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WFC vs C vs HSBC

161 measures in 16 categories, one definition each, computed from filings and market data.
WFC42.7
Wells Fargo & Company
Financial Services · Banks - Diversified
$83.87 +1.37%$253.6B mkt cap
Score DNA
C16.4
Citigroup Inc.
Financial Services · Banks - Diversified
$124.25 +0.85%$208.4B mkt cap
Score DNA
HSBC54.5
HSBC Holdings plc
Financial Services · Banks - Diversified
$94.57 +0.03%$324.6B mkt cap
Score DNA

Price, rebased to 100 three years ago

WFC   C   HSBC   · weekly adjusted closes
100150200250300350400Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26C 329HSBC 280WFC 217
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureWFCCHSBC
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 14 3 0
Last Congress purchase 2026-09-25 2026-09-24 —
13F net change in holders +62 +176 +70
ETFs adding shares, 30d 1,326 1,350 19
ETFs trimming, 30d 1,203 1,320 13
Net ETF funds, 30d +123 +30 +6

Valuation

16 measures
MeasureWFCCHSBC
P/E (TTM) 11.2x
20th
11.7x
40th
12.7x
60th
PEG (P/E ÷ 3-yr EPS CAGR) 0.60
0th
0.82
20th
2.03
80th
Price / sales 2.0x
40th
1.2x
0th
2.5x
80th
Price / book 1.4x
40th
1.0x
0th
1.7x
80th
Price / tangible book 1.6x
20th
1.3x
0th
1.8x
40th
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 8.9%
80th
8.5%
60th
7.9%
40th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $98.38
60th
$167.90
80th
$97.10
40th

Profitability (TTM)

12 measures
MeasureWFCCHSBC
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 21.2%
40th
14.2%
20th
25.9%
80th
EBIT margin 21.2%
40th
14.2%
20th
25.9%
80th
Net margin 17.5%
60th
10.2%
0th
19.6%
80th
NOPAT margin 17.7%
60th
10.5%
0th
20.1%
80th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
1.3%
100th
0.0%
0th
SG&A / revenue 27.0%
60th
23.3%
20th
0.0%
0th
Stock comp / revenue 0.0%
0th
0.0%
0th
0.1%
80th
Effective tax rate 16.5%
20th
26.0%
100th
22.6%
60th

Returns on capital

11 measures
MeasureWFCCHSBC
ROE (on average equity) 12.5%
60th
8.4%
0th
13.8%
80th
ROA 1.1%
80th
0.6%
20th
0.8%
40th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 1.3%
80th
0.9%
20th
1.0%
40th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 10.7%
40th
6.8%
0th
11.5%
60th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureWFCCHSBC
Revenue growth (TTM YoY) 5.5%
60th
3.9%
40th
8.7%
100th
Revenue growth (QoQ) 5.6%
60th
2.0%
20th
0.9%
0th
Revenue CAGR, 3 yr 8.6%
0th
10.2%
40th
30.3%
100th
Revenue CAGR, 5 yr 9.8%
0th
16.7%
20th
18.3%
80th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 13.6%
80th
11.6%
40th
23.9%
100th
Net income growth (TTM YoY) 10.0%
0th
25.6%
60th
34.7%
80th
Net income CAGR, 3 yr 11.4%
100th
9.6%
40th
1.4%
0th
EPS growth (TTM YoY) 16.7%
0th
37.0%
60th
37.7%
80th
EPS CAGR, 3 yr 18.7%
100th
14.3%
80th
6.3%
20th
EPS CAGR, 5 yr 12.6%
80th
0.0%
0th
23.1%
100th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 6.5%
40th
4.8%
0th
7.2%
60th
Dividend CAGR, 3 yr 7.6%
100th
5.1%
60th
1.5%
20th
Sustainable growth rate 8.9%
60th
5.8%
0th
6.0%
20th

Margin history & stability

7 measures
MeasureWFCCHSBC
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 19.3%
60th
10.7%
0th
18.8%
40th
Net margin, 3-yr average 16.5%
60th
7.9%
0th
15.5%
40th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.92
80th
0.90
40th
0.31
0th
Earnings stability (0-1) 0.78
100th
0.13
20th
0.60
60th
Margin stability (0-1) 0.81
100th
0.64
0th
0.70
20th

Liquidity (latest quarter)

7 measures
MeasureWFCCHSBC
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureWFCCHSBC
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 92.0%
20th
92.6%
60th
94.3%
80th
IS credit model rating A- BB+ BBB-
Implied credit spread (bps) 175
20th
400
100th
350
40th

Efficiency

11 measures
MeasureWFCCHSBC
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureWFCCHSBC
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureWFCCHSBC
Dividend yield 2.2%
60th
2.0%
20th
3.9%
100th
Dividend per share (TTM) $1.85
40th
$2.47
60th
$3.71
80th
Payout ratio (dividends / net income) 29.0%
60th
30.5%
80th
56.5%
100th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 9.3%
60th
11.7%
80th
-7.2%
20th
Buyback yield 5.9%
60th
10.2%
100th
1.7%
0th
Shareholder yield (dividends + buybacks) 8.5%
60th
12.8%
100th
6.2%
40th
Share count change (YoY) -5.7%
20th
-8.3%
0th
-2.2%
80th
Buybacks, last 5 years $0
0th
$0
0th
$45.6B
60th

Scores & forensic checks

15 measures
MeasureWFCCHSBC
IS score 43
40th
16
0th
55
80th
IS profitability 60
60th
43
0th
65
80th
IS growth 51
0th
59
80th
64
100th
IS value 83
100th
80
60th
72
40th
IS momentum 66
40th
14
0th
90
100th
IS risk (safety) 100
80th
80
60th
50
0th
IS quality 52
40th
3
0th
80
100th
IS balance sheet 45
60th
44
40th
52
100th
IS earnings quality 88
60th
37
0th
98
100th
IS cash flow 51
40th
18
20th
54
60th
Piotroski F-score (0-9) 5
0th
5
0th
7
60th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −6.71
60th
−6.73
40th
−6.69
80th
IS credit score 69
80th
48
0th
55
40th

Per share

7 measures
MeasureWFCCHSBC
EPS, diluted (TTM) $7.35
40th
$10.26
80th
$7.37
60th
Book value per share $58.50
60th
$122.16
80th
$56.87
40th
Tangible book per share $50.70
40th
$101.92
80th
$53.81
60th
Revenue per share $41.92
60th
$100.50
80th
$37.51
40th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureWFCCHSBC
Market cap $253.6B
40th
$208.4B
20th
$324.6B
60th
Revenue $129.1B
20th
$174.4B
60th
$129.7B
40th
EBITDA $35.0B
40th
$29.2B
20th
$39.7B
60th
Net income $22.6B
40th
$17.8B
20th
$25.5B
60th
Free cash flow n/a n/a n/a
Total assets $2.28T
20th
$2.89T
40th
$3.44T
60th
Shareholders' equity $180.2B
20th
$212.0B
60th
$196.7B
40th
Employees 197,466
20th
219,000
80th
209,000
40th

Price performance

9 measures
MeasureWFCCHSBC
1 day +1.4% +0.8% +0.0%
1 week +0.4% −4.2% +1.7%
1 month −3.5% −6.4% −8.0%
3 months −2.8% −3.0% −4.5%
6 months +3.0% −5.1% +2.6%
Year to date −11.4% +6.3% +17.6%
1 year −2.5% +27.2% +43.4%
3 years, cumulative +123.6% +227.9% +172.9%
5 years, cumulative +94.2% +103.6% +331.4%

Technicals

4 measures
MeasureWFCCHSBC
RSI 14 52.4 38.4 38.1
From 52-week high −13.8% −15.6% −12.1%
From 52-week low +15.2% +33.6% +47.3%
Beta 0.95 1.11 0.57
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms