Ally Financial Inc. bonds ALLY
Who owns Ally Financial Inc.'s debt and what their own filings say it is worth. Bond prices and yields are fund-reported marks (SEC Form N-PORT) as of Jul 2026; they lag the market by about two months. ALLY stock page.
Every bond funds hold
Each bond's latest fund-reported mark. Price per 100 of face value; yield to maturity from price, coupon and maturity; spread over the matched-maturity Treasury for US-dollar bonds.
| Bond | Coupon | Maturity | Ccy | Price | Yield | Spread | Funds | Held | As of |
|---|---|---|---|---|---|---|---|---|---|
| 02005NBQ2 | 4.75% fixed | 2027-06-09 | USD | 100.16 | 4.55% | 56 bp | 7 | $6.3M | Jul 2026 |
| 02005NBR0 | 7.1% fixed | 2027-11-15 | USD | 102.66 | 4.94% | 84 bp | 10 | $16.3M | Jul 2026 |
| 02005NBN9 | 4.7% fixed | 2028-05-15 | USD | 96.62 | 6.73% | 254 bp | 24 | $43.1M | Jul 2026 |
| 02005NBP4 | 2.2% fixed | 2028-11-02 | USD | 94.37 | 4.86% | 63 bp | 19 | $29.4M | Jul 2026 |
| 02005NBZ2 | 5.737% fixed | 2029-05-15 | USD | 101.13 | 5.29% | 104 bp | 24 | $29.5M | Jul 2026 |
| 02005NBT6 | 6.992% fixed | 2029-06-13 | USD | 103.35 | 5.70% | 145 bp | 20 | $19.6M | Jul 2026 |
| 02006DV40 | 6% fixed | 2029-07-15 | USD | 100.73 | 5.73% | 147 bp | 2 | $504K | Jul 2026 |
| 02005NBU3 | 6.848% fixed | 2030-01-03 | USD | 103.54 | 5.69% | 142 bp | 17 | $16.7M | Jul 2026 |
| 02005NBW9 | 5.543% fixed | 2031-01-17 | USD | 100.10 | 5.52% | 120 bp | 14 | $13.4M | Jul 2026 |
| 02005NCB4 | 7.1% fixed | 2031-08-15 | USD | 100.58 | 6.96% | 263 bp | 45 | $119.1M | Jul 2026 |
| 36186CBY8 | 8% fixed | 2031-11-01 | USD | 110.36 | 5.69% | 134 bp | 45 | $274.1M | Jul 2026 |
| 370425RZ5 | 8% fixed | 2031-11-01 | USD | 110.62 | 5.63% | 129 bp | 15 | $51.1M | Jul 2026 |
| 02005NBS8 | 6.7% fixed | 2033-02-14 | USD | 101.91 | 6.34% | 191 bp | 24 | $40.9M | Jul 2026 |
| 02005NCA6 | 5.548% fixed | 2033-07-31 | USD | 98.49 | 5.81% | 135 bp | 14 | $26.9M | Jul 2026 |
| 02005NBV1 | 6.184% fixed | 2035-07-26 | USD | 100.35 | 6.13% | 158 bp | 18 | $39.7M | Jul 2026 |
| 02005NBY5 | 6.646% fixed | 2040-01-17 | USD | 97.67 | 6.91% | 214 bp | 23 | $33.5M | Jul 2026 |
Spread history
Median spread of the US-dollar bonds over Treasuries, month-ends with complete filings. Fund-reported.
Price history
Median fund-marked price across the bonds, per 100 of face value.
By month
Funds file on staggered quarter-ends, so each month-end is marked by the funds that reported for it; the amount held moves with which funds filed, not only with buying and selling.
| Month-end | Bonds | Held | Median price | USD yield | USD spread | Most funds on one bond |
|---|---|---|---|---|---|---|
| Jul 2026 | 16 | $760.0M | 100.66 | 5.70% | 142 bp | 45 |
| Jun 2026 | 15 | $1.39B | 101.38 | 5.60% | 139 bp | 73 |
| May 2026 | 15 | $1.04B | 101.59 | 5.58% | 142 bp | 34 |
| Apr 2026 | 17 | $933.7M | 101.05 | 5.59% | 164 bp | 53 |
| Mar 2026 | 15 | $1.41B | 100.67 | 5.62% | 178 bp | 77 |
| Feb 2026 | 15 | $1.04B | 102.80 | 5.19% | 148 bp | 36 |
| Jan 2026 | 17 | $835.1M | 102.33 | 5.27% | 145 bp | 49 |
| Dec 2025 | 15 | $1.35B | 102.52 | 5.24% | 149 bp | 71 |
| Nov 2025 | 15 | $1.07B | 102.26 | 5.26% | 151 bp | 45 |
| Oct 2025 | 18 | $893.9M | 101.17 | 5.35% | 160 bp | 47 |
| Sep 2025 | 16 | $1.52B | 102.16 | 5.30% | 155 bp | 68 |
| Aug 2025 | 16 | $1.36B | 102.53 | 5.25% | 137 bp | 45 |
| Jul 2025 | 18 | $829.2M | 100.79 | 5.52% | 148 bp | 44 |
Who holds the debt
Fund series in their latest quarterly N-PORT report, largest first, with the change in face value against each fund's own previous report. Names as reported in the filings. 128 added, 165 cut, 45 new holders and 70 exits in the latest quarter.
| Fund series | Report | Face value | Value | Change in face value |
|---|---|---|---|---|
| Fidelity Capital and Income Fund Fidelity Summer Street Trust | 2026-07-31 | $165.1M | $182.3M | -$6.0M |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND VANGUARD SCOTTSDALE FUNDS | 2026-05-31 | $98.8M | $109.3M | -$20.4M |
| VANGUARD TOTAL BOND MARKET II INDEX FUND VANGUARD BOND INDEX FUNDS | 2026-06-30 | $103.3M | $107.7M | -$7.9M |
| VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND VANGUARD SCOTTSDALE FUNDS | 2026-05-31 | $102.3M | $103.7M | $6.7M |
| Fidelity Investment Grade Bond Central Fund Fidelity Central Investment Portfolios II LLC | 2026-06-30 | $97.6M | $98.9M | $0 |
| Bond Fund John Hancock Sovereign Bond Fund | 2026-05-31 | $93.6M | $96.4M | $16.5M |
| Franklin Income Fund Franklin Custodian Funds | 2026-06-30 | $96.0M | $93.6M | $50.4M |
| Fidelity Advisor Strategic Income Fund Fidelity Advisor Series II | 2026-06-30 | $68.1M | $75.8M | $0 |
| Fidelity SAI Total Bond Fund Fidelity Salem Street Trust | 2026-05-31 | $51.8M | $52.6M | $910K |
| Cohen & Steers Preferred Securities & Income Fund, Inc. COHEN & STEERS PREFERRED SECURITIES & INCOME FUND, INC. | 2026-06-30 | $52.1M | $52.0M | -$7.7M |
| VANGUARD TOTAL BOND MARKET INDEX FUND VANGUARD BOND INDEX FUNDS | 2026-06-30 | $49.2M | $51.1M | -$9.8M |
| LORD ABBETT BOND DEBENTURE FUND INC | 2026-06-30 | $44.9M | $46.3M | $0 |
| VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND VANGUARD FIXED INCOME SECURITIES FUNDS | 2026-07-31 | $45.3M | $46.2M | $0 |
| Fidelity Total Bond Fund Fidelity Income Fund | 2026-05-31 | $41.1M | $42.3M | $1.1M |
| iShares Core U.S. Aggregate Bond ETF iShares Trust | 2026-05-31 | $38.4M | $40.0M | -$1.6M |
| VANGUARD INTERMEDIATE-TERM BOND INDEX FUND VANGUARD BOND INDEX FUNDS | 2026-06-30 | $35.4M | $38.3M | $511K |
| Fidelity Series Investment Grade Bond Fund Fidelity Salem Street Trust | 2026-05-31 | $36.8M | $38.0M | $0 |
| Nuveen Preferred Securities and Income Fund Nuveen Investment Trust V | 2026-05-31 | $35.7M | $35.6M | $10.6M |
| Fidelity Total Bond ETF Fidelity Merrimack Street Trust | 2026-05-31 | $34.1M | $35.0M | $660K |
| Lord Abbett Short Duration High Yield Fund LORD ABBETT TRUST I | 2026-07-31 | $32.4M | $32.6M | -$6.0M |
| Nuveen Preferred & Income Opportunities Fund | 2026-07-31 | $30.5M | $30.0M | -$12.3M |
| iShares 5-10 Year Investment Grade Corporate Bond ETF iShares Trust | 2026-05-31 | $26.6M | $28.8M | -$885K |
| Baird Core Plus Bond Fund Baird Funds Inc | 2026-06-30 | $26.9M | $27.9M | $0 |
| iShares 1-5 Year Investment Grade Corporate Bond ETF iShares Trust | 2026-05-31 | $26.0M | $26.4M | $180K |
| Fidelity U.S. Bond Index Fund Fidelity Salem Street Trust | 2026-05-31 | $26.0M | $25.9M | $0 |
Largest exits in the latest quarter (fund held the bonds in its previous report, none now): Eaton Vance Income Fund of Boston ($16.1M), Global Opportunities Portfolio ($16.0M), Diversified Bond Fund ($8.0M), HIGH INCOME OPPORTUNITIES PORTFOLIO ($6.5M), JPMorgan Income Builder Fund ($5.0M), BNY Mellon Core Plus Fund ($3.9M), Nomura Corporate Bond Fund ($3.7M), Victory Core Plus Intermediate Bond Fund ($3.3M), BrandywineGLOBAL-Global Income Opportunities Fund Inc ($3.1M), Calvert High Yield Bond Fund ($3.0M).
ETFs holding these bonds
From each ETF's own latest N-PORT report: the issuer's bonds as a share of the ETF's net assets. A holdings list, not a recommendation.
| ETF | Report | Bonds | Face value | Value | % of net assets |
|---|---|---|---|---|---|
| VCIT VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND | 2026-05-31 | 4 | $98.8M | $109.3M | 0.16% |
| VCSH VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND | 2026-05-31 | 6 | $102.3M | $103.7M | 0.21% |
| BND VANGUARD TOTAL BOND MARKET INDEX FUND | 2026-06-30 | 6 | $49.2M | $51.1M | 0.01% |
| AGG iShares Core U.S. Aggregate Bond ETF | 2026-05-31 | 11 | $38.4M | $40.0M | 0.03% |
| BIV VANGUARD INTERMEDIATE-TERM BOND INDEX FUND | 2026-06-30 | 2 | $35.4M | $38.3M | 0.07% |
| FBND Fidelity Total Bond ETF | 2026-05-31 | 4 | $34.1M | $35.0M | 0.13% |
| IGIB iShares 5-10 Year Investment Grade Corporate Bond ETF | 2026-05-31 | 4 | $26.6M | $28.8M | 0.16% |
| IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF | 2026-05-31 | 7 | $26.0M | $26.4M | 0.12% |
| USHY iShares Broad USD High Yield Corporate Bond ETF | 2026-07-31 | 2 | $22.2M | $22.2M | 0.08% |
| SPSB State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF | 2026-06-30 | 5 | $21.6M | $22.2M | 0.21% |
| SCHI Schwab 5-10 Year Corporate Bond ETF | 2026-06-30 | 4 | $20.3M | $21.8M | 0.19% |
| DFCF Dimensional Core Fixed Income ETF | 2026-07-31 | 2 | $18.1M | $20.0M | 0.18% |
| BSV VANGUARD SHORT-TERM BOND INDEX FUND | 2026-06-30 | 6 | $18.1M | $18.1M | 0.03% |
| SPIB State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF | 2026-06-30 | 11 | $16.3M | $16.9M | 0.15% |
| USIG iShares Broad USD Investment Grade Corporate Bond ETF | 2026-05-31 | 11 | $15.7M | $16.4M | 0.09% |
Default risk, three ways
Stock market: distance-to-default
Not computed: financial company (banks, insurers, BDCs and REITs carry leverage as their business, which the model misreads).
Bond market: priced-in odds
A 142 bp spread prices in about 2.4% a year of default odds (spread ÷ (1 − 40% recovery)). Fund-reported marks as of Jul 2026; the spread also pays for liquidity and risk premium, so this overstates actual defaults.
Accounts: Altman Z
Not available.
The stock side: 13F filings
What institutions report holding in ALLY's stock and options. Options are reported at the value of the underlying shares, not the premium paid; 13F lists long positions only, lags 45 days after quarter-end, and does not show whether puts hedge a stock position.
| Quarter-end | Stock holders | Stock value | Put managers | Puts (underlying value) | Call managers | Calls (underlying value) | Convertible holders |
|---|---|---|---|---|---|---|---|
| 2026-09-30 filings still arriving | 74 | $70.8M | 0 | — | 0 | — | 0 |
| 2026-06-30 | 604 | $13.03B | 19 | $81.2M | 18 | $156.9M | 0 |
| 2026-03-31 | 565 | $9.93B | 17 | $80.8M | 14 | $94.1M | 0 |
| 2025-12-31 | 576 | $12.61B | 19 | $116.4M | 20 | $132.5M | 0 |
| 2025-09-30 | 537 | $10.73B | 30 | $149.9M | 28 | $180.1M | 1 |
| 2025-06-30 | 551 | $10.93B | 22 | $134.3M | 21 | $153.2M | 1 |
Officials trading ALLY bonds
| Trade date | Official | Type | Description | Amount | Filing |
|---|---|---|---|---|---|
| 2026-07-31 | President Donald J. Trump | purchase | ALLY FINL INC PERP -D NT 7.1000% | $15,001 - $50,000 | filing |
| 2026-04-27 | President Donald J. Trump | purchase | ALLY FINL INC PERP -D NT 7.1000% 12/31/49 | $1,001 - $15,000 | filing |
| 2026-04-27 | President Donald J. Trump | purchase | ALLY FINL INC PERP -D NT 7.1000% 12/31/49 | $50,001 - $100,000 | filing |
| 2025-10-22 | Ro Khanna | purchase | Ally Financial Inc | $1,001 - $15,000 | filing |
| 2022-05-31 | Debbie Dingell | purchase | Ally Financial Corp Bond - 03/30/25 at 4.62% | $15,001 - $50,000 | filing |
Sources: fund holdings and fund-reported marks from SEC Form N-PORT (published about 60 days after each month-end); 13F filings; House and Senate periodic transaction reports and OGE Form 278-T; Treasury yields from FRED. Findings from filings, not advice. How each number is computed.