FITB vs TFC vs MTB
161 measures in 16 categories, one definition each, computed from filings and market data.
FITB51.1
Fifth Third Bancorp
Financial Services · Banks - Regional
$50.37 +0.04%$45.7B mkt cap
Score DNA
TFC49.5
Truist Financial Corporation
Financial Services · Banks - Regional
$47.07 +1.14%$57.5B mkt cap
Score DNA
MTB55.7
M&T Bank Corporation
Financial Services · Banks - Regional
$215.16 −1.60%$31.1B mkt cap
Score DNA
Price, rebased to 100 three years ago
FITB TFC MTB · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 1 | 0 |
| Insider $ bought, 180d | — | $1.02M | — |
| Congress purchases, 180d | 8 | 1 | 0 |
| Last Congress purchase | 2026-10-09 | 2026-03-27 | — |
| 13F net change in holders | +76 | +59 | — |
| ETFs adding shares, 30d | 1,164 | 1,101 | 1,015 |
| ETFs trimming, 30d | 967 | 1,105 | 1,018 |
| Net ETF funds, 30d | +197 | −4 | −3 |
Valuation
16 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| P/E (TTM) | 19.5x
92nd
|
9.8x
18th
|
10.2x
24th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | — | 10.94
96th
|
3.90
84th
|
| Price / sales | 3.1x
73rd
|
1.9x
17th
|
2.5x
50th
|
| Price / book | 1.3x
67th
|
0.9x
11th
|
1.1x
39th
|
| Price / tangible book | 2.2x
91st
|
1.3x
33rd
|
1.9x
81st
|
| Price / free cash flow | n/a | n/a | n/a |
| Price / operating cash flow | n/a | n/a | n/a |
| Enterprise value | n/a | n/a | n/a |
| EV / sales | n/a | n/a | n/a |
| EV / EBITDA | n/a | n/a | n/a |
| EV / EBIT | n/a | n/a | n/a |
| EV / free cash flow | n/a | n/a | n/a |
| Earnings yield | 5.1%
9th
|
10.2%
82nd
|
9.8%
77th
|
| FCF yield | n/a | n/a | n/a |
| Operating cash flow yield | n/a | n/a | n/a |
| Graham number (per share) | $46.54
44th
|
$74.07
73rd
|
$278.95
98th
|
Profitability (TTM)
12 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Gross margin | n/a | n/a | n/a |
| EBITDA margin | n/a | n/a | n/a |
| Operating margin | 20.1%
29th
|
22.3%
37th
|
33.2%
79th
|
| EBIT margin | 20.1%
27th
|
22.3%
34th
|
33.2%
79th
|
| Net margin | 15.8%
12th
|
19.1%
28th
|
24.4%
68th
|
| NOPAT margin | 15.8%
27th
|
19.1%
46th
|
25.7%
77th
|
| FCF margin | n/a | n/a | n/a |
| Operating cash flow margin | n/a | n/a | n/a |
| R&D / revenue | 0.9%
99th
|
0.0%
0th
|
0.0%
0th
|
| SG&A / revenue | 33.9%
82nd
|
27.2%
49th
|
32.4%
73rd
|
| Stock comp / revenue | 1.6%
86th
|
0.0%
0th
|
1.1%
70th
|
| Effective tax rate | 21.6%
54th
|
14.2%
5th
|
22.7%
66th
|
Returns on capital
11 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| ROE (on average equity) | 8.4%
19th
|
9.1%
26th
|
10.7%
46th
|
| ROA | 0.9%
14th
|
1.1%
32nd
|
1.4%
72nd
|
| ROIC | n/a | n/a | n/a |
| ROCE | n/a | n/a | n/a |
| Return on tangible assets | 1.2%
29th
|
1.2%
34th
|
1.9%
79th
|
| Cash ROIC (OCF / invested capital) | n/a | n/a | n/a |
| Gross profitability (GP / assets) | n/a | n/a | n/a |
| ROIC, 3-yr average | n/a | n/a | n/a |
| ROIC, 5-yr average | n/a | n/a | n/a |
| ROE, 5-yr average | 11.4%
62nd
|
6.8%
11th
|
9.2%
34th
|
| Incremental ROIC | n/a | n/a | n/a |
Growth
17 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Revenue growth (TTM YoY) | 15.9%
78th
|
0.3%
33rd
|
-5.8%
18th
|
| Revenue growth (QoQ) | 14.6%
86th
|
2.7%
57th
|
4.2%
67th
|
| Revenue CAGR, 3 yr | 10.8%
49th
|
2.0%
10th
|
3.2%
13th
|
| Revenue CAGR, 5 yr | 13.5%
47th
|
5.6%
8th
|
15.2%
58th
|
| Gross profit CAGR, 3 yr | n/a | n/a | n/a |
| Operating income CAGR, 3 yr | -2.7%
29th
|
-1.8%
32nd
|
1.5%
43rd
|
| Net income growth (TTM YoY) | 0.4%
12th
|
11.9%
25th
|
12.3%
26th
|
| Net income CAGR, 3 yr | -2.7%
16th
|
-1.6%
18th
|
0.6%
26th
|
| EPS growth (TTM YoY) | -26.1%
3rd
|
17.9%
45th
|
14.7%
39th
|
| EPS CAGR, 3 yr | -11.6%
8th
|
0.9%
31st
|
2.6%
40th
|
| EPS CAGR, 5 yr | -6.6%
5th
|
2.6%
33rd
|
7.4%
65th
|
| FCF growth (TTM YoY) | n/a | n/a | n/a |
| FCF CAGR, 3 yr | n/a | n/a | n/a |
| Operating cash flow CAGR, 3 yr | n/a | n/a | n/a |
| Book value CAGR, 3 yr | 13.1%
77th
|
2.9%
10th
|
4.8%
19th
|
| Dividend CAGR, 3 yr | -6.6%
6th
|
0.6%
46th
|
3.0%
67th
|
| Sustainable growth rate | 3.8%
10th
|
4.6%
14th
|
7.0%
38th
|
Margin history & stability
7 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Gross margin, 3-yr average | n/a | n/a | n/a |
| Operating margin, 3-yr average | 21.9%
48th
|
4.0%
4th
|
27.6%
74th
|
| Net margin, 3-yr average | 17.3%
42nd
|
9.7%
10th
|
20.9%
67th
|
| FCF margin, 3-yr average | n/a | n/a | n/a |
| Revenue stability (0-1) | 0.96
73rd
|
0.63
13th
|
0.74
21st
|
| Earnings stability (0-1) | 0.60
70th
|
0.03
16th
|
0.62
71st
|
| Margin stability (0-1) | 0.79
34th
|
0.74
16th
|
0.84
65th
|
Liquidity (latest quarter)
7 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Cash & short-term investments | n/a | n/a | n/a |
| Net cash (− = net debt) | n/a | n/a | n/a |
| Working capital | n/a | n/a | n/a |
| Current ratio | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a |
| Cash ratio (cash + ST investments / current liabilities) | n/a | n/a | n/a |
| Defensive interval (days) | n/a | n/a | n/a |
Leverage & solvency (latest quarter)
13 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Total debt | n/a | n/a | n/a |
| Debt / equity | n/a | n/a | n/a |
| Net debt / equity | n/a | n/a | n/a |
| Debt / assets | n/a | n/a | n/a |
| Debt / capital | n/a | n/a | n/a |
| Debt / EBITDA | n/a | n/a | n/a |
| Net debt / EBITDA | n/a | n/a | n/a |
| Interest coverage (EBIT / interest) | n/a | n/a | n/a |
| Cash interest coverage | n/a | n/a | n/a |
| Debt payback (years of OCF) | n/a | n/a | n/a |
| Liabilities / assets | 88.5%
49th
|
88.5%
46th
|
87.3%
27th
|
| IS credit model rating | A- | BB+ | BBB+ |
| Implied credit spread (bps) | 175
51st
|
400
91st
|
225
65th
|
Efficiency
11 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Asset turnover | n/a | n/a | n/a |
| Fixed asset turnover | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a |
| Receivables turnover | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a |
| Days inventory outstanding | n/a | n/a | n/a |
| Days payables outstanding | n/a | n/a | n/a |
| Cash conversion cycle (days) | n/a | n/a | n/a |
| Capex / revenue | n/a | n/a | n/a |
| Capex / depreciation | n/a | n/a | n/a |
| Operating expense ratio | n/a | n/a | n/a |
Cash flow & earnings quality
7 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Operating cash flow / net income | n/a | n/a | n/a |
| FCF / net income | n/a | n/a | n/a |
| FCF / operating cash flow | n/a | n/a | n/a |
| Capex / operating cash flow | n/a | n/a | n/a |
| Accruals ratio | n/a | n/a | n/a |
| Sloan accruals ratio | n/a | n/a | n/a |
| Earnings quality score (0-1) | n/a | n/a | n/a |
Scores & forensic checks
15 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| IS score | 51
40th
|
50
33rd
|
56
59th
|
| IS profitability | 56
38th
|
58
41st
|
69
77th
|
| IS growth | 52
38th
|
47
31st
|
43
21st
|
| IS value | 64
13th
|
85
71st
|
82
54th
|
| IS momentum | 80
57th
|
69
31st
|
74
39th
|
| IS risk (safety) | 90
85th
|
50
5th
|
65
37th
|
| IS quality | 75
50th
|
67
32nd
|
82
79th
|
| IS balance sheet | 54
73rd
|
20
4th
|
29
16th
|
| IS earnings quality | 99
92nd
|
93
66th
|
99
97th
|
| IS cash flow | 67
33rd
|
68
35th
|
78
64th
|
| Piotroski F-score (0-9) | 6
26th
|
6
26th
|
7
54th
|
| Altman Z-score | — | — | — |
| Beneish M-score | — | — | — |
| Ohlson O-score | −5.85
17th
|
−6.58
4th
|
−6.59
4th
|
| IS credit score | 65
37th
|
48
7th
|
64
35th
|
Size (TTM)
8 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| Market cap | $45.7B
98th
|
$57.5B
99th
|
$31.1B
97th
|
| Revenue | $14.9B
98th
|
$30.5B
99th
|
$12.4B
95th
|
| EBITDA | $3.7B
96th
|
$7.5B
99th
|
$4.4B
98th
|
| Net income | $2.3B
95th
|
$5.8B
99th
|
$3.0B
98th
|
| Free cash flow | n/a | n/a | n/a |
| Total assets | $300.1B
98th
|
$556.0B
99th
|
$219.3B
95th
|
| Shareholders' equity | $34.4B
98th
|
$64.1B
100th
|
$27.9B
96th
|
| Employees | 25,197
98th
|
37,849
99th
|
21,662
98th
|
Price performance
9 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| 1 day | +0.0% | +1.1% | −1.6% |
| 1 week | −0.5% | +2.1% | −1.1% |
| 1 month | −4.7% | −2.8% | −5.0% |
| 3 months | −11.5% | −7.7% | −13.7% |
| 6 months | +1.6% | −6.9% | −1.7% |
| Year to date | +8.2% | −4.3% | +6.2% |
| 1 year | +21.3% | +10.2% | +17.2% |
| 3 years, cumulative | +124.4% | +78.8% | +84.0% |
| 5 years, cumulative | +38.5% | −4.4% | +60.5% |
Technicals
4 measures| Measure | FITB | TFC | MTB |
|---|---|---|---|
| RSI 14 | 40.5 | 47.8 | 34.7 |
| From 52-week high | −14.6% | −15.3% | −15.9% |
| From 52-week low | +29.9% | +16.8% | +24.1% |
| Beta | 0.99 | 0.91 | 0.61 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17