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CPAY vs MDB vs VRSN

161 measures in 16 categories, one definition each, computed from filings and market data.
CPAY53.9
Corpay, Inc.
Technology · Software - Infrastructure
$399.84 −1.59%$26.3B mkt cap
Score DNA
MDB74.3
MongoDB, Inc.
Technology · Software - Infrastructure
$337.57 −7.89%$27.2B mkt cap
Score DNA
VRSN56.4
VeriSign, Inc.
Technology · Software - Infrastructure
$302.33 −0.58%$27.3B mkt cap
Score DNA

Price, rebased to 100 three years ago

CPAY   MDB   VRSN   · weekly adjusted closes
50100150Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26CPAY 160VRSN 148MDB 96
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureCPAYMDBVRSN
Insider open-market buys, 180d 0 0 4
Insider $ bought, 180d — — $0.01M
Congress purchases, 180d 0 2 0
Last Congress purchase — 2026-09-25 —
13F net change in holders +52 +60 +29
ETFs adding shares, 30d 995 870 1,033
ETFs trimming, 30d 852 618 891
Net ETF funds, 30d +143 +252 +142

Valuation

16 measures
MeasureCPAYMDBVRSN
P/E (TTM) 23.0x
43rd
461.0x
95th
32.2x
52nd
PEG (P/E ÷ 3-yr EPS CAGR) 1.99
81st
— 2.98
100th
Price / sales 5.2x
62nd
9.8x
83rd
16.0x
93rd
Price / book 7.4x
70th
9.1x
77th
—
Price / tangible book — 10.1x
46th
—
Price / free cash flow 16.0x
43rd
40.7x
79th
25.6x
61st
Price / operating cash flow 14.2x
54th
40.2x
86th
24.8x
69th
Enterprise value $33.7B
86th
$24.8B
81st
$28.6B
83rd
EV / sales 6.7x
67th
8.9x
75th
16.8x
94th
EV / EBITDA 13.2x
37th
220.7x
99th
23.8x
65th
EV / EBIT 16.0x
31st
320.6x
97th
24.4x
48th
EV / free cash flow 20.6x
51st
37.1x
73rd
26.9x
61st
Earnings yield 4.3%
67th
0.2%
26th
3.1%
59th
FCF yield 6.2%
62nd
2.5%
30th
3.9%
46th
Operating cash flow yield 7.0%
48th
2.5%
17th
4.0%
33rd
Graham number (per share) $143.76
98th
$24.24
68th
—

Profitability (TTM)

12 measures
MeasureCPAYMDBVRSN
Gross margin 73.3%
63rd
72.7%
58th
88.5%
100th
EBITDA margin 50.8%
94th
4.0%
15th
70.4%
100th
Operating margin 40.8%
93rd
-0.5%
23rd
67.9%
100th
EBIT margin 42.0%
95th
2.8%
25th
68.8%
100th
Net margin 22.7%
84th
2.1%
31st
49.8%
99th
NOPAT margin 28.1%
86th
-0.4%
23rd
52.3%
100th
FCF margin 32.6%
88th
24.0%
64th
62.4%
100th
Operating cash flow margin 36.8%
80th
24.3%
52nd
64.5%
94th
R&D / revenue 0.0%
0th
28.0%
88th
6.3%
30th
SG&A / revenue 27.5%
40th
45.2%
68th
14.3%
14th
Stock comp / revenue 2.3%
21st
20.3%
90th
0.3%
1st
Effective tax rate 31.2%
87th
22.0%
73rd
23.0%
77th

Returns on capital

11 measures
MeasureCPAYMDBVRSN
ROE (on average equity) 30.5%
77th
2.0%
25th
—
ROA 4.7%
49th
1.6%
36th
52.9%
100th
ROIC 12.8%
57th
-1.9%
22nd
-94.2%
6th
ROCE 18.7%
84th
2.5%
28th
-1,220.4%
0th
Return on tangible assets 8.7%
68th
2.1%
28th
73.2%
100th
Cash ROIC (OCF / invested capital) 16.8%
30th
113.0%
77th
—
Gross profitability (GP / assets) 13.0%
11th
53.5%
84th
83.8%
99th
ROIC, 3-yr average 11.9%
69th
-45.4%
2nd
—
ROIC, 5-yr average 16.9%
65th
-7.6%
17th
—
ROE, 5-yr average 31.8%
92nd
-19.6%
15th
—
Incremental ROIC 32.4%
51st
167.5%
87th
96.0%
76th

Growth

17 measures
MeasureCPAYMDBVRSN
Revenue growth (TTM YoY) 20.4%
62nd
25.5%
79th
6.9%
25th
Revenue growth (QoQ) 6.2%
53rd
12.2%
79th
1.3%
20th
Revenue CAGR, 3 yr 11.5%
47th
23.2%
81st
5.3%
29th
Revenue CAGR, 5 yr 15.2%
54th
31.7%
78th
5.8%
25th
Gross profit CAGR, 3 yr 9.4%
38th
22.5%
73rd
6.2%
28th
Operating income CAGR, 3 yr 9.8%
35th
— 6.0%
29th
Net income growth (TTM YoY) 8.7%
35th
— 6.3%
33rd
Net income CAGR, 3 yr 7.1%
45th
— 6.0%
42nd
EPS growth (TTM YoY) 17.0%
46th
— 9.7%
31st
EPS CAGR, 3 yr 11.6%
45th
— 10.8%
42nd
EPS CAGR, 5 yr 13.5%
46th
— 10.9%
42nd
FCF growth (TTM YoY) -15.0%
16th
178.2%
88th
12.2%
41st
FCF CAGR, 3 yr -0.2%
12th
145.3%
98th
7.6%
24th
Operating cash flow CAGR, 3 yr 0.6%
9th
140.4%
96th
7.6%
18th
Book value CAGR, 3 yr 7.1%
48th
42.8%
87th
—
Dividend CAGR, 3 yr — — 66.4%
100th
Sustainable growth rate 30.5%
82nd
2.0%
12th
—

Margin history & stability

7 measures
MeasureCPAYMDBVRSN
Gross margin, 3-yr average 76.6%
71st
73.0%
56th
87.9%
100th
Operating margin, 3-yr average 43.3%
97th
-7.9%
21st
67.8%
100th
Net margin, 3-yr average 24.8%
90th
-4.5%
26th
51.7%
100th
FCF margin, 3-yr average 45.6%
99th
14.3%
47th
58.5%
100th
Revenue stability (0-1) 0.97
52nd
0.99
78th
0.99
82nd
Earnings stability (0-1) 0.93
91st
0.83
75th
0.55
47th
Margin stability (0-1) 0.97
57th
0.98
77th
0.99
91st

Liquidity (latest quarter)

7 measures
MeasureCPAYMDBVRSN
Cash & short-term investments $3.2B
84th
$2.4B
80th
$1.0B
58th
Net cash (− = net debt) −$7.5B
6th
$2.4B
94th
−$1.3B
21st
Working capital −$475.1M
7th
$2.5B
93rd
−$776.8M
6th
Current ratio 0.97
21st
4.87
93rd
0.59
4th
Quick ratio 0.97
21st
4.87
92nd
0.59
4th
Cash ratio (cash + ST investments / current liabilities) 0.19
6th
3.75
93rd
0.54
32nd
Defensive interval (days) 1,814 days
88th
514 days
53rd
1,098 days
83rd

Leverage & solvency (latest quarter)

13 measures
MeasureCPAYMDBVRSN
Total debt $10.6B
95th
$28.6M
15th
$2.3B
74th
Debt / equity 3.00
88th
0.01
7th
—
Net debt / equity 2.11
90th
−0.80
19th
—
Debt / assets 37.6%
60th
0.8%
5th
129.8%
99th
Debt / capital 75.0%
87th
1.0%
7th
—
Debt / EBITDA 4.16
75th
0.25
18th
1.95
46th
Net debt / EBITDA 2.92
79th
−21.23
3rd
1.09
66th
Interest coverage (EBIT / interest) 4.8x
55th
30.0x
85th
15.5x
75th
Cash interest coverage 4.2x
25th
261.8x
93rd
14.5x
52nd
Debt payback (years of OCF) 5.8 yrs
82nd
0.0 yrs
4th
2.1 yrs
47th
Liabilities / assets 87.3%
74th
21.1%
7th
225.0%
100th
IS credit model rating BB- AAA BBB-
Implied credit spread (bps) 550
75th
50
0th
350
59th

Efficiency

11 measures
MeasureCPAYMDBVRSN
Asset turnover 0.21
11th
0.76
74th
1.06
90th
Fixed asset turnover 10.63
53rd
43.63
90th
7.50
35th
Inventory turnover — — —
Receivables turnover 1.5
1st
6.9
61st
223.3
100th
Days sales outstanding 251 days
99th
53 days
40th
2 days
1st
Days inventory outstanding — — —
Days payables outstanding 580 days
100th
7 days
11th
20 days
30th
Cash conversion cycle (days) −329 days
0th
46 days
64th
−18 days
23rd
Capex / revenue 4.2%
74th
0.3%
4th
2.1%
50th
Capex / depreciation 0.47
51st
0.22
27th
1.30
84th
Operating expense ratio 44.3%
37th
70.1%
72nd
20.3%
11th

Cash flow & earnings quality

7 measures
MeasureCPAYMDBVRSN
Operating cash flow / net income 1.62
42nd
11.46
91st
1.30
22nd
FCF / net income 1.44
42nd
11.33
92nd
1.25
31st
FCF / operating cash flow 88.7%
47th
98.9%
96th
96.8%
77th
Capex / operating cash flow 11.3%
53rd
1.1%
4th
3.2%
23rd
Accruals ratio -2.9%
83rd
-16.8%
17th
-15.7%
22nd
Sloan accruals ratio -8.4%
31st
1.5%
69th
-14.1%
17th
Earnings quality score (0-1) 1.00
73rd
0.75
11th
0.75
11th

Dividends & buybacks

9 measures
MeasureCPAYMDBVRSN
Dividend yield 0.0%
0th
0.0%
0th
1.1%
91st
Dividend per share (TTM) $0.00
0th
$0.00
0th
$3.20
99th
Payout ratio (dividends / net income) 0.0%
0th
0.0%
0th
34.2%
94th
Dividends / FCF 0.0%
0th
0.0%
0th
27.3%
94th
Dividend growth (YoY) — — 316.3%
100th
Buyback yield 6.9%
83rd
1.5%
48th
3.3%
62nd
Shareholder yield (dividends + buybacks) 6.9%
83rd
1.5%
46th
4.4%
68th
Share count change (YoY) -7.1%
11th
1.1%
55th
-3.1%
32nd
Buybacks, last 5 years $5.1B
95th
$1.8B
79th
$4.1B
93rd

Scores & forensic checks

15 measures
MeasureCPAYMDBVRSN
IS score 54
42nd
74
85th
56
47th
IS profitability 80
85th
30
36th
80
86th
IS growth 64
48th
75
72nd
60
40th
IS value 42
59th
32
38th
44
65th
IS momentum 87
64th
100
95th
78
46th
IS risk (safety) 30
21st
100
67th
0
0th
IS quality 67
48th
74
65th
75
68th
IS balance sheet 36
23rd
96
99th
55
42nd
IS earnings quality 69
73rd
50
30th
67
62nd
IS cash flow 70
52nd
93
90th
81
68th
Piotroski F-score (0-9) 7
58th
7
58th
6
36th
Altman Z-score 1.5
27th
21.7
98th
−2.8
0th
Beneish M-score −2.41
70th
−2.95
20th
−3.30
4th
Ohlson O-score −6.00
65th
−12.05
2nd
0.97
100th
IS credit score 39
25th
96
99th
52
38th

Per share

7 measures
MeasureCPAYMDBVRSN
EPS, diluted (TTM) $17.20
99th
$0.72
53rd
$9.33
94th
Book value per share $53.40
95th
$36.34
91st
−$24.74
0th
Tangible book per share −$98.89
0th
$34.10
99th
−$27.00
9th
Revenue per share $75.70
98th
$33.94
84th
$18.75
74th
FCF per share $24.70
100th
$8.14
90th
$11.70
94th
Operating cash flow per share $27.85
100th
$8.23
86th
$12.09
91st
Cash per share $47.70
99th
$29.41
98th
$11.35
75th

Size (TTM)

8 measures
MeasureCPAYMDBVRSN
Market cap $26.3B
81st
$27.2B
83rd
$27.3B
84th
Revenue $5.0B
83rd
$2.8B
69th
$1.7B
58th
EBITDA $2.6B
93rd
$112.2M
35th
$1.2B
84th
Net income $1.1B
93rd
$58.9M
42nd
$850.0M
85th
Free cash flow $1.6B
91st
$667.3M
75th
$1.1B
84th
Total assets $28.2B
93rd
$3.8B
62nd
$1.8B
44th
Shareholders' equity $3.5B
84th
$3.0B
81st
−$2.3B
4th
Employees 11,800
93rd
5,783
74th
927
15th

Price performance

9 measures
MeasureCPAYMDBVRSN
1 day −1.6% −7.9% −0.6%
1 week +0.5% −12.5% −0.5%
1 month −1.1% −14.2% +0.1%
3 months +8.2% +4.4% +9.2%
6 months +19.4% +28.2% +10.9%
Year to date +33.0% −15.5% +26.9%
1 year +38.9% +6.2% +15.2%
3 years, cumulative +56.0% −7.6% +46.5%
5 years, cumulative +52.2% −24.8% +49.5%

Technicals

4 measures
MeasureCPAYMDBVRSN
RSI 14 50.0 39.2 59.6
From 52-week high −6.5% −28.6% −3.0%
From 52-week low +58.1% +56.5% +46.1%
Beta 0.89 1.58 0.69
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms