$44.71

+0.98 (+2.24%)

Weekly Expected Move ±7.2%

$35 $38 $41 $44 $47

NASDAQ · Consumer Cyclical · Auto - Parts · Alpha Radar Neutral · Power 49 · $1.2B mcap · 23M float · 1.22% daily turnover · Short 83% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE

65.5 / 100

NoneWeakNarrowWide

Primary source: Switching Costs · ROIC: 20.7% · 5Y Avg: 40.5%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. XPEL has a Narrow competitive edge (65.5/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Switching Costs. ROIC of 20.7% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

Analyst Recommendations

Strong Buy: 0Buy: 5Hold: 1Sell: 0Strong Sell: 0

Rating Summary

ConsensusBuy

Avg Target$—

Analysts0

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2024-08-09	B.Riley Financial	Jeff Van Sinderen	$37	$58	+21	+27.5%	$45.48
2024-05-02	B.Riley Financial	Jeff Van Sinderen	Initiated	$37	—	+15.4%	$32.07

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-

May 22, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. XPEL receives an overall rating of A-. Strongest factors: DCF (4/5), ROE (5/5), ROA (5/5). Areas of concern: P/E (2/5), P/B (1/5).

Rating Change History

Date	From	To
2026-05-11	A	A-
2026-05-06	A-	A
2026-05-04	B+	A-
2026-04-27	A-	B+
2026-02-24	A	A-
2026-01-16	A-	A

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 70 Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. XPEL scores highest in Safety (100/100) and lowest in Value (51/100). An overall grade of A+ places XPEL among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

10.18

Safe Zone

Piotroski F-Score

6/9

✓ ✓ ✗ ✓ ✓ ✗ ✓ ✓ ✗

Beneish M-Score

-2.02

Unlikely Manipulator

Ohlson O-Score

-9.88

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AAA

Score: 95.8/100

Trend: Stable

Earnings Quality

75/100

OCF/NI: 1.34x

Accruals: -5.3%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. XPEL scores 10.18, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. XPEL scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. XPEL's score of -2.02 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. XPEL's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. XPEL receives an estimated rating of AAA (score: 95.8/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). XPEL's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

23.28x

PEG

1.90x

P/S

2.52x

P/B

4.29x

P/FCF

21.17x

P/OCF

17.22x

EV/EBITDA

14.59x

EV/Revenue

2.44x

EV/EBIT

18.18x

EV/FCF

20.68x

Earnings Yield

4.33%

FCF Yield

4.72%

Shareholder Yield

0.48%

Graham Number

$20.89

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 23.3x earnings, XPEL commands a growth premium. Graham's intrinsic value formula yields $20.89 per share, 114% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.802

NI / EBT

Interest Burden

1.004

EBT / EBIT

EBIT Margin

0.134

EBIT / Rev

Asset Turnover

1.447

Rev / Assets

Equity Multiplier

1.338

Assets / Equity

ROE

21.0%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. XPEL's ROE of 21.0% is driven by Asset Turnover (1.447), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Adj. Growth Rate

5.54%

Fair P/E

19.57x

Intrinsic Value

$37.49

Price/Value

1.18x

Margin of Safety

-18.06%

Premium

18.06%

Assessment

Undervalued

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with XPEL's realized 5.5% 3-year EPS CAGR — what the company actually delivered, not what analysts hope for. At an intrinsic value of $37.49, XPEL appears undervalued with a -18% margin of safety. The adjusted fair P/E of 19.6x compares to the current market P/E of 23.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1734 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$44.71

Median 1Y

$50.56

5th Pctile

$18.48

95th Pctile

$137.25

Ann. Volatility

61.6%

25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

Executive	Salary	Stock	Total
Ryan L. Pape Chairman of the Board and President and CEO	$562,000	$1,500,000	$2,691,721
Barry R. Wood Senior Vice President and CFO	$395,000	$400,000	$1,040,888

CEO Pay Ratio

26:1

CEO-to-Employee Pay Ratio

CEO Total Comp: $2,691,721

Avg Employee Cost (SGA/emp): $103,493

Employees: 1,337

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

1,337

+17.0% YoY

Revenue / Employee

$356,171

Rev: $476,200,000

Profit / Employee

$38,314

NI: $51,226,000

SGA / Employee

$103,493

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
ROE	67.2%	71.1%	45.8%	47.2%	49.7%	56.9%	39.6%	43.0%	46.7%	47.0%	34.7%	31.5%	31.1%	31.9%	22.4%	23.4%	24.0%	23.0%	20.3%	21.0%	20.95%
ROA	43.9%	46.4%	25.8%	26.6%	28.0%	32.0%	23.4%	25.4%	27.6%	27.8%	23.7%	21.6%	21.3%	21.8%	16.9%	17.6%	18.1%	17.4%	15.1%	15.7%	15.66%
ROIC	81.8%	86.8%	28.4%	29.3%	31.4%	36.2%	27.1%	29.5%	31.7%	31.8%	26.2%	24.0%	23.7%	24.0%	21.1%	21.6%	21.6%	20.9%	20.0%	20.7%	20.72%
ROCE	59.2%	62.1%	31.9%	33.1%	35.1%	40.5%	32.2%	35.1%	38.0%	38.2%	31.2%	28.6%	28.0%	28.7%	23.8%	24.7%	25.2%	24.4%	20.0%	20.6%	20.55%
Gross Margin	36.7%	35.7%	35.2%	38.6%	39.3%	39.8%	39.6%	41.9%	43.0%	40.4%	38.8%	42.0%	43.5%	42.5%	40.6%	42.3%	42.9%	41.8%	41.9%	43.7%	43.65%
Operating Margin	18.4%	15.1%	12.2%	14.0%	18.8%	19.3%	13.8%	17.4%	19.7%	17.2%	13.5%	10.2%	17.5%	16.3%	11.5%	10.7%	15.5%	13.4%	12.7%	11.1%	11.09%
Net Margin	14.8%	12.2%	8.8%	10.9%	14.2%	14.8%	10.6%	13.3%	15.4%	13.3%	11.3%	7.4%	13.7%	13.2%	8.3%	8.3%	13.1%	10.3%	11.0%	8.8%	8.82%
EBITDA Margin	19.8%	16.6%	14.2%	16.5%	20.5%	21.1%	16.8%	19.9%	22.0%	19.2%	16.7%	13.3%	19.8%	19.2%	13.3%	13.9%	18.8%	15.9%	18.0%	14.2%	14.22%
FCF Margin	9.8%	7.6%	4.1%	-1.4%	-4.1%	-0.3%	0.8%	2.3%	9.4%	8.9%	7.6%	6.1%	5.9%	8.1%	9.9%	11.8%	11.7%	14.2%	13.1%	11.8%	11.81%
OCF Margin	12.0%	10.3%	7.0%	1.8%	-1.1%	2.5%	3.7%	5.0%	11.8%	11.1%	9.4%	7.9%	7.8%	9.7%	11.4%	12.9%	12.7%	15.3%	14.1%	14.5%	14.52%
ROE 3Y Avg	snapshot only																				22.21%
ROE 5Y Avg	snapshot only																				28.24%
ROA 3Y Avg	snapshot only																				16.40%
ROIC 3Y Avg	snapshot only																				22.63%
ROIC Economic	snapshot only																				17.82%
Cash ROA	snapshot only																				18.17%
Cash ROIC	snapshot only																				28.18%
CROIC	snapshot only																				22.93%
NOPAT Margin	snapshot only																				10.67%
Pretax Margin	snapshot only																				13.49%
R&D / Revenue	snapshot only																				0.00%
SGA / Revenue	snapshot only																				29.36%
SBC / Revenue	snapshot only																				0.61%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
P/E Ratio	77.90	66.60	59.73	44.67	37.04	45.37	40.09	41.71	47.64	43.34	28.18	31.08	20.77	24.69	24.28	17.15	20.42	19.60	26.97	23.11	23.280
P/S Ratio	10.76	8.81	7.27	5.20	4.31	5.64	5.12	5.55	6.53	5.77	3.75	3.73	2.41	2.87	2.63	1.87	2.21	1.98	2.90	2.50	2.516
P/B Ratio	43.38	39.24	22.32	17.20	15.02	21.07	13.30	15.05	18.66	17.09	8.27	8.29	5.46	6.66	4.90	3.61	4.41	4.06	4.93	4.37	4.290
P/FCF	109.35	115.33	178.20	-385.17	-105.65	-1690.42	663.23	241.78	69.63	64.86	49.71	61.44	41.02	35.59	26.54	15.90	18.84	13.97	22.14	21.17	21.168
P/OCF	89.92	85.85	103.20	288.63	—	228.45	137.57	110.03	55.47	52.17	39.80	47.05	30.76	29.69	23.10	14.52	17.43	12.97	20.64	17.22	17.225
EV/EBITDA	57.79	49.22	43.37	31.63	25.71	31.19	27.66	28.78	32.94	29.88	19.67	21.13	14.15	16.73	15.83	11.25	13.45	12.69	16.97	14.59	14.586
EV/Revenue	10.68	8.74	7.38	5.30	4.40	5.73	5.22	5.65	6.63	5.87	3.82	3.79	2.47	2.92	2.63	1.87	2.21	1.98	2.84	2.44	2.443
EV/EBIT	61.97	53.41	48.16	35.90	29.60	35.79	31.71	32.80	37.39	34.14	22.48	24.65	16.70	19.79	19.01	13.50	16.11	15.36	21.10	18.18	18.184
EV/FCF	108.55	114.40	180.91	-392.76	-108.03	-1717.60	676.83	246.16	70.65	65.90	50.53	62.45	42.04	36.31	26.52	15.88	18.82	13.96	21.69	20.68	20.684
Earnings Yield	1.3%	1.5%	1.7%	2.2%	2.7%	2.2%	2.5%	2.4%	2.1%	2.3%	3.5%	3.2%	4.8%	4.1%	4.1%	5.8%	4.9%	5.1%	3.7%	4.3%	4.33%
FCF Yield	0.9%	0.9%	0.6%	-0.3%	-0.9%	-0.1%	0.2%	0.4%	1.4%	1.5%	2.0%	1.6%	2.4%	2.8%	3.8%	6.3%	5.3%	7.2%	4.5%	4.7%	4.72%
PEG Ratio	snapshot only																				1.896
Price/Tangible Book	snapshot only																				7.145
EV/OCF	snapshot only																				16.831
EV/Gross Profit	snapshot only																				5.743
Acquirers Multiple	snapshot only																				18.539
Shareholder Yield	snapshot only																				0.48%
Graham Number	snapshot only																				$20.89

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Current Ratio	2.96	2.96	2.18	2.18	2.18	2.18	3.90	3.90	3.90	3.90	4.02	4.02	4.02	4.02	4.05	4.05	4.05	4.05	3.25	3.25	3.249
Quick Ratio	1.91	1.91	0.75	0.75	0.75	0.75	0.96	0.96	0.96	0.96	1.10	1.10	1.10	1.10	1.38	1.38	1.38	1.38	1.52	1.52	1.520
Debt/Equity	0.23	0.23	0.45	0.45	0.45	0.45	0.34	0.34	0.34	0.34	0.20	0.20	0.20	0.20	0.09	0.09	0.09	0.09	0.08	0.08	0.082
Net Debt/Equity	-0.32	-0.32	0.34	0.34	0.34	0.34	0.27	0.27	0.27	0.27	0.14	0.14	0.14	0.14	-0.00	-0.00	-0.00	-0.00	-0.10	-0.10	-0.100
Debt/Assets	0.14	0.14	0.24	0.24	0.24	0.24	0.22	0.22	0.22	0.22	0.14	0.14	0.14	0.14	0.07	0.07	0.07	0.07	0.06	0.06	0.058
Debt/EBITDA	0.30	0.29	0.87	0.82	0.76	0.66	0.69	0.63	0.59	0.58	0.47	0.50	0.51	0.49	0.30	0.29	0.29	0.29	0.29	0.28	0.279
Net Debt/EBITDA	-0.43	-0.40	0.65	0.61	0.57	0.49	0.56	0.51	0.47	0.47	0.32	0.34	0.34	0.33	-0.01	-0.01	-0.01	-0.01	-0.35	-0.34	-0.341
Interest Coverage	153.87	177.51	131.28	87.79	58.58	46.25	37.85	34.02	36.52	44.58	53.95	51.44	48.22	48.94	58.28	100.62	289.20	508.73	763.63	5061.62	5061.615
Equity Multiplier	1.57	1.57	1.91	1.91	1.91	1.91	1.55	1.55	1.55	1.55	1.40	1.40	1.40	1.40	1.27	1.27	1.27	1.27	1.40	1.40	1.396
Cash Ratio	snapshot only																				0.716
Debt Service Coverage	snapshot only																				6310.154
Cash to Debt	snapshot only																				2.225
FCF to Debt	snapshot only																				2.530
Defensive Interval	snapshot only																				257.1 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Asset Turnover	3.18	3.51	2.12	2.28	2.40	2.58	1.83	1.91	2.01	2.08	1.78	1.80	1.83	1.88	1.56	1.61	1.67	1.72	1.41	1.45	1.447
Inventory Turnover	7.46	8.20	4.48	4.77	4.97	5.24	2.97	3.05	3.16	3.27	2.50	2.53	2.57	2.61	2.24	2.31	2.39	2.46	2.36	2.41	2.409
Receivables Turnover	25.19	27.81	22.44	24.18	25.49	27.32	23.24	24.24	25.56	26.48	20.41	20.63	21.02	21.55	15.79	16.30	16.86	17.33	12.06	12.40	12.400
Payables Turnover	13.69	15.06	8.73	9.28	9.67	10.19	9.39	9.66	10.01	10.35	11.43	11.55	11.73	11.92	9.62	9.92	10.28	10.60	8.59	8.78	8.782
DSO	14	13	16	15	14	13	16	15	14	14	18	18	17	17	23	22	22	21	30	29	29.4 days
DIO	49	45	81	77	73	70	123	120	115	112	146	145	142	140	163	158	153	148	155	152	151.5 days
DPO	27	24	42	39	38	36	39	38	36	35	32	32	31	31	38	37	35	34	43	42	41.6 days
Cash Conversion Cycle	37	33	56	52	50	47	100	97	93	90	132	131	128	126	148	144	139	135	143	139	139.4 days
Fixed Asset Turnover	snapshot only																				13.110
Operating Cycle	snapshot only																				181.0 days
Cash Velocity	snapshot only																				9.629
Capital Intensity	snapshot only																				0.799

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue	54.6%	58.7%	63.1%	53.1%	36.7%	32.8%	25.0%	21.0%	21.0%	17.0%	22.3%	18.5%	14.6%	13.3%	6.1%	8.4%	10.0%	10.3%	13.3%	12.8%	12.82%
Net Income	1.0%	87.2%	72.7%	38.3%	15.2%	24.7%	31.1%	38.4%	42.7%	25.4%	27.6%	6.7%	-3.1%	-1.3%	-13.8%	-1.3%	2.8%	-3.8%	12.6%	11.8%	11.76%
EPS	1.0%	87.2%	72.7%	38.3%	15.2%	24.7%	31.1%	38.3%	42.6%	25.3%	27.5%	6.7%	-3.1%	-1.3%	-13.9%	-1.4%	2.7%	-3.9%	12.5%	11.8%	11.80%
FCF	23.9%	5.7%	-35.1%	-1.2%	-1.6%	-1.1%	-76.4%	3.1%	3.8%	32.2%	11.0%	2.1%	-28.3%	2.5%	39.0%	1.1%	1.2%	94.5%	50.0%	13.1%	13.08%
EBITDA	1.0%	85.4%	74.5%	47.0%	26.8%	37.3%	38.7%	41.8%	42.1%	25.0%	25.7%	8.1%	-0.7%	0.9%	-9.3%	0.5%	3.7%	-1.5%	14.4%	13.7%	13.66%
Op. Income	1.0%	85.2%	71.7%	41.4%	20.9%	32.6%	34.5%	41.4%	41.6%	23.2%	24.2%	4.1%	-4.8%	-4.0%	-11.7%	-0.4%	1.5%	-2.5%	5.9%	5.7%	5.74%
OCF Growth	snapshot only																				26.92%
Asset Growth	snapshot only																				36.97%
Equity Growth	snapshot only																				24.32%
Debt Growth	snapshot only																				8.44%
Shares Change	snapshot only																				-0.04%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue 3Y	—	—	—	—	—	1.1%	62.8%	48.4%	36.8%	35.1%	35.6%	30.0%	23.8%	20.7%	17.5%	15.8%	15.1%	13.5%	13.7%	13.2%	13.16%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	63.7%	41.1%	33.2%	26.4%	25.2%	24.5%	21.8%	21.84%
EPS 3Y	—	—	—	—	—	1.1%	65.6%	61.3%	49.2%	43.0%	42.4%	26.8%	16.7%	15.5%	12.9%	13.3%	12.4%	5.9%	7.3%	5.5%	5.54%
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	60.9%	37.9%	34.6%	27.0%	22.6%	22.8%	17.6%	17.59%
Net Income 3Y	—	—	—	—	—	1.1%	65.6%	61.3%	49.2%	43.0%	42.4%	26.9%	16.8%	15.6%	13.0%	13.4%	12.4%	6.0%	7.4%	5.6%	5.59%
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	60.9%	37.9%	34.6%	27.1%	22.7%	22.9%	17.6%	17.64%
EBITDA 3Y	—	—	—	—	—	1.1%	74.5%	67.6%	53.7%	47.1%	44.9%	31.1%	21.4%	20.1%	16.5%	15.5%	13.5%	7.5%	9.2%	7.3%	7.30%
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	65.1%	43.3%	38.6%	30.2%	25.9%	25.8%	20.8%	20.82%
Gross Profit 3Y	—	—	—	—	—	1.1%	72.8%	57.1%	46.4%	44.5%	44.3%	38.4%	30.6%	27.6%	24.2%	21.6%	19.8%	16.9%	16.4%	15.3%	15.35%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	70.1%	48.3%	39.2%	32.2%	30.8%	30.1%	27.4%	27.43%
Op. Income 3Y	—	—	—	—	—	1.1%	71.8%	64.9%	51.3%	44.7%	42.0%	27.7%	17.7%	16.2%	13.8%	13.6%	11.0%	4.9%	5.1%	3.1%	3.13%
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	60.8%	40.9%	36.0%	27.3%	23.1%	21.8%	17.0%	17.00%
FCF 3Y	—	—	—	—	—	—	-27.4%	9.4%	25.1%	24.1%	22.4%	-0.0%	4.2%	22.9%	57.9%	—	—	—	1.9%	95.3%	95.31%
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	77.0%	44.8%	53.9%	25.3%	30.7%	30.8%	18.9%	18.91%
OCF 3Y	—	—	—	—	—	44.8%	15.2%	27.9%	28.7%	27.8%	26.5%	5.4%	7.4%	18.3%	37.8%	1.2%	—	1.1%	77.1%	60.9%	60.92%
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	73.5%	43.4%	47.0%	23.7%	29.3%	29.4%	21.3%	21.26%
Assets 3Y	—	—	—	—	—	74.0%	55.3%	55.3%	55.3%	55.3%	44.3%	44.3%	44.3%	44.3%	21.1%	21.1%	21.1%	21.1%	26.5%	26.5%	26.48%
Assets 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	52.5%	40.8%	40.8%	40.8%	40.8%	36.1%	36.1%	36.08%
Equity 3Y	—	—	—	—	—	59.5%	52.7%	52.7%	52.7%	52.7%	50.0%	50.0%	50.0%	50.0%	38.7%	38.7%	38.7%	38.7%	31.0%	31.0%	30.98%
Book Value 3Y	—	—	—	—	—	59.5%	52.6%	52.6%	52.6%	52.6%	49.9%	49.9%	49.9%	49.9%	38.6%	38.6%	38.6%	38.6%	30.9%	30.9%	30.92%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Revenue Stability	—	0.99	1.00	1.00	1.00	0.99	0.99	0.99	1.00	0.99	0.99	0.99	0.99	0.97	0.97	0.97	0.98	0.98	0.97	0.98	0.979
Earnings Stability	—	1.00	0.99	0.99	0.91	0.99	1.00	1.00	0.96	0.99	1.00	0.97	0.91	0.94	0.88	0.90	0.85	0.79	0.78	0.87	0.868
Margin Stability	—	0.98	0.96	0.96	0.95	0.94	0.92	0.92	0.91	0.91	0.91	0.91	0.92	0.91	0.90	0.91	0.91	0.91	0.91	0.91	0.913
Rev. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.50	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.50	0.00	0.50	0.50	0.500
FCF Positive Streak	1	1	1	0	0	0	1	0	0	0	1	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	—	0.50	0.50	0.85	0.94	0.90	0.88	0.85	0.83	0.90	0.89	0.97	0.99	0.99	0.94	0.99	0.99	0.98	0.95	0.95	0.953
Earnings Smoothness	0.32	0.39	0.47	0.68	0.86	0.78	0.73	0.68	0.65	0.77	0.76	0.94	0.97	0.99	0.85	0.99	0.97	0.96	0.88	0.89	0.889
ROE Trend	—	0.24	0.07	0.01	-0.08	-0.07	-0.03	-0.05	-0.09	-0.13	-0.06	-0.11	-0.14	-0.16	-0.11	-0.10	-0.11	-0.12	-0.06	-0.05	-0.050
Gross Margin Trend	—	0.01	0.02	0.03	0.03	0.04	0.04	0.05	0.05	0.04	0.03	0.03	0.02	0.02	0.02	0.02	0.01	0.00	0.01	0.01	0.009
FCF Margin Trend	—	-0.01	-0.05	-0.11	-0.15	-0.10	-0.06	-0.04	0.07	0.05	0.05	0.06	0.03	0.04	0.06	0.08	0.04	0.06	0.04	0.03	0.029
Sustainable Growth Rate	67.2%	71.1%	45.8%	47.2%	49.7%	56.9%	39.6%	43.0%	46.7%	47.0%	34.7%	31.5%	31.1%	31.9%	22.4%	23.4%	24.0%	23.0%	20.3%	21.0%	20.95%
Internal Growth Rate	78.3%	86.7%	34.7%	36.2%	38.8%	47.1%	30.5%	34.1%	38.1%	38.4%	31.1%	27.5%	27.0%	27.9%	20.4%	21.4%	22.1%	21.0%	17.8%	18.6%	18.56%

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
OCF/Net Income	0.87	0.78	0.58	0.15	-0.10	0.20	0.29	0.38	0.86	0.83	0.71	0.66	0.68	0.83	1.05	1.18	1.17	1.51	1.31	1.34	1.342
FCF/OCF	0.82	0.74	0.58	-0.75	3.61	-0.14	0.21	0.46	0.80	0.80	0.80	0.77	0.75	0.83	0.87	0.91	0.93	0.93	0.93	0.81	0.814
FCF/Net Income	snapshot only																				1.092
OCF/EBITDA	snapshot only																				0.867
CapEx/Revenue	2.1%	2.6%	3.0%	3.2%	2.9%	2.8%	2.9%	2.8%	2.4%	2.2%	1.9%	1.9%	2.0%	1.6%	1.5%	1.1%	1.0%	1.1%	1.0%	2.7%	2.70%
CapEx/Depreciation	snapshot only																				0.816
Accruals Ratio	0.06	0.10	0.11	0.22	0.31	0.26	0.17	0.16	0.04	0.05	0.07	0.07	0.07	0.04	-0.01	-0.03	-0.03	-0.09	-0.05	-0.05	-0.053
Sloan Accruals	snapshot only																				0.049
Cash Flow Adequacy	snapshot only																				5.368
Earnings Quality Score	snapshot only																				0.750

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
FCF Payout Ratio	0.0%	0.0%	0.0%	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.2%	0.4%	0.4%	0.6%	0.4%	0.2%	6.0%	11.2%	11.21%
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.2%	0.5%	0.48%
Net Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.2%	0.5%	0.48%
Total Shareholder Return	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.2%	0.5%	0.48%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Tax Burden (NI/EBT)	0.81	0.81	0.80	0.80	0.79	0.79	0.80	0.80	0.80	0.79	0.80	0.80	0.80	0.81	0.80	0.80	0.79	0.79	0.80	0.80	0.802
Interest Burden (EBT/EBIT)	0.99	0.99	0.99	0.99	0.98	0.98	0.97	0.97	0.97	0.98	0.98	0.98	0.97	0.98	0.98	0.99	1.00	1.00	1.00	1.00	1.004
EBIT Margin	0.17	0.16	0.15	0.15	0.15	0.16	0.16	0.17	0.18	0.17	0.17	0.15	0.15	0.15	0.14	0.14	0.14	0.13	0.13	0.13	0.134
Asset Turnover	3.18	3.51	2.12	2.28	2.40	2.58	1.83	1.91	2.01	2.08	1.78	1.80	1.83	1.88	1.56	1.61	1.67	1.72	1.41	1.45	1.447
Equity Multiplier	1.53	1.53	1.78	1.78	1.78	1.78	1.69	1.69	1.69	1.69	1.46	1.46	1.46	1.46	1.33	1.33	1.33	1.33	1.34	1.34	1.338

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
EPS (Diluted TTM)	$1.08	$1.14	$1.14	$1.18	$1.24	$1.42	$1.50	$1.63	$1.77	$1.78	$1.91	$1.74	$1.71	$1.76	$1.64	$1.71	$1.76	$1.69	$1.85	$1.92	$1.92
Book Value/Share	$1.93	$1.93	$3.06	$3.06	$3.06	$3.06	$4.52	$4.51	$4.51	$4.51	$6.51	$6.51	$6.51	$6.51	$8.15	$8.15	$8.15	$8.14	$10.12	$10.13	$10.61
Tangible Book/Share	$1.57	$1.57	$0.94	$0.94	$0.94	$0.94	$2.49	$2.49	$2.49	$2.48	$3.89	$3.89	$3.89	$3.89	$5.31	$5.30	$5.30	$5.30	$6.19	$6.19	$6.19
Revenue/Share	$7.80	$8.61	$9.39	$10.11	$10.66	$11.43	$11.73	$12.23	$12.90	$13.36	$14.34	$14.49	$14.77	$15.14	$15.20	$15.69	$16.22	$16.67	$17.20	$17.70	$17.75
FCF/Share	$0.77	$0.66	$0.38	$-0.14	$-0.43	$-0.04	$0.09	$0.28	$1.21	$1.19	$1.08	$0.88	$0.87	$1.22	$1.50	$1.85	$1.91	$2.37	$2.25	$2.09	$2.10
OCF/Share	$0.93	$0.88	$0.66	$0.18	$-0.12	$0.28	$0.44	$0.62	$1.52	$1.48	$1.35	$1.15	$1.16	$1.46	$1.73	$2.02	$2.06	$2.55	$2.42	$2.57	$2.58
Cash/Share	$1.05	$1.05	$0.35	$0.35	$0.35	$0.35	$0.29	$0.29	$0.29	$0.29	$0.42	$0.42	$0.42	$0.42	$0.80	$0.80	$0.80	$0.80	$1.84	$1.84	$1.63
EBITDA/Share	$1.44	$1.53	$1.60	$1.70	$1.83	$2.10	$2.22	$2.40	$2.59	$2.62	$2.78	$2.60	$2.58	$2.65	$2.52	$2.61	$2.67	$2.60	$2.88	$2.97	$2.97
Debt/Share	$0.44	$0.44	$1.39	$1.39	$1.39	$1.39	$1.52	$1.52	$1.52	$1.52	$1.30	$1.30	$1.30	$1.30	$0.76	$0.76	$0.76	$0.76	$0.83	$0.83	$0.83
Net Debt/Share	$-0.61	$-0.61	$1.04	$1.04	$1.04	$1.04	$1.23	$1.23	$1.23	$1.23	$0.88	$0.88	$0.88	$0.88	$-0.04	$-0.04	$-0.04	$-0.04	$-1.01	$-1.01	$-1.01

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	10.177
Altman Z-Prime	snapshot only																				18.149
Piotroski F-Score	6	6	7	6	4	4	7	7	7	7	6	6	5	6	6	7	6	6	5	6	6
Beneish M-Score	-1.62	-1.64	-0.87	-0.48	-0.17	-0.34	-1.81	-1.79	-2.32	-2.27	-1.57	-1.56	-1.56	-1.73	-2.35	-2.42	-2.41	-2.67	-1.98	-2.02	-2.018
Ohlson O-Score	snapshot only																				-9.876
ROIC (Greenblatt)	snapshot only																				33.39%
Net-Net WC	snapshot only																				$4.51
EVA	snapshot only																				$27042383.74

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Current
Credit Rating	snapshot only																				AAA
Credit Score	95.20	95.19	88.90	83.06	82.05	83.74	89.40	90.89	95.35	95.09	95.03	94.88	94.85	95.87	95.94	95.85	95.93	95.49	95.66	95.84	95.840
Credit Grade	snapshot only																				1
Credit Trend	snapshot only																				-0.009
Implied Spread (bps)	snapshot only																				50.000
Industry Credit Rank	snapshot only																				90
Sector Credit Rank	snapshot only																				93

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