$10.55

-0.32 (-2.94%)

Pre-Market: $10.43 (-0.12, -1.18%)

Weekly Expected Move ±3.8%

$10 $10 $11 $11 $12

NYSE · Consumer Cyclical · Gambling, Resorts & Casinos · Tech Score Sell · Power 39 · $5.4B mcap · 163M float · 1.63% daily turnover · Short 50% of daily vol

Credit Risk of going bust: lower than 85% of companies Debt: 2.0% of company value Bonds: none of note held by US funds details ▾

If the stock fell to about $0.02 (down 99.9%), Super Group (SGHC) Limited would be worth roughly what it owes.
Total debt $107.0M against a stock market value of $5.36B.
Distance to default 11.24 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $40.5M (short-term plus half of long-term), stock volatility 43.4%; Altman Z'' 7.03. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

48.8 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: 94.0% · 5Y Avg: 70.6%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. SGHC shows a Weak competitive edge (48.8/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 94.0% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$13

Low

$16

Avg Target

$18

High

Based on 2 analysts since Aug 3, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 8Hold: 0Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$15.50

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-10-23	Barclays	—	Initiated	$13	—	+14.5%	$11.35
2026-08-06	Needham	Bernie McTernan	$6	$18	+12	+37.3%	$13.11
2025-12-01	BTIG	Clark Lampen	$9	$19	+10	+75.4%	$10.83
2025-09-19	Canaccord Genuity	Jason Tilchen	$11	$18	+7	+53.5%	$11.73
2025-09-18	UBS	—	Initiated	$18	—	+39.4%	$12.91
2025-09-15	Macquarie	Sam Ghafir	Initiated	$17	—	+34.0%	$12.69
2025-05-19	Craig-Hallum	Ryan Sigdahl	Initiated	$12	—	+41.2%	$8.50
2025-03-28	BTIG	Clark Lampen	Initiated	$9	—	+32.5%	$6.79
2024-11-07	Oppenheimer	Jed Kelly	Initiated	$6	—	+42.9%	$4.20
2024-03-07	Needham	—	$5	$6	+1	+70.9%	$3.51
2022-11-23	Needham	—	$7	$5	-2	+35.1%	$3.70
2022-08-12	Needham	—	$8	$7	-1	+40.8%	$4.97
2022-05-26	Canaccord Genuity	—	Initiated	$11	—	+75.7%	$6.26
2022-05-26	Needham	—	Initiated	$8	—	+32.9%	$6.02

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. SGHC receives an overall rating of A-. Strongest factors: ROE (5/5), ROA (5/5), D/E (4/5). Areas of concern: P/B (1/5).

Rating Change History

Date	From	To
2026-10-12	B+	A-
2026-10-01	A-	B+
2026-07-01	B+	A-
2026-04-01	A-	B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 79 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. SGHC scores highest in Safety (100/100) and lowest in Value (47/100). An overall grade of A+ places SGHC among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

11.51

Safe Zone

Piotroski F-Score

7/9

✓ ✓ ✓ ✓ ✗ ✓ ✗ ✓ ✓

Beneish M-Score

-2.43

Unlikely Manipulator

Ohlson O-Score

-10.09

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AAA

Score: 96.6/100

Trend: Improving

Earnings Quality

100/100

OCF/NI: 1.13x

Accruals: -3.8%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. SGHC scores 11.51, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. SGHC scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. SGHC's score of -2.43 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. SGHC's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. SGHC receives an estimated rating of AAA (score: 96.6/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). SGHC's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

14.45x

PEG

0.08x

P/S

2.21x

P/B

6.44x

P/FCF

19.62x

P/OCF

17.15x

EV/EBITDA

10.96x

EV/Revenue

2.76x

EV/EBIT

12.65x

EV/FCF

18.37x

Earnings Yield

5.14%

FCF Yield

5.10%

Shareholder Yield

2.89%

Graham Number

$5.05

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 14.5x earnings, SGHC trades at a reasonable valuation. An earnings yield of 5.1% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $5.05 per share, 109% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.713

NI / EBT

Interest Burden

0.975

EBT / EBIT

EBIT Margin

0.218

EBIT / Rev

Asset Turnover

1.891

Rev / Assets

Equity Multiplier

1.659

Assets / Equity

ROE

47.5%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. SGHC's ROE of 47.5% is driven by Asset Turnover (1.891), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$26.82

Price/Value

0.51x

Margin of Safety

49.47%

Premium

-49.47%

Assessment

Neutral

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with SGHC's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. SGHC actually compounded EPS at 70.4% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. SGHC trades at a -49% premium to its adjusted intrinsic value of $26.82, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 14.5x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1488 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$10.55

Median 1Y

$9.40

5th Pctile

$4.25

95th Pctile

$20.77

Ann. Volatility

53.2%

Analyst Target

$15.50

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

2,900

-12.1% YoY

Revenue / Employee

—

Profit / Employee

—

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	52.4%	70.5%	33.6%	66.9%	61.7%	31.9%	1.0%	13.8%	8.8%	-1.9%	6.2%	1.7%	1.5%	20.2%	20.7%	21.3%	29.5%	29.5%	33.7%	47.5%	47.53%
ROA	29.1%	28.9%	4.3%	35.6%	32.1%	19.1%	33.1%	7.8%	4.7%	-1.1%	3.4%	1.0%	0.8%	10.8%	12.3%	12.4%	17.5%	17.3%	20.0%	28.6%	28.65%
ROIC	1.5%	76.3%	-81.1%	1.8%	2.4%	23.6%	21.8%	13.5%	11.9%	-11.3%	15.8%	8.7%	4.3%	47.0%	42.6%	48.9%	73.5%	56.7%	67.9%	94.0%	94.03%
ROCE	52.4%	38.3%	24.3%	60.9%	54.9%	35.7%	49.0%	18.0%	13.0%	3.1%	10.3%	8.3%	8.4%	30.6%	33.0%	34.6%	41.8%	39.2%	46.3%	55.1%	55.08%
Gross Margin	34.5%	1.3%	28.0%	29.6%	26.3%	1.2%	18.6%	27.2%	24.1%	1.2%	19.9%	27.8%	20.4%	1.3%	29.0%	29.2%	33.4%	24.2%	27.8%	32.3%	32.31%
Operating Margin	17.5%	12.1%	7.2%	14.0%	9.8%	-4.4%	1.8%	12.2%	7.8%	-1.4%	5.1%	13.4%	5.5%	21.5%	17.2%	18.0%	25.3%	17.3%	19.9%	25.0%	25.00%
Net Margin	16.1%	24.3%	-48.8%	93.1%	11.3%	3.5%	-0.7%	7.0%	2.8%	-12.4%	10.9%	-0.2%	2.1%	14.8%	11.4%	-0.7%	17.2%	11.6%	14.2%	17.5%	17.54%
EBITDA Margin	24.4%	24.5%	-41.2%	99.6%	20.0%	12.5%	7.8%	16.4%	10.1%	-6.5%	18.4%	10.5%	10.9%	25.2%	21.1%	10.4%	26.4%	21.1%	23.9%	28.9%	28.95%
FCF Margin	16.7%	15.6%	11.6%	7.5%	5.6%	2.9%	4.9%	4.3%	5.9%	6.4%	5.1%	6.1%	4.8%	6.4%	7.7%	8.6%	10.0%	9.3%	10.6%	15.0%	15.02%
OCF Margin	17.4%	16.7%	13.0%	9.4%	7.3%	4.1%	6.0%	4.8%	6.9%	8.3%	7.3%	9.2%	8.1%	10.2%	11.8%	12.9%	14.8%	13.7%	13.9%	17.2%	17.18%
ROE 3Y Avg	snapshot only																				21.24%
ROE 5Y Avg	snapshot only																				27.84%
ROA 3Y Avg	snapshot only																				12.82%
ROIC 3Y Avg	snapshot only																				1.25%
ROIC Economic	snapshot only																				41.22%
Cash ROA	snapshot only																				29.52%
Cash ROIC	snapshot only																				1.03%
CROIC	snapshot only																				90.23%
NOPAT Margin	snapshot only																				15.66%
Pretax Margin	snapshot only																				21.26%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				7.51%
SBC / Revenue	snapshot only																				0.00%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	29.67	23.67	19.45	14.452
P/S Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.81	2.45	2.95	2.206
P/B Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	7.53	7.53	8.32	6.443
P/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	30.28	22.98	19.62	19.616
P/OCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	20.49	17.57	17.15	17.150
EV/EBITDA	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	13.66	11.40	10.96	10.960
EV/Revenue	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.65	2.30	2.76	2.759
EV/EBIT	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	16.37	13.52	12.65	12.649
EV/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	28.48	21.65	18.37	18.366
Earnings Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.4%	4.2%	5.1%	5.14%
FCF Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.3%	4.4%	5.1%	5.10%
PEG Ratio	snapshot only																				0.085
Price/Tangible Book	snapshot only																				16.246
EV/OCF	snapshot only																				16.057
EV/Gross Profit	snapshot only																				9.399
Acquirers Multiple	snapshot only																				12.629
Shareholder Yield	snapshot only																				2.89%
Graham Number	snapshot only																				$5.05

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	1.45	1.81	0.80	1.44	1.38	1.82	1.67	1.41	1.31	1.26	1.41	1.35	1.41	1.25	1.42	1.58	1.75	1.94	1.61	1.83	1.828
Quick Ratio	1.45	1.81	0.80	1.44	1.38	1.82	1.67	1.41	1.31	1.26	1.41	1.35	1.41	1.25	1.42	1.58	1.75	1.94	1.61	1.83	1.828
Debt/Equity	0.04	0.04	0.19	0.04	0.03	0.04	0.30	0.03	0.05	0.06	0.05	0.05	0.13	0.13	0.11	0.11	0.10	0.10	0.14	0.13	0.129
Net Debt/Equity	-0.67	-0.53	-3.26	-0.78	-0.87	-0.46	-0.50	-0.46	-0.46	-0.41	-0.46	-0.52	-0.41	-0.57	-0.45	-0.50	-0.55	-0.45	-0.44	-0.53	-0.530
Debt/Assets	0.02	0.02	0.02	0.02	0.02	0.02	0.15	0.02	0.03	0.03	0.03	0.03	0.07	0.07	0.07	0.07	0.06	0.06	0.08	0.08	0.078
Debt/EBITDA	0.05	0.07	0.19	0.05	0.04	0.07	0.38	0.09	0.17	0.32	0.20	0.21	0.54	0.26	0.24	0.23	0.18	0.19	0.23	0.18	0.181
Net Debt/EBITDA	-0.89	-0.98	-3.34	-0.96	-1.16	-0.89	-0.63	-1.44	-1.67	-2.31	-1.87	-2.11	-1.74	-1.19	-0.94	-1.02	-1.03	-0.87	-0.70	-0.75	-0.746
Interest Coverage	35.05	36.46	8.85	210.18	204.50	161.97	244.22	64.91	38.86	7.16	21.53	12.00	11.15	34.37	34.76	34.35	63.44	34.73	31.86	28.46	28.461
Equity Multiplier	1.80	1.64	7.91	1.94	2.03	1.69	2.04	1.63	1.75	1.85	1.68	1.76	1.78	1.89	1.68	1.68	1.60	1.58	1.68	1.64	1.643
Cash Ratio	snapshot only																				1.254
Debt Service Coverage	snapshot only																				32.846
Cash to Debt	snapshot only																				5.121
FCF to Debt	snapshot only																				3.297
Defensive Interval	snapshot only																				1614.6 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	1.80	1.62	1.68	1.74	1.66	1.36	1.25	1.51	1.45	1.43	1.38	1.61	1.53	1.58	1.71	1.92	1.75	1.82	1.94	1.89	1.891
Inventory Turnover	—	23904.17	—	—	—	9139.91	—	—	—	16379.47	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	11.87	24.59	11.70	9.77	10.49	27.24	7.93	9.01	9.13	37.40	10.58	11.43	10.13	49.00	12.39	13.05	11.95	113.41	13.60	12.76	12.763
Payables Turnover	4.71	6.01	4.37	4.01	3.77	8.15	3.61	4.74	4.32	9.79	3.62	4.20	4.02	9.34	3.45	4.03	3.65	17.03	6.52	6.19	6.190
DSO	31	15	31	37	35	13	46	41	40	10	34	32	36	7	29	28	31	3	27	29	28.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	78	61	83	91	97	45	101	77	84	37	101	87	91	39	106	91	100	21	56	59	59.0 days
Cash Conversion Cycle	-47	-46	-52	-54	-62	-31	-55	-37	-44	-28	-66	-55	-55	-32	-76	-63	-69	-18	-29	-30	-30.4 days
Fixed Asset Turnover	snapshot only																				20.421
Cash Velocity	snapshot only																				4.285
Capital Intensity	snapshot only																				0.582

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	—	4.1%	1.4%	41.6%	5.4%	-2.2%	-3.5%	3.6%	7.8%	11.1%	16.5%	13.8%	16.5%	18.8%	19.9%	27.9%	22.2%	26.0%	23.9%	18.9%	18.92%
Net Income	—	4.0%	-60.4%	79.3%	26.2%	-23.1%	9.0%	-73.9%	-82.0%	-1.1%	-89.2%	-86.5%	-80.3%	12.1%	2.6%	12.5%	21.4%	74.3%	77.1%	1.8%	1.79%
EPS	—	4.0%	-95.4%	-79.4%	-85.5%	-91.3%	8.8%	-74.3%	-82.4%	-1.1%	-89.3%	-86.6%	-80.5%	12.0%	2.5%	12.5%	21.1%	73.5%	76.0%	1.7%	1.74%
FCF	—	3.4%	46.6%	-43.3%	-64.6%	-81.5%	-58.9%	-40.2%	13.3%	1.4%	20.7%	61.5%	-4.3%	18.7%	80.8%	79.8%	1.5%	82.5%	71.2%	1.1%	1.08%
EBITDA	—	4.5%	-7.0%	59.6%	12.6%	-9.9%	3.0%	-43.8%	-49.1%	-64.3%	-66.3%	-31.1%	-12.7%	1.7%	1.0%	1.5%	1.8%	50.5%	46.4%	81.5%	81.46%
Op. Income	—	3.7%	1.5%	13.5%	-29.9%	-57.4%	-64.7%	-58.7%	-53.1%	-11.4%	35.0%	46.0%	46.8%	1.6%	1.9%	2.1%	3.2%	1.1%	70.3%	65.4%	65.39%
OCF Growth	snapshot only																				58.55%
Asset Growth	snapshot only																				22.38%
Equity Growth	snapshot only																				25.11%
Debt Growth	snapshot only																				40.79%
Shares Change	snapshot only																				1.86%
Dividend Growth	snapshot only																				4.68%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	—	—	—	—	—	—	—	—	—	77.3%	38.4%	18.6%	9.8%	8.9%	10.5%	14.7%	15.3%	18.5%	20.1%	20.1%	20.08%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	52.9%	31.6%	20.5%	20.50%
EPS 3Y	—	—	—	—	—	—	—	—	—	—	-63.7%	-80.8%	-82.9%	-61.9%	54.9%	-22.6%	-8.6%	3.3%	-12.8%	70.4%	70.44%
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-13.7%	-21.5%	-23.5%	-23.54%
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	-24.6%	-60.2%	-64.5%	-20.9%	56.6%	-22.0%	-7.5%	3.9%	-12.2%	71.7%	71.71%
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	33.9%	21.9%	18.9%	18.87%
EBITDA 3Y	—	—	—	—	—	—	—	—	—	20.8%	7.4%	-14.8%	-20.6%	-4.3%	39.7%	-1.6%	7.2%	13.5%	0.3%	45.5%	45.50%
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	48.4%	30.0%	22.5%	22.54%
Gross Profit 3Y	—	—	—	—	—	—	—	—	—	46.5%	30.4%	17.4%	9.3%	3.3%	6.1%	9.4%	13.2%	-2.0%	0.7%	2.9%	2.88%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	23.9%	15.6%	9.9%	9.87%
Op. Income 3Y	—	—	—	—	—	—	—	—	—	20.9%	5.6%	-11.9%	-21.6%	-0.8%	11.5%	23.5%	42.5%	69.6%	88.5%	96.1%	96.09%
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	57.7%	42.3%	28.7%	28.71%
FCF 3Y	—	—	—	—	—	—	—	—	—	25.1%	-10.1%	-18.2%	-27.4%	-19.0%	-3.6%	20.2%	39.7%	73.8%	55.1%	82.1%	82.15%
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	33.5%	17.6%	15.4%	15.42%
OCF 3Y	—	—	—	—	—	—	—	—	—	35.8%	-0.0%	-7.4%	-14.9%	-7.7%	7.0%	27.5%	45.7%	76.7%	59.1%	83.5%	83.54%
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	44.0%	23.0%	17.8%	17.81%
Assets 3Y	—	—	—	—	—	—	—	—	—	16.3%	15.4%	11.1%	16.7%	4.7%	5.6%	10.9%	10.4%	10.4%	2.3%	11.9%	11.91%
Assets 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	13.4%	12.7%	14.7%	14.69%
Equity 3Y	—	—	—	—	—	—	—	—	—	87.9%	92.3%	12.0%	17.1%	-0.1%	76.9%	16.4%	19.4%	13.1%	9.0%	11.5%	11.52%
Book Value 3Y	—	—	—	—	—	—	—	—	—	-9.2%	-7.3%	-46.0%	-43.6%	-51.9%	75.0%	15.5%	18.0%	12.4%	8.3%	10.7%	10.70%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	57.8%	99.5%	78.2%	78.18%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	—	—	—	—	—	0.73	0.70	0.83	0.99	0.68	0.74	0.90	0.92	0.79	0.80	0.86	0.94	0.97	0.99	0.97	0.968
Earnings Stability	—	—	—	—	—	0.48	0.60	0.16	0.52	0.07	0.02	0.51	0.73	0.03	0.01	0.25	0.13	0.02	0.10	0.05	0.052
Margin Stability	—	—	—	—	—	0.74	0.91	0.88	0.87	0.73	0.89	0.89	0.88	0.90	0.90	0.89	0.88	0.63	0.78	0.81	0.814
Rev. Growth Consistency	0.00	0.50	0.50	0.50	0.50	0.00	0.00	1.00	1.00	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.50	0.00	0.50	0.50	0.00	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.000
FCF Positive Streak	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	—	—	—	—	—	0.91	0.50	0.50	0.50	0.20	0.50	0.50	0.50	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	—	0.00	0.14	0.43	0.77	0.74	0.00	0.00	0.00	—	0.00	0.00	0.00	—	0.00	0.00	0.00	0.46	0.44	0.06	0.056
ROE Trend	—	—	—	—	—	-0.15	-0.03	-0.40	-0.48	-0.38	-0.39	-0.36	-0.31	0.05	-0.13	0.12	0.22	0.16	0.19	0.32	0.323
Gross Margin Trend	—	—	—	—	—	-0.20	-0.08	-0.05	-0.04	-0.08	-0.08	-0.07	-0.07	0.02	0.04	0.04	0.08	-0.20	-0.20	-0.18	-0.181
FCF Margin Trend	—	—	—	—	—	-0.14	-0.10	-0.09	-0.05	-0.03	-0.03	0.00	-0.01	0.02	0.03	0.03	0.05	0.03	0.04	0.08	0.077
Sustainable Growth Rate	50.5%	69.8%	31.1%	66.3%	61.7%	31.9%	1.0%	13.8%	8.8%	—	6.2%	1.7%	1.5%	18.2%	17.1%	15.5%	22.7%	22.8%	6.6%	20.8%	20.80%
Internal Growth Rate	38.9%	40.1%	4.1%	54.6%	47.3%	23.7%	49.4%	8.5%	4.9%	—	3.5%	1.0%	0.8%	10.8%	11.3%	9.9%	15.6%	15.4%	4.1%	14.3%	14.33%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.08	0.93	5.13	0.46	0.38	0.29	0.23	0.93	2.12	-11.30	3.01	14.90	14.85	1.48	1.63	1.99	1.47	1.45	1.35	1.13	1.134
FCF/OCF	0.96	0.93	0.89	0.79	0.77	0.71	0.82	0.89	0.86	0.77	0.70	0.67	0.60	0.63	0.65	0.67	0.68	0.68	0.76	0.87	0.874
FCF/Net Income	snapshot only																				0.992
OCF/EBITDA	snapshot only																				0.683
CapEx/Revenue	0.7%	1.1%	1.4%	1.9%	1.7%	1.2%	1.0%	0.5%	1.0%	1.9%	2.2%	3.0%	3.3%	3.8%	4.1%	4.3%	4.8%	4.4%	3.3%	2.2%	2.16%
CapEx/Depreciation	snapshot only																				0.643
Accruals Ratio	-0.02	0.02	-0.18	0.19	0.20	0.13	0.26	0.01	-0.05	-0.13	-0.07	-0.14	-0.12	-0.05	-0.08	-0.12	-0.08	-0.08	-0.07	-0.04	-0.038
Sloan Accruals	snapshot only																				0.051
Cash Flow Adequacy	snapshot only																				1.609
Earnings Quality Score	snapshot only																				1.000

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.8%	3.4%	2.9%	4.17%
Dividend/Share	$0.13	$0.04	$0.01	$0.01	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.02	$0.05	$0.07	$0.09	$0.09	$0.37	$0.39	$0.44
Payout Ratio	3.7%	1.1%	7.3%	0.9%	0.0%	0.0%	0.0%	0.0%	0.0%	—	0.0%	0.0%	0.0%	9.9%	17.6%	27.1%	23.0%	22.6%	80.5%	56.2%	56.23%
FCF Payout Ratio	3.6%	1.2%	1.6%	2.6%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	10.5%	16.5%	20.4%	23.1%	23.1%	78.2%	56.7%	56.70%
Total Payout Ratio	9.1%	6.7%	5.4%	85.2%	89.6%	1.2%	29.2%	79.8%	2.5%	—	1.6%	6.1%	29.4%	11.6%	18.6%	27.6%	23.0%	22.6%	80.5%	56.2%	56.23%
Div. Increase Streak	0	0	0	0	—	—	—	—	—	—	—	—	—	0	0	0	0	1	1	1	0
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.01	7.13	4.81	4.813
Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.00%
Total Shareholder Return	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.8%	3.4%	2.9%	2.89%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.95	1.04	1.13	1.01	0.98	0.84	0.91	0.62	0.55	-0.63	0.56	0.22	0.17	0.61	0.57	0.52	0.60	0.60	0.63	0.71	0.713
Interest Burden (EBT/EBIT)	1.00	0.97	0.89	1.00	1.00	0.99	1.00	0.98	0.97	0.86	0.95	0.92	0.91	0.97	0.97	0.97	0.99	0.97	0.97	0.97	0.975
EBIT Margin	0.17	0.18	0.03	0.21	0.20	0.17	0.29	0.08	0.06	0.01	0.05	0.03	0.04	0.12	0.13	0.13	0.17	0.16	0.17	0.22	0.218
Asset Turnover	1.80	1.62	1.68	1.74	1.66	1.36	1.25	1.51	1.45	1.43	1.38	1.61	1.53	1.58	1.71	1.92	1.75	1.82	1.94	1.89	1.891
Equity Multiplier	1.80	2.44	7.85	1.88	1.92	1.67	3.04	1.76	1.87	1.77	1.85	1.69	1.77	1.87	1.68	1.72	1.68	1.71	1.68	1.66	1.659

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$3.56	$4.19	$0.07	$0.55	$0.52	$0.37	$0.69	$0.14	$0.09	$-0.02	$0.07	$0.02	$0.02	$0.23	$0.26	$0.25	$0.39	$0.40	$0.46	$0.70	$0.70
Book Value/Share	$6.79	$10.35	$0.24	$0.86	$0.89	$1.12	$1.13	$1.20	$1.20	$1.16	$1.23	$1.07	$1.22	$1.15	$1.28	$1.33	$1.47	$1.59	$1.44	$1.63	$1.64
Tangible Book/Share	$2.95	$6.36	$-0.20	$0.47	$0.41	$0.63	$0.35	$0.49	$0.49	$0.52	$0.61	$0.56	$0.43	$0.38	$0.47	$0.60	$0.98	$1.11	$0.61	$0.83	$0.83
Revenue/Share	$21.99	$23.48	$2.75	$2.67	$2.66	$2.60	$2.60	$2.71	$2.81	$2.88	$3.01	$3.08	$3.25	$3.39	$3.59	$3.94	$3.93	$4.25	$4.42	$4.60	$4.78
FCF/Share	$3.68	$3.66	$0.32	$0.20	$0.15	$0.08	$0.13	$0.12	$0.17	$0.19	$0.15	$0.19	$0.16	$0.22	$0.28	$0.34	$0.39	$0.39	$0.47	$0.69	$0.50
OCF/Share	$3.83	$3.92	$0.36	$0.25	$0.19	$0.11	$0.16	$0.13	$0.19	$0.24	$0.22	$0.28	$0.26	$0.34	$0.42	$0.51	$0.58	$0.58	$0.61	$0.79	$0.50
Cash/Share	$4.83	$5.91	$0.82	$0.70	$0.80	$0.55	$0.91	$0.59	$0.61	$0.54	$0.62	$0.61	$0.66	$0.80	$0.72	$0.82	$0.95	$0.87	$0.83	$1.07	$1.08
EBITDA/Share	$5.16	$5.62	$0.23	$0.70	$0.67	$0.57	$0.90	$0.38	$0.33	$0.20	$0.30	$0.26	$0.29	$0.55	$0.61	$0.65	$0.79	$0.82	$0.89	$1.16	$1.16
Debt/Share	$0.25	$0.40	$0.04	$0.03	$0.03	$0.04	$0.34	$0.03	$0.06	$0.06	$0.06	$0.06	$0.16	$0.15	$0.15	$0.15	$0.14	$0.16	$0.20	$0.21	$0.21
Net Debt/Share	$-4.58	$-5.51	$-0.78	$-0.67	$-0.77	$-0.51	$-0.57	$-0.55	$-0.55	$-0.47	$-0.56	$-0.56	$-0.50	$-0.65	$-0.58	$-0.66	$-0.81	$-0.71	$-0.63	$-0.86	$-0.86

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	11.513
Altman Z-Prime	snapshot only																				18.962
Piotroski F-Score	4	8	6	5	4	4	4	3	3	3	6	5	5	6	7	8	8	7	6	7	7
Beneish M-Score	—	-2.12	-2.12	-0.68	-0.83	-2.07	-1.07	-2.26	-2.41	-2.81	-2.86	-3.27	-2.93	-3.11	-3.00	-2.69	-2.98	0.04	-2.49	-2.43	-2.428
Ohlson O-Score	snapshot only																				-10.095
ROIC (Greenblatt)	snapshot only																				1.07%
Net-Net WC	snapshot only																				$0.51
EVA	snapshot only																				$328571701.46

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AAA
Credit Score	81.95	81.61	77.04	82.16	82.26	82.89	78.61	82.01	81.24	77.21	80.53	79.18	77.85	81.46	80.70	81.18	80.94	96.77	97.27	96.62	96.623
Credit Grade	snapshot only																				1
Credit Trend	snapshot only																				15.448
Implied Spread (bps)	snapshot only																				50.000
Industry Credit Rank	snapshot only																				94
Sector Credit Rank	snapshot only																				93

SGHC NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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