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Asset Manager ← All Institutions

Berkshire Money Management, Inc.

161 MAIN ST, DALTON, MA 01226 • 1-888-232-6072

Q4 2025 · Filed 2026-01-27
Market Value
$981M
+8.2%
Holdings
130
-25
New Purchases
84
Added To
21
Closed
1
Reduced
14
Top 10 Concentration
73.6%
Turnover
65.4%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
JNK 1.55% 1.11% +0.44% $15M
VOO 0.36% 0.00% +0.36% $3M
MSFT 0.32% 0.00% +0.32% $3M
OEF 0.23% 0.00% +0.23% $2M
AVGO 0.20% 0.00% +0.20% $2M
IWM 0.18% 0.00% +0.18% $2M
VOT 0.18% 0.00% +0.18% $2M
GOOGL 0.17% 0.00% +0.17% $2M
VONE 0.17% 0.00% +0.17% $2M
VV 0.14% 0.00% +0.14% $1M
MDY 0.13% 0.00% +0.13% $1M
SMH 0.12% 0.00% +0.12% $1M
IGV 0.12% 0.00% +0.12% $1M
RTX 0.12% 0.00% +0.12% $1M
IVV 0.11% 0.00% +0.11% $1M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPY 23.69% 25.06% -1.38% $232M
BSV 3.27% 4.24% -0.98% $32M
USMV 0.10% 0.62% -0.53% $947K
QQQ 8.24% 8.64% -0.40% $81M
VIG 6.34% 6.74% -0.39% $62M
IWF 5.53% 5.86% -0.33% $54M
SJNK 4.53% 4.81% -0.28% $44M
XLU 2.51% 2.71% -0.21% $25M
IVE 3.29% 3.46% -0.17% $32M
PJUN 2.72% 2.88% -0.16% $27M
DIA 10.12% 10.27% -0.15% $99M
BIL 2.34% 2.47% -0.13% $23M
VUG 2.71% 2.80% -0.09% $27M
THNQ 1.56% 1.65% -0.09% $15M
RSP 5.84% 5.91% -0.06% $57M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 98.4%
Technology 1.1%
Consumer Cyclical 0.3%
Energy 0.2%
Communication Services 0.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 38 $377M 38.4%
Large Cap 53 $437M 44.5%
Mid Cap 14 $71M 7.2%
Small Cap 14 $75M 7.7%
Micro Cap 11 $21M 2.2%

Portfolio Analytics

Avg Market Cap
$404.3B
Median Market Cap
$67.8B
Avg P/E
39.3
Median P/E
28.5
Avg Dividend Yield
0.01%
Avg Beta
0.91
# Stocks
53
# ETFs / Funds
77

Top Holdings (130 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPY 23.69% 340,752 $232M $681.92 $5M -462 -0.1%
2 DIA 10.12% 206,574 $99M $480.57 $6M +5,766 +2.9%
3 QQQ 8.24% 131,616 $81M $614.31 $2M +1,079 +0.8%
4 VIG 6.34% 283,087 $62M $219.78 $1M -2
5 RSP 5.84% 299,108 $57M $191.56 $4M +16,771 +5.9%
6 IWF 5.53% 114,706 $54M $473.30 $1M +1,188 +1.1%
7 SJNK 4.53% 1,755,779 $44M $25.32 $807K +50,716 +3.0%
8 IVE 3.29% 152,364 $32M $212.07 $901K +263 +0.2%
9 BSV 3.27% 406,845 $32M $78.81 -$6M -80,952 -16.6%
10 PJUN 2.72% 637,168 $27M $41.88 $525K +1,447 +0.2%
11 VUG 2.71% 54,479 $27M $487.86 $1M +1,475 +2.8%
12 XLU 2.51% 576,065 $25M $42.69 -$17K +293,881 +104.2%
13 BIL 2.34% 251,294 $23M $91.38 $532K +6,816 +2.8%
14 MOAT 2.24% 212,614 $22M $103.56 $1M +4,743 +2.3%
15 THNQ 1.56% 241,058 $15M $63.49 $324K +7,132 +3.0%
16 JNK 1.55% 156,057 $15M $97.21 $5M +53,727 +52.5%
17 IGPT 1.49% 245,620 $15M $59.47 $1M +2,105 +0.9%
18 AAPL 0.75% 26,950 $7M $271.86 $1M +3,004 +12.5%
19 GRNY 0.73% 287,529 $7M $24.76 $988K +42,172 +17.2%
20 BFEB 0.70% 141,361 $7M $48.67 $200K -6
21 KJAN 0.63% 149,379 $6M $41.42 -$16K -4,343 -2.8%
22 QQQE 0.58% 55,368 $6M $102.31 -$57K -945 -1.7%
23 KAPR 0.36% 100,464 $4M $35.13 $67K -769 -0.8%
24 VOO 0.36% 5,556 $3M $627.17 +5,556 NEW
25 MTUM 0.35% 13,878 $3M $250.30 $410K +1,931 +16.2%
26 UJAN 0.35% 79,793 $3M $43.26 $91K
27 MSFT 0.32% 6,498 $3M $483.58 +6,498 NEW
28 NVDA 0.31% 16,551 $3M $186.50 $116K +631 +4.0%
29 BOCT 0.28% 55,587 $3M $49.42 $18K -789 -1.4%
30 AMZN 0.26% 11,036 $3M $230.83 $181K +258 +2.4%
31 OEF 0.23% 6,500 $2M $342.97 +6,500 NEW
32 PJUL 0.21% 44,137 $2M $46.43 $37K
33 AVGO 0.20% 5,584 $2M $346.08 +5,584 NEW
34 BJUL 0.18% 35,230 $2M $50.76 $4K -695 -1.9%
35 IWM 0.18% 7,068 $2M $246.18 +7,068 NEW
36 VOT 0.18% 6,200 $2M $279.14 +6,200 NEW
37 GOOGL 0.17% 5,264 $2M $312.99 +5,264 NEW
38 VONE 0.17% 5,295 $2M $309.04 +5,295 NEW
39 VCSH 0.15% 18,513 $1M $79.73 $56K +745 +4.2%
40 VV 0.14% 4,420 $1M $314.80 +4,420 NEW
41 MDY 0.13% 2,163 $1M $603.34 +2,163 NEW
42 BJAN 0.13% 23,219 $1M $55.05 $28K -363 -1.5%
43 XOM 0.13% 10,362 $1M $120.34 $34K -399 -3.7%
44 SMH 0.12% 3,347 $1M $360.13 +3,347 NEW
45 IGV 0.12% 11,230 $1M $105.69 +11,230 NEW
46 RTX 0.12% 6,428 $1M $183.40 +6,428 NEW
47 IVV 0.11% 1,569 $1M $684.78 +1,569 NEW
48 SGOV 0.11% 10,542 $1M $100.38 -$3K
49 META 0.11% 1,595 $1M $660.29 +1,595 NEW
50 BAPR 0.10% 21,374 $1M $47.98 $23K
51 BNOV 0.10% 21,410 $952K $44.46 $49K +661 +3.2%
52 USMV 0.10% 10,062 $947K $94.16 -$5M -49,373 -83.1%
53 XLV 0.09% 5,394 $835K $154.81 +5,394 NEW
54 BRK-B 0.08% 1,612 $810K $502.65 +1,612 NEW
55 V 0.07% 1,989 $698K $350.71 +1,989 NEW
56 MGK 0.07% 1,679 $693K $412.77 +1,679 NEW
57 NJAN 0.07% 12,055 $662K $54.92 $21K
58 BSEP 0.06% 12,687 $625K $49.25 $12K
59 COST 0.06% 702 $605K $862.46 +702 NEW
60 FDN 0.06% 2,188 $589K $269.18 +2,188 NEW
61 BSCQ 0.06% 28,942 $567K $19.58 $434
62 GOOG 0.06% 1,765 $554K $313.83 +1,765 NEW
63 BAUG 0.06% 10,801 $540K $50.04 -$31K -871 -7.5%
64 JPM 0.05% 1,616 $521K $322.15 +1,616 NEW
65 TFC 0.05% 10,192 $502K $49.21 $31K -100 -1.0%
66 PNOV 0.05% 11,871 $496K $41.78 $9K
67 PRK 0.05% 3,228 $491K $152.18 +3,228 NEW
68 TSLA 0.05% 1,085 $488K $449.72 +1,085 NEW
69 PH 0.05% 552 $485K $878.96 +552 NEW
70 SPLV 0.05% 6,578 $470K $71.42 +6,578 NEW
71 GLD 0.05% 1,166 $462K $396.31 +1,166 NEW
72 HD 0.05% 1,307 $450K $344.12 +1,307 NEW
73 XLI 0.05% 2,864 $444K $155.10 +2,864 NEW
74 AMD 0.04% 2,056 $440K $214.16 +2,056 NEW
75 VOOV 0.04% 2,142 $439K $204.85 +2,142 NEW
76 BA 0.04% 1,936 $420K $217.12 +1,936 NEW
77 MA 0.04% 729 $416K $570.88 +729 NEW
78 BSCS 0.04% 20,159 $415K $20.60 $605
79 KO 0.04% 5,858 $410K $69.91 +5,858 NEW
80 SDY 0.04% 2,922 $407K $139.16 +2,922 NEW
81 PJAN 0.04% 8,204 $386K $47.02 +8,204 NEW
82 MU 0.04% 1,340 $382K $285.41 +1,340 NEW
83 LLY 0.04% 346 $371K $1,073.40 +346 NEW
84 IYJ 0.04% 2,500 $370K $148.17 +2,500 NEW
85 W 0.04% 3,483 $350K $100.41 +3,483 NEW
86 PG 0.04% 2,431 $348K $143.31 +2,431 NEW
87 JNJ 0.03% 1,640 $339K $206.95 +1,640 NEW
88 EMR 0.03% 2,528 $336K $132.72 +2,528 NEW
89 GD 0.03% 989 $333K $336.66 +989 NEW
90 LQD 0.03% 2,973 $328K $110.19 +2,973 NEW
91 CSX 0.03% 8,869 $322K $36.25 +8,869 NEW
92 HLT 0.03% 1,114 $320K $287.25 +1,114 NEW
93 POCT 0.03% 7,046 $309K $43.92 +7,046 NEW
94 DLN 0.03% 3,500 $308K $88.08 +3,500 NEW
95 ADI 0.03% 1,119 $303K $271.20 +1,119 NEW
96 BJUN 0.03% 6,329 $296K $46.74 +6,329 NEW
97 MGC 0.03% 1,175 $295K $251.17 +1,175 NEW
98 MMTM 0.03% 994 $290K $292.07 +994 NEW
99 PFG 0.03% 3,222 $284K $88.21 +3,222 NEW
100 CSCO 0.03% 3,536 $272K $77.03 +3,536 NEW

New Positions

SymbolValue% Port
VOO $3M 0.36%
MSFT $3M 0.32%
OEF $2M 0.23%
AVGO $2M 0.20%
IWM $2M 0.18%
VOT $2M 0.18%
GOOGL $2M 0.17%
VONE $2M 0.17%
VV $1M 0.14%
MDY $1M 0.13%
SMH $1M 0.12%
IGV $1M 0.12%
RTX $1M 0.12%
IVV $1M 0.11%
META $1M 0.11%

Sold Out Positions

SymbolValue% Port
BSCP —%
View SEC EDGAR Filings for Berkshire Money Management, Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms