$46.46

-0.05 (-0.11%)

Weekly Expected Move ±2.7%

$44 $45 $46 $48 $49

ETF AMEX · AUM $142.0M

Overview Chart Holdings Changes Technicals Analysis Peers Institutions Dark Pool Short Interest Dividends Weather

Portfolio Health Summary

IS Overall Score

57.1

★★★★★

Altman Z-Score

3.36

Safe

Weight Coverage

100%

of portfolio analyzed

Holdings Matched

with fundamental data

InsiderStreet Scorecard

★★★★★ 57.1

Profitability

61.5

Balance Sheet

58.6

Earnings Quality

65.6

Growth

55.3

Value

56.0

Momentum

72.8

Safety

74.5

Top Holdings: Score Breakdown

Risk & Quality Signals

Altman Z-Score

3.36

Safe Zone (>2.99)

Piotroski F-Score

6.1 / 9

Moderate

Beneish M-Score

-2.16

Unlikely Manipulator

Credit Score

—

Earnings Quality

65.6 / 100

Portfolio Valuation

P/E

26.23x

P/B

4.83x

P/S

5.01x

EV/EBITDA

17.53x

EV/Revenue

5.16x

P/FCF

18.03x

P/OCF

16.69x

PEG

1.07x

Earnings Yield

3.81%

FCF Yield

5.55%

OCF Yield

5.99%

Median P/E

16.46x

Growth & Shareholder Returns

Year-over-Year Growth

Revenue +13.2%

Net Income +27.8%

EPS +31.8%

FCF +37.0%

EBITDA +37.1%

Op. Income —

Compound Growth Rates

Rev CAGR 3Y +17.1%

Rev CAGR 5Y +20.0%

EPS CAGR 3Y +24.4%

EPS CAGR 5Y +18.9%

FCF CAGR 3Y +31.6%

FCF CAGR 5Y +11.8%

EBITDA CAGR 3Y +22.4%

EBITDA CAGR 5Y +13.7%

Payout Ratio

11.39%

Buyback Yield

5.46%

Dividend Yield

1.30%

Total Shareholder Return

4.36%

Earnings Stability

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$46.41

Median 1Y

$44.54

5th Pctile

$28.06

95th Pctile

$70.80

Ann. Volatility

28.4%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Valuation (12)

Metric	Value
Portfolio P/E	26.23
Portfolio P/B	4.83
Portfolio P/S	5.01
EV/EBITDA	17.53
EV/Revenue	5.16
P/FCF	18.03
P/OCF	16.69
PEG	1.07
Earnings Yield	3.81%
FCF Yield	5.55%
OCF Yield	5.99%
Median P/E	16.46

Profitability & Returns (9)

Metric	Value
Gross Margin	67.61%
Operating Margin	27.31%
Net Margin	18.51%
FCF Margin	25.88%
ROE	18.13%
ROA	4.34%
ROIC	27.51%
ROCE	—
Asset Turnover	—

Leverage & Solvency (6)

Metric	Value
Debt/Equity	0.96
Debt/Assets	0.22
Net Debt/EBITDA	-1.40
Interest Coverage	3.68
Current Ratio	1.20
Quick Ratio	1.19

Efficiency (4)

Metric	Value
Asset Turnover	—
Inventory Turnover	—
Receivables Turnover	—
Payables Turnover	—

Growth — YoY (6)

Metric	Value
Revenue Growth	13.24%
Net Income Growth	27.77%
EPS Growth	31.77%
FCF Growth	37.01%
EBITDA Growth	37.15%
Op. Income Growth	—

Growth — CAGR (16)

Metric	Value
Revenue CAGR 3Y	17.09%
Revenue CAGR 5Y	19.99%
Revenue CAGR 10Y	—
EPS CAGR 3Y	24.44%
EPS CAGR 5Y	18.93%
EPS CAGR 10Y	—
FCF CAGR 3Y	31.62%
FCF CAGR 5Y	11.78%
FCF CAGR 10Y	—
EBITDA CAGR 3Y	22.40%
EBITDA CAGR 5Y	13.67%
EBITDA CAGR 10Y	—
Net Income CAGR 3Y	21.83%
Net Income CAGR 5Y	16.24%
Op. Income CAGR 3Y	—
Op. Income CAGR 5Y	—

Quality Scores (13)

Metric	Value
IS Overall	57.1
IS Profitability	61.5
IS Balance Sheet	58.6
IS Earnings Quality	65.6
IS Growth	55.3
IS Value	56.0
IS Momentum	72.8
IS Safety	74.5
IS Quality	68.6
Altman Z-Score	3.36
Piotroski F-Score	6.11
Beneish M-Score	-2.16
Credit Score	—

Dividends & Payout (4)

Metric	Value
Dividend Yield	1.30%
Payout Ratio	11.39%
Buyback Yield	5.46%
Total Shareholder Return	4.36%

Growth Stability (4)

Metric	Value
Revenue Stability	0.853
Earnings Stability	0.565
Earnings Persistence	0.713
Margin Stability	0.841

Medians (3)

Metric	Value
Median P/E	16.46
Median P/B	3.03
Median Dividend Yield	—

Coverage Meta (3)

Metric	Value
Weight Coverage %	99.57%
Holdings Matched	40
Total Holdings	42

IPAY