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WD NYSE

Walker & Dunlop, Inc.
1W: -4.6% 1M: +1.0% 3M: -20.1% YTD: -14.0% 1Y: -28.1% 3Y: -20.0% 5Y: -43.4%
$50.37
-0.16 (-0.32%)
 
Weekly Expected Move ±4.7%
$46 $49 $51 $54 $56
NYSE · Financial Services · Financial - Mortgages · Alpha Radar Sell · Power 46 · $1.7B mcap · 33M float · 1.18% daily turnover · Short 50% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE
43.3 / 100
NoneWeakNarrowWide
Primary source: Cost Advantage  ·  ROIC: 3.9%  ·  5Y Avg: 4.0%
Cost Advantage ★
69
Intangibles
26
Switching Cost
42
Network Effect
23
Scale
60
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. WD shows a Weak competitive edge (43.3/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Cost Advantage. ROIC of 3.9% suggests modest returns relative to capital deployed.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$0
Low
$69
Avg Target
$80
High
Based on 3 analyst ratings (12 mo)
Analyst Recommendations
Strong Buy: 0Buy: 9Hold: 6Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$69.00
Analysts1
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-04-23 Stephens Initiated $69 +38.9% $49.66
2025-12-19 Jefferies Initiated $75 +21.7% $61.63
2025-10-10 JMP Securities Initiated $95 +17.9% $80.56

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B
May 22, 2026
DCF
5
ROE
2
ROA
4
D/E
1
P/E
2
P/B
3
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. WD receives an overall rating of B. Strongest factors: DCF (5/5), ROA (4/5). Areas of concern: ROE (2/5), D/E (1/5), P/E (2/5).
Rating Change History
DateFromTo
2026-05-07 B- B
2026-04-30 B B-
2026-04-01 B- B
2026-02-27 C B-
2026-02-26 C+ C
2026-02-20 B- C+
2026-01-26 B B-
2026-01-03 B- B

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

5 Grade D
Profitability
35
Balance Sheet
32
Earnings Quality
0
Growth
30
Value
66
Momentum
0
Safety
100
Cash Flow
18
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. WD scores highest in Safety (100/100) and lowest in Earnings Quality (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-B Score
6.65
Safe Zone
Piotroski F-Score
3/9
Beneish M-Score
-0.75
Possible Manipulator
Ohlson O-Score
-4.90
Bankruptcy prob: 0.7%
Low Risk
Credit Rating
BBB
Score: 59.0/100
Trend: Deteriorating
Earnings Quality
25/100
OCF/NI: -21.45x
Accruals: 33.9%
The Altman-B Score replaces the traditional Z-Score for banks and financial institutions. It weights equity-to-assets, return on assets, retained earnings, market value coverage, and cash reserves — metrics that better capture bank solvency than manufacturing-oriented ratios. WD scores 6.65, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. WD scores 3/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. WD's score of -0.75 exceeds the −1.78 red flag threshold — this does not confirm manipulation but indicates the earnings profile resembles past manipulators statistically. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. WD's implied 0.7% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. WD receives an estimated rating of BBB (score: 59.0/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). WD's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
23.63x
PEG
-0.84x
P/S
1.36x
P/B
0.98x
P/FCF
-0.96x
P/OCF
EV/EBITDA
8.92x
EV/Revenue
2.69x
EV/EBIT
24.41x
EV/FCF
-2.23x
Earnings Yield
4.80%
FCF Yield
-103.94%
Shareholder Yield
7.65%
Graham Number
$49.89
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 23.6x earnings, WD commands a growth premium. Graham's intrinsic value formula yields $49.89 per share, 1% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.714
NI / EBT
×
Interest Burden
0.709
EBT / EBIT
×
EBIT Margin
0.110
EBIT / Rev
×
Asset Turnover
0.270
Rev / Assets
×
Equity Multiplier
2.711
Assets / Equity
=
ROE
4.1%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. WD's ROE of 4.1% is driven by Asset Turnover (0.270), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
$18.11
Price/Value
2.45x
Margin of Safety
-145.06%
Premium
145.06%
Assessment
Overvalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with WD's realized 0.0% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. WD trades at a 145% premium to its adjusted intrinsic value of $18.11, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 23.6x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$50.35
Median 1Y
$46.82
5th Pctile
$22.94
95th Pctile
$95.53
Ann. Volatility
44.1%
Analyst Target
$69.00
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
William M. Walker
Chairman, President and Chief Executive Officer
$405,303 $495,500 $1,740,606
Howard W. Smith,
III Executive Vice President, Chief Operating Officer, and Director
$328,977 $396,400 $1,488,854
Deborah A. Wilson
Executive Vice President, Chief Financial Officer and Treasurer
$252,652 $330,340 $1,139,206
Richard C. Warner
Executive Vice President and Chief Credit Officer
$252,652 $330,340 $1,090,144
Richard M. Lucas
Executive Vice President, General Counsel and Secretary
$32,197 $264,270 $328,664

CEO Pay Ratio

Insufficient data for pay ratio.

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,466
+4.8% YoY
Revenue / Employee
$841,955
Rev: $1,234,306,000
Profit / Employee
$38,939
NI: $57,084,000
SGA / Employee
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
ROE 22.4% 24.1% 19.4% 20.3% 20.2% 18.4% 13.2% 10.5% 8.8% 7.2% 6.3% 5.4% 5.1% 5.6% 6.2% 5.7% 6.4% 6.6% 3.3% 4.1% 4.09%
ROA 6.8% 7.3% 5.4% 5.7% 5.6% 5.1% 4.6% 3.7% 3.1% 2.5% 2.7% 2.3% 2.2% 2.3% 2.6% 2.3% 2.6% 2.7% 1.2% 1.5% 1.51%
ROIC 6.8% 7.3% 6.7% 7.0% 7.0% 6.3% 7.5% 6.0% 4.9% 4.0% 3.6% 3.0% 2.8% 3.1% 3.2% 2.6% 3.0% 3.2% 2.7% 3.9% 3.90%
ROCE 7.2% 7.8% 6.9% 7.3% 7.2% 6.4% 6.9% 5.5% 4.5% 3.8% 3.5% 3.0% 2.8% 3.0% 2.6% 2.8% 3.2% 3.4% 4.0% 5.0% 5.01%
Gross Margin 49.1% 50.3% 51.3% 52.9% 48.7% 47.3% 47.0% 43.9% 44.9% 42.7% 47.3% 43.4% 44.2% 44.0% 45.8% 93.5% 44.0% 42.6% 63.5% 48.7% 48.72%
Operating Margin 26.4% 27.4% 27.0% 28.2% 21.6% 17.2% 16.7% 14.5% 13.2% 10.5% 14.3% 6.0% 10.4% 12.8% 15.3% -4.3% 14.5% 13.6% 16.3% 18.3% 18.26%
Net Margin 19.9% 20.7% 19.6% 22.3% 15.9% 14.8% 14.7% 11.2% 10.1% 8.0% 11.5% 5.2% 8.4% 9.9% 13.1% 1.2% 10.6% 9.9% -3.9% 6.1% 6.08%
EBITDA Margin 43.6% 42.8% 42.1% 45.7% 39.5% 36.1% 37.2% 38.4% 33.9% 31.9% 34.6% 30.5% 31.1% 32.1% 30.5% 33.4% 33.0% 31.4% 17.5% 40.8% 40.83%
FCF Margin 15.0% 56.8% 68.4% 37.5% 67.0% 41.8% 1.2% 4.4% -15.5% 1.6% -1.6% 54.4% 64.1% -7.6% 10.3% -17.8% -17.0% -76.8% -55.1% -1.2% -1.21%
OCF Margin 15.5% 57.3% 69.1% 38.9% 68.3% 43.4% 1.3% 5.4% -13.7% 1.6% -0.0% 56.0% 65.4% -6.5% 11.4% -16.7% -16.0% -75.8% -53.8% -1.2% -1.20%
ROE 3Y Avg snapshot only 5.05%
ROE 5Y Avg snapshot only 8.63%
ROA 3Y Avg snapshot only 1.98%
ROIC 3Y Avg snapshot only 2.60%
ROIC Economic snapshot only 3.63%
Cash ROA snapshot only -30.18%
Cash ROIC snapshot only -41.44%
CROIC snapshot only -41.82%
NOPAT Margin snapshot only 11.27%
Pretax Margin snapshot only 7.81%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 0.00%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
P/E Ratio 11.55 11.79 16.16 13.54 10.23 9.79 10.93 13.55 16.87 19.43 32.02 34.16 35.42 38.09 28.80 27.90 20.92 24.02 35.22 20.83 23.629
P/S Ratio 2.62 2.64 3.41 2.79 2.00 1.79 1.86 1.95 2.17 2.14 3.26 3.03 2.98 3.39 2.75 2.42 1.94 2.24 1.63 1.16 1.355
P/B Ratio 2.42 2.65 2.77 2.44 1.83 1.59 1.38 1.36 1.42 1.35 1.99 1.83 1.80 2.10 1.78 1.58 1.32 1.58 1.16 0.85 0.978
P/FCF 17.49 4.65 4.99 7.44 2.99 4.28 1.50 44.66 -14.01 1.34 -205.64 5.57 4.65 -44.69 26.77 -13.58 -11.38 -2.91 -2.95 -0.96 -0.962
P/OCF 16.95 4.60 4.93 7.17 2.94 4.11 1.48 35.79 1.33 5.41 4.55 24.09
EV/EBITDA 10.42 10.22 11.91 10.51 8.73 8.61 6.86 7.61 8.69 9.01 12.57 12.57 12.69 13.90 12.78 11.46 9.64 10.49 11.31 8.92 8.924
EV/Revenue 4.88 4.71 5.32 4.56 3.71 3.53 2.73 2.88 3.16 3.17 4.34 4.12 4.07 4.47 3.97 3.63 3.10 3.35 3.21 2.69 2.691
EV/EBIT 16.11 15.73 19.03 16.76 14.23 14.88 12.95 16.17 20.36 23.11 33.26 36.86 38.96 40.71 39.36 33.93 26.29 27.60 35.56 24.41 24.408
EV/FCF 32.53 8.29 7.78 12.18 5.53 8.44 2.20 65.98 -20.39 1.98 -273.95 7.58 6.36 -58.81 38.61 -20.35 -18.17 -4.36 -5.82 -2.23 -2.228
Earnings Yield 8.7% 8.5% 6.2% 7.4% 9.8% 10.2% 9.2% 7.4% 5.9% 5.1% 3.1% 2.9% 2.8% 2.6% 3.5% 3.6% 4.8% 4.2% 2.8% 4.8% 4.80%
FCF Yield 5.7% 21.5% 20.1% 13.4% 33.4% 23.4% 66.8% 2.2% -7.1% 74.6% -0.5% 18.0% 21.5% -2.2% 3.7% -7.4% -8.8% -34.4% -33.9% -1.0% -1.04%
Price/Tangible Book snapshot only 2.047
EV/Gross Profit snapshot only 5.397
Acquirers Multiple snapshot only 17.287
Shareholder Yield snapshot only 7.65%
Graham Number snapshot only $49.89
Leverage & Solvency
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Current Ratio 231.76 231.76 22.86 22.86 22.86 22.86 6.48 6.48 6.48 6.48 13.15 13.15 13.15 13.15 56.96 56.96 56.96 56.96 0.32 0.32 0.319
Quick Ratio 231.76 231.76 22.86 22.86 22.86 22.86 6.48 6.48 6.48 6.48 13.15 13.15 13.15 13.15 56.96 56.96 56.96 56.96 0.32 0.32 0.319
Debt/Equity 2.35 2.35 1.75 1.75 1.75 1.75 0.78 0.78 0.78 0.78 0.85 0.85 0.85 0.85 0.95 0.95 0.95 0.95 1.30 1.30 1.297
Net Debt/Equity 2.08 2.08 1.55 1.55 1.55 1.55 0.65 0.65 0.65 0.65 0.66 0.66 0.66 0.66 0.79 0.79 0.79 0.79 1.12 1.12 1.124
Debt/Assets 0.60 0.60 0.52 0.52 0.52 0.52 0.33 0.33 0.33 0.33 0.36 0.36 0.36 0.36 0.38 0.38 0.38 0.38 0.44 0.44 0.445
Debt/EBITDA 5.44 5.08 4.82 4.61 4.52 4.79 2.64 2.97 3.28 3.53 4.04 4.30 4.40 4.30 4.71 4.59 4.33 4.20 6.43 5.85 5.848
Net Debt/EBITDA 4.82 4.49 4.28 4.09 4.01 4.25 2.19 2.46 2.72 2.92 3.13 3.34 3.42 3.34 3.92 3.81 3.60 3.49 5.57 5.07 5.070
Interest Coverage 46.79 50.52 44.11 29.23 21.32 21.13 20.67 32.69 7.49 8.60 9.20 2.92 3.01 3.008
Equity Multiplier 3.89 3.89 3.36 3.36 3.36 3.36 2.39 2.39 2.39 2.39 2.35 2.35 2.35 2.35 2.51 2.51 2.51 2.51 2.92 2.92 2.916
Cash Ratio snapshot only 0.133
Debt Service Coverage snapshot only 8.228
Cash to Debt snapshot only 0.133
FCF to Debt snapshot only -0.685
Defensive Interval snapshot only 599.5 days
Efficiency & Turnover
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Asset Turnover 0.30 0.33 0.26 0.27 0.29 0.28 0.27 0.25 0.24 0.23 0.26 0.26 0.26 0.26 0.27 0.27 0.28 0.29 0.26 0.27 0.270
Inventory Turnover
Receivables Turnover 18.70 20.39 9.07 9.75 10.18 9.96 6.08 5.69 5.36 5.13 4.84 4.79 4.78 4.89 3.98 4.01 4.18 4.34 3.27 3.38 3.379
Payables Turnover
DSO 20 18 40 37 36 37 60 64 68 71 75 76 76 75 92 91 87 84 112 108 108.0 days
DIO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.0 days
DPO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Cash Conversion Cycle 20 18 40 37 36 37 60 64 68 71 75 76 76 75 92 91 87 84 112 108
Cash Velocity snapshot only 4.262
Capital Intensity snapshot only 3.966
Growth (YoY)
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 20.3% 26.3% 16.2% 26.1% 28.2% 15.1% -0.0% -13.0% -21.5% -23.1% -16.2% -11.4% -6.1% 0.2% 7.4% 9.4% 14.3% 16.0% 9.0% 11.7% 11.74%
Net Income 27.2% 30.6% 8.0% 8.8% 10.7% -6.2% -19.5% -39.3% -48.5% -53.5% -49.8% -45.3% -38.6% -19.0% 0.8% 7.0% 26.0% 21.1% -47.3% -28.1% -28.14%
EPS 25.1% 29.0% 5.5% 4.3% 6.2% -9.5% -21.3% -39.7% -48.8% -53.9% -50.2% -45.7% -39.2% -19.8% -0.1% 6.2% 25.2% 20.4% -47.5% -28.4% -28.38%
FCF 1.7% 1.4% 1.6% 1.6% 4.7% -15.3% 81.2% -89.9% -1.2% 1.9% -1.0% 10.0% 4.9% -1.0% 8.0% -1.4% -1.3% -10.7% -6.8% -6.6% -6.57%
EBITDA 22.8% 27.4% 12.6% 13.3% 16.3% 2.3% -11.1% -24.3% -32.9% -33.8% -27.1% -23.1% -17.0% -8.6% -3.5% 5.5% 14.4% 15.3% -0.5% 6.5% 6.46%
Op. Income 27.9% 32.7% 6.6% 7.5% 10.3% -8.9% -24.7% -43.2% -53.3% -55.4% -47.8% -44.0% -36.4% -18.7% -4.8% -8.3% 14.9% 13.0% 4.5% 84.6% 84.64%
OCF Growth snapshot only -7.03%
Asset Growth snapshot only 15.46%
Equity Growth snapshot only -0.73%
Debt Growth snapshot only 35.74%
Shares Change snapshot only 0.35%
Dividend Growth snapshot only 3.20%
Growth (CAGR)
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue 3Y 15.7% 18.8% 20.2% 21.0% 21.5% 19.3% 15.5% 10.9% 6.6% 3.8% -0.9% -0.9% -1.9% -3.9% -3.5% -5.5% -5.6% -3.7% -0.7% 2.7% 2.69%
Revenue 5Y 17.9% 18.3% 17.0% 16.2% 16.5% 15.2% 12.1% 10.9% 9.3% 8.2% 7.8% 6.4% 5.8% 5.5% 6.7% 5.7% 5.4% 5.4% 2.6% 3.5% 3.51%
EPS 3Y 6.0% 8.7% 18.0% 15.8% 15.3% 10.5% 5.3% -3.2% -12.0% -18.7% -25.5% -30.1% -30.8% -30.6% -26.8% -29.7% -26.9% -23.6% -36.1% -25.5% -25.53%
EPS 5Y 22.6% 22.0% 18.3% 14.1% 13.5% 10.9% 0.0% -4.7% -8.3% -11.7% -8.4% -12.6% -13.7% -13.0% -10.3% -12.1% -12.3% -12.3% -26.4% -23.6% -23.62%
Net Income 3Y 5.8% 7.8% 18.1% 18.2% 17.7% 12.7% 7.2% -1.5% -10.2% -17.1% -24.2% -28.8% -29.5% -29.3% -25.9% -29.2% -26.4% -23.0% -35.6% -25.1% -25.08%
Net Income 5Y 23.2% 22.5% 18.5% 14.5% 14.0% 11.1% 0.3% -3.7% -7.6% -11.4% -7.8% -11.3% -12.4% -11.6% -9.0% -11.0% -10.9% -11.0% -25.4% -22.6% -22.61%
EBITDA 3Y 13.5% 16.1% 16.6% 16.6% 16.7% 13.5% 9.3% 4.6% -1.4% -4.8% -10.0% -13.0% -13.5% -14.8% -14.5% -15.0% -14.0% -11.3% -11.2% -4.8% -4.77%
EBITDA 5Y 16.1% 16.0% 13.6% 11.8% 11.6% 9.7% 6.5% 4.7% 2.7% 1.2% 0.5% -1.6% -2.4% -2.4% -1.7% -1.5% -1.9% -1.9% -6.9% -5.8% -5.82%
Gross Profit 3Y 12.9% 15.3% 15.7% 16.2% 17.1% 14.6% 10.6% 4.4% -0.6% -3.8% -8.0% -7.6% -7.5% -8.8% -8.0% -3.2% -3.4% -1.5% 5.4% 4.8% 4.77%
Gross Profit 5Y 15.4% 15.6% 13.9% 12.7% 12.9% 11.5% 8.4% 6.5% 4.6% 2.9% 2.5% 1.1% 0.7% 0.7% 2.0% 5.2% 4.6% 4.4% 3.6% 1.5% 1.49%
Op. Income 3Y 15.2% 18.8% 18.3% 17.9% 17.1% 11.3% 4.8% -3.7% -13.0% -18.6% -25.2% -30.1% -31.1% -30.9% -28.0% -33.7% -30.1% -25.7% -19.7% -1.8% -1.78%
Op. Income 5Y 18.5% 17.8% 13.6% 11.1% 10.6% 7.5% 2.5% -1.1% -4.7% -7.4% -8.3% -12.2% -13.7% -13.0% -10.6% -14.4% -13.6% -13.1% -16.1% -10.4% -10.36%
FCF 3Y -24.8% -19.3% 1.4% 84.0% -18.4% 54.5% -42.2% 43.3% 59.2% -48.7%
FCF 5Y 1.7% 1.9% 8.0% -38.7% 5.6% 34.4% -22.7%
OCF 3Y -24.3% -19.1% 1.4% 82.4% -17.5% 54.7% -38.1% 43.7% 58.6% -47.0%
OCF 5Y 1.9% 2.2% 8.2% -36.1% 5.7% 33.8% -21.3%
Assets 3Y 28.2% 28.2% 23.3% 23.3% 23.3% 23.3% 14.8% 14.8% 14.8% 14.8% -4.5% -4.5% -4.5% -4.5% -5.6% -5.6% -5.6% -5.6% 7.7% 7.7% 7.74%
Assets 5Y 5.8% 5.8% 11.3% 11.3% 11.3% 11.3% 12.9% 12.9% 12.9% 12.9% 7.8% 7.8% 7.8% 7.8% 10.4% 10.4% 10.4% 10.4% 1.7% 1.7% 1.70%
Equity 3Y 13.9% 13.9% 19.8% 19.8% 19.8% 19.8% 17.7% 17.7% 17.7% 17.7% 13.0% 13.0% 13.0% 13.0% 4.1% 4.1% 4.1% 4.1% 0.9% 0.9% 0.89%
Book Value 3Y 14.1% 14.8% 19.7% 17.4% 17.3% 17.5% 15.6% 15.7% 15.3% 15.5% 11.0% 10.9% 10.9% 10.9% 2.7% 3.4% 3.4% 3.3% 0.2% 0.3% 0.29%
Dividend 3Y 10.1% 12.2% 12.3% 8.8% 7.5% 6.4% 5.6% 4.1% 2.2% 1.2% 0.1% -0.1% -0.2% -0.3% 0.2% 0.8% 0.7% 0.6% 0.5% 0.5% 0.45%
Growth Quality
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Revenue Stability 0.98 0.95 0.92 0.89 0.89 0.93 0.91 0.81 0.66 0.57 0.50 0.35 0.23 0.17 0.26 0.13 0.08 0.11 0.12 0.38 0.384
Earnings Stability 0.77 0.80 0.68 0.73 0.76 0.71 0.28 0.07 0.00 0.04 0.01 0.09 0.18 0.27 0.39 0.47 0.54 0.61 0.89 0.86 0.857
Margin Stability 0.96 0.96 0.95 0.94 0.94 0.94 0.93 0.92 0.91 0.90 0.90 0.89 0.90 0.90 0.90 0.90 0.90 0.90 0.87 0.91 0.907
Rev. Growth Consistency 1.00 1.00 1.00 1.00 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.000
Earn. Growth Consistency 1.00 1.00 1.00 1.00 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 0.00 0.00 0.000
FCF Positive Streak 0 0 0 1 1 1 1 1 0 1 0 1 0 0 0 0 0 0 0 0 0
Earnings Persistence 0.89 0.88 0.97 0.96 0.96 0.98 0.92 0.84 0.81 0.50 0.80 0.82 0.85 0.92 1.00 0.97 0.90 0.92 0.81 0.89 0.887
Earnings Smoothness 0.76 0.73 0.92 0.92 0.90 0.94 0.78 0.51 0.36 0.27 0.34 0.41 0.52 0.79 0.99 0.93 0.77 0.81 0.38 0.67 0.673
ROE Trend 0.02 0.03 -0.02 -0.01 -0.02 -0.05 -0.06 -0.10 -0.11 -0.12 -0.09 -0.09 -0.08 -0.06 -0.03 -0.02 -0.00 0.00 -0.03 -0.01 -0.014
Gross Margin Trend -0.04 -0.04 -0.04 -0.05 -0.04 -0.04 -0.05 -0.06 -0.06 -0.07 -0.06 -0.04 -0.04 -0.03 -0.02 0.09 0.09 0.09 0.14 0.00 0.001
FCF Margin Trend 0.18 0.85 1.08 0.13 0.73 1.07 1.55 -0.23 -0.56 1.11 -0.98 0.33 0.38 -1.08 -0.51 -0.47 -0.41 -1.53 -0.59 -1.39 -1.391
Sustainable Growth Rate 17.5% 18.8% 14.7% 15.3% 14.9% 12.8% 8.3% 5.4% 3.7% 2.1% 1.3% 0.4% 0.1% 0.4% 1.1% 0.5% 1.2% 1.4% -2.0% -1.2% -1.22%
Internal Growth Rate 5.6% 6.1% 4.3% 4.5% 4.3% 3.7% 3.0% 1.9% 1.3% 0.7% 0.6% 0.2% 0.0% 0.2% 0.5% 0.2% 0.5% 0.6%
Cash Flow Quality
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
OCF/Net Income 0.68 2.56 3.28 1.89 3.48 2.38 7.40 0.38 -1.07 14.64 -0.00 6.32 7.78 -0.73 1.20 -1.92 -1.73 -8.15 -11.66 -21.45 -21.453
FCF/OCF 0.97 0.99 0.99 0.96 0.98 0.96 0.99 0.80 1.13 0.99 32.28 0.97 0.98 1.16 0.90 1.07 1.06 1.01 1.02 1.01 1.009
FCF/Net Income snapshot only -21.650
OCF/EBITDA snapshot only -3.970
CapEx/Revenue 0.5% 0.5% 0.7% 1.4% 1.2% 1.7% 1.7% 1.1% 1.8% 1.6% 1.5% 1.6% 1.3% 1.1% 1.1% 1.2% 1.0% 1.0% 1.3% 1.1% 1.10%
CapEx/Depreciation snapshot only 0.057
Accruals Ratio 0.02 -0.11 -0.12 -0.05 -0.14 -0.07 -0.30 0.02 0.06 -0.35 0.03 -0.12 -0.15 0.04 -0.01 0.07 0.07 0.25 0.15 0.34 0.339
Sloan Accruals snapshot only -0.738
Cash Flow Adequacy snapshot only -14.339
Earnings Quality Score snapshot only 0.250
Dividends & Buybacks
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Dividend Yield 1.9% 1.9% 1.5% 1.8% 2.6% 3.1% 3.4% 3.5% 3.4% 3.7% 2.5% 2.7% 2.8% 2.4% 2.8% 3.2% 3.9% 3.3% 4.6% 6.2% 5.36%
Dividend/Share $1.75 $1.90 $2.02 $2.10 $2.22 $2.34 $2.45 $2.48 $2.51 $2.54 $2.58 $2.59 $2.61 $2.64 $2.67 $2.69 $2.71 $2.73 $2.75 $2.77 $2.70
Payout Ratio 21.9% 22.2% 24.3% 24.6% 26.2% 30.2% 37.5% 48.0% 57.8% 71.4% 79.0% 92.5% 98.9% 92.3% 81.9% 90.5% 81.8% 79.3% 1.6% 1.3% 1.30%
FCF Payout Ratio 33.2% 8.7% 7.5% 13.5% 7.6% 13.2% 5.1% 1.6% 4.9% 15.1% 13.0% 76.1%
Total Payout Ratio 35.0% 29.2% 31.4% 36.2% 42.0% 47.6% 57.3% 67.3% 72.5% 88.9% 98.1% 1.1% 1.1% 1.1% 93.4% 1.0% 91.8% 88.5% 1.8% 1.6% 1.59%
Div. Increase Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Chowder Number 0.35 0.40 0.44 0.39 0.35 0.31 0.28 0.22 0.17 0.13 0.08 0.08 0.08 0.07 0.07 0.08 0.08 0.07 0.08 0.09 0.094
Buyback Yield 1.1% 0.6% 0.4% 0.9% 1.6% 1.8% 1.8% 1.4% 0.9% 0.9% 0.6% 0.4% 0.4% 0.4% 0.4% 0.4% 0.5% 0.4% 0.5% 1.4% 1.41%
Net Buyback Yield 0.4% 0.4% 0.3% 0.7% 1.3% 1.8% 1.8% 1.4% 0.8% 0.8% 0.5% 0.3% 0.3% 0.3% 0.4% 0.4% 0.5% 0.4% 0.5% 1.4% 1.41%
Total Shareholder Return 2.3% 2.3% 1.8% 2.5% 3.8% 4.9% 5.2% 4.9% 4.3% 4.5% 3.0% 3.0% 3.1% 2.8% 3.2% 3.6% 4.4% 3.7% 5.1% 7.7% 7.65%
DuPont Factors
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Tax Burden (NI/EBT) 0.75 0.75 0.75 0.76 0.75 0.77 0.81 0.81 0.83 0.80 0.78 0.79 0.80 0.80 0.82 0.80 0.78 0.77 0.72 0.71 0.714
Interest Burden (EBT/EBIT) 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.02 1.15 1.01 1.01 1.00 0.71 0.71 0.709
EBIT Margin 0.30 0.30 0.28 0.27 0.26 0.24 0.21 0.18 0.15 0.14 0.13 0.11 0.10 0.11 0.10 0.11 0.12 0.12 0.09 0.11 0.110
Asset Turnover 0.30 0.33 0.26 0.27 0.29 0.28 0.27 0.25 0.24 0.23 0.26 0.26 0.26 0.26 0.27 0.27 0.28 0.29 0.26 0.27 0.270
Equity Multiplier 3.28 3.28 3.59 3.59 3.59 3.59 2.86 2.86 2.86 2.86 2.37 2.37 2.37 2.37 2.43 2.43 2.43 2.43 2.71 2.71 2.711
Per Share
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
EPS (Diluted TTM) $7.98 $8.55 $8.32 $8.55 $8.48 $7.73 $6.54 $5.16 $4.34 $3.56 $3.26 $2.80 $2.64 $2.86 $3.26 $2.97 $3.31 $3.44 $1.71 $2.13 $2.13
Book Value/Share $38.13 $38.02 $48.51 $47.53 $47.41 $47.52 $51.70 $51.48 $51.43 $51.36 $52.33 $52.16 $51.99 $51.92 $52.61 $52.49 $52.38 $52.34 $52.00 $51.93 $51.92
Tangible Book/Share $2.63 $2.62 $-8.96 $-8.78 $-8.75 $-8.77 $-13.59 $-13.53 $-13.52 $-13.50 $-8.12 $-8.09 $-8.06 $-8.05 $-3.92 $-3.91 $-3.90 $-3.90 $21.71 $21.68 $21.68
Revenue/Share $35.14 $38.20 $39.40 $41.52 $43.24 $42.40 $38.52 $35.90 $33.78 $32.31 $32.01 $31.58 $31.42 $32.09 $34.09 $34.29 $35.67 $37.00 $36.99 $38.19 $38.20
FCF/Share $5.27 $21.68 $26.95 $15.56 $28.99 $17.71 $47.76 $1.57 $-5.23 $51.69 $-0.51 $17.18 $20.13 $-2.44 $3.50 $-6.11 $-6.08 $-28.42 $-20.38 $-46.13 $-46.15
OCF/Share $5.44 $21.89 $27.24 $16.15 $29.52 $18.41 $48.44 $1.95 $-4.63 $52.20 $-0.02 $17.69 $20.54 $-2.10 $3.89 $-5.71 $-5.72 $-28.05 $-19.91 $-45.71 $-45.73
Cash/Share $10.24 $10.21 $9.56 $9.37 $9.35 $9.37 $6.92 $6.89 $6.88 $6.87 $9.98 $9.95 $9.91 $9.90 $8.41 $8.39 $8.37 $8.36 $8.97 $8.96 $5.77
EBITDA/Share $16.46 $17.59 $17.60 $18.04 $18.36 $17.36 $15.30 $13.57 $12.27 $11.39 $11.06 $10.36 $10.09 $10.31 $10.59 $10.85 $11.46 $11.82 $10.49 $11.51 $11.51
Debt/Share $89.54 $89.28 $84.84 $83.12 $82.93 $83.12 $40.44 $40.26 $40.22 $40.17 $44.65 $44.51 $44.37 $44.30 $49.88 $49.77 $49.66 $49.62 $67.41 $67.33 $67.33
Net Debt/Share $79.30 $79.08 $75.28 $73.75 $73.58 $73.75 $33.52 $33.38 $33.34 $33.30 $34.67 $34.56 $34.45 $34.40 $41.48 $41.39 $41.29 $41.26 $58.44 $58.37 $58.37
Academic Models
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Altman-B Score 6.653
Altman Z-Prime snapshot only -0.502
Piotroski F-Score 4 5 6 6 6 5 4 2 1 3 4 5 5 5 6 6 5 5 4 3 3
Beneish M-Score -1.39 -2.05 -2.88 -2.44 -2.97 -2.70 -4.63 -2.85 -2.67 -4.83 -2.31 -2.99 -3.11 -2.26 -2.20 -2.16 -1.88 -1.06 -2.30 -0.75 -0.752
Ohlson O-Score snapshot only -4.900
Net-Net WC snapshot only $-77.67
EVA snapshot only $-224743667.11
Credit
Metric Trend Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Current
Credit Rating snapshot only BBB
Credit Score 85.62 88.51 89.81 86.89 90.67 88.92 89.84 82.76 77.24 81.12 75.42 83.26 84.34 74.40 79.27 74.84 75.59 75.35 57.08 59.04 59.044
Credit Grade snapshot only 9
Credit Trend snapshot only -15.796
Implied Spread (bps) snapshot only 275.000
Industry Credit Rank snapshot only 62
Sector Credit Rank snapshot only 41

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms