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ERIE vs AFG vs CNA

161 measures in 16 categories, one definition each, computed from filings and market data.
ERIE64.1
Erie Indemnity Company
Financial Services · Insurance - Property & Casualty
$243.71 +2.10%$11.3B mkt cap
Score DNA
AFG53.3
American Financial Group, Inc.
Financial Services · Insurance - Property & Casualty
$149.13 +2.33%$12.4B mkt cap
Score DNA
CNA54.2
CNA Financial Corporation
Financial Services · Insurance - Property & Casualty
$47.90 +1.31%$13.0B mkt cap
Score DNA

Price, rebased to 100 three years ago

ERIE   AFG   CNA   · weekly adjusted closes
80100120140160180Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26AFG 163CNA 141ERIE 84
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureERIEAFGCNA
Insider open-market buys, 180d 3 0 0
Insider $ bought, 180d $1.43M — —
Congress purchases, 180d 4 0 0
Last Congress purchase 2026-03-30 — —
13F net change in holders +40 +25 +15
ETFs adding shares, 30d 413 397 104
ETFs trimming, 30d 302 315 95
Net ETF funds, 30d +111 +82 +9

Valuation

16 measures
MeasureERIEAFGCNA
P/E (TTM) 19.5x
91st
13.0x
71st
9.6x
33rd
PEG (P/E ÷ 3-yr EPS CAGR) 1.08
93rd
2.78
100th
0.49
74th
Price / sales 2.6x
81st
1.5x
60th
0.9x
25th
Price / book 4.6x
92nd
2.6x
74th
1.2x
20th
Price / tangible book 5.1x
90th
2.8x
67th
1.3x
22nd
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 5.1%
21st
7.7%
38th
10.4%
71st
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $108.21
60th
$122.50
62nd
$67.82
44th

Profitability (TTM)

12 measures
MeasureERIEAFGCNA
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 16.9%
63rd
14.7%
54th
10.9%
33rd
EBIT margin 16.3%
63rd
15.8%
54th
11.3%
33rd
Net margin 13.2%
69th
11.6%
56th
9.0%
35th
NOPAT margin 13.3%
62nd
11.6%
56th
10.5%
42nd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 5.8%
52nd
0.0%
0th
11.4%
65th
Stock comp / revenue — — 0.0%
0th
Effective tax rate 21.3%
68th
20.7%
40th
2.9%
4th

Returns on capital

11 measures
MeasureERIEAFGCNA
ROE (on average equity) 24.8%
74th
20.4%
56th
12.3%
28th
ROA 17.3%
98th
3.0%
38th
1.9%
19th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 21.3%
98th
4.1%
35th
2.5%
17th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 25.2%
95th
20.7%
82nd
10.6%
48th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureERIEAFGCNA
Revenue growth (TTM YoY) 9.7%
58th
-1.1%
14th
4.5%
34th
Revenue growth (QoQ) 7.7%
52nd
8.5%
54th
4.1%
35th
Revenue CAGR, 3 yr 12.8%
66th
3.7%
23rd
6.4%
36th
Revenue CAGR, 5 yr 11.1%
64th
3.3%
16th
5.6%
29th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 19.5%
43rd
14.0%
29th
39.2%
68th
Net income growth (TTM YoY) -7.7%
9th
24.7%
28th
53.8%
77th
Net income CAGR, 3 yr 17.7%
34th
3.8%
7th
19.7%
38th
EPS growth (TTM YoY) -7.7%
7th
25.5%
28th
54.1%
74th
EPS CAGR, 3 yr 18.0%
31st
4.7%
7th
19.8%
34th
EPS CAGR, 5 yr 16.2%
70th
-15.5%
6th
1.1%
30th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 17.2%
73rd
7.4%
22nd
8.7%
33rd
Dividend CAGR, 3 yr 2.6%
42nd
-8.1%
3rd
0.8%
33rd
Sustainable growth rate 13.5%
58th
8.1%
24th
2.6%
7th

Margin history & stability

7 measures
MeasureERIEAFGCNA
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 17.2%
73rd
13.5%
60th
10.2%
46th
Net margin, 3-yr average 14.6%
83rd
10.7%
60th
8.2%
48th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.98
81st
0.90
42nd
0.99
92nd
Earnings stability (0-1) 0.85
85th
0.48
52nd
0.01
4th
Margin stability (0-1) 0.79
71st
0.65
42nd
0.81
73rd

Liquidity (latest quarter)

7 measures
MeasureERIEAFGCNA
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureERIEAFGCNA
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 30.6%
0th
85.4%
83rd
84.0%
81st
IS credit model rating AA+ AA- AA-
Implied credit spread (bps) 65
2nd
100
58th
100
58th

Efficiency

11 measures
MeasureERIEAFGCNA
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureERIEAFGCNA
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureERIEAFGCNA
Dividend yield 2.4%
60th
4.8%
79th
8.1%
96th
Dividend per share (TTM) $5.85
88th
$7.11
90th
$3.90
79th
Payout ratio (dividends / net income) 45.6%
71st
60.4%
78th
78.7%
93rd
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 7.1%
46th
-24.0%
3rd
2.5%
32nd
Buyback yield 0.0%
4th
0.7%
38th
0.3%
33rd
Shareholder yield (dividends + buybacks) 2.3%
31st
5.4%
69th
8.5%
81st
Share count change (YoY) -0.0%
74th
-0.6%
54th
-0.2%
72nd
Buybacks, last 5 years $0
0th
$483.0M
63rd
$174.0M
52nd

Scores & forensic checks

15 measures
MeasureERIEAFGCNA
IS score 64
79th
53
31st
54
35th
IS profitability 67
81st
54
54th
36
21st
IS growth 43
14th
57
28th
60
46th
IS value 51
21st
72
44th
86
75th
IS momentum 70
24th
84
40th
88
56th
IS risk (safety) 100
19th
100
19th
100
19th
IS quality 82
85th
77
46th
76
44th
IS balance sheet 84
92nd
61
21st
58
12th
IS earnings quality 74
85th
71
62nd
72
77th
IS cash flow 67
44th
66
33rd
66
35th
Piotroski F-score (0-9) 6
33rd
6
33rd
8
87th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −9.99
0th
−5.58
69th
−6.47
55th
IS credit score 90
56th
85
35th
85
35th

Per share

7 measures
MeasureERIEAFGCNA
EPS, diluted (TTM) $11.03
67th
$11.48
69th
$4.97
52nd
Book value per share $47.17
56th
$58.08
63rd
$41.17
54th
Tangible book per share $53.41
71st
$49.73
60th
$36.96
56th
Revenue per share $83.31
56th
$98.73
75th
$55.25
44th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureERIEAFGCNA
Market cap $11.3B
77th
$12.4B
79th
$13.0B
81st
Revenue $4.4B
56th
$8.2B
75th
$15.0B
87th
EBITDA $768.6M
60th
$1.4B
75th
$1.8B
85th
Net income $577.0M
63rd
$953.0M
69th
$1.3B
85th
Free cash flow n/a n/a n/a
Total assets $3.6B
40th
$33.0B
71st
$69.9B
88th
Shareholders' equity $2.5B
60th
$4.8B
69th
$11.2B
87th
Employees 6,667
65th
8,500
75th
6,600
63rd

Price performance

9 measures
MeasureERIEAFGCNA
1 day +2.1% +2.3% +1.3%
1 week +9.8% +6.4% +3.8%
1 month +0.4% +5.1% −0.6%
3 months +9.0% +5.5% −9.4%
6 months +0.8% +14.9% −0.6%
Year to date −10.2% +14.9% +7.6%
1 year −21.6% +15.1% +4.7%
3 years, cumulative −16.0% +62.2% +41.3%
5 years, cumulative +40.6% +60.7% +47.3%

Technicals

4 measures
MeasureERIEAFGCNA
RSI 14 60.9 73.7 57.1
From 52-week high −24.5% −0.1% −14.0%
From 52-week low +20.6% +23.4% +15.4%
Beta 0.33 0.58 0.27
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms