— Know what they know.
Not Investment Advice
Asset Manager ← All Institutions

Berkshire Money Management, Inc.

161 MAIN ST, DALTON, MA 01226 • 1-888-232-6072

Q3 2025 · Filed 2025-10-14
Market Value
$907M
+2.1%
Holdings
155
-1
New Purchases
2
Added To
15
Closed
109
Reduced
15
Top 10 Concentration
77.9%
Turnover
71.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VUG 2.80% 1.23% +1.57% $25M
DIA 10.27% 8.97% +1.30% $93M
IWF 5.86% 4.66% +1.20% $53M
SPY 25.06% 23.93% +1.13% $227M
JNK 1.11% 0.09% +1.01% $10M
RSP 5.91% 5.07% +0.83% $54M
THNQ 1.65% 0.87% +0.78% $15M
GRNY 0.68% 0.00% +0.68% $6M
IGPT 1.45% 0.91% +0.54% $13M
QQQ 8.64% 8.13% +0.52% $78M
VIG 6.74% 6.54% +0.19% $61M
XLU 2.71% 2.53% +0.18% $25M
AAPL 0.67% 0.54% +0.13% $6M
SJNK 4.81% 4.68% +0.13% $44M
MTUM 0.34% 0.22% +0.12% $3M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
BSV 4.24% 7.01% -2.77% $38M
USMV 0.62% 2.86% -2.24% $6M
BFEB 0.74% 1.85% -1.12% $7M
VOO 0.00% 0.40% -0.40% $0
MSFT 0.00% 0.37% -0.37% $0
SPLV 0.00% 0.33% -0.33% $0
OEF 0.00% 0.21% -0.21% $0
VOT 0.00% 0.20% -0.20% $0
VONE 0.00% 0.17% -0.17% $0
VDC 0.00% 0.15% -0.15% $0
VV 0.00% 0.15% -0.15% $0
IWM 0.00% 0.13% -0.13% $0
META 0.00% 0.10% -0.10% $0
MDY 0.00% 0.09% -0.09% $0
COST 0.00% 0.09% -0.09% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 98.4%
Technology 1.1%
Consumer Cyclical 0.3%
Energy 0.2%
Communication Services 0.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 34 $344M 37.9%
Large Cap 65 $410M 45.2%
Mid Cap 21 $61M 6.8%
Small Cap 17 $72M 7.9%
Micro Cap 18 $20M 2.2%

Portfolio Analytics

Avg Market Cap
$312.2B
Median Market Cap
$29.7B
Avg P/E
47.7
Median P/E
28.3
Avg Dividend Yield
0.01%
Avg Beta
0.87
# Stocks
43
# ETFs / Funds
112

Top Holdings (155 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPY 25.06% 341,214 $227M $666.18 $15M -2,995 -0.9%
2 DIA 10.27% 200,808 $93M $463.74 $13M +19,888 +11.0%
3 QQQ 8.64% 130,537 $78M $600.37 $6M -372 -0.3%
4 VIG 6.74% 283,089 $61M $215.79 $3M -1,008 -0.3%
5 RSP 5.91% 282,337 $54M $189.70 $8M +34,350 +13.8%
6 IWF 5.86% 113,518 $53M $468.41 $12M +15,990 +16.4%
7 SJNK 4.81% 1,705,063 $44M $25.60 $2M +71,449 +4.4%
8 BSV 4.24% 487,797 $38M $78.91 -$24M -303,856 -38.4%
9 IVE 3.46% 152,101 $31M $206.51 $2M -251 -0.2%
10 PJUN 2.88% 635,721 $26M $41.15 $1M +12,145 +1.9%
11 VUG 2.80% 53,004 $25M $479.61 $14M +28,033 +112.3%
12 XLU 2.71% 282,184 $25M $87.21 $2M +6,310 +2.3%
13 BIL 2.47% 244,478 $22M $91.75 $961K +10,425 +4.5%
14 MOAT 2.27% 207,871 $21M $99.11 $732K -3,981 -1.9%
15 THNQ 1.65% 233,926 $15M $64.04 $7M +93,373 +66.4%
16 IGPT 1.45% 243,515 $13M $54.03 $5M +79,172 +48.2%
17 JNK 1.11% 102,330 $10M $97.99 $9M +93,870 +1109.6%
18 BFEB 0.74% 141,367 $7M $47.25 -$10M -227,556 -61.7%
19 KJAN 0.68% 153,722 $6M $40.36 $319K -3,278 -2.1%
20 GRNY 0.68% 245,357 $6M $24.99 +245,357 NEW
21 AAPL 0.67% 23,946 $6M $254.63 $1M +572 +2.5%
22 QQQE 0.63% 56,313 $6M $101.61 $159K -278 -0.5%
23 USMV 0.62% 59,435 $6M $95.14 -$20M -211,215 -78.0%
24 KAPR 0.38% 101,233 $3M $34.20 $167K -507 -0.5%
25 UJAN 0.37% 79,793 $3M $42.13 $134K
26 MTUM 0.34% 11,947 $3M $256.46 $1M +3,876 +48.0%
27 NVDA 0.33% 15,920 $3M $186.58 $550K +597 +3.9%
28 BOCT 0.30% 56,376 $3M $48.42 $167K
29 AMZN 0.26% 10,778 $2M $219.58 $207K +933 +9.5%
30 PJUL 0.22% 44,137 $2M $45.60 $77K
31 BJUL 0.20% 35,925 $2M $49.66 $22K -1,456 -3.9%
32 VCSH 0.16% 17,768 $1M $79.93 -$11K -233 -1.3%
33 BJAN 0.14% 23,582 $1M $53.02 $66K
34 XOM 0.13% 10,761 $1M $112.75 -$295K -3,228 -23.1%
35 SGOV 0.12% 10,542 $1M $100.70 -$198K -1,963 -15.7%
36 BAPR 0.11% 21,374 $1M $46.91 $37K
37 BNOV 0.10% 20,749 $903K $43.50 $47K
38 NJAN 0.07% 12,055 $641K $53.19 $29K
39 BSEP 0.07% 12,687 $613K $48.29 $40K
40 BAUG 0.06% 11,672 $572K $48.99 $35K
41 BSCQ 0.06% 28,942 $566K $19.56 $1K
42 PNOV 0.05% 11,871 $487K $41.06 $18K
43 TFC 0.05% 10,292 $471K $45.72 +10,292 NEW
44 BSCS 0.05% 20,159 $415K $20.57 $2K
45 BSCP 0.03% 12,403 $257K $20.69 $124
46 BSCR 0.03% 13,004 $256K $19.71 $780
47 EPI —% -$21K -450 -100.0% SOLD
48 IWR —% -$51K -553 -100.0% SOLD
49 BAC-PL —% -$49K -40 -100.0% SOLD
50 MSFT —% -$3M -6,550 -100.0% SOLD
51 CSCO —% -$200K -2,889 -100.0% SOLD
52 HLT —% -$297K -1,114 -100.0% SOLD
53 MGK —% -$653K -1,782 -100.0% SOLD
54 TSLA —% -$392K -1,233 -100.0% SOLD
55 XLK —% -$147K -581 -100.0% SOLD
56 IWP —% -$45K -325 -100.0% SOLD
57 TIP —% -$197K -1,793 -100.0% SOLD
58 QCOM —% -$236K -1,484 -100.0% SOLD
59 VV —% -$1M -4,536 -100.0% SOLD
60 VBK —% -$44K -158 -100.0% SOLD
61 PFEB —% -$62K -1,621 -100.0% SOLD
62 GD —% -$288K -989 -100.0% SOLD
63 GLD —% -$249K -816 -100.0% SOLD
64 BA —% -$408K -1,949 -100.0% SOLD
65 VOT —% -$2M -6,200 -100.0% SOLD
66 PEP —% -$206K -1,557 -100.0% SOLD
67 DJD —% -$82K -1,551 -100.0% SOLD
68 PRK —% -$540K -3,228 -100.0% SOLD
69 PH —% -$386K -552 -100.0% SOLD
70 CRM —% -$216K -793 -100.0% SOLD
71 VGSH —% -$27K -460 -100.0% SOLD
72 CVX —% -$213K -1,491 -100.0% SOLD
73 SPLV —% -$3M -40,223 -100.0% SOLD
74 IWM —% -$1M -5,444 -100.0% SOLD
75 LQD —% -$322K -2,942 -100.0% SOLD
76 VLUE —% -$87K -772 -100.0% SOLD
77 IBB —% -$28K -220 -100.0% SOLD
78 META —% -$886K -1,200 -100.0% SOLD
79 RTX —% -$698K -4,782 -100.0% SOLD
80 EMR —% -$629K -4,720 -100.0% SOLD
81 POCT —% -$291K -7,046 -100.0% SOLD
82 LLY —% -$243K -312 -100.0% SOLD
83 V —% -$489K -1,377 -100.0% SOLD
84 XLV —% -$759K -5,634 -100.0% SOLD
85 GOOG —% -$273K -1,540 -100.0% SOLD
86 HD —% -$326K -889 -100.0% SOLD
87 KO —% -$211K -2,976 -100.0% SOLD
88 BSCT —% -$51K -2,726 -100.0% SOLD
89 WMT —% -$216K -2,210 -100.0% SOLD
90 AVGO —% -$471K -1,710 -100.0% SOLD
91 IVW —% -$129K -1,171 -100.0% SOLD
92 PJAN —% -$361K -8,204 -100.0% SOLD
93 SPHQ —% -$28K -390 -100.0% SOLD
94 COMP —% -$93K -14,800 -100.0% SOLD
95 VMBS —% -$68K -1,459 -100.0% SOLD
96 DLN —% -$493K -6,000 -100.0% SOLD
97 PHO —% -$130K -1,863 -100.0% SOLD
98 EFA —% -$199K -2,221 -100.0% SOLD
99 IVV —% -$252K -407 -100.0% SOLD
100 GOOGL —% -$674K -3,826 -100.0% SOLD

New Positions

SymbolValue% Port
GRNY $6M 0.68%
TFC $471K 0.05%

Sold Out Positions

SymbolValue% Port
T —%
CVX —%
HLT —%
CARR —%
OTIS —%
HD —%
CRM —%
KO —%
BAC-PL —%
JPM —%
BAC —%
PG —%
PH —%
V —%
LLY —%
View SEC EDGAR Filings for Berkshire Money Management, Inc. →

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms