Encore Capital Group, Inc. bonds ECPG
Who owns Encore Capital Group, Inc.'s debt and what their own filings say it is worth. Bond prices and yields are fund-reported marks (SEC Form N-PORT) as of Jul 2026; they lag the market by about two months. ECPG stock page.
Every bond funds hold
Each bond's latest fund-reported mark. Price per 100 of face value; yield to maturity from price, coupon and maturity; spread over the matched-maturity Treasury for US-dollar bonds.
| Bond | Coupon | Maturity | Ccy | Price | Yield | Spread | Funds | Held | As of |
|---|---|---|---|---|---|---|---|---|---|
| U2915CAD2 | 4.25% fixed | 2028-06-01 | GBP | 97.71 | 5.58% | — | 4 | $5.7M | Jul 2026 |
| BP5483253 | 4.25% fixed | 2028-06-01 | GBP | 97.48 | 5.65% | — | 1 | $869K | Jun 2026 |
| 292554AP7 convertible | 4% fixed | 2029-03-15 | USD | 152.60 | — | — | 3 | $723K | Jul 2026 |
| 292554AQ5 | 9.25% fixed | 2029-04-01 | USD | 104.57 | 7.47% | 366 bp | 27 | $37.0M | Apr 2026 |
| 292554AR3 | 8.5% fixed | 2030-05-15 | USD | 105.89 | 6.71% | 242 bp | 26 | $30.1M | Jul 2026 |
| 292554AS1 | 6.625% fixed | 2031-04-15 | USD | 100.37 | 6.53% | 221 bp | 35 | $36.2M | Jul 2026 |
| 292554AT9 | 6.625% fixed | 2032-06-01 | USD | 100.14 | 6.59% | 221 bp | 27 | $38.5M | Jul 2026 |
| XS3307303407 | 5.44% floating | 2033-07-15 | EUR | 101.25 | — | — | 1 | $810K | Jun 2026 |
| XS3307303159 | 5.681% floating | 2033-07-15 | EUR | 101.13 | — | — | 3 | $2.2M | Jul 2026 |
Spread history
Median spread of the US-dollar bonds over Treasuries, month-ends with complete filings. Fund-reported.
Price history
Median fund-marked price across the bonds, per 100 of face value.
By month
Funds file on staggered quarter-ends, so each month-end is marked by the funds that reported for it; the amount held moves with which funds filed, not only with buying and selling.
| Month-end | Bonds | Held | Median price | USD yield | USD spread | Most funds on one bond |
|---|---|---|---|---|---|---|
| Jul 2026 | 6 | $113.4M | 100.75 | 6.59% | 221 bp | 35 |
| Jun 2026 | 8 | $434.0M | 101.18 | 6.59% | 232 bp | 54 |
| May 2026 | 5 | $210.3M | 100.88 | 6.63% | 240 bp | 24 |
| Apr 2026 | 5 | $112.8M | 104.57 | 6.59% | 270 bp | 33 |
| Mar 2026 | 8 | $396.6M | 99.67 | 6.87% | 307 bp | 54 |
| Feb 2026 | 5 | $218.9M | 104.83 | 6.57% | 295 bp | 27 |
| Jan 2026 | 5 | $113.5M | 104.97 | 6.55% | 283 bp | 35 |
| Dec 2025 | 8 | $405.9M | 100.50 | 6.49% | 284 bp | 64 |
| Nov 2025 | 5 | $197.8M | 105.47 | 6.80% | 316 bp | 30 |
| Oct 2025 | 5 | $104.7M | 99.23 | 7.11% | 348 bp | 33 |
| Sep 2025 | 9 | $451.2M | 99.71 | 6.89% | 326 bp | 60 |
| Aug 2025 | 4 | $132.2M | 102.46 | 7.24% | 350 bp | 30 |
| Jul 2025 | 5 | $80.0M | 102.86 | 7.28% | 338 bp | 34 |
Who holds the debt
Fund series in their latest quarterly N-PORT report, largest first, with the change in face value against each fund's own previous report. Names as reported in the filings. 70 added, 52 cut, 36 new holders and 28 exits in the latest quarter.
| Fund series | Report | Face value | Value | Change in face value |
|---|---|---|---|---|
| PGIM High Yield Fund Prudential Investment Portfolios, Inc. 15 | 2026-05-29 | $53.9M | $55.1M | $13.2M |
| Guggenheim Total Return Bond Fund Guggenheim Funds Trust | 2026-06-30 | $49.0M | $49.9M | $23.9M |
| iShares Broad USD High Yield Corporate Bond ETF iShares Trust | 2026-07-31 | $32.6M | $33.3M | $6.2M |
| PIMCO High Yield Fund PIMCO FUNDS | 2026-06-30 | $25.8M | $27.1M | -$1.4M |
| Franklin High Income Fund Franklin High Income Trust | 2026-06-30 | $26.4M | $27.0M | $13.8M |
| BrandywineGLOBAL - HIGH YIELD FUND Legg Mason Partners Investment Trust | 2026-06-30 | $25.2M | $25.3M | -$9.7M |
| Nuveen High Yield Fund TIAA-CREF Funds | 2026-06-30 | $24.5M | $25.2M | $7.9M |
| Guggenheim Macro Opportunities Fund Guggenheim Funds Trust | 2026-06-30 | $22.2M | $23.1M | $1.9M |
| American Beacon SiM High Yield Opportunities Fund AMERICAN BEACON FUNDS | 2026-05-31 | $21.1M | $23.0M | $2.9M |
| iShares iBoxx $ High Yield Corporate Bond ETF iShares Trust | 2026-05-31 | $21.0M | $21.5M | $2.2M |
| Allspring Short-Term High Income Fund ALLSPRING FUNDS TRUST | 2026-05-31 | $17.1M | $18.2M | $6.9M |
| BrandywineGLOBAL - CORPORATE CREDIT FUND Legg Mason Partners Investment Trust | 2026-06-30 | $17.4M | $17.5M | -$5.8M |
| ABSOLUTE CONVERTIBLE ARBITRAGE FUND Unified Series Trust | 2026-06-30 | $11.2M | $17.2M | $0 |
| Multi-Manager High Yield Bond Fund Goldman Sachs Trust II | 2026-07-31 | $16.2M | $16.4M | $6.5M |
| State Street(R) SPDR(R) Bloomberg High Yield Bond ETF SPDR SERIES TRUST | 2026-06-30 | $15.4M | $15.9M | $4.2M |
| High Yield Bond Series Manning & Napier Fund, Inc. | 2026-06-30 | $14.5M | $14.6M | -$8.2M |
| iShares High Yield Systematic Bond ETF iShares Trust | 2026-05-31 | $13.8M | $14.3M | $2.0M |
| Franklin High Yield Corporate ETF Franklin Templeton ETF Trust | 2026-06-30 | $13.4M | $13.7M | $7.4M |
| Goldman Sachs High Yield Fund GOLDMAN SACHS TRUST | 2026-06-30 | $12.4M | $12.4M | $10.6M |
| State Street(R) SPDR(R) Portfolio High Yield Bond ETF SPDR SERIES TRUST | 2026-06-30 | $10.6M | $11.0M | -$1.9M |
| High Yield Fixed Income Fund Northern Funds | 2026-06-30 | $9.9M | $10.3M | -$20K |
| Venerable High Yield Fund Venerable Variable Insurance Trust | 2026-06-30 | $9.3M | $9.5M | $4.2M |
| iShares Flexible Income Active ETF BlackRock ETF Trust II | 2026-07-31 | $7.7M | $8.9M | $4.2M |
| iShares 0-5 Year High Yield Corporate Bond ETF iShares Trust | 2026-07-31 | $8.4M | $8.7M | -$4.7M |
| Guggenheim Strategic Opportunities Fund | 2026-05-29 | $7.8M | $8.2M | -$2.3M |
Largest exits in the latest quarter (fund held the bonds in its previous report, none now): Invesco BulletShares 2026 High Yield Corporate Bond ETF ($13.2M), Fidelity High Income Fund ($4.3M), Unconstrained Bond Series ($4.0M), abrdn Income Credit Strategies Fund ($3.8M), Fidelity SAI High Income Fund ($3.7M), JNL/PPM America High Yield Bond Fund ($3.2M), Fidelity Total Bond Fund ($2.9M), Payden High Income Fund ($2.5M), ALLSPRING INCOME OPPORTUNITIES FUND ($2.1M), Fidelity Total Bond ETF ($1.9M).
ETFs holding these bonds
From each ETF's own latest N-PORT report: the issuer's bonds as a share of the ETF's net assets. A holdings list, not a recommendation.
| ETF | Report | Bonds | Face value | Value | % of net assets |
|---|---|---|---|---|---|
| USHY iShares Broad USD High Yield Corporate Bond ETF | 2026-07-31 | 3 | $32.6M | $33.3M | 0.12% |
| HYG iShares iBoxx $ High Yield Corporate Bond ETF | 2026-05-31 | 3 | $21.0M | $21.5M | 0.13% |
| JNK State Street(R) SPDR(R) Bloomberg High Yield Bond ETF | 2026-06-30 | 3 | $15.4M | $15.9M | 0.22% |
| HYDB iShares High Yield Systematic Bond ETF | 2026-05-31 | 3 | $13.8M | $14.3M | 0.88% |
| FLHY Franklin High Yield Corporate ETF | 2026-06-30 | 2 | $13.4M | $13.7M | 1.16% |
| SPHY State Street(R) SPDR(R) Portfolio High Yield Bond ETF | 2026-06-30 | 3 | $10.6M | $11.0M | 0.10% |
| SHYG iShares 0-5 Year High Yield Corporate Bond ETF | 2026-07-31 | 2 | $8.4M | $8.7M | 0.11% |
| THYF T. Rowe Price U.S. High Yield ETF | 2026-05-31 | 1 | $7.9M | $7.9M | 0.97% |
| SJNK State Street(R) SPDR Bloomberg Short Term High Yield Bond ETF | 2026-06-30 | 2 | $6.7M | $6.9M | 0.14% |
| BSJR Invesco BulletShares 2027 High Yield Corporate Bond ETF | 2026-05-31 | 1 | $5.7M | $6.1M | 0.71% |
| SRLN State Street(R) Blackstone Senior Loan ETF | 2026-06-30 | 2 | $5.8M | $5.8M | 0.11% |
| HYLB Xtrackers USD High Yield Corporate Bond ETF | 2026-05-29 | 3 | $5.2M | $5.3M | 0.15% |
| HYS PIMCO 0-5 Year High Yield Corporate Bond Index Exchange-Traded Fund | 2026-06-30 | 2 | $4.2M | $4.3M | 0.26% |
| HYBL State Street(R) Blackstone High Income ETF | 2026-06-30 | 2 | $3.6M | $3.6M | 0.63% |
| PHYL PGIM Active High Yield Bond ETF | 2026-05-29 | 3 | $3.0M | $3.0M | 0.23% |
Default risk, three ways
Stock market: distance-to-default
Not computed: financial company (banks, insurers, BDCs and REITs carry leverage as their business, which the model misreads).
Bond market: priced-in odds
A 221 bp spread prices in about 3.7% a year of default odds (spread ÷ (1 − 40% recovery)). Fund-reported marks as of Jul 2026; the spread also pays for liquidity and risk premium, so this overstates actual defaults.
Accounts: Altman Z
Not available.
The stock side: 13F filings
What institutions report holding in ECPG's stock and options. Options are reported at the value of the underlying shares, not the premium paid; 13F lists long positions only, lags 45 days after quarter-end, and does not show whether puts hedge a stock position.
| Quarter-end | Stock holders | Stock value | Put managers | Puts (underlying value) | Call managers | Calls (underlying value) | Convertible holders |
|---|---|---|---|---|---|---|---|
| 2026-09-30 filings still arriving | 18 | $5.1M | 0 | — | 0 | — | 0 |
| 2026-06-30 | 277 | $2.02B | 3 | $10.4M | 6 | $167.8M | 16 |
| 2026-03-31 | 229 | $1.36B | 3 | $9.5M | 3 | $123.2M | 14 |
| 2025-12-31 | 214 | $1.17B | 1 | $1.4M | 5 | $95.7M | 16 |
| 2025-09-30 | 207 | $955.7M | 2 | $1.5M | 5 | $74.9M | 15 |
| 2025-06-30 | 195 | $901.5M | 3 | $449K | 5 | $68.5M | 17 |
Sources: fund holdings and fund-reported marks from SEC Form N-PORT (published about 60 days after each month-end); 13F filings; House and Senate periodic transaction reports and OGE Form 278-T; Treasury yields from FRED. Findings from filings, not advice. How each number is computed.