ADP vs SNOW vs ADBE
161 measures in 16 categories, one definition each, computed from filings and market data.
ADP53.7
Automatic Data Processing, Inc.
Technology · Software - Application
$288.90 +1.14%$114.5B mkt cap
Score DNA
Price, rebased to 100 three years ago
ADP SNOW ADBE · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Insider open-market buys, 180d | 1 | 0 | 1 |
| Insider $ bought, 180d | $0.75M | — | $1.95M |
| Congress purchases, 180d | 3 | 3 | 3 |
| Last Congress purchase | 2026-06-16 | 2026-09-04 | 2026-08-10 |
| 13F net change in holders | +13 | +180 | −190 |
| ETFs adding shares, 30d | 1,468 | 1,062 | 1,728 |
| ETFs trimming, 30d | 1,224 | 800 | 1,524 |
| Net ETF funds, 30d | +244 | +262 | +204 |
Valuation
16 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| P/E (TTM) | 25.9x
46th
|
— | 13.1x
9th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | 2.52
71st
|
— | 0.72
26th
|
| Price / sales | 5.2x
60th
|
19.9x
95th
|
3.7x
42nd
|
| Price / book | 19.0x
90th
|
50.4x
98th
|
8.1x
75th
|
| Price / tangible book | 81.8x
97th
|
— | — |
| Price / free cash flow | 23.0x
63rd
|
90.6x
97th
|
8.7x
14th
|
| Price / operating cash flow | 21.5x
62nd
|
86.4x
96th
|
8.6x
14th
|
| Enterprise value | $115.5B
97th
|
$108.7B
96th
|
$96.6B
96th
|
| EV / sales | 5.3x
64th
|
20.0x
95th
|
3.7x
43rd
|
| EV / EBITDA | 18.0x
45th
|
— | 9.5x
14th
|
| EV / EBIT | 19.7x
37th
|
— | 10.3x
8th
|
| EV / free cash flow | 23.2x
63rd
|
90.9x
97th
|
8.8x
12th
|
| Earnings yield | 3.9%
72nd
|
-1.0%
32nd
|
7.6%
95th
|
| FCF yield | 4.3%
46th
|
1.1%
18th
|
11.5%
88th
|
| Operating cash flow yield | 4.6%
46th
|
1.2%
17th
|
11.7%
88th
|
| Graham number (per share) | $61.27
82nd
|
— | $111.16
95th
|
Profitability (TTM)
12 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Gross margin | 48.2%
18th
|
67.0%
42nd
|
89.1%
99th
|
| EBITDA margin | 29.3%
79th
|
-15.0%
11th
|
39.2%
87th
|
| Operating margin | 18.6%
76th
|
-22.8%
12th
|
35.7%
93rd
|
| EBIT margin | 26.7%
83rd
|
-19.6%
11th
|
36.2%
88th
|
| Net margin | 20.1%
81st
|
-20.1%
13th
|
28.0%
89th
|
| NOPAT margin | 14.3%
71st
|
-18.0%
14th
|
28.0%
90th
|
| FCF margin | 22.7%
58th
|
22.0%
56th
|
42.1%
94th
|
| Operating cash flow margin | 24.2%
54th
|
23.1%
51st
|
42.9%
93rd
|
| R&D / revenue | 3.5%
12th
|
38.8%
93rd
|
18.1%
49th
|
| SG&A / revenue | 20.1%
11th
|
51.0%
71st
|
34.9%
38th
|
| Stock comp / revenue | 1.1%
8th
|
30.2%
98th
|
8.0%
51st
|
| Effective tax rate | 23.0%
76th
|
21.0%
28th
|
21.5%
70th
|
Returns on capital
11 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| ROE (on average equity) | 72.2%
92nd
|
-48.2%
8th
|
61.9%
91st
|
| ROA | 7.6%
70th
|
-12.9%
14th
|
24.8%
93rd
|
| ROIC | 44.4%
84th
|
-38.0%
13th
|
56.5%
87th
|
| ROCE | 44.5%
96th
|
-21.5%
10th
|
52.0%
96th
|
| Return on tangible assets | 10.1%
75th
|
-12.6%
10th
|
32.0%
95th
|
| Cash ROIC (OCF / invested capital) | 75.2%
76th
|
48.8%
63rd
|
86.5%
81st
|
| Gross profitability (GP / assets) | 16.7%
21st
|
41.9%
57th
|
77.1%
88th
|
| ROIC, 3-yr average | 50.6%
90th
|
-39.6%
13th
|
43.4%
89th
|
| ROIC, 5-yr average | 87.8%
96th
|
-37.6%
19th
|
44.2%
93rd
|
| ROE, 5-yr average | 82.1%
98th
|
-32.5%
16th
|
44.8%
95th
|
| Incremental ROIC | 0.0%
40th
|
-74.6%
18th
|
1,513.4%
100th
|
Growth
17 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Revenue growth (TTM YoY) | 6.7%
18th
|
32.0%
82nd
|
12.0%
39th
|
| Revenue growth (QoQ) | -7.8%
6th
|
11.2%
83rd
|
2.1%
26th
|
| Revenue CAGR, 3 yr | 6.8%
22nd
|
30.5%
92nd
|
11.2%
39th
|
| Revenue CAGR, 5 yr | 7.9%
15th
|
44.9%
86th
|
11.5%
25th
|
| Gross profit CAGR, 3 yr | 6.3%
20th
|
31.0%
88th
|
11.7%
36th
|
| Operating income CAGR, 3 yr | -3.3%
0th
|
— | 13.1%
27th
|
| Net income growth (TTM YoY) | 8.2%
36th
|
— | 4.7%
30th
|
| Net income CAGR, 3 yr | 9.0%
24th
|
— | 12.5%
32nd
|
| EPS growth (TTM YoY) | 10.4%
33rd
|
— | 14.0%
41st
|
| EPS CAGR, 3 yr | 10.3%
24th
|
— | 18.2%
45th
|
| EPS CAGR, 5 yr | 12.6%
39th
|
— | 8.7%
32nd
|
| FCF growth (TTM YoY) | 4.4%
15th
|
59.1%
73rd
|
14.0%
26th
|
| FCF CAGR, 3 yr | 11.0%
10th
|
24.3%
38th
|
12.8%
16th
|
| Operating cash flow CAGR, 3 yr | 8.1%
5th
|
22.7%
40th
|
11.6%
16th
|
| Book value CAGR, 3 yr | 21.3%
81st
|
-27.5%
5th
|
-4.7%
20th
|
| Dividend CAGR, 3 yr | 4.3%
43rd
|
— | — |
| Sustainable growth rate | 29.3%
69th
|
— | 61.9%
87th
|
Margin history & stability
7 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Gross margin, 3-yr average | 49.5%
18th
|
67.2%
40th
|
88.9%
96th
|
| Operating margin, 3-yr average | 23.5%
86th
|
-32.9%
7th
|
34.4%
96th
|
| Net margin, 3-yr average | 19.8%
84th
|
-28.4%
8th
|
27.9%
95th
|
| FCF margin, 3-yr average | 21.5%
57th
|
22.0%
58th
|
38.2%
92nd
|
| Revenue stability (0-1) | 1.00
94th
|
0.99
73rd
|
0.99
81st
|
| Earnings stability (0-1) | 1.00
100th
|
0.67
62nd
|
0.54
45th
|
| Margin stability (0-1) | 0.97
48th
|
0.94
32nd
|
0.99
97th
|
Liquidity (latest quarter)
7 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Cash & short-term investments | $4.2B
91st
|
$2.3B
87th
|
$5.6B
95th
|
| Net cash (− = net debt) | −$1.0B
20th
|
−$419.1M
24th
|
−$1.1B
16th
|
| Working capital | −$41.4B
0th
|
−$227.7M
11th
|
−$2.7B
2nd
|
| Current ratio | 0.17
0th
|
0.94
20th
|
0.77
9th
|
| Quick ratio | 0.17
0th
|
0.94
21st
|
0.77
9th
|
| Cash ratio (cash + ST investments / current liabilities) | 0.08
4th
|
0.63
37th
|
0.47
30th
|
| Defensive interval (days) | 435 days
57th
|
229 days
29th
|
204 days
22nd
|
Leverage & solvency (latest quarter)
13 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Total debt | $5.3B
89th
|
$2.8B
85th
|
$6.8B
91st
|
| Debt / equity | 0.87
76th
|
1.29
86th
|
0.57
67th
|
| Net debt / equity | 0.17
74th
|
0.19
76th
|
0.10
67th
|
| Debt / assets | 8.3%
38th
|
31.8%
76th
|
22.6%
62nd
|
| Debt / capital | 46.6%
76th
|
56.2%
86th
|
36.5%
67th
|
| Debt / EBITDA | 0.82
29th
|
— | 0.66
26th
|
| Net debt / EBITDA | 0.16
60th
|
— | 0.11
59th
|
| Interest coverage (EBIT / interest) | 12.8x
71st
|
−128.3x
5th
|
36.2x
84th
|
| Cash interest coverage | 11.6x
42nd
|
150.7x
92nd
|
42.9x
73rd
|
| Debt payback (years of OCF) | 1.0 yrs
47th
|
2.2 yrs
65th
|
0.6 yrs
37th
|
| Liabilities / assets | 90.5%
92nd
|
75.3%
83rd
|
60.8%
65th
|
| IS credit model rating | A- | BBB | AA+ |
| Implied credit spread (bps) | 175
44th
|
275
57th
|
65
5th
|
Efficiency
11 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Asset turnover | 0.38
23rd
|
0.64
56th
|
0.88
77th
|
| Fixed asset turnover | 21.31
75th
|
11.02
45th
|
12.05
50th
|
| Inventory turnover | — | — | — |
| Receivables turnover | 6.2
45th
|
8.0
64th
|
12.4
82nd
|
| Days sales outstanding | 59 days
57th
|
46 days
38th
|
29 days
21st
|
| Days inventory outstanding | — | — | — |
| Days payables outstanding | 5 days
7th
|
36 days
60th
|
55 days
74th
|
| Cash conversion cycle (days) | 54 days
83rd
|
10 days
39th
|
−26 days
14th
|
| Capex / revenue | 1.5%
57th
|
1.1%
43rd
|
0.8%
34th
|
| Capex / depreciation | 0.60
66th
|
0.23
30th
|
0.28
35th
|
| Operating expense ratio | 32.2%
8th
|
84.0%
87th
|
53.3%
35th
|
Cash flow & earnings quality
7 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Operating cash flow / net income | 1.21
18th
|
— | 1.53
33rd
|
| FCF / net income | 1.13
23rd
|
— | 1.50
40th
|
| FCF / operating cash flow | 93.6%
48th
|
95.4%
56th
|
98.1%
81st
|
| Capex / operating cash flow | 6.4%
52nd
|
4.6%
44th
|
1.9%
19th
|
| Accruals ratio | -1.6%
87th
|
-27.8%
10th
|
-13.2%
39th
|
| Sloan accruals ratio | -75.4%
0th
|
-21.9%
12th
|
-12.5%
24th
|
| Earnings quality score (0-1) | 1.00
80th
|
— | 0.75
11th
|
Scores & forensic checks
15 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| IS score | 54
46th
|
58
51st
|
79
93rd
|
| IS profitability | 70
82nd
|
20
13th
|
100
99th
|
| IS growth | 58
34th
|
85
86th
|
58
35th
|
| IS value | 44
65th
|
23
9th
|
40
57th
|
| IS momentum | 78
46th
|
78
46th
|
80
58th
|
| IS risk (safety) | 30
26th
|
100
61st
|
100
61st
|
| IS quality | 77
68th
|
39
6th
|
91
99th
|
| IS balance sheet | 53
35th
|
0
0th
|
74
54th
|
| IS earnings quality | 80
93rd
|
29
15th
|
66
77th
|
| IS cash flow | 75
57th
|
68
38th
|
94
93rd
|
| Piotroski F-score (0-9) | 6
38th
|
5
24th
|
7
57th
|
| Altman Z-score | 1.4
26th
|
7.9
82nd
|
7.9
83rd
|
| Beneish M-score | −0.94
93rd
|
−3.42
12th
|
−3.04
27th
|
| Ohlson O-score | −4.97
90th
|
−5.81
78th
|
−8.95
26th
|
| IS credit score | 69
56th
|
57
40th
|
93
91st
|
Size (TTM)
8 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| Market cap | $114.5B
97th
|
$108.3B
96th
|
$95.4B
96th
|
| Revenue | $21.9B
97th
|
$5.4B
88th
|
$26.0B
98th
|
| EBITDA | $6.4B
97th
|
−$813.4M
4th
|
$10.2B
99th
|
| Net income | $4.4B
97th
|
−$1.1B
5th
|
$7.3B
99th
|
| Free cash flow | $5.0B
96th
|
$1.2B
85th
|
$10.9B
99th
|
| Total assets | $63.2B
99th
|
$8.7B
82nd
|
$30.0B
92nd
|
| Shareholders' equity | $6.0B
85th
|
$2.1B
75th
|
$11.8B
92nd
|
| Employees | 67,000
99th
|
9,394
85th
|
31,360
97th
|
Price performance
9 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| 1 day | +1.1% | −8.5% | −2.6% |
| 1 week | +6.7% | −16.9% | +1.2% |
| 1 month | +6.1% | −9.4% | −3.0% |
| 3 months | +13.2% | +11.8% | +4.5% |
| 6 months | +44.1% | +113.0% | +0.3% |
| Year to date | +14.2% | +41.5% | −26.4% |
| 1 year | +2.3% | +27.3% | −25.8% |
| 3 years, cumulative | +21.7% | +87.5% | −55.4% |
| 5 years, cumulative | +53.2% | −2.2% | −57.5% |
Technicals
4 measures| Measure | ADP | SNOW | ADBE |
|---|---|---|---|
| RSI 14 | 71.2 | 37.3 | 50.1 |
| From 52-week high | −0.4% | −20.2% | −32.6% |
| From 52-week low | +53.5% | +159.3% | +29.0% |
| Beta | 0.84 | 1.35 | 1.42 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17