FFIV vs CPAY vs IOT
161 measures in 16 categories, one definition each, computed from filings and market data.
Price, rebased to 100 three years ago
FFIV CPAY IOT · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 0 | 0 | 0 |
| Last Congress purchase | — | — | — |
| 13F net change in holders | — | +52 | +10 |
| ETFs adding shares, 30d | 1,281 | 995 | 534 |
| ETFs trimming, 30d | 976 | 852 | 363 |
| Net ETF funds, 30d | +305 | +143 | +171 |
Valuation
16 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| P/E (TTM) | 34.5x
59th
|
23.0x
43rd
|
255.9x
94th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | 1.08
52nd
|
1.99
81st
|
— |
| Price / sales | 7.6x
72nd
|
5.2x
62nd
|
12.5x
90th
|
| Price / book | 6.5x
64th
|
7.4x
70th
|
14.5x
86th
|
| Price / tangible book | 18.4x
62nd
|
— | 13.7x
52nd
|
| Price / free cash flow | 25.8x
62nd
|
16.0x
43rd
|
90.7x
93rd
|
| Price / operating cash flow | 23.9x
68th
|
14.2x
54th
|
80.4x
95th
|
| Enterprise value | $23.7B
80th
|
$33.7B
86th
|
$22.4B
78th
|
| EV / sales | 7.2x
70th
|
6.7x
67th
|
12.1x
85th
|
| EV / EBITDA | 25.1x
68th
|
13.2x
37th
|
168.6x
94th
|
| EV / EBIT | 28.0x
56th
|
16.0x
31st
|
217.4x
94th
|
| EV / free cash flow | 24.4x
56th
|
20.6x
51st
|
87.7x
91st
|
| Earnings yield | 2.9%
54th
|
4.3%
67th
|
0.4%
27th
|
| FCF yield | 3.9%
44th
|
6.2%
62nd
|
1.1%
17th
|
| Operating cash flow yield | 4.2%
35th
|
7.0%
48th
|
1.2%
9th
|
| Graham number (per share) | $137.65
95th
|
$143.76
98th
|
$3.06
14th
|
Profitability (TTM)
12 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Gross margin | 82.2%
91st
|
73.3%
63rd
|
76.4%
69th
|
| EBITDA margin | 28.5%
75th
|
50.8%
94th
|
7.2%
26th
|
| Operating margin | 24.5%
83rd
|
40.8%
93rd
|
1.0%
25th
|
| EBIT margin | 25.6%
83rd
|
42.0%
95th
|
5.6%
35th
|
| Net margin | 22.0%
83rd
|
22.7%
84th
|
4.9%
38th
|
| NOPAT margin | 20.9%
78th
|
28.1%
86th
|
0.9%
25th
|
| FCF margin | 29.3%
77th
|
32.6%
88th
|
13.8%
37th
|
| Operating cash flow margin | 31.7%
67th
|
36.8%
80th
|
15.6%
28th
|
| R&D / revenue | 17.9%
57th
|
0.0%
0th
|
20.3%
67th
|
| SG&A / revenue | 39.0%
57th
|
27.5%
40th
|
55.0%
91st
|
| Stock comp / revenue | 7.6%
56th
|
2.3%
21st
|
17.9%
88th
|
| Effective tax rate | 14.9%
33rd
|
31.2%
87th
|
12.2%
27th
|
Returns on capital
11 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| ROE (on average equity) | 19.8%
62nd
|
30.5%
77th
|
6.4%
36th
|
| ROA | 11.2%
74th
|
4.7%
49th
|
3.6%
44th
|
| ROIC | 27.6%
74th
|
12.8%
57th
|
2.0%
33rd
|
| ROCE | 16.7%
80th
|
18.7%
84th
|
5.7%
43rd
|
| Return on tangible assets | 13.1%
80th
|
8.7%
68th
|
4.1%
41st
|
| Cash ROIC (OCF / invested capital) | 41.9%
59th
|
16.8%
30th
|
34.2%
56th
|
| Gross profitability (GP / assets) | 39.8%
67th
|
13.0%
11th
|
51.0%
81st
|
| ROIC, 3-yr average | 24.6%
83rd
|
11.9%
69th
|
-42.7%
4th
|
| ROIC, 5-yr average | 24.8%
73rd
|
16.9%
65th
|
-96.4%
0th
|
| ROE, 5-yr average | 16.7%
77th
|
31.8%
92nd
|
-19.1%
17th
|
| Incremental ROIC | 83.6%
71st
|
32.4%
51st
|
24.8%
47th
|
Growth
17 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Revenue growth (TTM YoY) | 9.4%
35th
|
20.4%
62nd
|
29.5%
84th
|
| Revenue growth (QoQ) | 6.6%
58th
|
6.2%
53rd
|
6.2%
54th
|
| Revenue CAGR, 3 yr | 5.7%
30th
|
11.5%
47th
|
33.3%
95th
|
| Revenue CAGR, 5 yr | 5.5%
22nd
|
15.2%
54th
|
— |
| Gross profit CAGR, 3 yr | 7.2%
31st
|
9.4%
38th
|
35.7%
90th
|
| Operating income CAGR, 3 yr | 25.7%
65th
|
9.8%
35th
|
— |
| Net income growth (TTM YoY) | 8.9%
38th
|
8.7%
35th
|
— |
| Net income CAGR, 3 yr | 29.8%
77th
|
7.1%
45th
|
— |
| EPS growth (TTM YoY) | 10.4%
33rd
|
17.0%
46th
|
— |
| EPS CAGR, 3 yr | 31.8%
77th
|
11.6%
45th
|
— |
| EPS CAGR, 5 yr | 21.0%
58th
|
13.5%
46th
|
— |
| FCF growth (TTM YoY) | 1.5%
29th
|
-15.0%
16th
|
50.6%
62nd
|
| FCF CAGR, 3 yr | 19.3%
43rd
|
-0.2%
12th
|
— |
| Operating cash flow CAGR, 3 yr | 19.3%
43rd
|
0.6%
9th
|
581.0%
100th
|
| Book value CAGR, 3 yr | 14.9%
63rd
|
7.1%
48th
|
15.5%
65th
|
| Dividend CAGR, 3 yr | — | — | — |
| Sustainable growth rate | 19.8%
58th
|
30.5%
82nd
|
6.4%
25th
|
Margin history & stability
7 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Gross margin, 3-yr average | 81.1%
90th
|
76.6%
71st
|
76.1%
70th
|
| Operating margin, 3-yr average | 24.1%
86th
|
43.3%
97th
|
-9.4%
19th
|
| Net margin, 3-yr average | 21.3%
86th
|
24.8%
90th
|
-8.5%
19th
|
| FCF margin, 3-yr average | 28.6%
82nd
|
45.6%
99th
|
8.5%
30th
|
| Revenue stability (0-1) | 0.89
30th
|
0.97
52nd
|
1.00
83rd
|
| Earnings stability (0-1) | 0.91
90th
|
0.93
91st
|
0.91
87th
|
| Margin stability (0-1) | 0.98
84th
|
0.97
57th
|
0.97
66th
|
Liquidity (latest quarter)
7 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Cash & short-term investments | $1.6B
69th
|
$3.2B
84th
|
$828.9M
53rd
|
| Net cash (− = net debt) | $1.4B
88th
|
−$7.5B
6th
|
$759.4M
79th
|
| Working capital | $1.2B
79th
|
−$475.1M
7th
|
$604.7M
69th
|
| Current ratio | 1.66
67th
|
0.97
21st
|
1.62
59th
|
| Quick ratio | 1.59
62nd
|
0.97
21st
|
1.57
57th
|
| Cash ratio (cash + ST investments / current liabilities) | 0.91
48th
|
0.19
6th
|
0.86
47th
|
| Defensive interval (days) | 500 days
52nd
|
1,814 days
88th
|
306 days
23rd
|
Leverage & solvency (latest quarter)
13 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Total debt | $252.4M
42nd
|
$10.6B
95th
|
$69.5M
26th
|
| Debt / equity | 0.07
29th
|
3.00
88th
|
0.04
23rd
|
| Net debt / equity | −0.35
46th
|
2.11
90th
|
−0.47
41st
|
| Debt / assets | 3.7%
27th
|
37.6%
60th
|
2.5%
20th
|
| Debt / capital | 6.1%
29th
|
75.0%
87th
|
4.2%
23rd
|
| Debt / EBITDA | 0.27
21st
|
4.16
75th
|
0.52
34th
|
| Net debt / EBITDA | −1.43
42nd
|
2.92
79th
|
−5.71
15th
|
| Interest coverage (EBIT / interest) | — | 4.8x
55th
|
— |
| Cash interest coverage | — | 4.2x
25th
|
— |
| Debt payback (years of OCF) | 0.2 yrs
27th
|
5.8 yrs
82nd
|
0.2 yrs
28th
|
| Liabilities / assets | 43.5%
28th
|
87.3%
74th
|
42.1%
25th
|
| IS credit model rating | AA+ | BB- | AA+ |
| Implied credit spread (bps) | 65
6th
|
550
75th
|
65
6th
|
Efficiency
11 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Asset turnover | 0.51
43rd
|
0.21
11th
|
0.74
73rd
|
| Fixed asset turnover | 8.81
40th
|
10.63
53rd
|
12.62
62nd
|
| Inventory turnover | 6.1
41st
|
— | 8.3
50th
|
| Receivables turnover | 5.3
35th
|
1.5
1st
|
6.3
52nd
|
| Days sales outstanding | 69 days
65th
|
251 days
99th
|
58 days
48th
|
| Days inventory outstanding | 60 days
59th
|
— | 44 days
50th
|
| Days payables outstanding | 64 days
70th
|
580 days
100th
|
30 days
46th
|
| Cash conversion cycle (days) | 65 days
80th
|
−329 days
0th
|
72 days
85th
|
| Capex / revenue | 2.4%
57th
|
4.2%
74th
|
1.8%
46th
|
| Capex / depreciation | 0.82
66th
|
0.47
51st
|
1.10
77th
|
| Operating expense ratio | 57.6%
49th
|
44.3%
37th
|
76.3%
83rd
|
Cash flow & earnings quality
7 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Operating cash flow / net income | 1.44
28th
|
1.62
42nd
|
3.18
73rd
|
| FCF / net income | 1.33
34th
|
1.44
42nd
|
2.82
73rd
|
| FCF / operating cash flow | 92.4%
58th
|
88.7%
47th
|
88.6%
45th
|
| Capex / operating cash flow | 7.6%
42nd
|
11.3%
53rd
|
11.4%
55th
|
| Accruals ratio | -5.0%
68th
|
-2.9%
83rd
|
-8.0%
49th
|
| Sloan accruals ratio | 2.8%
74th
|
-8.4%
31st
|
7.3%
85th
|
| Earnings quality score (0-1) | 1.00
73rd
|
1.00
73rd
|
0.75
11th
|
Scores & forensic checks
15 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| IS score | 75
86th
|
54
42nd
|
72
73rd
|
| IS profitability | 81
88th
|
80
85th
|
32
41st
|
| IS growth | 54
32nd
|
64
48th
|
76
75th
|
| IS value | 34
43rd
|
42
59th
|
23
5th
|
| IS momentum | 81
50th
|
87
64th
|
100
95th
|
| IS risk (safety) | 100
67th
|
30
21st
|
100
67th
|
| IS quality | 94
98th
|
67
48th
|
77
78th
|
| IS balance sheet | 88
78th
|
36
23rd
|
92
88th
|
| IS earnings quality | 65
57th
|
69
73rd
|
66
58th
|
| IS cash flow | 86
79th
|
70
52nd
|
84
73rd
|
| Piotroski F-score (0-9) | 9
95th
|
7
58th
|
8
77th
|
| Altman Z-score | 6.7
79th
|
1.5
27th
|
11.6
94th
|
| Beneish M-score | −2.50
62nd
|
−2.41
70th
|
−2.44
69th
|
| Ohlson O-score | −9.03
19th
|
−6.00
65th
|
−8.94
21st
|
| IS credit score | 92
83rd
|
39
25th
|
92
80th
|
Size (TTM)
8 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| Market cap | $25.0B
80th
|
$26.3B
81st
|
$23.2B
79th
|
| Revenue | $3.3B
75th
|
$5.0B
83rd
|
$1.8B
63rd
|
| EBITDA | $943.5M
80th
|
$2.6B
93rd
|
$132.9M
43rd
|
| Net income | $726.5M
84th
|
$1.1B
93rd
|
$90.6M
52nd
|
| Free cash flow | $969.6M
81st
|
$1.6B
91st
|
$255.5M
56th
|
| Total assets | $6.8B
73rd
|
$28.2B
93rd
|
$2.8B
53rd
|
| Shareholders' equity | $3.9B
85th
|
$3.5B
84th
|
$1.6B
69th
|
| Employees | 6,545
80th
|
11,800
93rd
|
4,100
64th
|
Price performance
9 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| 1 day | −3.2% | −1.6% | −7.1% |
| 1 week | −7.9% | +0.5% | −4.8% |
| 1 month | +1.7% | −1.1% | −1.1% |
| 3 months | +7.3% | +8.2% | +2.6% |
| 6 months | +42.2% | +19.4% | +29.2% |
| Year to date | +72.2% | +33.0% | +16.7% |
| 1 year | +33.6% | +38.9% | +4.9% |
| 3 years, cumulative | +181.0% | +56.0% | +55.6% |
| 5 years, cumulative | +120.2% | +52.2% | — |
Technicals
4 measures| Measure | FFIV | CPAY | IOT |
|---|---|---|---|
| RSI 14 | 48.0 | 50.0 | 47.3 |
| From 52-week high | −8.5% | −6.5% | −16.6% |
| From 52-week low | +97.5% | +58.1% | +69.2% |
| Beta | 1.03 | 0.89 | 1.35 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17