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Kearns & Associates LLC

2904 VIA PACHECO, PALOS VERDES ESTATES, CA 90274 • 3103784023

Q4 2025 · Filed 2026-01-08
Market Value
$194M
+2.8%
Holdings
42
-3
New Purchases
0
Added To
7
Closed
2
Reduced
6
Top 10 Concentration
88.1%
Turnover
4.8%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VEA 10.28% 10.06% +0.22% $20M
GOOG 0.78% 0.62% +0.16% $2M
GOOGL 0.78% 0.62% +0.16% $2M
HLF 0.38% 0.25% +0.12% $733K
AAPL 2.91% 2.80% +0.11% $6M
RPRX 1.41% 1.32% +0.09% $3M
AXP 0.54% 0.49% +0.04% $1M
GS 0.45% 0.42% +0.03% $879K
COF 0.27% 0.24% +0.03% $526K
WFC 0.34% 0.31% +0.03% $652K
TMO 0.28% 0.26% +0.02% $548K
SCHF 1.09% 1.07% +0.02% $2M
BAC 0.55% 0.53% +0.02% $1M
JCI 0.28% 0.26% +0.02% $539K
AMZN 0.56% 0.54% +0.01% $1M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VOO 29.46% 29.67% -0.20% $57M
VTI 30.27% 30.45% -0.18% $59M
DIS 0.00% 0.15% -0.15% $0
UNP 0.00% 0.11% -0.11% $0
MSFT 1.08% 1.18% -0.11% $2M
SPY 3.29% 3.36% -0.06% $6M
VB 5.20% 5.26% -0.06% $10M
VWO 3.12% 3.17% -0.05% $6M
OXY 0.24% 0.29% -0.04% $474K
MMC 0.27% 0.31% -0.03% $531K
SYK 0.17% 0.19% -0.02% $320K
VNQ 0.24% 0.25% -0.01% $460K
FBND 0.43% 0.44% -0.01% $830K
VUG 1.08% 1.09% -0.01% $2M
SCHE 0.44% 0.45% -0.01% $847K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 91.3%
Technology 3.8%
Healthcare 1.9%
Communication Services 1.5%
Consumer Cyclical 0.5%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 19 $162M 83.8%
Large Cap 21 $29M 15.2%
Small Cap 2 $2M 1.0%

Portfolio Analytics

Avg Market Cap
$700.9B
Median Market Cap
$172.7B
Avg P/E
24.5
Median P/E
23.8
Avg Dividend Yield
0.01%
Avg Beta
1.00
# Stocks
25
# ETFs / Funds
17

Top Holdings (42 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VTI 30.27% 174,771 $59M $335.27 $1M -46 -0.0%
2 VOO 29.46% 90,937 $57M $627.13 $1M -320 -0.3%
3 VEA 10.28% 318,398 $20M $62.47 $948K +2,269 +0.7%
4 VB 5.20% 39,028 $10M $257.95 $149K +24 +0.1%
5 SPY 3.29% 9,340 $6M $681.92 $48K -148 -1.6%
6 VWO 3.12% 112,346 $6M $53.76 $75K +2,256 +2.0%
7 AAPL 2.91% 20,743 $6M $271.86 $357K
8 RPRX 1.41% 70,740 $3M $38.64 $238K
9 SCHF 1.09% 88,010 $2M $24.04 $96K +1,250 +1.4%
10 MSFT 1.08% 4,305 $2M $483.62 -$148K
11 VUG 1.08% 4,267 $2M $487.90 $36K +1 +0.0%
12 GOOG 0.78% 4,800 $2M $313.80 $337K
13 GOOGL 0.78% 4,800 $2M $313.00 $336K
14 PJUL 0.62% 25,755 $1M $46.43 $21K
15 V 0.58% 3,200 $1M $350.71 $30K
16 AMZN 0.56% 4,660 $1M $230.82 $52K
17 BAC 0.55% 19,500 $1M $55.00 $66K
18 IGM 0.55% 8,226 $1M $129.16 $26K
19 AXP 0.54% 2,800 $1M $369.95 $106K
20 SCHW 0.46% 9,000 $899K $99.91 $40K
21 GS 0.45% 1,000 $879K $879.00 $83K
22 SCHE 0.44% 25,848 $847K $32.75 $4K +610 +2.4%
23 FBND 0.43% 18,035 $830K $46.04 -$4K
24 HLF 0.38% 56,900 $733K $12.89 $253K
25 IJR 0.36% 5,808 $698K $120.18 $8K
26 WFC 0.34% 7,000 $652K $93.20 $66K
27 JPM 0.33% 1,967 $634K $322.22 $13K
28 TMO 0.28% 946 $548K $579.45 $54K -72 -7.1%
29 JCI 0.28% 4,500 $539K $119.75 $44K
30 MMC 0.27% 2,860 $531K $185.52 -$46K
31 COF 0.27% 2,170 $526K $242.36 $65K
32 OXY 0.24% 11,518 $474K $41.12 -$71K
33 VNQ 0.24% 5,203 $460K $88.51 -$15K +6 +0.1%
34 IVV 0.21% 604 $414K $685.98 $9K -1 -0.2%
35 QCOM 0.17% 1,905 $326K $171.05 $9K
36 SYK 0.17% 910 $320K $351.47 -$35K -50 -5.2%
37 EQIX 0.15% 385 $295K $766.16 -$7K
38 GLD 0.14% 685 $271K $396.31 $28K
39 MS 0.14% 1,500 $266K $177.53 $28K
40 IWV 0.11% 549 $212K $386.85 $4K
41 DIS —% -$274K -2,397 -100.0% SOLD
42 UNP —% -$213K -900 -100.0% SOLD

Sold Out Positions

SymbolValue% Port
DIS —%
UNP —%
View SEC EDGAR Filings for Kearns & Associates LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms