.83	$26.27	$26.05	$25.45	$27.25	$27.69	$25.73	$24.39	$25.00	$25.93	$25.93

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.502
Altman Z-Prime	snapshot only																				3.272
Piotroski F-Score	5	4	5	4	6	5	4	4	4	5	6	5	5	5	5	8	7	7	6	5	5
Beneish M-Score	-1.05	-1.36	-1.75	-2.11	-2.45	-2.31	-2.28	-2.34	-2.52	-2.97	-3.11	-2.99	-2.84	-2.71	-2.73	-2.42	-2.58	-2.60	-2.73	-2.89	-2.892
Ohlson O-Score	snapshot only																				-6.888
ROIC (Greenblatt)	snapshot only																				2.27%
Net-Net WC	snapshot only																				$-8.99
EVA	snapshot only																				$-116373600.00

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BB-
Credit Score	79.77	79.94	68.56	74.67	72.03	70.93	66.39	62.40	54.11	58.48	57.80	56.77	57.11	57.69	53.26	56.66	49.37	53.00	33.85	38.90	38.898
Credit Grade	snapshot only																				13
Credit Trend	snapshot only																				-17.766
Implied Spread (bps)	snapshot only																				550.000
Industry Credit Rank	snapshot only																				24
Sector Credit Rank	snapshot only																				27

SCL NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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