BF-B vs SJM vs BJ
161 measures in 16 categories, one definition each, computed from filings and market data.
BF-B65.9
Brown-Forman Corporation
Consumer Defensive · Beverages - Wineries & Distilleries
$28.88 +1.05%$13.3B mkt cap
Score DNA
SJM51.0
The J. M. Smucker Company
Consumer Defensive · Packaged Foods
$127.43 +1.17%$13.6B mkt cap
Score DNA
BJ55.4
BJ's Wholesale Club Holdings, Inc.
Consumer Defensive · Discount Stores
$102.95 −0.30%$13.0B mkt cap
Score DNA
Price, rebased to 100 three years ago
BF-B SJM BJ · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry (these stocks sit in different industries). n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 0 | 3 | 0 |
| Last Congress purchase | — | 2026-04-23 | — |
| 13F net change in holders | — | — | +13 |
| ETFs adding shares, 30d | 498 | 670 | 305 |
| ETFs trimming, 30d | 363 | 563 | 286 |
| Net ETF funds, 30d | +135 | +107 | +19 |
Valuation
16 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| P/E (TTM) | 18.5x | 59.3x
95th
|
21.9x
57th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | — | — | 2.94
83rd
|
| Price / sales | 3.4x | 1.5x
90th
|
0.6x
0th
|
| Price / book | 3.4x | 2.4x
70th
|
5.9x
57th
|
| Price / tangible book | 8.7x | — | 11.4x
71st
|
| Price / free cash flow | 14.4x | 8.6x
41st
|
35.7x
57th
|
| Price / operating cash flow | 13.2x | 7.1x
52nd
|
11.7x
43rd
|
| Enterprise value | $15.5B | $20.5B
93rd
|
$15.7B
29th
|
| EV / sales | 4.0x | 2.2x
93rd
|
0.7x
0th
|
| EV / EBITDA | 14.2x | 15.3x
81st
|
13.5x
43rd
|
| EV / EBIT | 15.6x | 26.1x
92nd
|
18.2x
57th
|
| EV / free cash flow | 16.7x | 12.9x
41st
|
43.2x
57th
|
| Earnings yield | 5.4% | 1.7%
30th
|
4.6%
43rd
|
| FCF yield | 6.9% | 11.7%
63rd
|
2.8%
43rd
|
| Operating cash flow yield | 7.6% | 14.0%
50th
|
8.6%
57th
|
| Graham number (per share) | $17.47 | $50.88
55th
|
$42.44
14th
|
Profitability (TTM)
12 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Gross margin | 60.7% | 38.7%
87th
|
18.2%
29th
|
| EBITDA margin | 27.8% | 14.6%
77th
|
5.1%
14th
|
| Operating margin | 28.6% | 9.0%
80th
|
3.9%
14th
|
| EBIT margin | 25.4% | 8.6%
57th
|
3.8%
0th
|
| Net margin | 18.4% | 2.5%
30th
|
2.6%
0th
|
| NOPAT margin | 23.1% | 4.9%
50th
|
2.8%
0th
|
| FCF margin | 23.6% | 17.3%
100th
|
1.6%
14th
|
| Operating cash flow margin | 25.9% | 20.9%
100th
|
4.9%
14th
|
| R&D / revenue | 0.0% | 0.0%
0th
|
0.0%
0th
|
| SG&A / revenue | 32.5% | 16.7%
57th
|
14.3%
29th
|
| Stock comp / revenue | 0.8% | 0.3%
28th
|
0.2%
14th
|
| Effective tax rate | 19.4% | 45.6%
100th
|
27.3%
86th
|
Returns on capital
11 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| ROE (on average equity) | 18.1% | 3.9%
29th
|
27.7%
71st
|
| ROA | 9.0% | 1.4%
30th
|
7.8%
43rd
|
| ROIC | 14.8% | 3.6%
23rd
|
13.1%
29th
|
| ROCE | 15.0% | 5.6%
37th
|
17.2%
57th
|
| Return on tangible assets | 12.4% | 4.6%
33rd
|
11.3%
57th
|
| Cash ROIC (OCF / invested capital) | 16.6% | 15.2%
63rd
|
22.5%
43rd
|
| Gross profitability (GP / assets) | 30.4% | 21.8%
57th
|
52.1%
71st
|
| ROIC, 3-yr average | 13.2% | 0.4%
21st
|
10.2%
43rd
|
| ROIC, 5-yr average | 15.4% | 0.7%
22nd
|
12.4%
57th
|
| ROE, 5-yr average | 24.5% | -0.8%
12th
|
37.0%
100th
|
| Incremental ROIC | -79.8% | -91.5%
14th
|
96.4%
83rd
|
Growth
17 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Revenue growth (TTM YoY) | -0.8% | 5.1%
50th
|
9.1%
57th
|
| Revenue growth (QoQ) | -0.1% | -2.2%
30th
|
10.0%
71st
|
| Revenue CAGR, 3 yr | -2.8% | 2.7%
52nd
|
5.5%
57th
|
| Revenue CAGR, 5 yr | 1.6% | 3.0%
30th
|
7.7%
57th
|
| Gross profit CAGR, 3 yr | -2.0% | 6.8%
59th
|
5.4%
29th
|
| Operating income CAGR, 3 yr | 0.3% | 43.2%
100th
|
4.9%
14th
|
| Net income growth (TTM YoY) | -14.6% | — | 2.7%
0th
|
| Net income CAGR, 3 yr | -2.0% | — | 5.4%
14th
|
| EPS growth (TTM YoY) | -12.0% | — | 6.5%
17th
|
| EPS CAGR, 3 yr | -0.5% | — | 7.4%
14th
|
| EPS CAGR, 5 yr | -0.4% | -21.8%
5th
|
9.4%
57th
|
| FCF growth (TTM YoY) | 58.4% | 136.2%
87th
|
27.7%
57th
|
| FCF CAGR, 3 yr | 44.4% | 20.3%
67th
|
22.1%
57th
|
| Operating cash flow CAGR, 3 yr | 26.1% | 9.7%
46th
|
21.9%
86th
|
| Book value CAGR, 3 yr | 7.5% | -7.7%
12th
|
23.6%
100th
|
| Dividend CAGR, 3 yr | 1.7% | -0.8%
19th
|
— |
| Sustainable growth rate | 7.4% | -4.1%
5th
|
27.7%
86th
|
Margin history & stability
7 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Gross margin, 3-yr average | 59.8% | 37.4%
86th
|
18.4%
14th
|
| Operating margin, 3-yr average | 30.2% | 4.6%
21st
|
3.9%
14th
|
| Net margin, 3-yr average | 21.3% | -1.8%
14th
|
2.7%
14th
|
| FCF margin, 3-yr average | 16.1% | 10.8%
79th
|
1.6%
14th
|
| Revenue stability (0-1) | 0.12 | 0.95
83rd
|
0.97
43rd
|
| Earnings stability (0-1) | 0.01 | 0.27
41st
|
0.95
71st
|
| Margin stability (0-1) | 0.99 | 0.95
69th
|
0.98
86th
|
Liquidity (latest quarter)
7 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Cash & short-term investments | $301.0M | $43.2M
13th
|
$30.0M
0th
|
| Net cash (− = net debt) | −$2.1B | −$6.9B
13th
|
−$2.7B
57th
|
| Working capital | $2.7B | −$297.6M
13th
|
−$801.8M
14th
|
| Current ratio | 3.26 | 0.87
17th
|
0.73
0th
|
| Quick ratio | 1.14 | 0.35
7th
|
0.19
0th
|
| Cash ratio (cash + ST investments / current liabilities) | 0.25 | 0.02
3rd
|
0.01
0th
|
| Defensive interval (days) | 327 days | 89 days
10th
|
38 days
0th
|
Leverage & solvency (latest quarter)
13 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Total debt | $2.4B | $6.9B
83rd
|
$2.8B
29th
|
| Debt / equity | 0.62 | 1.20
70th
|
1.26
71st
|
| Net debt / equity | 0.54 | 1.19
74th
|
1.25
71st
|
| Debt / assets | 31.2% | 42.6%
67th
|
34.7%
71st
|
| Debt / capital | 38.1% | 54.5%
70th
|
55.8%
71st
|
| Debt / EBITDA | 2.25 | 5.17
81st
|
2.38
71st
|
| Net debt / EBITDA | 1.97 | 5.14
81st
|
2.35
86th
|
| Interest coverage (EBIT / interest) | 9.9x | 2.2x
33rd
|
18.6x
67th
|
| Cash interest coverage | 10.1x | 5.3x
40th
|
24.0x
67th
|
| Debt payback (years of OCF) | 2.4 yrs | 3.6 yrs
55th
|
2.5 yrs
71st
|
| Liabilities / assets | 49.3% | 64.5%
70th
|
72.5%
86th
|
| IS credit model rating | A- | BB- | A- |
| Implied credit spread (bps) | 175 | 550
67th
|
175
57th
|
Efficiency
11 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Asset turnover | 0.49 | 0.54
10th
|
3.00
86th
|
| Fixed asset turnover | 3.56 | 2.86
21st
|
4.90
86th
|
| Inventory turnover | 0.6 | 4.4
23rd
|
11.9
86th
|
| Receivables turnover | 4.7 | 14.5
57th
|
78.7
20th
|
| Days sales outstanding | 78 days | 25 days
43rd
|
5 days
86th
|
| Days inventory outstanding | 611 days | 84 days
77th
|
31 days
14th
|
| Days payables outstanding | 100 days | 79 days
90th
|
26 days
0th
|
| Cash conversion cycle (days) | 590 days | 29 days
23rd
|
9 days
57th
|
| Capex / revenue | 2.2% | 3.5%
63rd
|
3.3%
14th
|
| Capex / depreciation | 0.95 | 0.59
27th
|
2.48
100th
|
| Operating expense ratio | 32.6% | 21.1%
57th
|
13.7%
29th
|
Cash flow & earnings quality
7 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Operating cash flow / net income | 1.40 | 8.32
100th
|
1.87
57th
|
| FCF / net income | 1.28 | 6.92
100th
|
0.61
29th
|
| FCF / operating cash flow | 91.3% | 83.2%
83rd
|
32.7%
29th
|
| Capex / operating cash flow | 8.7% | 16.8%
17th
|
67.3%
71st
|
| Accruals ratio | -3.7% | -9.9%
23rd
|
-6.8%
71st
|
| Sloan accruals ratio | -0.4% | -1.7%
67th
|
-7.9%
0th
|
| Earnings quality score (0-1) | 1.00 | 0.75
5th
|
0.75
0th
|
Scores & forensic checks
15 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| IS score | 66 | 51
57th
|
55
29th
|
| IS profitability | 74 | 43
87th
|
38
14th
|
| IS growth | 29 | 60
60th
|
50
14th
|
| IS value | 64 | 39
17th
|
42
29th
|
| IS momentum | 61 | 88
83rd
|
77
14th
|
| IS risk (safety) | 100 | 30
17th
|
100
43rd
|
| IS quality | 85 | 72
77th
|
65
29th
|
| IS balance sheet | 70 | 27
23rd
|
48
14th
|
| IS earnings quality | 72 | 73
53rd
|
85
57th
|
| IS cash flow | 81 | 73
97th
|
51
43rd
|
| Piotroski F-score (0-9) | 8 | 8
83rd
|
6
14th
|
| Altman Z-score | 4.3 | 1.4
17th
|
4.6
43rd
|
| Beneish M-score | −2.71 | −3.30
7th
|
−2.63
71st
|
| Ohlson O-score | −8.76 | −7.77
53rd
|
−6.52
100th
|
| IS credit score | 69 | 35
30th
|
66
29th
|
Size (TTM)
8 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| Market cap | $13.3B | $13.6B
93rd
|
$13.0B
29th
|
| Revenue | $3.9B | $9.2B
77th
|
$22.8B
43rd
|
| EBITDA | $1.1B | $1.3B
83rd
|
$1.2B
29th
|
| Net income | $721.0M | $229.5M
73rd
|
$594.5M
29th
|
| Free cash flow | $925.0M | $1.6B
97th
|
$364.2M
29th
|
| Total assets | $7.8B | $16.2B
87th
|
$8.0B
29th
|
| Shareholders' equity | $4.0B | $5.8B
80th
|
$2.2B
29th
|
| Employees | 4,900 | 8,000
53rd
|
35,000
29th
|
Price performance
9 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| 1 day | +1.1% | +1.2% | −0.3% |
| 1 week | +9.4% | +6.3% | +4.4% |
| 1 month | +9.0% | +3.0% | +10.3% |
| 3 months | +10.3% | +13.2% | +9.6% |
| 6 months | +0.8% | +33.4% | +11.8% |
| Year to date | +13.4% | +33.2% | +12.0% |
| 1 year | +10.0% | +24.3% | +8.7% |
| 3 years, cumulative | −44.4% | +21.0% | +46.7% |
| 5 years, cumulative | −52.3% | +20.9% | +86.0% |
Technicals
4 measures| Measure | BF-B | SJM | BJ |
|---|---|---|---|
| RSI 14 | 70.9 | 66.7 | 67.3 |
| From 52-week high | −6.4% | −6.2% | −2.9% |
| From 52-week low | +29.9% | +44.4% | +23.7% |
| Beta | 0.32 | 0.27 | 0.23 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17