$8.76

-0.14 (-1.52%)

Weekly Expected Move ±5.1%

$8 $9 $9 $10 $10

NYSE · Consumer Cyclical · Specialty Retail · Tech Score Sell · Power 45 · $1.4B mcap · 38M float · 3.47% daily turnover · Short 65% of daily vol

Credit Risk of going bust: higher than 74% of companies Debt: 51.5% of company value Bonds: none of note held by US funds details ▾

Of US companies ranked in the third-riskiest tenth, about 1 in 140 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.49 (down 94%), Savers Value Village, Inc. would be worth roughly what it owes.
Total debt $1.44B against a stock market value of $1.35B.
Distance to default 3.08 (Merton model): prices to 2026-10-27, balance sheet 2026-07-04, debt counted $360.7M (short-term plus half of long-term), stock volatility 60.2%; Altman Z'' 0.09. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

56.2 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: 4.5%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. SVV has a Narrow competitive edge (56.2/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Efficient Scale. ROIC of 4.5% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$11

Low

$11

Avg Target

$11

High

Based on 2 analysts since Aug 6, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 4Hold: 3Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$11.00

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-09-18	Wells Fargo	—	Initiated	$11	—	+18.8%	$9.26
2026-08-07	Goldman Sachs	Brooke Roach	$9	$11	+2	-10.5%	$12.29
2026-05-07	BTIG	—	$18	$15	-3	+80.3%	$8.32
2026-05-07	Robert W. Baird	Mark Altschwager	$13	$12	-1	+40.2%	$8.56
2026-01-26	Craig-Hallum	—	Initiated	$19	—	+80.8%	$10.51
2025-10-31	UBS	—	Initiated	$16	—	+20.9%	$13.23
2025-10-14	BTIG	—	Initiated	$18	—	+35.1%	$13.32
2025-04-22	Goldman Sachs	—	$10	$9	-1	-5.5%	$9.52
2024-11-08	Piper Sandler	Peter Keith	$11	$10	-1	-9.2%	$11.01
2024-08-09	Piper Sandler	Peter Keith	$19	$11	-8	+35.1%	$8.14
2024-08-09	Goldman Sachs	Brooke Roach	Initiated	$10	—	+3.3%	$9.68
2024-08-09	Robert W. Baird	Mark Altschwager	Initiated	$13	—	+34.3%	$9.68
2024-05-13	Loop Capital Markets	Anthony Chukumba	Initiated	$23	—	+68.4%	$13.66
2024-05-10	Piper Sandler	Peter Keith	Initiated	$19	—	+32.7%	$14.31

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 27, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. SVV receives an overall rating of C. Areas of concern: DCF (2/5), ROE (2/5), ROA (2/5), D/E (1/5), P/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-10-12	C+	C
2026-10-01	C	C+
2026-09-28	C+	C
2026-09-16	C	C+
2026-07-01	C+	C
2026-05-04	B-	C+
2026-04-30	C+	B-
2026-02-20	C-	C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 27 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. SVV scores highest in Earnings Quality (81/100) and lowest in Profitability (18/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

1.39

Distress Zone

Piotroski F-Score

6/9

✓ ✓ ✗ ✓ ✗ ✓ ✓ ✗ ✓

Beneish M-Score

-0.25

Possible Manipulator

Ohlson O-Score

-5.37

Bankruptcy prob: 0.5%

Low Risk

Credit Rating

Score: 25.3/100

Trend: Improving

Earnings Quality

75/100

OCF/NI: 8.27x

Accruals: -9.0%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. SVV scores 1.39, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. SVV scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. SVV's score of -0.25 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. SVV's implied 0.5% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. SVV receives an estimated rating of B (score: 25.3/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). SVV's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

54.75x

PEG

-0.29x

P/S

0.78x

P/B

3.03x

P/FCF

19.39x

P/OCF

7.73x

EV/EBITDA

14.65x

EV/Revenue

1.68x

EV/EBIT

26.26x

EV/FCF

35.84x

Earnings Yield

1.56%

FCF Yield

5.16%

Shareholder Yield

1.30%

Graham Number

$3.13

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 54.8x earnings, SVV is priced for high growth expectations. Graham's intrinsic value formula yields $3.13 per share, 180% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.600

NI / EBT

Interest Burden

0.370

EBT / EBIT

EBIT Margin

0.064

EBIT / Rev

Asset Turnover

0.868

Rev / Assets

Equity Multiplier

4.629

Assets / Equity

ROE

5.7%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. SVV's ROE of 5.7% is driven by financial leverage (equity multiplier: 4.63x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$1.33

Price/Value

7.52x

Margin of Safety

-652.10%

Premium

652.10%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with SVV's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. SVV trades at a 652% premium to its adjusted intrinsic value of $1.33, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 54.8x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 836 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$8.77

Median 1Y

$5.56

5th Pctile

$2.14

95th Pctile

$14.46

Ann. Volatility

57.9%

Analyst Target

$11.00

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Mark Walsh, Chief Executive Officer	$999,999	$2,637,493	$5,841,659
Michael Maher, Financial ancial Officer	$545,191	$1,523,732	$2,681,495
Jubran Tanious, Operating and Chief Operating Officer	$569,373	$729,373	$2,124,210
Richard Medway, Counsel, Counsel, Chief Compliance & Sustainability Officer and Secretary	$545,802	$423,518	$1,487,350
Mindy Geisser, People People Services Officer	$496,501	$336,703	$1,258,941

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

24,000

+5.7% YoY

Revenue / Employee

—

Profit / Employee

—

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	-2.8%	6.2%	16.8%	15.9%	18.4%	20.1%	7.3%	6.1%	8.1%	-0.4%	5.3%	5.2%	5.7%	5.72%
ROA	2.0%	1.1%	3.4%	3.5%	2.0%	4.1%	1.5%	1.3%	1.8%	-0.1%	1.2%	1.1%	1.2%	1.24%
ROIC	3.5%	3.2%	8.9%	10.3%	10.0%	9.0%	4.9%	3.9%	4.3%	-3.0%	7.4%	4.3%	4.5%	4.51%
ROCE	4.9%	5.5%	7.5%	8.5%	5.7%	8.1%	7.1%	6.9%	7.3%	4.1%	5.7%	6.2%	6.1%	6.09%
Gross Margin	59.1%	59.7%	30.3%	55.3%	57.9%	56.7%	55.7%	77.1%	55.2%	80.2%	80.1%	54.6%	9.4%	9.43%
Operating Margin	18.2%	5.2%	9.6%	4.6%	8.3%	12.3%	8.2%	2.8%	8.2%	8.5%	9.3%	3.1%	9.4%	9.43%
Net Margin	9.2%	-4.0%	11.5%	-0.1%	2.5%	5.5%	-0.5%	-1.3%	4.5%	-3.3%	4.8%	-1.3%	4.8%	4.83%
EBITDA Margin	23.6%	6.9%	13.8%	8.8%	13.1%	17.6%	8.9%	7.7%	15.3%	4.3%	15.1%	10.3%	15.6%	15.61%
FCF Margin	11.1%	8.4%	9.9%	5.7%	4.8%	3.1%	1.8%	2.4%	1.8%	1.6%	2.9%	3.4%	4.7%	4.69%
OCF Margin	18.1%	15.4%	16.1%	11.9%	11.3%	9.5%	8.7%	9.0%	8.5%	8.2%	10.0%	10.8%	11.8%	11.77%
ROE 3Y Avg	snapshot only													7.52%
ROA 3Y Avg	snapshot only													1.64%
ROIC 3Y Avg	snapshot only													2.34%
ROIC Economic	snapshot only													4.37%
Cash ROA	snapshot only													9.87%
Cash ROIC	snapshot only													11.46%
CROIC	snapshot only													4.57%
NOPAT Margin	snapshot only													4.63%
Pretax Margin	snapshot only													2.37%
R&D / Revenue	snapshot only													0.00%
SGA / Revenue	snapshot only													27.47%
SBC / Revenue	snapshot only													1.40%

Valuation

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	98.84	153.92	45.36	49.47	54.83	23.68	56.73	44.81	49.08	-1252.56	67.42	52.62	63.93	54.750
P/S Ratio	9.14	3.88	2.49	2.06	1.36	1.17	1.07	0.71	1.05	1.32	0.91	0.68	0.91	0.775
P/B Ratio	-275.58	9.55	7.64	7.87	4.90	4.09	3.91	2.68	3.94	5.15	3.50	2.70	3.57	3.033
P/FCF	81.98	46.17	25.18	36.30	28.19	37.34	58.22	30.39	57.83	83.70	31.38	19.73	19.39	19.390
P/OCF	50.48	25.09	15.47	17.30	11.99	12.24	12.28	7.90	12.39	16.14	9.12	6.28	7.73	7.734
EV/EBITDA	55.66	35.52	23.50	21.29	19.69	14.36	14.99	12.61	14.79	18.49	11.68	12.93	14.65	14.651
EV/Revenue	13.13	5.36	3.45	2.83	2.10	1.93	1.82	1.50	1.85	1.68	1.26	1.46	1.68	1.682
EV/EBIT	66.60	48.19	32.44	31.50	33.90	21.71	23.88	20.44	23.67	37.95	21.04	22.77	26.26	26.256
EV/FCF	117.83	63.80	34.89	49.80	43.56	61.73	98.99	63.59	101.40	106.13	43.45	42.55	35.84	35.835
Earnings Yield	1.0%	0.6%	2.2%	2.0%	1.8%	4.2%	1.8%	2.2%	2.0%	-0.1%	1.5%	1.9%	1.6%	1.56%
FCF Yield	1.2%	2.2%	4.0%	2.8%	3.5%	2.7%	1.7%	3.3%	1.7%	1.2%	3.2%	5.1%	5.2%	5.16%
EV/OCF	snapshot only													14.294
EV/Gross Profit	snapshot only													3.002
Acquirers Multiple	snapshot only													21.816
Shareholder Yield	snapshot only													1.30%
Graham Number	snapshot only													$3.13

Leverage & Solvency

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	0.90	0.93	1.07	0.99	1.03	1.04	1.00	0.74	0.69	0.81	0.81	0.79	0.84	0.841
Quick Ratio	0.78	0.77	0.93	0.83	0.87	0.86	0.85	0.57	0.51	0.61	0.64	0.59	0.66	0.655
Debt/Equity	-129.36	4.05	3.42	3.19	3.06	2.99	3.09	3.11	3.13	1.53	1.55	3.27	3.23	3.235
Net Debt/Equity	—	3.65	2.95	2.93	2.67	2.67	2.74	2.93	2.97	1.38	1.35	3.13	3.03	3.028
Debt/Assets	0.91	0.71	0.69	0.69	0.68	0.69	0.69	0.69	0.68	0.32	0.33	0.70	0.69	0.692
Debt/EBITDA	18.18	10.89	7.60	6.28	7.95	6.35	6.98	6.98	6.71	4.34	3.72	7.25	7.18	7.183
Net Debt/EBITDA	16.93	9.82	6.54	5.77	6.95	5.67	6.17	6.58	6.36	3.91	3.24	6.93	6.72	6.723
Interest Coverage	2.70	1.85	1.83	1.57	1.22	1.80	1.63	1.62	1.77	1.02	1.49	1.76	1.93	1.933
Equity Multiplier	-141.85	5.72	4.97	4.60	4.50	4.37	4.47	4.49	4.58	4.73	4.62	4.69	4.68	4.676
Cash Ratio	snapshot only													0.376
Debt Service Coverage	snapshot only													3.464
Cash to Debt	snapshot only													0.064
FCF to Debt	snapshot only													0.057
Defensive Interval	snapshot only													48.1 days

Efficiency & Turnover

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.21	0.43	0.62	0.83	0.83	0.82	0.82	0.84	0.83	0.84	0.86	0.88	0.87	0.868
Inventory Turnover	5.13	8.70	17.67	20.90	22.02	20.05	19.96	16.02	15.44	12.27	11.85	13.07	17.38	17.376
Receivables Turnover	29.33	64.56	98.12	120.15	114.02	109.86	107.80	102.28	96.36	95.07	99.18	96.66	90.76	90.761
Payables Turnover	1.49	3.88	6.68	7.90	7.10	9.40	7.89	6.93	6.30	13.23	10.81	7.21	8.99	8.987
DSO	12	6	4	3	3	3	3	4	4	4	4	4	4	4.0 days
DIO	71	42	21	17	17	18	18	23	24	30	31	28	21	21.0 days
DPO	245	94	55	46	51	39	46	53	58	28	34	51	41	40.6 days
Cash Conversion Cycle	-161	-46	-30	-26	-32	-17	-25	-26	-30	6	1	-19	-16	-15.6 days
Fixed Asset Turnover	snapshot only													1.676
Operating Cycle	snapshot only													25.0 days
Cash Velocity	snapshot only													18.973
Capital Intensity	snapshot only													1.192

Growth (YoY)

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	—	—	—	—	3.0%	96.7%	33.2%	3.0%	4.5%	6.4%	9.2%	10.2%	10.0%	10.03%
Net Income	—	—	—	—	7.0%	2.8%	-54.1%	-60.6%	-9.4%	-1.0%	-22.0%	-10.8%	-27.0%	-26.98%
EPS	—	—	—	—	-6.9%	2.7%	-52.6%	-59.9%	-6.3%	-1.0%	-22.9%	-8.8%	-25.5%	-25.47%
FCF	—	—	—	—	72.7%	-26.8%	-75.2%	-57.3%	-60.5%	-46.2%	71.9%	61.4%	1.8%	1.84%
EBITDA	—	—	—	—	80.4%	75.2%	10.3%	-8.1%	22.5%	-28.2%	-3.1%	5.3%	1.2%	1.24%
Op. Income	—	—	—	—	53.5%	50.2%	3.3%	-12.7%	19.3%	-15.0%	-4.7%	1.5%	6.5%	6.54%
OCF Growth	snapshot only													52.40%
Asset Growth	snapshot only													7.15%
Equity Growth	snapshot only													4.93%
Debt Growth	snapshot only													8.33%
Shares Change	snapshot only													-2.03%

Growth (CAGR)

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	—	—	—	—	—	—	—	—	—	—	—	—	66.3%	66.28%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 3Y	—	—	—	—	—	—	—	—	—	—	—	—	-13.4%	-13.36%
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	-10.9%	-10.88%
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	—	—	—	—	—	—	—	—	—	—	—	—	30.8%	30.79%
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 3Y	—	—	—	—	—	—	—	—	—	—	—	—	63.3%	63.33%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	25.0%	24.96%
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	24.6%	24.63%
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	44.0%	44.04%
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Assets 3Y	—	—	—	—	—	—	—	—	—	—	—	—	5.2%	5.23%
Assets 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Book Value 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	—	—	—	—	—	—	—	—	0.79	0.84	0.93	0.91	0.74	0.738
Earnings Stability	—	—	—	—	—	—	—	—	0.09	0.07	0.86	0.80	0.63	0.634
Margin Stability	—	—	—	—	—	—	—	—	0.91	0.86	0.80	0.86	0.92	0.922
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	—	—	—	—	—	—	—	—	0.96	0.20	0.91	0.96	0.89	0.892
Earnings Smoothness	—	—	—	—	0.93	0.00	0.26	0.13	0.90	—	0.75	0.89	0.69	0.688
ROE Trend	—	—	—	—	—	—	—	—	—	-0.12	-0.07	-0.06	-0.03	-0.029
Gross Margin Trend	—	—	—	—	—	—	—	—	0.06	0.12	0.20	0.12	0.00	0.002
FCF Margin Trend	—	—	—	—	—	—	—	—	-0.06	-0.04	-0.03	-0.01	0.01	0.014
Sustainable Growth Rate	—	6.2%	16.8%	15.9%	18.4%	20.1%	7.3%	6.1%	8.1%	—	5.3%	5.2%	5.7%	5.72%
Internal Growth Rate	2.0%	1.1%	3.5%	3.6%	2.1%	4.2%	1.6%	1.4%	1.8%	—	1.2%	1.2%	1.3%	1.25%

Cash Flow Quality

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	1.96	6.13	2.93	2.86	4.57	1.94	4.62	5.67	3.96	-77.62	7.39	8.37	8.27	8.265
FCF/OCF	0.62	0.54	0.61	0.48	0.43	0.33	0.21	0.26	0.21	0.19	0.29	0.32	0.40	0.399
FCF/Net Income	snapshot only													3.297
OCF/EBITDA	snapshot only													1.025
CapEx/Revenue	7.0%	7.1%	6.2%	6.2%	6.5%	6.4%	6.9%	6.7%	6.7%	6.6%	7.1%	7.4%	7.1%	7.07%
CapEx/Depreciation	snapshot only													1.394
Accruals Ratio	-0.02	-0.06	-0.07	-0.06	-0.07	-0.04	-0.06	-0.06	-0.05	-0.07	-0.07	-0.08	-0.09	-0.090
Sloan Accruals	snapshot only													-0.025
Cash Flow Adequacy	snapshot only													1.664
Earnings Quality Score	snapshot only													0.750

Dividends & Buybacks

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	1.4%	2.6%	0.8%	0.8%	7.6%	28.0%	72.1%	1.3%	1.9%	—	2.1%	2.1%	83.4%	83.39%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.1%	1.2%	1.3%	3.0%	3.9%	2.2%	3.1%	4.0%	1.3%	1.30%
Net Buyback Yield	0.0%	-10.5%	-10.6%	-9.9%	-14.9%	0.9%	1.0%	2.9%	3.9%	2.2%	2.6%	3.3%	0.8%	0.83%
Total Shareholder Return	0.0%	-10.5%	-10.6%	-9.9%	-14.9%	0.9%	1.0%	2.9%	3.9%	2.2%	2.6%	3.3%	0.8%	0.83%

DuPont Factors

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.76	0.53	1.04	1.13	1.46	1.06	0.59	0.51	0.57	-0.26	0.61	0.61	0.60	0.600
Interest Burden (EBT/EBIT)	0.62	0.43	0.49	0.41	0.27	0.52	0.42	0.43	0.48	0.09	0.37	0.33	0.37	0.370
EBIT Margin	0.20	0.11	0.11	0.09	0.06	0.09	0.08	0.07	0.08	0.04	0.06	0.06	0.06	0.064
Asset Turnover	0.21	0.43	0.62	0.83	0.83	0.82	0.82	0.84	0.83	0.84	0.86	0.88	0.87	0.868
Equity Multiplier	-141.85	5.72	4.97	4.60	9.03	4.93	4.70	4.55	4.54	4.54	4.55	4.59	4.63	4.629

Per Share

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.24	$0.12	$0.38	$0.39	$0.22	$0.45	$0.18	$0.16	$0.21	$-0.01	$0.14	$0.14	$0.16	$0.16
Book Value/Share	$-0.09	$1.95	$2.28	$2.45	$2.50	$2.61	$2.64	$2.61	$2.61	$2.66	$2.70	$2.78	$2.79	$2.89
Tangible Book/Share	$-5.94	$-3.34	$-2.89	$-2.79	$-2.53	$-2.49	$-2.52	$-2.60	$-2.53	$-2.66	$-2.45	$-2.55	$-2.36	$-2.36
Revenue/Share	$2.59	$4.82	$6.99	$9.36	$9.03	$9.17	$9.63	$9.80	$9.75	$10.38	$10.40	$11.04	$10.96	$11.33
FCF/Share	$0.29	$0.40	$0.69	$0.53	$0.43	$0.29	$0.18	$0.23	$0.18	$0.16	$0.30	$0.38	$0.51	$0.53
OCF/Share	$0.47	$0.74	$1.12	$1.11	$1.02	$0.87	$0.84	$0.89	$0.83	$0.85	$1.04	$1.19	$1.29	$1.33
Cash/Share	$0.76	$0.78	$1.09	$0.63	$0.96	$0.83	$0.94	$0.46	$0.43	$0.41	$0.53	$0.40	$0.58	$0.60
EBITDA/Share	$0.61	$0.73	$1.02	$1.24	$0.96	$1.23	$1.17	$1.16	$1.22	$0.94	$1.12	$1.25	$1.26	$1.26
Debt/Share	$11.13	$7.91	$7.79	$7.81	$7.63	$7.81	$8.16	$8.11	$8.17	$4.08	$4.17	$9.07	$9.03	$9.03
Net Debt/Share	$10.36	$7.13	$6.71	$7.17	$6.68	$6.98	$7.22	$7.65	$7.74	$3.67	$3.64	$8.68	$8.46	$8.46

Per Employee

Metric	Q2'23	Current
Employee Count	snapshot only	24,000
Revenue/Employee	snapshot only	$72625.62
Income/Employee	snapshot only	$1033.88
EBITDA/Employee	snapshot only	$8337.75
FCF/Employee	snapshot only	$3408.71
Assets/Employee	snapshot only	$86572.33
Market Cap/Employee	snapshot only	$66094.04

Academic Models

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	1.390
Altman Z-Prime	snapshot only													0.823
Piotroski F-Score	4	4	4	4	7	7	6	7	5	6	6	6	6	6
Beneish M-Score	—	—	—	—	-2.82	-2.32	-2.66	-2.56	-2.34	-2.75	-2.91	-2.57	-0.25	-0.253
Ohlson O-Score	snapshot only													-5.372
Net-Net WC	snapshot only													$-8.98
EVA	snapshot only													$-98324297.69

Credit

Metric	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only													B
Credit Score	20.00	22.75	32.96	31.67	24.50	27.74	26.13	23.44	23.01	27.83	30.55	23.57	25.27	25.275
Credit Grade	snapshot only													15
Credit Trend	snapshot only													2.268
Implied Spread (bps)	snapshot only													750.000
Industry Credit Rank	snapshot only													14
Sector Credit Rank	snapshot only													11

SVV NYSE

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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