SoFi Technologies, Inc. bonds SOFI
Who owns SoFi Technologies, Inc.'s debt and what their own filings say it is worth. Bond prices and yields are fund-reported marks (SEC Form N-PORT) as of Jul 2026; they lag the market by about two months. SOFI stock page.
Every bond funds hold
Each bond's latest fund-reported mark. Price per 100 of face value; yield to maturity from price, coupon and maturity; spread over the matched-maturity Treasury for US-dollar bonds.
| Bond | Coupon | Maturity | Ccy | Price | Yield | Spread | Funds | Held | As of |
|---|---|---|---|---|---|---|---|---|---|
| 83406FAA0 convertible | 0% none | 2026-10-15 | USD | 99.71 | — | — | 8 | $14.2M | Jul 2026 |
| 83406FAC6 convertible | 1.25% fixed | 2029-03-15 | USD | 185.95 | — | — | 7 | $37.7M | Jul 2026 |
Spread history
Median spread of the US-dollar bonds over Treasuries, month-ends with complete filings. Fund-reported.
Not enough US-dollar bonds with a yield.
Price history
Median fund-marked price across the bonds, per 100 of face value.
By month
Funds file on staggered quarter-ends, so each month-end is marked by the funds that reported for it; the amount held moves with which funds filed, not only with buying and selling.
| Month-end | Bonds | Held | Median price | USD yield | USD spread | Most funds on one bond |
|---|---|---|---|---|---|---|
| Jul 2026 | 2 | $52.0M | 142.83 | — | — | 8 |
| Jun 2026 | 2 | $67.6M | 152.14 | — | — | 12 |
| May 2026 | 2 | $41.7M | 153.79 | — | — | 7 |
| Apr 2026 | 2 | $45.4M | 143.26 | — | — | 8 |
| Mar 2026 | 2 | $47.4M | 142.37 | — | — | 8 |
| Feb 2026 | 2 | $50.4M | 152.50 | — | — | 7 |
| Jan 2026 | 2 | $54.8M | 183.94 | — | — | 10 |
| Dec 2025 | 2 | $88.3M | 206.02 | — | — | 9 |
| Nov 2025 | 2 | $66.2M | 230.22 | — | — | 6 |
| Oct 2025 | 2 | $60.8M | 229.98 | — | — | 10 |
| Sep 2025 | 2 | $88.7M | 207.43 | — | — | 8 |
| Aug 2025 | 2 | $61.2M | 201.77 | — | — | 6 |
| Jul 2025 | 2 | $53.4M | 183.93 | — | — | 8 |
Who holds the debt
Fund series in their latest quarterly N-PORT report, largest first, with the change in face value against each fund's own previous report. Names as reported in the filings. 14 added, 5 cut, 6 new holders and 3 exits in the latest quarter.
| Fund series | Report | Face value | Value | Change in face value |
|---|---|---|---|---|
| iShares Convertible Bond ETF iShares Trust | 2026-07-31 | $24.9M | $40.7M | $3.3M |
| State Street(R) SPDR(R) Bloomberg Convertible Securities ETF SPDR SERIES TRUST | 2026-06-30 | $19.2M | $32.6M | $3.1M |
| Fidelity Convertible Securities Fund Fidelity Financial Trust | 2026-05-31 | $7.8M | $13.8M | $0 |
| Lord Abbett Convertible Fund LORD ABBETT INVESTMENT TRUST | 2026-05-31 | $9.5M | $9.8M | $0 |
| Fidelity Advisor Multi-Asset Income Fund Fidelity School Street Trust | 2026-06-30 | $4.3M | $8.8M | new |
| Virtus Income & Growth Fund Virtus Investment Trust | 2026-06-30 | $7.7M | $7.8M | $1.1M |
| Virtus Convertible Fund Virtus Strategy Trust | 2026-06-30 | $7.4M | $7.5M | $1.1M |
| Invesco Convertible Securities Fund AIM Growth Series (Invesco Growth Series) | 2026-06-30 | $2.6M | $5.3M | $500K |
| Fidelity Strategic Dividend and Income Fund Fidelity Salem Street Trust | 2026-05-31 | $3.0M | $5.2M | -$350K |
| BlackRock Event Driven Equity Fund BlackRock Large Cap Series Funds, Inc. | 2026-05-29 | $4.1M | $4.3M | $0 |
| JNL Multi-Manager Alternative Fund JNL Series Trust | 2026-06-30 | $2.2M | $4.1M | -$24K |
| JPMorgan Strategic Income Opportunities Fund JPMorgan Trust I | 2026-05-31 | $3.0M | $3.1M | $0 |
| JPMorgan Global Bond Opportunities Fund JPMorgan Trust I | 2026-05-31 | $1.4M | $2.8M | $0 |
| Virtus Convertible & Income Fund | 2026-07-31 | $1.9M | $1.9M | $70K |
| Virtus Convertible & Income Fund II | 2026-07-31 | $1.5M | $1.5M | $55K |
| Virtus Equity & Convertible Income Fund | 2026-07-31 | $1.5M | $1.5M | $70K |
| Virtus Dividend, Interest & Premium Strategy Fund | 2026-07-31 | $1.5M | $1.5M | $65K |
| PACE Alternative Strategies Investments PACE SELECT ADVISORS TRUST | 2026-07-31 | $816K | $1.4M | $133K |
| Franklin Alternative Strategies Fund Franklin Alternative Strategies Funds | 2026-05-29 | $729K | $1.4M | -$98K |
| Advent Convertible & Income Fund ADVENT CONVERTIBLE & INCOME FUND | 2026-07-31 | $704K | $1.3M | $0 |
| Virtus Diversified Income & Convertible Fund | 2026-07-31 | $1.1M | $1.1M | $40K |
| JPMorgan Flexible Debt ETF J.P. Morgan Exchange-Traded Fund Trust | 2026-05-31 | $460K | $940K | $0 |
| Franklin BSP Private Credit Fund | 2026-06-30 | $350K | $707K | $0 |
| Calamos Convertible Equity Alternative ETF Calamos ETF Trust | 2026-07-31 | $184K | $343K | $50K |
| 1290 VT Convertible Securities Portfolio EQ Advisors Trust | 2026-06-30 | $190K | $335K | -$50K |
Largest exits in the latest quarter (fund held the bonds in its previous report, none now): Columbia Convertible Securities Fund ($4.0M), Voya Global Income & Growth Fund ($505K), Defensive Market Strategies Fund ($154K).
ETFs holding these bonds
From each ETF's own latest N-PORT report: the issuer's bonds as a share of the ETF's net assets. A holdings list, not a recommendation.
| ETF | Report | Bonds | Face value | Value | % of net assets |
|---|---|---|---|---|---|
| ICVT iShares Convertible Bond ETF | 2026-07-31 | 2 | $24.9M | $40.7M | 0.57% |
| CWB State Street(R) SPDR(R) Bloomberg Convertible Securities ETF | 2026-06-30 | 2 | $19.2M | $32.6M | 0.53% |
| JFLX JPMorgan Flexible Debt ETF | 2026-05-31 | 1 | $460K | $940K | 0.07% |
| FCVT First Trust SSI Strategic Convertible Securities ETF | 2026-07-31 | 1 | $165K | $307K | 0.30% |
| DADS Digital Asset Debt Strategy ETF | 2026-05-31 | 1 | $113K | $231K | 2.38% |
| NFLT Virtus Newfleet Multi-Sector Bond ETF | 2026-07-31 | 1 | $43K | $80K | 0.02% |
Default risk, three ways
Stock market: distance-to-default
Not computed: financial company (banks, insurers, BDCs and REITs carry leverage as their business, which the model misreads).
Bond market: priced-in odds
No US-dollar bond with a yield to compute it from.
Accounts: Altman Z
Not available.
The stock side: 13F filings
What institutions report holding in SOFI's stock and options. Options are reported at the value of the underlying shares, not the premium paid; 13F lists long positions only, lags 45 days after quarter-end, and does not show whether puts hedge a stock position.
| Quarter-end | Stock holders | Stock value | Put managers | Puts (underlying value) | Call managers | Calls (underlying value) | Convertible holders |
|---|---|---|---|---|---|---|---|
| 2026-09-30 filings still arriving | 117 | $161.0M | 2 | $7.8M | 9 | $6.5M | 0 |
| 2026-06-30 | 918 | $11.71B | 50 | $2.35B | 69 | $3.18B | 2 |
| 2026-03-31 | 905 | $9.23B | 61 | $2.44B | 59 | $3.15B | 3 |
| 2025-12-31 | 989 | $18.23B | 55 | $4.01B | 64 | $4.37B | 3 |
| 2025-09-30 | 904 | $16.60B | 57 | $3.61B | 53 | $3.77B | 2 |
| 2025-06-30 | 734 | $10.37B | 47 | $2.14B | 55 | $2.57B | 0 |
Sources: fund holdings and fund-reported marks from SEC Form N-PORT (published about 60 days after each month-end); 13F filings; House and Senate periodic transaction reports and OGE Form 278-T; Treasury yields from FRED. Findings from filings, not advice. How each number is computed.