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FINANCIAL CONSULATE, INC

11019 MCCORMICK ROAD SUITE 200, HUNT VALLEY, MD 21031 • (410) 823-7283

Q1 2025 · Filed 2025-04-25
Market Value
$395M
+4.8%
Holdings
35
New Purchases
4
Added To
13
Closed
10
Reduced
8
Top 10 Concentration
89.6%
Turnover
40.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MFDX 14.97% 9.38% +5.60% $59M
DFAS 5.36% 0.00% +5.36% $21M
DFAT 1.77% 0.00% +1.77% $7M
TURN 0.38% 0.00% +0.38% $1M
VTI 0.16% 0.00% +0.16% $631K
VTIP 5.66% 5.58% +0.07% $22M
SCHZ 0.13% 0.12% +0.01% $497K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SCHF 9.33% 13.30% -3.96% $37M
SLYG 0.00% 2.50% -2.50% $0
DUHP 7.50% 9.06% -1.56% $30M
SCHC 0.00% 1.51% -1.51% $0
FNDB 9.53% 10.12% -0.60% $38M
GOOG 0.00% 0.46% -0.46% $0
TCAF 4.25% 4.63% -0.38% $17M
VGT 0.00% 0.33% -0.33% $0
ITOT 0.00% 0.30% -0.30% $0
CWI 0.00% 0.28% -0.28% $0
SPLG 0.00% 0.18% -0.18% $0
IJT 0.00% 0.16% -0.16% $0
FLQM 4.46% 4.59% -0.13% $18M
IWF 0.00% 0.12% -0.12% $0
SCHD 5.51% 5.63% -0.12% $22M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 86.8%
Technology 4.6%
Industrials 1.8%
Consumer Defensive 1.7%
Consumer Cyclical 1.6%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 4 $6M 1.5%
Large Cap 19 $244M 61.7%
Mid Cap 6 $17M 4.2%
Small Cap 5 $127M 32.1%
Micro Cap 1 $1M 0.4%

Portfolio Analytics

Avg Market Cap
$254.5B
Median Market Cap
$14.5B
Avg P/E
23.2
Median P/E
23.2
Avg Dividend Yield
0.00%
Avg Beta
0.95
# Stocks
2
# ETFs / Funds
33

Top Holdings (35 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SCHX 23.00% 4,117,925 $91M $22.08 $4M +360,433 +9.6%
2 MFDX 14.97% 1,851,765 $59M $31.97 $24M +654,975 +54.7%
3 FNDB 9.53% 1,637,012 $38M $23.01 -$507K -4,215 -0.3%
4 SCHF 9.33% 1,865,446 $37M $19.78 -$13M -844,364 -31.2%
5 DUHP 7.50% 894,617 $30M $33.14 -$5M -116,377 -11.5%
6 VTIP 5.66% 448,168 $22M $49.90 $1M +13,275 +3.0%
7 SCHD 5.51% 779,049 $22M $27.96 $565K +2,436 +0.3%
8 DFAS 5.36% 354,649 $21M $59.75 +354,649 NEW
9 FLQM 4.46% 332,863 $18M $53.01 $344K +14,309 +4.5%
10 TCAF 4.25% 520,293 $17M $32.28 -$656K -4,222 -0.8%
11 GMF 2.55% 87,042 $10M $115.66 $394K +3,336 +4.0%
12 DFAT 1.77% 135,835 $7M $51.49 +135,835 NEW
13 PULS 1.48% 117,424 $6M $49.73 $10K -230 -0.2%
14 VOO 0.77% 5,912 $3M $513.87 -$63K +157 +2.7%
15 SCHB 0.66% 121,895 $3M $21.53 -$136K +314 +0.3%
16 SPGM 0.62% 39,417 $2M $62.42 $8K +692 +1.8%
17 IVV 0.57% 4,004 $2M $561.85 -$333K -384 -8.8%
18 SCHR 0.56% 89,567 $2M $24.86 -$27K -3,226 -3.5%
19 TURN 0.38% 374,790 $1M $3.97 +374,790 NEW
20 SCHG 0.37% 58,188 $1M $25.04 -$129K +1,267 +2.2%
21 VTI 0.16% 2,295 $631K $274.83 +2,295 NEW
22 AGG 0.15% 6,023 $596K $98.92 -$380K -4,045 -40.2%
23 SCHM 0.14% 21,383 $560K $26.20 -$32K +19 +0.1%
24 BNDX 0.13% 10,526 $514K $48.82 $21K +478 +4.8%
25 SCHZ 0.13% 21,462 $497K $23.16 $51K +1,808 +9.2%
26 SCHC —% -$6M -165,390 -100.0% SOLD
27 ITOT —% -$1M -8,852 -100.0% SOLD
28 SLYG —% -$9M -104,190 -100.0% SOLD
29 CWI —% -$1M -37,451 -100.0% SOLD
30 VIS —% -$416K -1,634 -100.0% SOLD
31 GOOG —% -$2M -9,027 -100.0% SOLD
32 VGT —% -$1M -1,982 -100.0% SOLD
33 SPLG —% -$678K -9,841 -100.0% SOLD
34 IWF —% -$466K -1,161 -100.0% SOLD
35 IJT —% -$588K -4,341 -100.0% SOLD

New Positions

SymbolValue% Port
DFAS $21M 5.36%
DFAT $7M 1.77%
TURN $1M 0.38%
VTI $631K 0.16%

Sold Out Positions

SymbolValue% Port
IJT —%
SCHC —%
VGT —%
CWI —%
GOOG —%
ITOT —%
SLYG —%
IWF —%
VIS —%
SPLG —%
View SEC EDGAR Filings for FINANCIAL CONSULATE, INC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms