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Divergent Planning, LLC

Q4 2025 · Filed 2026-01-12
Market Value
$392M
+4.0%
Holdings
38
-69
New Purchases
2
Added To
16
Closed
2
Reduced
10
Top 10 Concentration
90.4%
Turnover
10.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MS 0.19% 0.00% +0.19% $763K
TBIL 2.90% 2.75% +0.14% $11M
AVDV 12.83% 12.72% +0.11% $50M
JAAA 5.39% 5.29% +0.11% $21M
JMBS 10.69% 10.60% +0.09% $42M
AVUS 6.96% 6.90% +0.06% $27M
AOK 0.06% 0.00% +0.06% $242K
MDY 11.90% 11.85% +0.05% $47M
AVDE 2.33% 2.29% +0.05% $9M
GOOG 0.09% 0.08% +0.02% $362K
MAR 0.24% 0.23% +0.01% $946K
QQQ 0.16% 0.15% +0.01% $635K
GLD 0.08% 0.07% +0.01% $309K
ACN 0.08% 0.08% +0.00% $302K
AOR 0.10% 0.10% +0.00% $409K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
IVV 26.08% 26.35% -0.27% $102M
DFCF 3.42% 3.55% -0.13% $13M
BRK-B 0.00% 0.13% -0.13% $0
NFLX 0.00% 0.08% -0.08% $0
VCIT 2.46% 2.54% -0.07% $10M
MSFT 0.18% 0.23% -0.05% $715K
SCHC 1.61% 1.65% -0.04% $6M
VT 0.25% 0.28% -0.03% $990K
VTEB 3.76% 3.79% -0.03% $15M
VO 0.17% 0.19% -0.02% $646K
NVDA 0.06% 0.07% -0.01% $220K
AAPL 0.59% 0.61% -0.01% $2M
VUG 0.10% 0.11% -0.01% $384K
LMT 0.13% 0.14% -0.01% $502K
V 0.14% 0.15% -0.01% $556K

Sector Allocation Over Time

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 15 $110M 28.1%
Large Cap 14 $221M 56.3%
Mid Cap 6 $61M 15.5%
Small Cap 2 $306K 0.1%
Micro Cap 1 $25K 0.0%

Portfolio Analytics

Avg Market Cap
$727.1B
Median Market Cap
$94.5B
Avg P/E
26.8
Median P/E
28.1
Avg Dividend Yield
0.01%
Avg Beta
0.97
# Stocks
14
# ETFs / Funds
24

Top Holdings (38 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 26.08% 148,837 $102M $686.19 $3M +1,310 +0.9%
2 AVDV 12.83% 529,894 $50M $94.81 $2M -2,122 -0.4%
3 MDY 11.90% 76,242 $47M $611.31 $2M +1,958 +2.6%
4 JMBS 10.69% 918,067 $42M $45.58 $2M +43,628 +5.0%
5 AVUS 6.96% 242,241 $27M $112.55 $1M +4,394 +1.9%
6 DFAS 6.49% 361,021 $25M $70.39 $966K +7,242 +2.0%
7 JAAA 5.39% 417,349 $21M $50.61 $1M +23,855 +6.1%
8 VTEB 3.76% 292,191 $15M $50.37 $464K +6,995 +2.5%
9 DFCF 3.42% 314,352 $13M $42.55 $28K +2,999 +1.0%
10 TBIL 2.90% 227,379 $11M $49.90 $977K +19,453 +9.4%
11 VCIT 2.46% 115,213 $10M $83.74 $97K +1,598 +1.4%
12 AVDE 2.33% 109,710 $9M $83.17 $522K +2,149 +2.0%
13 SCHC 1.61% 137,675 $6M $45.91 $109K +2,750 +2.0%
14 AAPL 0.59% 8,584 $2M $271.01 $43K -266 -3.0%
15 VT 0.25% 6,964 $990K $142.10 -$66K -627 -8.3%
16 MAR 0.24% 3,017 $946K $313.41 $86K -197 -6.1%
17 MS 0.19% 4,193 $763K $181.90 +4,193 NEW
18 MSFT 0.18% 1,513 $715K $472.82 -$155K -169 -10.1%
19 VO 0.17% 2,209 $646K $292.63 -$58K -178 -7.5%
20 QQQ 0.16% 1,036 $635K $613.19 $54K +73 +7.6%
21 AMZN 0.15% 2,560 $580K $226.50 $18K
22 V 0.14% 1,604 $556K $346.48 -$5K
23 LMT 0.13% 1,009 $502K $497.07 -$7K
24 AOA 0.12% 5,047 $454K $90.05 $14K +72 +1.4%
25 AOR 0.10% 6,262 $409K $65.29 $16K +174 +2.9%
26 VUG 0.10% 790 $384K $486.20 -$31K -72 -8.3%
27 GOOG 0.09% 1,148 $362K $315.32 $79K
28 SPLV 0.09% 4,741 $338K $71.20 -$7K +26 +0.6%
29 VTI 0.08% 960 $323K $336.25 -$4K -32 -3.2%
30 GLD 0.08% 775 $309K $398.28 $31K
31 ACN 0.08% 1,162 $302K $259.95 $17K
32 VOO 0.08% 469 $295K $628.30 $6K
33 AOK 0.06% 6,001 $242K $40.32 +6,001 NEW
34 NVDA 0.06% 1,163 $220K $188.85 -$40K -220 -15.9%
35 FSCO 0.02% 10,146 $64K $6.35 -$13K -884 -8.0%
36 HCAT 0.01% 10,998 $25K $2.28 -$7K
37 BRK-B —% -$476K -954 -100.0% SOLD
38 NFLX —% -$290K -224 -100.0% SOLD

New Positions

SymbolValue% Port
MS $763K 0.19%
AOK $242K 0.06%

Sold Out Positions

SymbolValue% Port
NFLX —%
BRK-B —%
View SEC EDGAR Filings for Divergent Planning, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms