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TTAM NYSE

Titan America S.A.
1W: -5.8% 1M: -6.5% 3M: -18.7% YTD: -8.0% 1Y: +10.3%
$15.18
-0.20 (-1.30%)
 
Weekly Expected Move ±5.1%
$14 $15 $16 $17 $17
NYSE · Basic Materials · Construction Materials · Alpha Radar Sell · Power 42 · $2.8B mcap · 25M float · 1.17% daily turnover · Short 57% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
51.4 / 100
NoneWeakNarrowWide
Primary source: Switching Costs  ·  ROIC: 15.8%
Cost Advantage
61
Intangibles
39
Switching Cost
75
Network Effect
19
Scale
52
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. TTAM shows a Weak competitive edge (51.4/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Switching Costs. ROIC of 15.8% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$18
Low
$18
Avg Target
$18
High
Based on 1 analyst since May 5, 2026 earnings
Analyst Recommendations
Strong Buy: 0Buy: 2Hold: 3Sell: 1Strong Sell: 0
Rating Summary
ConsensusHold
Avg Target$18.50
Analysts1
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-05-07 HSBC Wesley Brooks $19 $18 -0 +10.8% $16.70
2025-12-15 Jefferies Initiated $20 +20.3% $16.63
2025-04-21 Stifel Nicolaus Initiated $15 +25.1% $11.99
2025-03-12 HSBC Wesley Brooks Initiated $19 +37.5% $13.81
2025-03-04 Bernstein Initiated $17 +14.8% $14.81
2025-03-04 Goldman Sachs Initiated $19 +28.3% $14.81

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
May 22, 2026
DCF
4
ROE
5
ROA
5
D/E
2
P/E
2
P/B
2
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. TTAM receives an overall rating of A-. Strongest factors: DCF (4/5), ROE (5/5), ROA (5/5). Areas of concern: D/E (2/5), P/E (2/5), P/B (2/5).
Rating Change History
DateFromTo
2026-04-30 B+ A-
2026-04-09 A- B+
2026-04-06 B+ A-
2026-04-02 A- B+
2026-02-20 B+ A-
2026-01-03 A- B+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

74 Grade A
Profitability
48
Balance Sheet
84
Earnings Quality
76
Growth
78
Value
77
Momentum
100
Safety
90
Cash Flow
63
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. TTAM scores highest in Momentum (100/100) and lowest in Profitability (48/100). An overall grade of A places TTAM among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
3.54
Safe Zone
Piotroski F-Score
7/9
Beneish M-Score
-2.60
Unlikely Manipulator
Ohlson O-Score
-8.81
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
AA
Score: 87.9/100
Trend: Improving
Earnings Quality
75/100
OCF/NI: 1.68x
Accruals: -7.2%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. TTAM scores 3.54, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. TTAM scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. TTAM's score of -2.60 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. TTAM's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. TTAM receives an estimated rating of AA (score: 87.9/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). TTAM's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
15.12x
PEG
2.39x
P/S
1.68x
P/B
2.64x
P/FCF
18.72x
P/OCF
8.91x
EV/EBITDA
7.90x
EV/Revenue
1.80x
EV/EBIT
11.22x
EV/FCF
20.41x
Earnings Yield
6.70%
FCF Yield
5.34%
Shareholder Yield
0.87%
Graham Number
$11.25
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 15.1x earnings, TTAM trades at a reasonable valuation. An earnings yield of 6.7% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $11.25 per share, 35% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.758
NI / EBT
×
Interest Burden
0.909
EBT / EBIT
×
EBIT Margin
0.161
EBIT / Rev
×
Asset Turnover
0.965
Rev / Assets
×
Equity Multiplier
1.939
Assets / Equity
=
ROE
20.7%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. TTAM's ROE of 20.7% is driven by Asset Turnover (0.965), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate
441.82%
Fair P/E
892.14x
Intrinsic Value
$894.90
Price/Value
0.02x
Margin of Safety
98.33%
Premium
-98.33%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with TTAM's realized 441.8% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $894.90, TTAM appears undervalued with a 98% margin of safety. The adjusted fair P/E of 892.1x compares to the current market P/E of 15.1x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 324 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$15.15
Median 1Y
$13.07
5th Pctile
$6.67
95th Pctile
$25.89
Ann. Volatility
40.8%
Analyst Target
$18.50
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
2,742
0.0% YoY
Revenue / Employee
$606,925
Rev: $1,664,188,000
Profit / Employee
$67,629
NI: $185,439,000
SGA / Employee
$59,623
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
ROE 4.4% 11.3% 18.9% 17.9% 20.7% 20.75%
ROA 2.1% 5.4% 9.1% 9.8% 10.7% 10.70%
ROIC 3.2% 7.6% 12.9% 15.9% 15.8% 15.82%
ROCE 3.9% 9.4% 15.7% 16.0% 15.9% 15.87%
Gross Margin 23.3% 26.3% 29.2% 25.5% 23.1% 23.06%
Operating Margin 13.2% 16.2% 19.8% 15.3% 12.5% 12.48%
Net Margin 8.5% 11.9% 13.1% 10.7% 8.3% 8.29%
EBITDA Margin 19.3% 23.3% 25.6% 22.5% 19.7% 19.72%
FCF Margin 0.7% 2.6% 7.2% 7.5% 8.8% 8.84%
OCF Margin 9.0% 12.9% 16.9% 17.3% 18.6% 18.58%
ROIC Economic snapshot only 13.89%
Cash ROA snapshot only 16.39%
Cash ROIC snapshot only 24.15%
CROIC snapshot only 11.50%
NOPAT Margin snapshot only 12.17%
Pretax Margin snapshot only 14.63%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 9.90%
SBC / Revenue snapshot only 0.04%
Valuation
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
P/E Ratio 72.22 27.07 19.31 16.40 14.93 15.121
P/S Ratio 6.14 2.78 2.18 1.83 1.65 1.676
P/B Ratio 3.21 3.05 3.65 2.94 2.67 2.637
P/FCF 913.96 105.75 30.40 24.45 18.72 18.716
P/OCF 68.48 21.55 12.87 10.55 8.91 8.907
EV/EBITDA 37.69 15.55 11.08 8.68 7.90 7.896
EV/Revenue 7.28 3.33 2.53 1.98 1.80 1.805
EV/EBIT 55.61 22.01 15.32 12.17 11.22 11.220
EV/FCF 1083.87 126.46 35.38 26.46 20.41 20.413
Earnings Yield 1.4% 3.7% 5.2% 6.1% 6.7% 6.70%
FCF Yield 0.1% 0.9% 3.3% 4.1% 5.3% 5.34%
PEG Ratio snapshot only 2.394
Price/Tangible Book snapshot only 3.528
EV/OCF snapshot only 9.715
EV/Gross Profit snapshot only 6.923
Acquirers Multiple snapshot only 11.237
Shareholder Yield snapshot only 0.87%
Graham Number snapshot only $11.25
Leverage & Solvency
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Current Ratio 1.61 1.61 1.61 3.03 3.03 3.031
Quick Ratio 0.66 0.66 0.66 1.91 1.91 1.906
Debt/Equity 0.61 0.61 0.61 0.45 0.45 0.447
Net Debt/Equity 0.60 0.60 0.60 0.24 0.24 0.242
Debt/Assets 0.29 0.29 0.29 0.24 0.24 0.244
Debt/EBITDA 6.07 2.61 1.60 1.22 1.21 1.211
Net Debt/EBITDA 5.91 2.55 1.56 0.66 0.66 0.657
Interest Coverage 7.81 10.23 11.83 11.98 12.96 12.964
Equity Multiplier 2.09 2.09 2.09 1.83 1.83 1.831
Cash Ratio snapshot only 1.052
Debt Service Coverage snapshot only 18.421
Cash to Debt snapshot only 0.458
FCF to Debt snapshot only 0.319
Defensive Interval snapshot only 797.8 days
Efficiency & Turnover
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Asset Turnover 0.25 0.52 0.80 0.88 0.97 0.965
Inventory Turnover 1.32 2.71 4.07 5.43 5.44 5.439
Receivables Turnover 8.16 17.08 26.15 14.81 20.81 20.809
Payables Turnover 2.15 4.42 6.63 8.50 8.68 8.679
DSO 45 21 14 25 18 17.5 days
DIO 276 135 90 67 67 67.1 days
DPO 170 83 55 43 42 42.1 days
Cash Conversion Cycle 151 73 49 49 43 42.6 days
Fixed Asset Turnover snapshot only 1.677
Operating Cycle snapshot only 84.7 days
Cash Velocity snapshot only 7.887
Capital Intensity snapshot only 1.134
Growth (YoY)
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 3.3% 3.26%
Net Income 4.5% 4.55%
EPS 4.4% 4.42%
FCF 55.0% 55.00%
EBITDA 4.0% 4.04%
Op. Income 4.2% 4.18%
OCF Growth snapshot only 7.82%
Asset Growth snapshot only 20.92%
Equity Growth snapshot only 37.87%
Debt Growth snapshot only 0.48%
Shares Change snapshot only 2.36%
Growth Quality
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue Stability
Earnings Stability
Margin Stability
Rev. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.500
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.50 0.500
FCF Positive Streak 0 0 0 0 1 0
Earnings Persistence
Earnings Smoothness 0.00 0.000
ROE Trend
Gross Margin Trend
FCF Margin Trend
Sustainable Growth Rate 4.4% 11.3% 18.9% 16.5% 19.1% 19.07%
Internal Growth Rate 2.2% 5.7% 10.0% 9.9% 10.9% 10.90%
Cash Flow Quality
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
OCF/Net Income 1.05 1.26 1.50 1.55 1.68 1.677
FCF/OCF 0.07 0.20 0.42 0.43 0.48 0.476
FCF/Net Income snapshot only 0.798
OCF/EBITDA snapshot only 0.813
CapEx/Revenue 8.3% 10.3% 9.8% 9.8% 9.7% 9.74%
CapEx/Depreciation snapshot only 1.438
Accruals Ratio -0.00 -0.01 -0.05 -0.05 -0.07 -0.072
Sloan Accruals snapshot only 0.087
Cash Flow Adequacy snapshot only 1.747
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Dividend Yield 0.0% 0.0% 0.0% 0.5% 0.5% 1.05%
Dividend/Share $0.00 $0.00 $0.00 $0.08 $0.08 $0.16
Payout Ratio 0.0% 0.0% 0.0% 8.1% 8.1% 8.10%
FCF Payout Ratio 0.0% 0.0% 0.0% 12.1% 10.2% 10.15%
Total Payout Ratio 0.0% 10.9% 6.5% 13.0% 13.1% 13.06%
Div. Increase Streak 0 0 0
Chowder Number
Buyback Yield 0.0% 0.4% 0.3% 0.3% 0.3% 0.33%
Net Buyback Yield -6.0% -5.7% -4.8% -4.2% 0.1% 0.11%
Total Shareholder Return -6.0% -5.7% -4.8% -3.7% 0.7% 0.65%
DuPont Factors
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Tax Burden (NI/EBT) 0.74 0.75 0.75 0.76 0.76 0.758
Interest Burden (EBT/EBIT) 0.87 0.90 0.92 0.91 0.91 0.909
EBIT Margin 0.13 0.15 0.17 0.16 0.16 0.161
Asset Turnover 0.25 0.52 0.80 0.88 0.97 0.965
Equity Multiplier 2.09 2.09 2.09 1.83 1.94 1.939
Per Share
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
EPS (Diluted TTM) $0.19 $0.46 $0.77 $1.01 $1.00 $1.00
Book Value/Share $4.16 $4.07 $4.07 $5.60 $5.60 $5.76
Tangible Book/Share $2.76 $2.70 $2.70 $4.25 $4.25 $4.25
Revenue/Share $2.18 $4.46 $6.82 $9.02 $9.05 $9.06
FCF/Share $0.01 $0.12 $0.49 $0.67 $0.80 $0.80
OCF/Share $0.20 $0.58 $1.15 $1.56 $1.68 $1.68
Cash/Share $0.07 $0.07 $0.07 $1.15 $1.15 $1.24
EBITDA/Share $0.42 $0.95 $1.56 $2.05 $2.07 $2.07
Debt/Share $2.55 $2.50 $2.50 $2.51 $2.51 $2.51
Net Debt/Share $2.49 $2.43 $2.43 $1.36 $1.36 $1.36
Academic Models
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Altman Z-Score 3.538
Altman Z-Prime snapshot only 5.745
Piotroski F-Score 4 4 4 4 7 7
Beneish M-Score -2.60 -2.602
Ohlson O-Score snapshot only -8.814
ROIC (Greenblatt) snapshot only 19.13%
Net-Net WC snapshot only $-1.35
EVA snapshot only $74773642.14
Credit
Metric Trend Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Credit Rating snapshot only AA
Credit Score 55.27 70.31 77.89 87.18 87.88 87.883
Credit Grade snapshot only 3
Credit Trend snapshot only 32.611
Implied Spread (bps) snapshot only 80.000
Industry Credit Rank snapshot only 81
Sector Credit Rank snapshot only 81

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms