$5.21

-0.03 (-0.57%)

Weekly Expected Move ±4.3%

$5 $5 $5 $5 $6

NASDAQ · Communication Services · Internet Content & Information · Tech Score Strong Sell · Power 32 · $53.6M mcap · 6M float · 1.59% daily turnover · Short 51% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

44.8 / 100

NoneWeakNarrowWide

Primary source: Cost Advantage · ROIC: -4.5%

Cost Advantage ★

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. TZOO shows a Weak competitive edge (44.8/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. Negative ROIC of -4.5% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$10

Low

$10

Avg Target

$10

High

Based on 1 analyst since Jul 28, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 3Hold: 2Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$9.50

Analysts1

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-07-29	UBS	—	$12	$10	-2	+25.5%	$7.57
2026-04-24	UBS	—	$23	$12	-11	+26.6%	$9.48
2026-02-20	Barrington	—	$13	$8	-5	+58.4%	$5.05
2025-11-19	UBS	—	Initiated	$23	—	+235.3%	$6.86
2025-10-29	Barrington	—	$12	$13	+1	+56.4%	$8.31
2024-04-24	Barrington	James Goss	Initiated	$12	—	+39.9%	$8.58

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C-

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. TZOO receives an overall rating of C-. Strongest factors: ROA (4/5). Areas of concern: DCF (1/5), ROE (1/5), D/E (1/5), P/E (1/5), P/B (1/5).

Rating Change History

Date	From	To
2026-08-04	D+	C-
2026-08-03	C-	D+
2026-07-29	C	C-
2026-02-20	B-	C
2026-02-19	B	B-
2026-02-12	B-	B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 43 Grade C

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. TZOO scores highest in Safety (80/100) and lowest in Value (19/100). A grade of C represents mixed fundamentals — strengths in some areas offset by weaknesses.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

3.15

Safe Zone

Piotroski F-Score

6/9

✓ ✓ ✗ ✓ ✓ ✗ ✓ ✗ ✓

Beneish M-Score

-2.47

Unlikely Manipulator

Ohlson O-Score

-2.48

Bankruptcy prob: 7.7%

Low Risk

Credit Rating

AA-

Score: 80.8/100

Trend: Deteriorating

Earnings Quality

75/100

OCF/NI: 6.93x

Accruals: -5.9%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. TZOO scores 3.15, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. TZOO scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. TZOO's score of -2.47 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. TZOO's implied 7.7% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. TZOO receives an estimated rating of AA- (score: 80.8/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). TZOO's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

124.34x

PEG

-1.30x

P/S

0.58x

P/B

-4.69x

P/FCF

38.67x

P/OCF

38.14x

EV/EBITDA

68.37x

EV/Revenue

1.34x

EV/EBIT

73.27x

EV/FCF

38.44x

Earnings Yield

0.38%

FCF Yield

2.59%

Shareholder Yield

5.51%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 124.3x earnings, TZOO is priced for high growth expectations.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.240

NI / EBT

Interest Burden

1.160

EBT / EBIT

EBIT Margin

0.018

EBIT / Rev

Asset Turnover

1.949

Rev / Assets

Equity Multiplier

-5.028

Assets / Equity

ROE

-5.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. TZOO's ROE of -5.0% is driven by Asset Turnover (1.949), indicating efficient use of assets to generate revenue. A tax burden ratio of 0.24 suggests the company retains less than 60% of pre-tax earnings after taxes.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

$0.38

Price/Value

31.09x

Margin of Safety

-3009.42%

Premium

3009.42%

Assessment

Overvalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with TZOO's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. TZOO trades at a 3009% premium to its adjusted intrinsic value of $0.38, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 124.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$5.21

Median 1Y

$3.67

5th Pctile

$1.26

95th Pctile

$10.71

Ann. Volatility

69.2%

Analyst Target

$9.50

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Holger Bartel Global Chief Executive Officer Head of Strategy	$490,800	$—	$586,550
Christina Sindoni Ciocca Chief Membership Officer and General Counsel	$460,125	$—	$461,625
Lijun Qi Accounting unting Officer	$120,833	$—	$147,333

CEO Pay Ratio

2:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $586,550

Avg Employee Cost (SGA/emp): $257,775

Employees: 249

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

249

+9.7% YoY

Revenue / Employee

$368,349

Rev: $91,719,000

Profit / Employee

$18,876

NI: $4,700,000

SGA / Employee

$257,775

Avg labor cost proxy

R&D / Employee

$10,245

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	5.1%	-77.8%	-2.3%	2.4%	72.2%	2.8%	2.4%	2.4%	8.4%	1.7%	2.1%	3.6%	-135.9%	5.0%	-12.8%	-3.6%	-1.5%	-1.2%	-56.0%	-5.0%	-5.01%
ROA	4.7%	0.9%	4.7%	2.9%	1.0%	7.6%	10.0%	13.9%	17.9%	18.8%	21.4%	23.9%	26.5%	24.0%	24.0%	22.3%	16.4%	9.4%	8.0%	1.0%	1.00%
ROIC	-2.2%	1.2%	-3.8%	1.5%	-0.8%	3.1%	-22.8%	-2.6%	-2.5%	-20.7%	-3.7%	-4.2%	-2.7%	-1.4%	-1.2%	-1.0%	-77.3%	-61.2%	-33.9%	-4.5%	-4.47%
ROCE	12.1%	-4.5%	24.6%	7.8%	17.3%	38.4%	48.3%	56.9%	80.1%	66.1%	77.5%	92.9%	1.1%	1.0%	1.3%	1.3%	1.1%	63.8%	57.2%	20.5%	20.48%
Gross Margin	80.9%	79.1%	84.7%	87.8%	85.3%	85.6%	87.5%	86.4%	87.1%	87.2%	88.0%	88.1%	87.3%	86.6%	82.0%	78.4%	82.9%	78.0%	78.4%	69.4%	69.39%
Operating Margin	-1.7%	-27.5%	10.4%	10.1%	1.7%	19.3%	21.8%	15.5%	15.1%	21.2%	25.4%	19.0%	20.1%	23.5%	16.4%	8.6%	2.2%	2.5%	14.2%	-11.9%	-11.91%
Net Margin	18.0%	-24.0%	12.8%	5.8%	5.0%	13.2%	17.0%	12.4%	11.4%	17.6%	19.3%	13.8%	15.8%	15.6%	13.7%	5.9%	0.7%	-0.1%	10.2%	-9.2%	-9.21%
EBITDA Margin	1.2%	-24.5%	21.2%	14.2%	10.5%	22.1%	25.6%	17.7%	17.4%	23.4%	27.2%	20.6%	21.0%	23.8%	16.8%	9.7%	2.2%	2.9%	14.4%	-12.1%	-12.13%
FCF Margin	30.4%	-12.9%	-37.5%	-73.6%	-60.2%	-34.9%	-22.1%	-1.2%	8.0%	12.3%	17.2%	15.0%	17.2%	24.9%	23.0%	20.1%	13.3%	6.1%	6.7%	3.5%	3.49%
OCF Margin	30.4%	-12.9%	-35.8%	-71.8%	-58.2%	-32.7%	-21.5%	-0.6%	8.6%	12.6%	17.4%	15.3%	17.4%	25.1%	23.2%	20.2%	13.4%	6.2%	6.7%	3.5%	3.54%
ROA 3Y Avg	snapshot only																				16.71%
ROIC Economic	snapshot only																				-7.45%
Cash ROA	snapshot only																				6.83%
NOPAT Margin	snapshot only																				0.60%
Pretax Margin	snapshot only																				2.13%
R&D / Revenue	snapshot only																				2.70%
SGA / Revenue	snapshot only																				72.56%
SBC / Revenue	snapshot only																				0.84%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	27.45	124.60	16.75	26.17	62.05	8.38	11.99	12.68	7.79	10.75	10.73	7.44	10.61	18.18	13.36	14.03	14.83	16.60	15.99	264.30	124.344
P/S Ratio	2.20	1.81	1.23	1.17	0.85	0.79	1.29	1.57	1.05	1.57	1.63	1.16	1.77	2.94	1.96	1.75	1.31	0.85	0.69	1.35	0.581
P/B Ratio	72.22	-26.82	-56.02	53.52	90.46	6.17	11.60	18.82	42.69	22.38	33.78	101.95	-66.90	-533.64	-27.58	-21.77	-14.53	-10.38	-7.76	-10.60	-4.694
P/FCF	7.23	-13.99	-3.28	-1.59	-1.41	-2.26	-5.85	-130.82	13.14	12.75	9.51	7.71	10.31	11.78	8.52	8.73	9.85	13.95	10.39	38.67	38.672
P/OCF	7.22	—	—	—	—	—	—	—	12.31	12.45	9.40	7.60	10.20	11.68	8.45	8.67	9.77	13.78	10.30	38.14	38.139
EV/EBITDA	20.02	68.95	10.78	18.85	9.75	3.94	6.27	7.40	4.72	7.10	7.20	5.02	7.52	12.20	9.40	9.83	9.97	10.66	8.66	68.37	68.369
EV/Revenue	1.35	1.31	0.87	0.94	0.70	0.68	1.18	1.44	0.98	1.50	1.55	1.12	1.74	2.83	1.92	1.72	1.29	0.85	0.65	1.34	1.343
EV/EBIT	37.19	-130.34	16.70	47.60	17.36	4.81	7.40	8.55	5.34	7.94	7.99	5.45	8.01	12.79	9.74	10.18	10.34	11.12	9.03	73.27	73.267
EV/FCF	4.45	-10.11	-2.32	-1.28	-1.17	-1.96	-5.32	-120.42	12.19	12.13	9.01	7.41	10.13	11.36	8.34	8.56	9.69	13.98	9.75	38.44	38.443
Earnings Yield	3.6%	0.8%	6.0%	3.8%	1.6%	11.9%	8.3%	7.9%	12.8%	9.3%	9.3%	13.4%	9.4%	5.5%	7.5%	7.1%	6.7%	6.0%	6.3%	0.4%	0.38%
FCF Yield	13.8%	-7.1%	-30.5%	-62.9%	-70.9%	-44.3%	-17.1%	-0.8%	7.6%	7.8%	10.5%	13.0%	9.7%	8.5%	11.7%	11.5%	10.2%	7.2%	9.6%	2.6%	2.59%
EV/OCF	snapshot only																				37.913
EV/Gross Profit	snapshot only																				1.741
Acquirers Multiple	snapshot only																				71.738
Shareholder Yield	snapshot only																				5.51%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	0.82	0.74	0.74	0.72	0.67	0.75	0.86	0.88	0.78	0.90	0.94	0.87	0.80	0.87	0.72	0.69	0.68	0.68	0.73	0.64	0.639
Quick Ratio	0.82	0.74	0.74	0.72	0.67	0.75	0.86	0.88	0.78	0.90	0.94	0.87	0.80	0.87	0.72	0.69	0.68	0.68	0.73	0.64	0.639
Debt/Equity	7.06	-2.90	-7.78	7.49	16.32	1.25	1.29	1.54	4.80	1.56	2.17	9.04	-3.97	-17.57	-1.31	-1.05	-0.81	-1.35	-0.80	-0.52	-0.520
Net Debt/Equity	-27.79	—	—	-10.41	-15.32	-0.82	-1.04	-1.50	-3.06	-1.09	-1.77	-3.97	—	—	—	—	—	—	—	—	—
Debt/Assets	0.11	0.12	0.12	0.14	0.15	0.15	0.16	0.17	0.17	0.16	0.16	0.17	0.18	0.15	0.16	0.16	0.14	0.23	0.13	0.13	0.128
Debt/EBITDA	3.18	10.34	2.12	3.27	2.12	0.92	0.77	0.66	0.57	0.52	0.49	0.46	0.45	0.42	0.46	0.48	0.56	1.39	0.95	3.37	3.370
Net Debt/EBITDA	-12.53	-26.51	-4.49	-4.55	-1.99	-0.61	-0.62	-0.64	-0.36	-0.36	-0.40	-0.20	-0.13	-0.46	-0.20	-0.20	-0.17	0.02	-0.57	-0.41	-0.408
Interest Coverage	—	—	—	—	—	133.48	156.40	173.69	200.36	46.83	48.39	51.08	53.83	—	—	—	—	—	—	—	—
Equity Multiplier	62.46	-24.05	-63.23	54.84	110.91	8.17	8.06	9.20	27.57	9.81	13.33	53.33	-22.65	-118.45	-8.13	-6.61	-5.70	-6.00	-6.16	-4.07	-4.074
Cash Ratio	snapshot only																				0.173
Cash to Debt	snapshot only																				1.121
FCF to Debt	snapshot only																				0.528
Defensive Interval	snapshot only																				112.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.59	0.61	0.64	0.64	0.71	0.81	0.93	1.12	1.32	1.28	1.40	1.53	1.59	1.49	1.64	1.79	1.86	1.84	1.85	1.95	1.949
Inventory Turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	9.27	6.47	5.25	5.30	6.28	4.92	4.63	6.15	7.28	6.31	6.33	7.22	7.08	6.51	6.66	7.11	7.02	7.79	7.15	7.08	7.077
Payables Turnover	0.16	0.17	0.16	0.24	0.23	0.18	0.29	6.07	3.41	0.35	2.51	2.82	2.65	0.67	2.07	2.58	2.37	2.60	2.66	3.02	3.024
DSO	39	56	69	69	58	74	79	59	50	58	58	51	52	56	55	51	52	47	51	52	51.6 days
DIO	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.0 days
DPO	2225	2183	2326	1548	1589	1987	1241	60	107	1035	145	129	137	546	176	141	154	140	137	121	120.7 days
Cash Conversion Cycle	-2185	-2126	-2257	-1479	-1531	-1913	-1162	-1	-57	-977	-87	-79	-86	-490	-121	-90	-102	-93	-86	-69	-69.1 days
Fixed Asset Turnover	snapshot only																				20.635
Cash Velocity	snapshot only																				13.477
Capital Intensity	snapshot only																				0.519

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	-7.4%	17.0%	40.6%	9.8%	6.7%	12.6%	10.3%	17.9%	24.8%	19.7%	15.1%	10.0%	3.0%	-0.7%	0.2%	3.5%	6.6%	9.3%	9.2%	4.9%	4.93%
Net Income	1.3%	1.1%	1.6%	2.9%	-81.8%	6.3%	61.8%	2.3%	11.4%	86.4%	62.7%	38.6%	26.7%	9.7%	-3.4%	-17.1%	-43.6%	-65.3%	-67.9%	-95.7%	-95.71%
EPS	1.3%	1.1%	1.5%	3.2%	-83.1%	6.0%	28.6%	1.7%	9.5%	66.9%	88.4%	63.8%	51.6%	23.8%	7.5%	-11.0%	-41.6%	-60.9%	-63.7%	-95.1%	-95.13%
FCF	-59.8%	-1.2%	-1.4%	-1.9%	-3.1%	-2.0%	35.0%	98.1%	1.2%	1.4%	1.9%	14.8%	1.2%	1.0%	34.4%	38.0%	-17.4%	-73.3%	-68.5%	-81.7%	-81.74%
EBITDA	2.1%	1.2%	1.7%	-2.3%	14.3%	9.3%	1.6%	3.6%	2.6%	45.8%	31.9%	25.3%	14.9%	9.3%	-4.7%	-18.7%	-40.5%	-62.3%	-60.0%	-88.2%	-88.21%
Op. Income	1.2%	90.7%	1.1%	-1.5%	-86.3%	6.8%	6.5%	37.8%	68.2%	1.1%	59.0%	45.2%	23.5%	18.8%	1.6%	-14.1%	-38.2%	-62.7%	-60.8%	-88.3%	-88.31%
OCF Growth	snapshot only																				-81.62%
Asset Growth	snapshot only																				2.33%
Debt Growth	snapshot only																				-17.79%
Shares Change	snapshot only																				-11.83%

Growth (CAGR)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	-17.9%	-17.4%	-15.6%	-16.2%	-16.2%	-13.7%	-9.5%	-0.4%	7.2%	16.4%	21.3%	12.5%	11.1%	10.2%	8.3%	10.3%	11.1%	9.1%	8.0%	6.1%	6.09%
Revenue 5Y	-14.1%	-13.4%	-11.4%	-10.6%	-9.6%	-7.9%	-7.5%	-6.9%	-5.9%	-5.4%	-5.3%	-5.3%	-5.4%	-5.2%	-3.1%	2.4%	6.2%	11.3%	14.3%	9.1%	9.10%
EPS 3Y	12.4%	-41.8%	-3.2%	-22.6%	-48.7%	13.9%	—	—	—	—	—	1.6%	39.0%	1.4%	37.6%	57.7%	1.1%	-6.9%	-9.8%	-58.6%	-58.59%
EPS 5Y	-0.9%	-31.0%	-6.6%	-12.8%	-25.0%	13.4%	13.8%	20.9%	20.2%	18.2%	17.1%	15.3%	16.5%	25.0%	—	—	—	—	—	-4.6%	-4.55%
Net Income 3Y	9.3%	-42.0%	-2.4%	-21.8%	-47.8%	16.9%	—	—	—	—	—	1.6%	41.9%	1.5%	36.5%	55.3%	1.1%	-10.9%	-20.4%	-63.3%	-63.32%
Net Income 5Y	-4.3%	-32.8%	-7.7%	-13.4%	-25.1%	13.4%	19.3%	25.4%	24.1%	21.5%	19.6%	16.6%	17.4%	26.7%	—	—	—	—	—	-8.8%	-8.84%
EBITDA 3Y	-20.9%	-50.9%	-25.3%	-40.9%	-36.3%	-12.4%	7.9%	2.0%	—	—	—	78.0%	67.5%	1.5%	47.8%	67.4%	34.7%	-15.6%	-20.5%	-50.7%	-50.65%
EBITDA 5Y	-19.5%	-38.6%	-15.4%	-20.0%	-9.2%	13.0%	11.5%	14.6%	15.1%	12.1%	7.1%	3.5%	1.2%	1.4%	9.5%	92.5%	—	—	—	-11.6%	-11.58%
Gross Profit 3Y	-20.1%	-19.7%	-17.6%	-18.2%	-17.8%	-14.8%	-10.1%	-0.3%	8.5%	19.6%	26.3%	15.4%	13.8%	12.7%	9.5%	10.2%	10.1%	6.7%	4.9%	2.2%	2.19%
Gross Profit 5Y	-15.4%	-14.8%	-12.5%	-11.6%	-10.4%	-8.3%	-7.8%	-7.4%	-6.3%	-5.8%	-5.7%	-5.7%	-5.9%	-5.6%	-3.6%	1.7%	5.9%	11.3%	15.0%	8.0%	8.00%
Op. Income 3Y	-38.1%	—	-47.6%	—	-73.5%	-13.1%	1.0%	—	—	—	—	2.0%	1.3%	—	1.3%	—	2.8%	-3.0%	-14.2%	-47.4%	-47.38%
Op. Income 5Y	-31.3%	—	-32.8%	—	-47.7%	10.7%	11.0%	15.2%	17.6%	13.6%	11.5%	9.5%	9.7%	9.9%	68.7%	—	—	—	—	23.1%	23.15%
FCF 3Y	82.5%	—	—	—	—	—	—	—	-47.9%	-39.4%	-37.2%	-38.7%	-8.2%	—	—	—	—	—	—	—	—
FCF 5Y	34.1%	—	—	—	—	—	—	—	16.4%	17.9%	13.5%	17.5%	16.4%	14.2%	35.4%	-4.8%	-23.8%	-34.6%	-36.3%	-43.4%	-43.40%
OCF 3Y	67.3%	—	—	—	—	—	—	—	-46.9%	-39.0%	-37.0%	-38.5%	-7.9%	—	—	—	—	—	—	—	—
OCF 5Y	27.7%	—	—	—	—	—	—	—	11.9%	15.0%	11.6%	16.1%	15.2%	13.4%	32.9%	-5.1%	-23.8%	-34.5%	-36.2%	-43.3%	-43.27%
Assets 3Y	41.4%	32.8%	15.1%	12.0%	8.4%	8.8%	2.9%	-4.4%	-15.2%	-17.1%	-21.9%	-25.9%	-24.4%	-18.7%	-19.1%	-15.9%	-12.2%	-15.1%	-8.4%	-6.8%	-6.82%
Assets 5Y	15.7%	13.7%	11.4%	11.4%	9.6%	10.0%	7.3%	5.3%	6.2%	6.1%	-2.1%	-1.6%	-1.2%	-0.8%	-4.1%	-7.1%	-12.8%	-15.1%	-15.0%	-17.7%	-17.72%
Equity 3Y	-50.0%	—	—	-53.5%	-63.2%	-6.0%	55.1%	—	2.1%	46.4%	—	-1.2%	—	—	—	—	—	—	—	—	—
Book Value 3Y	-48.6%	—	—	-53.9%	-63.9%	-8.4%	39.4%	—	1.8%	41.6%	—	-0.1%	—	—	—	—	—	—	—	—	—
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.86	0.78	0.74	0.82	0.71	0.53	0.48	0.54	0.35	0.17	0.11	0.19	0.18	0.17	0.09	0.35	0.83	0.95	0.93	0.96	0.958
Earnings Stability	0.15	0.34	0.23	0.10	0.05	0.01	0.02	0.06	0.06	0.14	0.36	0.38	0.35	0.50	0.85	0.82	0.62	0.53	0.38	0.06	0.064
Margin Stability	0.96	0.95	0.94	0.96	0.96	0.95	0.94	0.97	0.97	0.96	0.94	0.96	0.96	0.97	0.98	0.98	0.97	0.96	0.94	0.95	0.950
Rev. Growth Consistency	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.000
Earn. Growth Consistency	0.50	0.50	0.50	1.00	0.00	1.00	1.00	1.00	0.50	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	1	0	0	0	0	0	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1
Earnings Persistence	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.85	0.89	0.96	0.99	0.93	0.83	0.50	0.50	0.50	0.500
Earnings Smoothness	—	—	—	0.00	0.00	0.00	0.53	0.00	0.00	0.40	0.52	0.68	0.76	0.91	0.97	0.81	0.44	0.03	0.00	0.00	0.000
ROE Trend	109.25	—	—	—	107.02	—	—	0.09	3.44	—	—	11.93	—	—	—	—	—	—	—	—	—
Gross Margin Trend	-0.05	-0.03	0.00	-0.00	0.02	0.05	0.06	0.04	0.04	0.03	0.02	0.03	0.02	0.01	-0.01	-0.04	-0.05	-0.07	-0.07	-0.08	-0.083
FCF Margin Trend	-0.08	-0.61	-1.02	-1.34	-1.10	-0.72	-0.65	-0.11	0.23	0.36	0.47	0.52	0.43	0.36	0.26	0.13	0.01	-0.13	-0.13	-0.14	-0.141
Sustainable Growth Rate	5.1%	—	—	2.4%	72.2%	2.8%	2.4%	2.4%	8.4%	1.7%	2.1%	3.6%	—	5.0%	—	—	—	—	—	—	—
Internal Growth Rate	5.0%	0.9%	5.0%	2.9%	1.0%	8.2%	11.1%	16.1%	21.8%	23.1%	27.2%	31.4%	36.0%	31.6%	31.7%	28.8%	19.6%	10.4%	8.7%	1.0%	1.01%

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	3.80	-8.87	-4.87	-16.07	-42.55	-3.48	-1.99	-0.05	0.63	0.86	1.14	0.98	1.04	1.56	1.58	1.62	1.52	1.20	1.55	6.93	6.930
FCF/OCF	1.00	1.00	1.05	1.02	1.03	1.07	1.03	1.92	0.94	0.98	0.99	0.99	0.99	0.99	0.99	0.99	0.99	0.99	0.99	0.99	0.986
FCF/Net Income	snapshot only																				6.834
OCF/EBITDA	snapshot only																				1.803
CapEx/Revenue	0.1%	0.1%	1.8%	1.9%	2.0%	2.1%	0.7%	0.6%	0.5%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.1%	0.1%	0.1%	0.1%	0.0%	0.05%
CapEx/Depreciation	snapshot only																				0.372
Accruals Ratio	-0.13	0.09	0.28	0.49	0.42	0.34	0.30	0.15	0.07	0.03	-0.03	0.01	-0.01	-0.13	-0.14	-0.14	-0.09	-0.02	-0.04	-0.06	-0.059
Sloan Accruals	snapshot only																				-0.072
Cash Flow Adequacy	snapshot only																				72.533
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	0.0%	—	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	32.2%	6.0%	79.5%	1.3%	5.7%	24.8%	23.0%	68.2%	1.1%	1.4%	1.6%	1.7%	1.5%	1.4%	1.9%	1.8%	1.9%	2.8%	1.9%	14.6%	14.55%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	1.2%	4.8%	4.7%	5.1%	9.1%	3.0%	1.9%	5.4%	14.2%	12.6%	14.8%	22.7%	14.5%	7.7%	14.4%	13.0%	13.1%	16.9%	11.7%	5.5%	5.51%
Net Buyback Yield	1.2%	4.8%	4.7%	5.1%	9.1%	1.1%	0.9%	4.6%	13.0%	12.6%	14.8%	22.7%	14.5%	7.2%	13.6%	12.2%	12.0%	16.7%	11.6%	5.4%	5.42%
Total Shareholder Return	1.2%	4.8%	4.7%	5.1%	9.1%	1.1%	0.9%	4.6%	13.0%	12.6%	14.8%	22.7%	14.5%	7.2%	13.6%	12.2%	12.0%	16.7%	11.6%	5.4%	5.42%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.81	0.34	0.70	0.61	0.32	0.67	0.68	0.71	0.70	0.72	0.73	0.73	0.73	0.71	0.70	0.69	0.67	0.61	0.60	0.24	0.240
Interest Burden (EBT/EBIT)	2.72	-4.28	2.00	3.69	1.05	0.99	1.00	1.03	1.05	1.07	1.08	1.05	1.05	1.03	1.06	1.07	1.06	1.09	1.00	1.16	1.160
EBIT Margin	0.04	-0.01	0.05	0.02	0.04	0.14	0.16	0.17	0.18	0.19	0.19	0.20	0.22	0.22	0.20	0.17	0.12	0.08	0.07	0.02	0.018
Asset Turnover	0.59	0.61	0.64	0.64	0.71	0.81	0.93	1.12	1.32	1.28	1.40	1.53	1.59	1.49	1.64	1.79	1.86	1.84	1.85	1.95	1.949
Equity Multiplier	107.37	-87.22	-47.73	84.37	74.46	36.71	23.58	17.51	47.02	8.82	9.82	14.96	-513.71	20.63	-53.38	-16.10	-9.36	-12.51	-6.99	-5.03	-5.028

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$0.42	$0.08	$0.39	$0.23	$0.07	$0.53	$0.50	$0.62	$0.75	$0.89	$0.95	$1.02	$1.14	$1.10	$1.02	$0.91	$0.66	$0.43	$0.37	$0.04	$0.04
Book Value/Share	$0.16	$-0.35	$-0.12	$0.11	$0.05	$0.72	$0.52	$0.42	$0.14	$0.43	$0.30	$0.07	$-0.18	$-0.04	$-0.49	$-0.58	$-0.68	$-0.69	$-0.76	$-1.10	$-0.62
Tangible Book/Share	$-1.10	$-1.54	$-1.40	$-1.13	$-1.16	$-0.45	$-0.38	$-0.48	$-0.77	$-0.51	$-0.63	$-0.90	$-1.19	$-1.04	$-1.51	$-1.61	$-1.71	$-1.82	$-1.91	$-2.26	$-2.26
Revenue/Share	$5.28	$5.20	$5.33	$5.18	$5.22	$5.65	$4.67	$5.03	$5.53	$6.06	$6.23	$6.54	$6.81	$6.79	$6.94	$7.27	$7.51	$8.37	$8.57	$8.65	$8.71
FCF/Share	$1.60	$-0.67	$-2.00	$-3.81	$-3.14	$-1.97	$-1.03	$-0.06	$0.44	$0.75	$1.07	$0.98	$1.17	$1.69	$1.60	$1.46	$1.00	$0.51	$0.57	$0.30	$0.30
OCF/Share	$1.61	$-0.67	$-1.91	$-3.72	$-3.04	$-1.85	$-1.00	$-0.03	$0.47	$0.77	$1.08	$1.00	$1.18	$1.71	$1.61	$1.47	$1.01	$0.52	$0.57	$0.31	$0.31
Cash/Share	$5.60	$3.64	$2.84	$2.03	$1.55	$1.50	$1.21	$1.27	$1.07	$1.13	$1.19	$0.97	$0.92	$1.38	$0.94	$0.86	$0.71	$0.91	$0.98	$0.64	$0.65
EBITDA/Share	$0.36	$0.10	$0.43	$0.26	$0.38	$0.98	$0.88	$0.98	$1.15	$1.28	$1.34	$1.45	$1.58	$1.58	$1.42	$1.27	$0.97	$0.67	$0.64	$0.17	$0.17
Debt/Share	$1.13	$1.02	$0.91	$0.85	$0.80	$0.90	$0.67	$0.64	$0.66	$0.66	$0.65	$0.67	$0.71	$0.66	$0.65	$0.61	$0.55	$0.93	$0.61	$0.57	$0.57
Net Debt/Share	$-4.46	$-2.62	$-1.93	$-1.18	$-0.75	$-0.59	$-0.54	$-0.63	$-0.42	$-0.46	$-0.53	$-0.30	$-0.21	$-0.72	$-0.29	$-0.25	$-0.16	$0.02	$-0.36	$-0.07	$-0.07

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	3.148
Altman Z-Prime	snapshot only																				0.889
Piotroski F-Score	7	6	5	5	3	5	5	4	6	6	8	6	8	7	7	6	6	5	7	6	6
Beneish M-Score	-2.06	-0.09	0.21	1.19	0.47	-0.46	-1.05	-1.99	-2.25	-2.54	-2.78	-2.27	-2.37	-3.20	-3.18	-3.15	-2.93	-2.66	-2.45	-2.47	-2.473
Ohlson O-Score	snapshot only																				-2.484
Net-Net WC	snapshot only																				$-2.73

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				AA-
Credit Score	56.48	19.97	42.14	25.14	40.00	56.57	63.03	70.43	82.95	89.27	92.36	94.62	95.76	92.77	92.52	92.40	92.44	84.65	82.08	80.76	80.760
Credit Grade	snapshot only																				4
Credit Trend	snapshot only																				-11.639
Implied Spread (bps)	snapshot only																				100.000
Industry Credit Rank	snapshot only																				72
Sector Credit Rank	snapshot only																				79

TZOO NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Executive Compensation

C-Suite Compensation

CEO Pay Ratio

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Scaling Efficiency

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