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SLQT NYSE

SelectQuote, Inc.
1W: +3.1% 1M: -22.0% 3M: -49.0% YTD: -69.9% 1Y: -79.0% 3Y: -65.3% 5Y: -96.9%
$0.41
-0.02 (-3.54%)
 
Weekly Expected Move ±8.3%
$0 $0 $0 $0 $0
NYSE · Financial Services · Insurance - Brokers · Tech Score Strong Sell · Power 23 · $72.5M mcap · 142M float · 0.999% daily turnover · Short 57% of daily vol
Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings
Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NO EDGE
37.9 / 100
NoneWeakNarrowWide
Primary source: Efficient Scale  ·  ROIC: 5.9%  ·  5Y Avg: -6.9%
Cost Advantage
44
Intangibles
26
Switching Cost
37
Network Effect
44
Scale ★
45
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. SLQT has No discernible competitive edge (37.9/100). The business operates without significant structural advantages. The primary source of advantage is Efficient Scale. ROIC of 5.9% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$0
Low
$4
Avg Target
$4
High
Based on 2 analyst ratings (12 mo)
Analyst Recommendations
Strong Buy: 0Buy: 4Hold: 7Sell: 0Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$4.00
Analysts2
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-02-06 Craig-Hallum — Initiated $3 — +189.9% $1.03
2025-11-20 RBC Capital — $2 $5 +3 +250.9% $1.43
2022-08-30 RBC Capital — Initiated $2 — +53.3% $1.30
2022-08-30 Citigroup — Initiated $2 — +11.1% $1.35
2022-05-06 Piper Sandler — Initiated $3 — +14.1% $2.63

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
Oct 02, 2026
DCF
5
ROE
4
ROA
5
D/E
2
P/E
1
P/B
4
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. SLQT receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (4/5), ROA (5/5), P/B (4/5). Areas of concern: D/E (2/5), P/E (1/5).
Rating Change History
DateFromTo
2026-08-28 A A-
2026-08-26 A- A
2026-08-25 A+ A-
2026-06-24 A A+
2026-06-22 A+ A
2026-05-11 S- A+
2026-05-08 A- S-
2026-05-05 A+ A-
2026-04-02 A A+
2026-04-01 A+ A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 31 Grade D
Profitability
13
Balance Sheet
53
Earnings Quality
52
Growth
61
Value
74
Momentum
61
Safety
100
Cash Flow
31
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. SLQT scores highest in Safety (100/100) and lowest in Profitability (13/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-I Score
5.50
Safe Zone
Piotroski F-Score
5/9
✓ ✓ ✓ ✗ ✓ ✓ ✗ ✗ ✗
Beneish M-Score
-2.88
Unlikely Manipulator
Ohlson O-Score
-6.80
Bankruptcy prob: 0.1%
Low Risk
Credit Rating
BBB+
Score: 60.4/100
Trend: Improving
Earnings Quality
25/100
OCF/NI: 0.39x
Accruals: 2.7%
The Altman-I Score is adapted for insurance companies, emphasizing return on equity, tangible net worth, and cash reserves alongside the standard equity and earnings components. SLQT scores 5.50, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. SLQT scores 5/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. SLQT's score of -2.88 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. SLQT's implied 0.1% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. SLQT receives an estimated rating of BBB+ (score: 60.4/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). SLQT's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
-6.85x
PEG
0.05x
P/S
0.04x
P/B
0.12x
P/FCF
7.93x
P/OCF
6.53x
EV/EBITDA
3.86x
EV/Revenue
0.33x
EV/EBIT
4.42x
EV/FCF
26.76x
Earnings Yield
39.29%
FCF Yield
12.60%
Shareholder Yield
1.55%
Graham Number
$5.07
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. SLQT currently has negative earnings — the P/E ratio is not meaningful. An earnings yield of 39.3% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $5.07 per share, suggesting a potential 1133% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.815
NI / EBT
×
Interest Burden
0.631
EBT / EBIT
×
EBIT Margin
0.075
EBIT / Rev
×
Asset Turnover
1.168
Rev / Assets
×
Equity Multiplier
2.261
Assets / Equity
=
ROE
10.1%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. SLQT's ROE of 10.1% is driven by Asset Turnover (1.168), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
15.00%
Fair P/E
38.50x
Intrinsic Value
$12.72
Price/Value
0.07x
Margin of Safety
93.39%
Premium
-93.39%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with SLQT's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. At an intrinsic value of $12.72, SLQT appears undervalued with a 93% margin of safety. The adjusted fair P/E of 38.5x compares to the current market P/E of -6.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1600 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$0.41
Median 1Y
$0.13
5th Pctile
$0.02
95th Pctile
$0.67
Ann. Volatility
102.3%
25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Timothy R. Danker
Chief Executive Officer
 $650,000 $— $5,799,840
Robert Grant
President
 $500,000 $— $4,921,896
William Grant III
Chief Operating Officer
 $455,000 $— $4,353,418

CEO Pay Ratio

14:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $5,799,840
Avg Employee Cost (SGA/emp): $421,411
Employees: 1,098

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,098
-7.0% YoY
Revenue / Employee
$1,474,043
Rev: $1,618,499,000
Profit / Employee
$56,638
NI: $62,189,000
SGA / Employee
$421,411
Avg labor cost proxy
R&D / Employee
$35,487
Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
ROE 13.6% -26.1% -32.5% -56.6% -59.4% -30.6% -26.5% -15.9% -14.0% -14.0% -13.8% -10.3% -16.2% -4.2% 0.8% 10.7% 15.1% 16.4% 15.0% 10.1% 10.15%
ROA 6.4% -10.9% -13.2% -22.1% -22.3% -9.8% -8.6% -4.7% -3.9% -4.0% -4.0% -2.8% -4.1% -1.1% 0.3% 3.9% 5.2% 5.9% 7.0% 4.5% 4.49%
ROIC 11.4% -12.2% -16.1% -27.7% -25.9% -7.8% -5.7% 0.9% 2.3% 2.3% 2.3% 5.2% 6.1% 6.8% 2.3% 7.0% 5.6% 3.6% 5.3% 5.9% 5.88%
ROCE 10.3% -12.7% -16.3% -29.7% -30.1% -9.3% -6.5% 1.1% 2.7% 2.9% 2.9% 6.3% 7.6% 7.6% 9.5% 12.3% 11.5% 12.9% 11.4% 9.1% 9.09%
Gross Margin 41.3% 24.6% 57.8% 21.5% 33.8% 55.6% 52.7% 38.3% 32.7% 52.7% 49.4% 39.7% 33.2% 46.5% 40.8% 30.1% 20.4% 1.2% 40.9% -91.5% -91.48%
Operating Margin -35.9% -89.4% 0.8% -89.2% -24.3% 16.6% 11.3% -16.1% -9.6% 13.6% 8.8% -0.5% -4.1% 14.7% 5.4% -3.6% -12.4% 14.0% 8.5% 0.9% 0.87%
Net Margin -30.9% -70.8% -2.6% -78.4% -26.1% 7.1% 3.1% -21.6% -13.3% 4.8% 2.3% -10.1% -15.2% 11.1% 6.4% 3.7% -9.3% 12.9% 9.3% -5.2% -5.24%
EBITDA Margin -32.7% -86.2% 3.3% -84.2% -20.0% 18.8% 13.6% -13.0% -7.1% 15.1% 10.6% 1.6% -2.2% 14.2% 14.7% 7.7% -6.6% 18.3% 9.5% 6.4% 6.43%
FCF Margin -22.5% -43.5% -46.3% -48.3% -42.0% -13.9% -8.3% -2.8% -0.5% -0.3% -1.7% 0.5% 1.0% 0.8% 2.6% -1.2% -1.6% 0.5% -0.8% 1.2% 1.23%
OCF Margin -20.0% -39.6% -41.7% -44.5% -38.9% -12.1% -7.3% -1.9% 0.4% 0.6% -1.0% 1.0% 1.5% 1.2% 3.0% -0.8% -1.1% 0.7% -0.6% 1.5% 1.50%
ROE 3Y Avg snapshot only 2.35%
ROE 5Y Avg snapshot only -17.29%
ROA 3Y Avg snapshot only 1.68%
ROIC 3Y Avg snapshot only 2.13%
ROIC Economic snapshot only 5.88%
Cash ROA snapshot only 1.59%
Cash ROIC snapshot only 2.36%
CROIC snapshot only 1.95%
NOPAT Margin snapshot only 3.72%
Pretax Margin snapshot only 4.71%
R&D / Revenue snapshot only 2.41%
SGA / Revenue snapshot only 28.59%
SBC / Revenue snapshot only 0.69%
Valuation
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
P/E Ratio 26.40 -10.09 -2.42 -1.36 -0.41 -0.84 -3.10 -5.55 -4.16 -4.63 -6.71 -13.63 -7.77 -46.02 154.06 9.21 5.91 3.37 1.27 2.55 -6.848
P/S Ratio 2.19 1.85 0.56 0.54 0.16 0.13 0.40 0.32 0.18 0.20 0.28 0.35 0.27 0.44 0.38 0.29 0.23 0.16 0.07 0.10 0.045
P/B Ratio 3.34 3.02 0.92 1.04 0.34 0.29 0.93 0.94 0.62 0.69 0.99 1.47 1.37 1.94 1.02 0.76 0.67 0.42 0.18 0.24 0.119
P/FCF -9.72 -4.25 -1.22 -1.11 -0.37 -0.90 -4.78 -11.41 -39.06 -63.81 -16.03 72.22 27.75 55.26 14.60 -24.41 -14.94 30.93 -8.65 7.93 7.933
P/OCF — — — — — — — — 47.53 33.42 — 33.94 17.81 35.94 12.63 — — 21.71 — 6.53 6.533
EV/EBITDA 16.45 -13.99 -5.27 -3.12 -2.55 -10.28 -21.44 24.75 15.77 16.74 18.29 12.70 10.74 12.77 7.19 5.54 5.83 4.28 3.37 3.86 3.861
EV/Revenue 2.52 2.54 1.24 1.33 1.01 0.90 1.09 0.97 0.81 0.82 0.82 0.86 0.77 0.94 0.61 0.54 0.50 0.43 0.30 0.33 0.330
EV/EBIT 18.71 -12.27 -4.71 -2.90 -2.34 -7.62 -13.43 84.95 30.81 30.80 33.65 17.62 14.26 16.43 8.69 6.43 6.81 4.82 3.84 4.42 4.419
EV/FCF -11.19 -5.84 -2.67 -2.75 -2.42 -6.49 -13.14 -34.16 -174.26 -259.50 -47.67 176.45 80.24 118.73 23.38 -45.76 -31.84 82.36 -35.84 26.76 26.763
Earnings Yield 3.8% -9.9% -41.4% -73.5% -2.4% -1.2% -32.3% -18.0% -24.0% -21.6% -14.9% -7.3% -12.9% -2.2% 0.6% 10.9% 16.9% 29.7% 78.6% 39.3% 39.29%
FCF Yield -10.3% -23.5% -82.2% -90.2% -2.7% -1.1% -20.9% -8.8% -2.6% -1.6% -6.2% 1.4% 3.6% 1.8% 6.8% -4.1% -6.7% 3.2% -11.6% 12.6% 12.60%
PEG Ratio snapshot only 0.049
Price/Tangible Book snapshot only 0.255
EV/OCF snapshot only 22.039
EV/Gross Profit snapshot only 0.928
Acquirers Multiple snapshot only 7.223
Shareholder Yield snapshot only 1.55%
Graham Number snapshot only $5.07
Leverage & Solvency
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Current Ratio 3.45 4.10 3.71 3.55 2.60 2.46 2.62 2.65 2.49 2.11 2.02 1.91 1.84 1.92 1.86 1.60 1.54 1.81 1.59 1.82 1.822
Quick Ratio 3.45 4.10 3.71 3.50 2.60 2.46 2.62 2.61 2.49 2.11 2.07 1.86 1.84 1.92 1.86 1.60 1.54 1.81 1.59 1.82 1.822
Debt/Equity 0.80 1.52 1.50 1.91 2.05 1.91 1.86 2.11 2.29 2.15 2.06 2.25 2.63 2.27 0.76 0.72 0.77 0.74 0.61 0.61 0.610
Net Debt/Equity 0.51 1.13 1.10 1.54 1.85 1.82 1.63 1.87 2.14 2.12 1.95 2.12 2.60 2.23 0.61 0.67 0.75 0.70 0.55 0.58 0.578
Debt/Assets 0.36 0.52 0.52 0.58 0.58 0.56 0.57 0.60 0.62 0.59 0.57 0.60 0.62 0.58 0.33 0.33 0.35 0.34 0.30 0.26 0.261
Debt/EBITDA 3.41 -5.14 -3.92 -2.30 -2.38 -9.32 -15.61 18.60 13.11 12.82 12.82 7.98 7.13 6.94 3.33 2.80 3.17 2.81 2.80 2.87 2.866
Net Debt/EBITDA 2.17 -3.81 -2.87 -1.86 -2.15 -8.85 -13.64 16.49 12.23 12.63 12.14 7.50 7.02 6.83 2.70 2.59 3.09 2.67 2.55 2.72 2.716
Interest Coverage 4.19 -4.77 -5.38 -8.01 -6.42 -1.70 -1.05 0.14 0.33 0.35 0.33 0.69 0.79 0.88 1.16 1.61 1.67 2.58 2.73 2.71 2.713
Equity Multiplier 2.19 2.93 2.89 3.30 3.50 3.40 3.29 3.51 3.69 3.67 3.59 3.77 4.26 3.92 2.32 2.17 2.21 2.18 2.01 2.34 2.340
Cash Ratio snapshot only 0.108
Debt Service Coverage snapshot only 3.106
Cash to Debt snapshot only 0.052
FCF to Debt snapshot only 0.050
Defensive Interval snapshot only 237.4 days
Efficiency & Turnover
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Asset Turnover 0.77 0.59 0.57 0.56 0.58 0.65 0.67 0.80 0.89 0.92 0.98 1.10 1.19 1.16 1.17 1.25 1.33 1.23 1.25 1.17 1.168
Inventory Turnover — — — 155.44 — — — 93.19 — — — 101.05 — — — 213.63 — — — — —
Receivables Turnover 11.66 5.43 5.30 6.53 6.99 6.28 4.82 7.05 8.99 8.36 5.32 8.68 12.83 11.28 6.80 10.13 15.32 6.52 6.62 7.08 7.084
Payables Turnover 16.10 9.34 13.29 15.66 19.44 12.60 16.85 20.15 21.95 14.79 14.56 22.56 18.36 11.46 12.67 19.53 23.39 7.82 7.39 15.65 15.655
DSO 31 67 69 56 52 58 76 52 41 44 69 42 28 32 54 36 24 56 55 52 51.5 days
DIO 0 0 0 2 0 0 0 4 0 0 -2 4 0 0 -2 2 0 0 0 0 0.0 days
DPO 23 39 27 23 19 29 22 18 17 25 25 16 20 32 29 19 16 47 49 23 23.3 days
Cash Conversion Cycle 9 28 41 35 33 29 54 38 24 19 41 29 9 1 23 19 8 9 6 28 28.2 days
Fixed Asset Turnover snapshot only 49.707
Cash Velocity snapshot only 78.120
Capital Intensity snapshot only 0.940
Growth (YoY)
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Revenue 2.6% 29.0% -8.5% -18.6% -20.7% 11.0% 12.8% 31.8% 39.8% 29.9% 34.8% 31.8% 28.7% 25.7% 20.4% 15.5% 13.2% 11.1% 10.3% 6.0% 6.02%
Net Income 2.8% -2.3% -2.3% -3.3% -4.7% 9.1% 37.9% 80.5% 84.0% 62.5% 56.7% 41.7% -1.1% 72.6% 1.1% 2.4% 2.3% 6.6% 23.9% 30.7% 30.70%
EPS 2.9% -2.3% -2.3% -3.3% -4.6% 10.5% 39.4% 80.7% 84.2% 63.2% 57.5% 42.3% 0.7% 72.7% 1.1% 2.3% 2.2% 6.2% 21.8% 27.9% 27.94%
FCF -4.9% -1.6% -3.0% -1.7% -48.0% 64.5% 79.8% 92.2% 98.4% 97.1% 72.0% 1.2% 3.7% 4.1% 2.8% -3.8% -2.8% -26.2% -1.3% 2.1% 2.11%
EBITDA 2.1% -1.8% -1.8% -2.6% -3.1% 46.3% 75.5% 1.1% 1.2% 1.7% 2.2% 1.3% 79.6% 88.9% 1.3% 65.8% 33.8% 52.8% 13.6% -6.8% -6.78%
Op. Income 2.1% -2.0% -2.0% -2.8% -3.5% 34.9% 65.1% 1.0% 1.1% 1.3% 1.4% 4.6% 1.6% 1.9% 1.6% 6.1% -47.0% -51.3% -26.4% 7.9% 7.92%
OCF Growth snapshot only 3.08%
Asset Growth snapshot only 21.74%
Equity Growth snapshot only 12.95%
Debt Growth snapshot only -4.70%
Shares Change snapshot only 2.16%
Growth (CAGR)
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Revenue 3Y — — — — — — — 92.1% 59.3% 23.0% 11.6% 12.2% 12.6% 21.9% 22.3% 26.1% 26.8% 22.0% 21.4% 17.3% 17.30%
Revenue 5Y — — — — — — — — — — — — — — — 60.9% 42.5% 21.0% 13.1% 11.6% 11.59%
EPS 3Y — — — — — — — — — — — — — — — — — — — — —
EPS 5Y — — — — — — — — — — — — — — — 14.4% 21.3% -9.0% -10.9% -15.8% -15.78%
Net Income 3Y — — — — — — — — — — — — — — — — — — — — —
Net Income 5Y — — — — — — — — — — — — — — — 18.9% 24.2% -6.8% -8.8% -13.6% -13.61%
EBITDA 3Y — — — — — — — 1.0% 4.9% -31.4% -37.6% -24.6% -12.4% — — — — — — 52.1% 52.05%
EBITDA 5Y — — — — — — — — — — — — — — — 31.2% 22.6% -1.4% -8.8% -7.9% -7.93%
Gross Profit 3Y — — — — — — — 67.8% 41.9% 6.0% -4.4% -3.5% -1.9% 13.4% 15.5% 25.3% 24.5% 31.9% 32.4% 6.6% 6.59%
Gross Profit 5Y — — — — — — — — — — — — — — — 42.5% 26.4% 16.6% 8.7% -2.8% -2.84%
Op. Income 3Y — — — — — — — -31.4% -12.7% -42.9% -48.3% -31.2% -17.7% — — — — — — 85.5% 85.49%
Op. Income 5Y — — — — — — — — — — — — — — — 13.8% -1.6% -23.3% -23.2% -17.9% -17.87%
FCF 3Y — — — — — — — — — — — — — — — — — — — — —
FCF 5Y — — — — — — — — — — — — — — — — — — — — —
OCF 3Y — — — — — — — — — — — — — — — — — — — — —
OCF 5Y — — — — — — — — — — — — — — — — — — — — —
Assets 3Y — — — — — — — 2.6% 1.7% -0.7% -4.6% -5.7% -6.2% -4.0% -3.4% -1.1% -1.1% 1.4% 1.2% 7.6% 7.65%
Assets 5Y — — — — — — — — — — — — — — — 2.1% 1.6% 1.4% -1.4% 1.3% 1.33%
Equity 3Y — — — — — — — -14.0% -16.5% -19.0% -19.7% -22.0% -24.8% -12.8% 4.0% 13.7% 15.3% 17.5% 19.2% 23.3% 23.28%
Book Value 3Y — — — — — — — -16.5% -16.9% -19.7% -20.6% -22.4% -25.8% -14.0% 2.6% 9.5% 10.8% 13.3% 15.3% 18.4% 18.40%
Dividend 3Y — — — — — — — — — — — — — — — — — — — — —
Growth Quality
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Revenue Stability — — — 0.55 0.48 0.96 0.07 0.63 0.64 0.96 0.63 0.60 0.61 0.95 0.97 1.00 1.00 0.98 0.88 0.91 0.906
Earnings Stability — — — 0.51 0.61 0.71 0.56 0.22 0.21 0.26 0.22 0.09 0.09 0.05 0.03 0.00 0.00 0.03 0.03 0.07 0.067
Margin Stability — — — 0.70 0.71 0.78 0.74 0.72 0.73 0.78 0.76 0.73 0.74 0.91 0.93 0.73 0.75 0.78 0.76 0.71 0.707
Rev. Growth Consistency 0.50 0.50 0.00 0.00 0.00 1.00 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.50 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 0.00 1.00 1.00 1.00 0.50 1.00 1.00 1.00 1.000
FCF Positive Streak 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
Earnings Persistence — — — 0.20 0.20 0.50 0.50 0.50 0.50 0.50 0.50 0.83 1.00 0.50 0.20 0.20 0.20 0.20 0.50 0.50 0.500
Earnings Smoothness 0.00 — — — — — — — — — — — — — — — — — 0.00 0.73 0.734
ROE Trend — — — -0.88 -0.91 -0.29 -0.22 0.12 0.20 0.18 0.19 0.36 0.31 0.21 0.23 0.22 0.28 0.22 0.21 0.11 0.108
Gross Margin Trend — — — -0.32 -0.29 -0.16 -0.15 -0.08 -0.07 -0.04 -0.02 0.02 0.03 -0.03 -0.05 -0.08 -0.10 0.15 0.16 -0.06 -0.064
FCF Margin Trend — — — -0.32 -0.24 0.19 0.20 0.29 0.32 0.28 0.26 0.26 0.22 0.08 0.08 0.00 -0.02 0.00 -0.01 0.02 0.016
Sustainable Growth Rate 13.6% — — — — — — — — — — — — — 0.8% 10.7% 15.1% 16.4% 15.0% 10.1% 10.15%
Internal Growth Rate 6.8% — — — — — — — — — — — — — 0.3% 4.1% 5.5% 6.3% 7.5% 4.7% 4.70%
Cash Flow Quality
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
OCF/Net Income -2.41 2.16 1.79 1.13 1.02 0.81 0.57 0.33 -0.09 -0.14 0.24 -0.40 -0.44 -1.28 12.19 -0.25 -0.27 0.16 -0.11 0.39 0.390
FCF/OCF 1.13 1.10 1.11 1.09 1.08 1.15 1.14 1.47 -1.22 -0.52 1.77 0.47 0.64 0.65 0.87 1.54 1.46 0.70 1.36 0.82 0.823
FCF/Net Income snapshot only 0.321
OCF/EBITDA snapshot only 0.175
CapEx/Revenue 2.5% 3.9% 4.6% 3.9% 3.1% 1.8% 1.0% 0.9% 0.9% 0.9% 0.7% 0.5% 0.5% 0.4% 0.4% 0.4% 0.5% 0.2% 0.2% 0.3% 0.26%
CapEx/Depreciation snapshot only 0.244
Accruals Ratio 0.22 0.13 0.10 0.03 0.00 -0.02 -0.04 -0.03 -0.04 -0.05 -0.03 -0.04 -0.06 -0.02 -0.03 0.05 0.07 0.05 0.08 0.03 0.027
Sloan Accruals snapshot only 0.009
Cash Flow Adequacy snapshot only 5.666
Earnings Quality Score snapshot only 0.250
Dividends & Buybacks
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Dividend Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Dividend/Share $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Payout Ratio 0.0% — — — — — — — — — — — — — 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
FCF Payout Ratio — — — — — — — — — — — 0.0% 0.0% 0.0% 0.0% — — 0.0% — 0.0% 0.00%
Total Payout Ratio 0.0% — — — — — — — — — — — — — 0.0% 0.0% 4.0% 3.2% 2.7% 4.0% 3.96%
Div. Increase Streak — — — — — — — — — — — — — — — — — — — — —
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.2% 0.1% 0.1% 0.1% 0.0% 0.0% 0.0% 0.0% 0.7% 0.9% 2.1% 1.6% 1.55%
Net Buyback Yield -0.1% -0.2% -0.5% -0.6% -0.1% 0.0% 0.0% 0.0% 0.2% 0.1% 0.1% 0.1% -0.0% -0.0% -58.1% -75.5% -90.2% -1.3% 2.1% 1.6% 1.55%
Total Shareholder Return -0.1% -0.2% -0.5% -0.6% -0.1% 0.0% 0.0% 0.0% 0.2% 0.1% 0.1% 0.1% -0.0% -0.0% -58.1% -75.5% -90.2% -1.3% 2.1% 1.6% 1.55%
DuPont Factors
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Tax Burden (NI/EBT) 0.81 0.73 0.75 0.76 0.77 0.80 0.81 0.85 0.83 0.87 0.83 1.17 2.35 1.19 0.26 0.98 1.34 0.87 0.93 0.82 0.815
Interest Burden (EBT/EBIT) 0.76 1.21 1.19 1.12 1.16 1.59 1.95 -6.03 -2.01 -1.89 -2.04 -0.45 -0.27 -0.14 0.14 0.38 0.40 0.62 0.78 0.63 0.631
EBIT Margin 0.13 -0.21 -0.26 -0.46 -0.43 -0.12 -0.08 0.01 0.03 0.03 0.02 0.05 0.05 0.06 0.07 0.08 0.07 0.09 0.08 0.07 0.075
Asset Turnover 0.77 0.59 0.57 0.56 0.58 0.65 0.67 0.80 0.89 0.92 0.98 1.10 1.19 1.16 1.17 1.25 1.33 1.23 1.25 1.17 1.168
Equity Multiplier 2.12 2.40 2.46 2.56 2.66 3.14 3.07 3.40 3.59 3.53 3.43 3.64 3.95 3.80 2.81 2.74 2.88 2.78 2.15 2.26 2.261
Per Share
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
EPS (Diluted TTM) $0.49 $-0.90 $-1.15 $-1.82 $-1.78 $-0.80 $-0.70 $-0.35 $-0.28 $-0.30 $-0.30 $-0.20 $-0.28 $-0.08 $0.02 $0.26 $0.33 $0.42 $0.49 $0.33 $0.33
Book Value/Share $3.87 $3.00 $3.03 $2.38 $2.16 $2.29 $2.33 $2.08 $1.89 $1.98 $2.03 $1.88 $1.58 $1.91 $3.27 $3.12 $2.94 $3.33 $3.57 $3.45 $3.45
Tangible Book/Share $3.09 $2.23 $2.26 $1.91 $1.71 $1.85 $1.90 $1.76 $1.57 $1.67 $1.73 $1.56 $1.35 $1.61 $2.97 $2.87 $2.69 $3.17 $3.31 $3.29 $3.29
Revenue/Share $5.91 $4.90 $4.96 $4.63 $4.66 $5.36 $5.46 $6.02 $6.41 $6.83 $7.23 $7.84 $8.10 $8.55 $8.73 $8.29 $8.41 $8.71 $8.84 $8.60 $8.60
FCF/Share $-1.33 $-2.13 $-2.29 $-2.24 $-1.96 $-0.75 $-0.45 $-0.17 $-0.03 $-0.02 $-0.12 $0.04 $0.08 $0.07 $0.23 $-0.10 $-0.13 $0.05 $-0.07 $0.11 $0.11
OCF/Share $-1.18 $-1.94 $-2.07 $-2.06 $-1.81 $-0.65 $-0.40 $-0.12 $0.02 $0.04 $-0.07 $0.08 $0.12 $0.10 $0.26 $-0.06 $-0.09 $0.06 $-0.05 $0.13 $0.13
Cash/Share $1.12 $1.18 $1.21 $0.86 $0.43 $0.22 $0.55 $0.50 $0.29 $0.06 $0.22 $0.25 $0.06 $0.07 $0.47 $0.18 $0.06 $0.12 $0.19 $0.11 $0.11
EBITDA/Share $0.91 $-0.89 $-1.16 $-1.97 $-1.86 $-0.47 $-0.28 $0.24 $0.33 $0.33 $0.33 $0.53 $0.58 $0.63 $0.74 $0.81 $0.72 $0.88 $0.78 $0.73 $0.73
Debt/Share $3.08 $4.57 $4.55 $4.53 $4.43 $4.38 $4.34 $4.39 $4.34 $4.26 $4.17 $4.24 $4.16 $4.34 $2.48 $2.26 $2.28 $2.46 $2.17 $2.11 $2.11
Net Debt/Share $1.96 $3.39 $3.34 $3.67 $4.00 $4.16 $3.79 $3.89 $4.05 $4.20 $3.95 $3.98 $4.10 $4.27 $2.01 $2.08 $2.22 $2.34 $1.98 $2.00 $2.00
Per Employee
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Employee Count snapshot only 1,098
Revenue/Employee snapshot only $1474042.81
Income/Employee snapshot only $56638.43
EBITDA/Employee snapshot only $125959.02
FCF/Employee snapshot only $18169.40
Assets/Employee snapshot only $1385231.33
Market Cap/Employee snapshot only $144146.77
Academic Models
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Altman-I Score — — — — — — — — — — — — — — — — — — — — 5.500
Altman Z-Prime snapshot only 1.065
Piotroski F-Score 4 3 1 1 0 4 3 4 4 4 3 6 5 5 7 4 4 6 5 5 5
Beneish M-Score -0.48 0.26 -1.69 -0.87 -2.19 -2.52 -2.46 -2.56 -2.56 -2.64 -2.45 -2.53 -2.69 -2.46 -2.62 -1.99 -1.73 -2.44 -1.92 -2.88 -2.880
Ohlson O-Score snapshot only -6.797
ROIC (Greenblatt) snapshot only 63.29%
Net-Net WC snapshot only $-2.76
EVA snapshot only $-42304912.57
Credit
Metric Trend Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Current
Credit Rating snapshot only BBB+
Credit Score 66.57 52.60 45.15 30.85 25.27 29.71 34.69 25.48 21.62 25.34 25.50 24.14 21.97 28.30 56.61 56.35 56.97 60.26 59.81 60.39 60.392
Credit Grade snapshot only 8
Credit Trend snapshot only 4.044
Implied Spread (bps) snapshot only 225.000
Industry Credit Rank snapshot only 30
Sector Credit Rank snapshot only 56

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