ACIC NASDAQ
Credit Risk of going bust: lower than 59% of companies Debt: 4.0% of company value Bonds: $103.0M held by 6 funds, 181 bp over Treasuries → details ▾
If the stock fell to about $0.04 (down 99.6%), American Coastal Insurance Corporation would be worth roughly what it owes.
Total debt $125.6M against a stock market value of $3.03B.
Distance to default 6.07 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $41.1M (short-term plus half of long-term), stock volatility 68.8%; Altman Z 4.03. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Saint Petersburg, FL 33716
US
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Recent Insider Trades
| Name | Type | Shares | Price | Date |
|---|---|---|---|---|
| Adler Brooke | S-Sale | 21,196 | $9.06 | 2026-09-24 |
| MARTZ BRAD | P-Purchase | 10,000 | $9.15 | 2026-09-22 |
| Griffith Christopher | M-Exempt | 19,672 | $4.33 | 2026-08-17 |
| Griffith Christopher | S-Sale | 19,672 | $9.41 | 2026-08-17 |
| Griffith Christopher | S-Sale | 22,000 | $9.40 | 2026-08-17 |