$5.56

-0.02 (-0.36%)

Weekly Expected Move ±10.2%

$5 $5 $6 $6 $7

NYSE · Industrials · Staffing & Employment Services · Alpha Radar Buy · Power 62 · $169.0M mcap · 28M float · 1.40% daily turnover · Short 50% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

56.3 / 100

NoneWeakNarrowWide

Primary source: Efficient Scale · ROIC: -5.0% · 5Y Avg: -5.0%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale ★

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. TBI has a Narrow competitive edge (56.3/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Efficient Scale. Negative ROIC of -5.0% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Low

Avg Target

High

Based on 2 analyst ratings (12 mo)

Analyst Recommendations

Strong Buy: 0Buy: 5Hold: 4Sell: 1Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$5.75

Analysts2

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-02-19	Robert W. Baird	—	$13	$6	-8	+43.6%	$3.83
2025-11-05	BMO Capital	—	$12	$6	-6	+16.3%	$5.16
2024-08-07	BMO Capital	Jeffrey Silber	$13	$12	-1	+52.1%	$7.89
2024-05-07	BMO Capital	Jeffrey Silber	Initiated	$13	—	+22.3%	$10.63
2024-05-07	Robert W. Baird	Mark Marcon	Initiated	$13	—	+22.8%	$10.59

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. TBI receives an overall rating of C. Strongest factors: P/B (5/5). Areas of concern: DCF (1/5), ROE (1/5), ROA (1/5), D/E (2/5), P/E (1/5).

Rating Change History

Date	From	To
2026-02-19	C+	C
2026-02-18	B-	C+
2026-02-17	C+	B-
2026-02-12	B-	C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 46 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. TBI scores highest in Safety (90/100) and lowest in Profitability (6/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

3.55

Safe Zone

Piotroski F-Score

4/9

✗ ✗ ✓ ✓ ✗ ✓ ✗ ✗ ✓

Beneish M-Score

-2.34

Unlikely Manipulator

Ohlson O-Score

-5.97

Bankruptcy prob: 0.3%

Low Risk

Credit Rating

BB+

Score: 45.4/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: 0.86x

Accruals: -1.2%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. TBI scores 3.55, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. TBI scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. TBI's score of -2.34 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. TBI's implied 0.3% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. TBI receives an estimated rating of BB+ (score: 45.4/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-3.14x

PEG

0.07x

P/S

0.10x

P/B

0.65x

P/FCF

-1.68x

P/OCF

—

EV/EBITDA

106.71x

EV/Revenue

0.15x

EV/EBIT

-9.24x

EV/FCF

-4.13x

Earnings Yield

-53.52%

FCF Yield

-59.66%

Shareholder Yield

0.17%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. TBI currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.049

NI / EBT

Interest Burden

1.914

EBT / EBIT

EBIT Margin

-0.016

EBIT / Rev

Asset Turnover

2.503

Rev / Assets

Equity Multiplier

2.228

Assets / Equity

ROE

-18.1%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. TBI's ROE of -18.1% is driven by Asset Turnover (2.503), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.05 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Assessment

Overvalued

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$5.57

Median 1Y

$4.01

5th Pctile

$1.75

95th Pctile

$9.23

Ann. Volatility

50.9%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
A. Patrick Beharelle Chief Executive Officer	$876,750	$3,467,596	$5,811,254
Taryn R. Owen Executive Vice President, President, PeopleReady and PeopleScout	$521,250	$1,551,234	$2,787,535
Derrek L. Gafford Executive Vice President, Chief Financial Officer	$500,000	$1,448,555	$2,543,305
Carl R. Schweihs Executive Vice President, President, PeopleManagement	$400,000	$1,071,566	$1,907,716
Garrett R. Ferencz Executive Vice President, Chief Legal Officer	$400,000	$459,245	$1,262,245

CEO Pay Ratio

55:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $5,811,254

Avg Employee Cost (SGA/emp): $106,025

Employees: 3,500

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

3,500

-16.7% YoY

Revenue / Employee

$461,713

Rev: $1,615,997,000

Profit / Employee

$-13,703

NI: $-47,960,000

SGA / Employee

$106,025

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	7.5%	9.3%	13.3%	14.0%	15.8%	16.2%	12.6%	9.6%	3.3%	-0.9%	-3.0%	-2.4%	-22.8%	-24.4%	-32.5%	-35.8%	-8.8%	-7.3%	-16.3%	-18.1%	-18.11%
ROA	3.7%	4.7%	6.1%	6.5%	7.3%	7.5%	6.1%	4.6%	1.6%	-0.4%	-1.5%	-1.2%	-11.4%	-12.2%	-16.0%	-17.6%	-4.3%	-3.6%	-7.3%	-8.1%	-8.13%
ROIC	8.4%	10.4%	11.2%	11.9%	13.7%	14.0%	12.6%	9.4%	2.9%	-1.4%	-4.1%	-5.8%	-15.0%	-15.7%	-20.4%	-20.1%	-7.6%	-6.1%	-5.4%	-5.0%	-5.03%
ROCE	30.8%	32.0%	9.3%	10.0%	11.4%	11.7%	9.3%	7.0%	3.6%	0.1%	-2.1%	-3.4%	-3.9%	-4.5%	-6.4%	-6.2%	-6.6%	-5.3%	-5.7%	-5.3%	-5.32%
Gross Margin	26.4%	25.4%	26.8%	25.4%	27.8%	27.1%	26.5%	26.5%	27.4%	26.2%	26.1%	24.7%	26.4%	26.2%	26.6%	23.3%	23.6%	22.7%	20.1%	18.3%	18.34%
Operating Margin	3.7%	3.7%	3.5%	2.2%	5.1%	4.2%	1.2%	-1.3%	-1.4%	-0.6%	-1.8%	-3.8%	-15.1%	-1.8%	-2.7%	-3.8%	-0.7%	-0.0%	-2.8%	-3.0%	-3.05%
Net Margin	3.1%	3.2%	3.2%	1.9%	4.2%	3.6%	1.3%	-0.9%	-1.5%	-0.0%	-0.5%	-0.4%	-26.4%	-2.0%	-3.0%	-3.9%	-0.0%	-0.4%	-7.5%	-5.0%	-4.97%
EBITDA Margin	5.0%	4.8%	5.8%	3.5%	6.4%	5.5%	2.5%	0.1%	1.9%	0.7%	-0.3%	-1.9%	1.9%	0.0%	-0.9%	-2.0%	1.2%	1.7%	-1.0%	-1.3%	-1.32%
FCF Margin	3.1%	0.7%	-0.7%	-0.5%	-0.1%	3.1%	4.0%	3.2%	2.7%	1.5%	0.2%	-1.0%	-1.8%	-2.1%	-2.6%	-3.0%	-3.6%	-4.1%	-4.6%	-3.6%	-3.62%
OCF Margin	4.9%	2.6%	0.9%	0.8%	1.1%	4.3%	5.3%	4.8%	4.3%	3.0%	1.8%	0.6%	-0.1%	-0.5%	-1.1%	-1.6%	-2.3%	-3.0%	-3.6%	-2.8%	-2.78%
ROE 3Y Avg	snapshot only																				-21.96%
ROE 5Y Avg	snapshot only																				-8.61%
ROA 3Y Avg	snapshot only																				-10.05%
ROIC 3Y Avg	snapshot only																				-12.48%
ROIC Economic	snapshot only																				-5.03%
Cash ROA	snapshot only																				-7.16%
Cash ROIC	snapshot only																				-10.87%
CROIC	snapshot only																				-14.15%
NOPAT Margin	snapshot only																				-1.29%
Pretax Margin	snapshot only																				-3.10%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				22.12%
SBC / Revenue	snapshot only																				0.33%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	26.35	20.09	15.99	15.55	7.97	8.49	10.38	11.62	33.96	-97.25	-33.64	-33.62	-2.87	-1.94	-1.97	-1.20	-5.87	-6.63	-2.90	-1.87	-3.138
P/S Ratio	0.53	0.48	0.45	0.45	0.25	0.28	0.29	0.25	0.26	0.23	0.25	0.21	0.18	0.14	0.16	0.11	0.13	0.12	0.09	0.06	0.103
P/B Ratio	2.39	2.27	2.00	2.06	1.19	1.30	1.30	1.11	1.10	0.90	1.04	0.85	0.68	0.49	0.79	0.53	0.63	0.59	0.51	0.36	0.655
P/FCF	17.08	67.45	-67.67	-86.13	-198.33	9.01	7.19	7.85	9.80	15.37	137.08	-20.27	-10.09	-6.46	-6.03	-3.58	-3.63	-2.85	-1.89	-1.68	-1.676
P/OCF	10.82	18.29	48.22	53.42	22.35	6.41	5.36	5.34	6.21	7.42	13.72	34.27	—	—	—	—	—	—	—	—	—
EV/EBITDA	4.21	3.90	9.75	9.48	5.04	5.33	6.28	6.56	9.72	15.99	41.57	113.14	191.09	-128.22	-82.57	-63.60	-40.84	193.90	1056.79	106.71	106.714
EV/Revenue	0.53	0.48	0.46	0.46	0.26	0.28	0.28	0.25	0.26	0.22	0.25	0.21	0.18	0.13	0.19	0.14	0.16	0.15	0.18	0.15	0.150
EV/EBIT	4.78	4.38	13.93	13.27	6.84	7.24	8.82	9.99	19.27	389.64	-33.15	-16.25	-11.50	-7.21	-8.83	-6.62	-7.11	-8.41	-9.98	-9.24	-9.241
EV/FCF	17.18	67.88	-68.84	-87.59	-204.14	9.25	7.09	7.71	9.63	15.04	136.92	-20.25	-10.07	-6.44	-7.09	-4.53	-4.44	-3.53	-3.87	-4.13	-4.130
Earnings Yield	3.8%	5.0%	6.3%	6.4%	12.5%	11.8%	9.6%	8.6%	2.9%	-1.0%	-3.0%	-3.0%	-34.9%	-51.5%	-50.6%	-83.4%	-17.0%	-15.1%	-34.4%	-53.5%	-53.52%
FCF Yield	5.9%	1.5%	-1.5%	-1.2%	-0.5%	11.1%	13.9%	12.7%	10.2%	6.5%	0.7%	-4.9%	-9.9%	-15.5%	-16.6%	-27.9%	-27.5%	-35.0%	-52.9%	-59.7%	-59.66%
PEG Ratio	snapshot only																				0.071
Price/Tangible Book	snapshot only																				0.466
EV/Gross Profit	snapshot only																				0.706
Shareholder Yield	snapshot only																				0.17%

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	1.41	1.41	1.72	1.72	1.72	1.72	1.77	1.77	1.77	1.77	1.74	1.74	1.74	1.74	1.73	1.73	1.73	1.73	2.15	2.15	2.148
Quick Ratio	1.41	1.41	1.72	1.72	1.72	1.72	1.77	1.77	1.77	1.77	1.74	1.74	1.74	1.74	1.73	1.73	1.73	1.73	2.15	2.15	2.148
Debt/Equity	0.16	0.16	0.14	0.14	0.14	0.14	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.21	0.21	0.21	0.21	0.62	0.62	0.621
Net Debt/Equity	0.01	0.01	0.03	0.03	0.03	0.03	-0.02	-0.02	-0.02	-0.02	-0.00	-0.00	-0.00	-0.00	0.14	0.14	0.14	0.14	0.53	0.53	0.532
Debt/Assets	0.07	0.07	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.07	0.07	0.07	0.07	0.10	0.10	0.10	0.10	0.27	0.27	0.267
Debt/EBITDA	0.28	0.27	0.65	0.62	0.56	0.54	0.62	0.76	1.13	2.30	5.35	17.85	37.56	-34.83	-18.79	-20.15	-11.19	55.96	631.84	74.04	74.044
Net Debt/EBITDA	0.03	0.02	0.17	0.16	0.14	0.14	-0.09	-0.11	-0.17	-0.35	-0.05	-0.16	-0.34	0.31	-12.43	-13.32	-7.40	37.00	541.07	63.41	63.406
Interest Coverage	349.39	—	—	—	800.53	825.59	656.23	493.20	—	—	—	—	—	—	—	—	—	-25.89	-26.99	-10.94	-10.944
Equity Multiplier	2.24	2.24	2.10	2.10	2.10	2.10	2.05	2.05	2.05	2.05	1.96	1.96	1.96	1.96	2.14	2.14	2.14	2.14	2.33	2.33	2.326
Cash Ratio	snapshot only																				0.177
Debt Service Coverage	snapshot only																				0.948
Cash to Debt	snapshot only																				0.144
FCF to Debt	snapshot only																				-0.349
Defensive Interval	snapshot only																				258.5 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	1.86	1.96	2.16	2.25	2.30	2.30	2.20	2.11	2.02	1.92	1.99	1.92	1.84	1.74	1.99	1.95	1.95	2.01	2.46	2.50	2.503
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	6.34	6.67	6.88	7.17	7.34	7.33	6.75	6.49	6.21	5.90	6.73	6.51	6.23	5.91	6.71	6.57	6.57	6.78	7.09	7.21	7.213
Payables Turnover	23.48	24.53	23.79	24.73	25.19	25.03	21.48	20.58	19.72	18.80	21.05	20.47	19.67	18.66	22.76	22.38	22.60	23.60	30.70	31.72	31.719
DSO	58	55	53	51	50	50	54	56	59	62	54	56	59	62	54	56	56	54	51	51	50.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	16	15	15	15	14	15	17	18	19	19	17	18	19	20	16	16	16	15	12	12	11.5 days
Cash Conversion Cycle	42	40	38	36	35	35	37	39	40	42	37	38	40	42	38	39	39	38	40	39	39.1 days
Fixed Asset Turnover	snapshot only																				15.344
Cash Velocity	snapshot only																				67.087
Capital Intensity	snapshot only																				0.388

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	-5.4%	7.9%	17.7%	25.2%	17.9%	12.0%	3.7%	-4.3%	-10.6%	-15.0%	-15.4%	-15.0%	-14.9%	-15.1%	-17.8%	-16.8%	-13.0%	-5.4%	3.1%	7.1%	7.14%
Net Income	1.3%	1.4%	1.4%	3.2%	85.3%	52.6%	1.0%	-27.3%	-78.0%	-1.1%	-1.2%	-1.2%	-7.8%	-24.5%	-7.9%	-10.9%	68.9%	75.9%	61.9%	61.4%	61.41%
EPS	1.3%	1.3%	1.4%	3.3%	97.6%	64.9%	9.0%	-22.2%	-76.5%	-1.1%	-1.2%	-1.3%	-7.9%	-25.5%	-8.3%	-11.5%	68.4%	76.0%	62.3%	62.0%	61.98%
FCF	-53.8%	-87.2%	-1.1%	-1.1%	-1.0%	3.8%	7.2%	7.0%	19.9%	-59.2%	-96.1%	-1.3%	-1.6%	-2.2%	-12.8%	-1.4%	-76.6%	-86.5%	-78.9%	-28.3%	-28.33%
EBITDA	3.8%	6.5%	-49.8%	-47.9%	-52.0%	-51.9%	-1.3%	-24.1%	-53.6%	-77.9%	-88.7%	-95.8%	-97.1%	-1.1%	-1.3%	-2.0%	-4.6%	1.7%	1.1%	1.7%	1.70%
Op. Income	1.3%	1.3%	1.4%	9.9%	79.8%	56.9%	5.5%	-26.9%	-78.2%	-1.1%	-1.3%	-1.6%	-5.7%	-9.9%	-2.9%	-1.7%	60.4%	69.7%	69.0%	70.7%	70.67%
OCF Growth	snapshot only																				-83.31%
Asset Growth	snapshot only																				-5.44%
Equity Growth	snapshot only																				-12.94%
Debt Growth	snapshot only																				1.56%
Shares Change	snapshot only																				1.51%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	-7.7%	-6.3%	-4.5%	-3.2%	-2.1%	-1.5%	-1.6%	-2.1%	-0.1%	0.9%	1.1%	0.6%	-3.6%	-6.8%	-10.3%	-12.2%	-12.9%	-11.9%	-10.5%	-8.8%	-8.80%
Revenue 5Y	-6.9%	-6.0%	-4.6%	-3.2%	-2.3%	-2.1%	-2.1%	-2.8%	-3.7%	-4.8%	-5.3%	-5.9%	-6.5%	-7.2%	-7.9%	-7.9%	-5.9%	-3.8%	-2.6%	-1.9%	-1.91%
EPS 3Y	-10.9%	-6.0%	1.7%	4.8%	9.4%	9.2%	4.7%	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	—	—	—	—	9.3%	10.7%	6.8%	0.1%	-20.0%	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	-14.8%	-9.8%	-2.1%	-0.0%	3.1%	2.9%	-0.4%	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	—	—	—	—	4.3%	5.7%	2.3%	-4.4%	-24.1%	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	24.5%	26.3%	-6.2%	-3.9%	-0.8%	0.8%	-1.9%	-5.4%	2.2%	-7.3%	-61.8%	-74.6%	-81.3%	—	—	—	—	-78.7%	-86.1%	-69.7%	-69.68%
EBITDA 5Y	41.9%	40.3%	16.5%	18.3%	-4.0%	-2.6%	-4.5%	-8.6%	-15.6%	-26.5%	-37.9%	-51.1%	-57.8%	—	—	—	—	-48.9%	-73.5%	-59.4%	-59.41%
Gross Profit 3Y	-9.7%	-8.0%	-5.6%	-4.2%	-2.7%	-1.4%	-1.3%	-1.0%	1.8%	3.8%	4.7%	4.3%	-1.6%	-5.6%	-10.2%	-12.6%	-14.5%	-15.1%	-15.6%	-15.9%	-15.88%
Gross Profit 5Y	-6.6%	-5.5%	-3.8%	-2.5%	-1.3%	-0.8%	-1.0%	-1.7%	-3.0%	-4.5%	-5.3%	-6.4%	-7.2%	-7.8%	-8.3%	-8.2%	-6.3%	-4.2%	-3.9%	-3.9%	-3.90%
Op. Income 3Y	-16.8%	-11.7%	-2.5%	-0.5%	4.1%	4.9%	2.9%	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	—	—	—	—	2.2%	2.4%	-1.4%	-7.1%	-25.7%	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	-2.5%	-41.1%	—	—	—	-5.6%	10.6%	-0.5%	-25.0%	-36.8%	-69.7%	—	—	—	—	—	—	—	—	—	—
FCF 5Y	-13.9%	-36.6%	—	—	—	-6.9%	2.9%	-0.8%	-3.3%	-16.6%	-49.8%	—	—	—	—	—	—	—	—	—	—
OCF 3Y	4.2%	-14.8%	-45.4%	-43.0%	-38.6%	-3.0%	8.4%	0.8%	-18.2%	-24.7%	-38.9%	-57.9%	—	—	—	—	—	—	—	—	—
OCF 5Y	-8.7%	-20.1%	-39.9%	-34.3%	-28.6%	-5.0%	3.8%	2.6%	0.7%	-7.3%	-22.7%	-35.6%	—	—	—	—	—	—	—	—	—
Assets 3Y	-4.0%	-4.0%	-2.5%	-2.5%	-2.5%	-2.5%	-3.5%	-3.5%	-3.5%	-3.5%	-2.8%	-2.8%	-2.8%	-2.8%	-13.2%	-13.2%	-13.2%	-13.2%	-14.4%	-14.4%	-14.43%
Assets 5Y	-5.3%	-5.3%	-1.8%	-1.8%	-1.8%	-1.8%	-1.7%	-1.7%	-1.7%	-1.7%	-4.2%	-4.2%	-4.2%	-4.2%	-9.9%	-9.9%	-9.9%	-9.9%	-8.2%	-8.2%	-8.22%
Equity 3Y	-7.6%	-7.6%	-5.9%	-5.9%	-5.9%	-5.9%	-7.4%	-7.4%	-7.4%	-7.4%	1.6%	1.6%	1.6%	1.6%	-13.8%	-13.8%	-13.8%	-13.8%	-17.9%	-17.9%	-17.91%
Book Value 3Y	-3.4%	-3.8%	-2.2%	-1.4%	-0.2%	-0.1%	-2.7%	-2.9%	-3.5%	-3.6%	5.6%	5.7%	6.9%	7.7%	-8.3%	-9.4%	-10.8%	-11.1%	-15.2%	-16.0%	-16.01%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	0.94	0.86	0.72	0.56	0.47	0.33	0.26	0.26	0.31	0.29	0.31	0.35	0.59	0.72	0.78	0.80	0.57	0.37	0.30	0.28	0.278
Earnings Stability	0.05	0.04	0.02	0.01	0.02	0.01	0.01	0.00	0.00	0.01	0.02	0.01	0.07	0.08	0.10	0.04	0.00	0.00	0.01	0.53	0.526
Margin Stability	0.95	0.96	0.95	0.95	0.96	0.96	0.96	0.95	0.96	0.96	0.95	0.95	0.96	0.97	0.98	0.98	0.97	0.95	0.92	0.90	0.905
Rev. Growth Consistency	0.00	0.50	0.50	0.50	0.50	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.500
Earn. Growth Consistency	0.50	0.50	0.50	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.500
FCF Positive Streak	1	1	0	0	0	1	0	0	0	1	1	0	0	0	0	0	0	0	0	0	0
Earnings Persistence	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.89	0.50	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.500
Earnings Smoothness	—	—	—	0.00	0.40	0.58	0.99	0.68	0.00	—	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	0.13	0.17	0.24	0.19	0.20	0.21	0.23	0.01	-0.09	-0.14	-0.16	-0.14	-0.33	-0.33	-0.45	-0.47	-0.00	0.04	0.04	0.04	0.038
Gross Margin Trend	-0.02	-0.01	0.01	0.01	0.02	0.02	0.02	0.02	0.02	0.01	0.00	-0.00	-0.01	-0.01	-0.01	-0.01	-0.01	-0.02	-0.04	-0.05	-0.047
FCF Margin Trend	-0.02	-0.04	-0.05	-0.05	-0.05	-0.00	0.01	0.00	0.01	-0.00	-0.01	-0.02	-0.03	-0.04	-0.05	-0.04	-0.04	-0.04	-0.03	-0.02	-0.016
Sustainable Growth Rate	7.5%	9.3%	13.3%	14.0%	15.8%	16.2%	12.6%	9.6%	3.3%	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	3.9%	4.9%	6.5%	6.9%	7.9%	8.1%	6.5%	4.8%	1.6%	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	2.43	1.10	0.33	0.29	0.36	1.33	1.94	2.17	5.47	-13.11	-2.45	-0.98	0.02	0.07	0.14	0.18	1.03	1.69	1.21	0.86	0.856
FCF/OCF	0.63	0.27	-0.71	-0.62	-0.11	0.71	0.75	0.68	0.63	0.48	0.10	-1.69	14.27	4.38	2.42	1.86	1.57	1.38	1.27	1.30	1.303
FCF/Net Income	snapshot only																				1.115
OCF/EBITDA	snapshot only																				-19.838
CapEx/Revenue	1.8%	1.9%	1.6%	1.4%	1.3%	1.2%	1.4%	1.5%	1.6%	1.6%	1.6%	1.7%	1.6%	1.6%	1.5%	1.4%	1.3%	1.1%	1.0%	0.8%	0.84%
CapEx/Depreciation	snapshot only																				0.478
Accruals Ratio	-0.05	-0.00	0.04	0.05	0.05	-0.02	-0.06	-0.05	-0.07	-0.06	-0.05	-0.02	-0.11	-0.11	-0.14	-0.14	0.00	0.02	0.02	-0.01	-0.012
Sloan Accruals	snapshot only																				0.020
Cash Flow Adequacy	snapshot only																				-3.306

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	0.0%	0.0%	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—
Total Payout Ratio	8.0%	6.4%	32.3%	88.4%	1.1%	1.1%	1.1%	1.1%	2.3%	—	—	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.3%	0.3%	2.0%	5.7%	14.1%	12.8%	10.1%	9.5%	6.8%	8.6%	8.0%	6.0%	6.6%	10.6%	9.5%	7.5%	2.7%	0.1%	0.1%	0.2%	0.17%
Net Buyback Yield	0.3%	0.3%	2.0%	5.7%	14.1%	12.8%	10.1%	9.5%	6.8%	8.6%	8.0%	6.0%	6.6%	10.6%	9.5%	7.5%	2.7%	-0.4%	-0.5%	-0.4%	-0.44%
Total Shareholder Return	0.3%	0.3%	2.0%	5.7%	14.1%	12.8%	10.1%	9.5%	6.8%	8.6%	8.0%	6.0%	6.6%	10.6%	9.5%	7.5%	2.7%	-0.4%	-0.5%	-0.4%	-0.44%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.79	0.83	0.83	0.82	0.82	0.82	0.85	0.85	0.77	0.73	0.69	0.39	1.33	1.36	1.42	1.56	1.11	1.12	1.05	1.05	1.049
Interest Burden (EBT/EBIT)	0.23	0.26	1.03	1.02	1.01	1.01	1.02	1.03	0.75	-5.59	1.44	1.24	3.02	2.74	2.67	2.79	0.89	0.92	1.60	1.91	1.914
EBIT Margin	0.11	0.11	0.03	0.03	0.04	0.04	0.03	0.03	0.01	0.00	-0.01	-0.01	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.016
Asset Turnover	1.86	1.96	2.16	2.25	2.30	2.30	2.20	2.11	2.02	1.92	1.99	1.92	1.84	1.74	1.99	1.95	1.95	2.01	2.46	2.50	2.503
Equity Multiplier	1.99	1.99	2.16	2.16	2.16	2.16	2.07	2.07	2.07	2.07	2.01	2.01	2.01	2.01	2.04	2.04	2.04	2.04	2.23	2.23	2.228

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$1.12	$1.39	$1.73	$1.89	$2.21	$2.30	$1.89	$1.47	$0.52	$-0.15	$-0.46	$-0.37	$-3.59	$-3.93	$-4.25	$-4.66	$-1.13	$-0.94	$-1.60	$-1.77	$-1.77
Book Value/Share	$12.37	$12.32	$13.84	$14.27	$14.87	$15.02	$15.03	$15.37	$16.03	$16.05	$14.73	$14.72	$15.09	$15.41	$10.67	$10.62	$10.56	$10.55	$9.17	$9.11	$8.50
Tangible Book/Share	$8.86	$8.83	$13.12	$13.53	$14.10	$14.24	$11.70	$11.96	$12.48	$12.49	$11.69	$11.68	$11.97	$12.23	$9.64	$9.60	$9.54	$9.53	$7.15	$7.10	$7.10
Revenue/Share	$55.66	$58.36	$61.02	$65.61	$69.98	$70.64	$68.28	$67.14	$66.99	$63.75	$61.34	$59.28	$58.14	$56.34	$53.02	$51.68	$51.41	$52.98	$53.97	$54.55	$54.55
FCF/Share	$1.73	$0.42	$-0.41	$-0.34	$-0.09	$2.16	$2.72	$2.18	$1.80	$0.94	$0.11	$-0.62	$-1.02	$-1.18	$-1.39	$-1.56	$-1.83	$-2.19	$-2.46	$-1.97	$-1.97
OCF/Share	$2.73	$1.53	$0.57	$0.55	$0.79	$3.05	$3.65	$3.20	$2.85	$1.94	$1.12	$0.37	$-0.07	$-0.27	$-0.58	$-0.84	$-1.17	$-1.59	$-1.94	$-1.52	$-1.52
Cash/Share	$1.77	$1.76	$1.40	$1.44	$1.51	$1.52	$2.18	$2.23	$2.33	$2.33	$1.99	$1.99	$2.04	$2.08	$0.76	$0.76	$0.75	$0.75	$0.82	$0.81	$0.80
EBITDA/Share	$7.05	$7.23	$2.89	$3.15	$3.60	$3.76	$3.07	$2.56	$1.79	$0.88	$0.37	$0.11	$0.05	$-0.06	$-0.12	$-0.11	$-0.20	$0.04	$0.01	$0.08	$0.08
Debt/Share	$1.94	$1.94	$1.88	$1.94	$2.02	$2.04	$1.90	$1.94	$2.02	$2.02	$1.97	$1.97	$2.02	$2.06	$2.25	$2.24	$2.23	$2.23	$5.70	$5.66	$5.66
Net Debt/Share	$0.18	$0.18	$0.48	$0.50	$0.52	$0.52	$-0.29	$-0.29	$-0.31	$-0.31	$-0.02	$-0.02	$-0.02	$-0.02	$1.49	$1.48	$1.47	$1.47	$4.88	$4.85	$4.85

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.550
Altman Z-Prime	snapshot only																				3.154
Piotroski F-Score	6	6	7	8	8	9	7	6	5	4	3	3	2	2	3	2	2	2	3	4	4
Beneish M-Score	-2.88	-2.77	-2.26	-2.18	-2.17	-2.49	-2.74	-2.77	-2.81	-2.76	-2.97	-2.78	-3.22	-3.26	-3.53	-3.53	-2.69	-2.50	-2.17	-2.34	-2.335
Ohlson O-Score	snapshot only																				-5.973
ROIC (Greenblatt)	snapshot only																				-9.99%
Net-Net WC	snapshot only																				$-2.21
EVA	snapshot only																				$-63240450.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				BB+
Credit Score	95.26	82.48	79.95	79.06	82.45	93.39	94.65	87.63	82.98	61.83	58.38	51.04	48.48	58.02	57.11	56.71	57.11	39.23	44.60	45.40	45.402
Credit Grade	snapshot only																				11
Credit Trend	snapshot only																				-11.308
Implied Spread (bps)	snapshot only																				400.000
Industry Credit Rank	snapshot only																				35
Sector Credit Rank	snapshot only																				32

TBI NYSE

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Valuation

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Graham-Dodd Adjusted Valuation

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Growth Trends (YoY %)

Earnings Stability

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CEO Pay Ratio

C-Suite Pay Equality (Gini)

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Workforce & Productivity

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