— Know what they know.
Not Investment Advice
Asset Manager ← All Institutions

Refined Wealth Management

515 SOUTH 1000 E SUITE L-2, SALT LAKE CITY, UT 84102 • 385.351.0200

Q1 2026 · Filed 2026-04-21
Market Value
$158M
+6.6%
Holdings
56
+13
New Purchases
14
Added To
8
Closed
7
Reduced
20
Top 10 Concentration
64.9%
Turnover
37.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VEA 11.31% 1.06% +10.26% $18M
RSP 7.94% 0.41% +7.53% $13M
CVX 5.80% 0.00% +5.80% $9M
PYLD 5.14% 0.00% +5.14% $8M
BINC 4.86% 0.00% +4.86% $8M
MPC 3.85% 0.00% +3.85% $6M
EMXC 3.85% 0.00% +3.85% $6M
SCHR 3.59% 0.00% +3.59% $6M
JPIB 3.52% 0.00% +3.52% $6M
PICK 2.78% 0.00% +2.78% $4M
REMX 2.11% 0.00% +2.11% $3M
AVUV 1.52% 0.00% +1.52% $2M
XMMO 1.50% 0.00% +1.50% $2M
XRP 1.41% 0.00% +1.41% $2M
GLD 4.64% 4.41% +0.22% $7M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VSGX 0.38% 11.51% -11.13% $604K
BNDX 0.32% 10.18% -9.87% $503K
SRLN 0.29% 6.11% -5.82% $456K
BIV 0.00% 5.14% -5.14% $0
VTV 4.52% 8.33% -3.81% $7M
VCLT 0.16% 3.41% -3.25% $256K
TLT 0.20% 3.40% -3.20% $322K
VO 0.19% 2.61% -2.42% $302K
COIN 6.52% 8.91% -2.39% $10M
VB 0.15% 2.46% -2.31% $235K
QQQ 8.45% 10.60% -2.14% $13M
ENVX 2.79% 3.98% -1.18% $4M
XRPI 0.06% 1.24% -1.18% $97K
BITB 5.71% 6.40% -0.69% $9M
AMZN 0.38% 0.80% -0.41% $610K

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 83.5%
Energy 10.0%
Industrials 3.3%
Consumer Cyclical 1.8%
Technology 1.2%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 16 $53M 33.2%
Large Cap 20 $69M 43.4%
Mid Cap 13 $21M 13.5%
Small Cap 5 $15M 9.7%
Micro Cap 2 $418K 0.3%

Portfolio Analytics

Avg Market Cap
$493.7B
Median Market Cap
$43.5B
Avg P/E
59.4
Median P/E
32.8
Avg Dividend Yield
0.01%
Avg Beta
1.14
# Stocks
20
# ETFs / Funds
36

Top Holdings (56 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VEA 11.31% 279,667 $18M $64.08 $16M +254,515 +1011.9%
2 QQQ 8.45% 23,203 $13M $577.18 -$2M -2,423 -9.5%
3 RSP 7.94% 65,550 $13M $191.92 $12M +62,388 +1973.1%
4 COIN 6.52% 59,151 $10M $174.61 -$3M +633 +1.1%
5 CVX 5.80% 44,436 $9M $206.90 +44,436 NEW
6 BITB 5.71% 245,693 $9M $36.81 -$457K +45,927 +23.0%
7 PYLD 5.14% 310,486 $8M $26.20 +310,486 NEW
8 BINC 4.86% 148,168 $8M $51.93 +148,168 NEW
9 GLD 4.64% 17,074 $7M $430.29 $789K +527 +3.2%
10 VTV 4.52% 36,517 $7M $196.20 -$5M -28,260 -43.6%
11 MPC 3.85% 24,991 $6M $244.18 +24,991 NEW
12 EMXC 3.85% 77,434 $6M $78.66 +77,434 NEW
13 SCHR 3.59% 228,477 $6M $24.91 +228,477 NEW
14 JPIB 3.52% 116,594 $6M $47.82 +116,594 NEW
15 ENVX 2.79% 854,471 $4M $5.18 -$1M +46,534 +5.8%
16 PICK 2.78% 77,682 $4M $56.59 +77,682 NEW
17 REMX 2.11% 37,982 $3M $88.00 +37,982 NEW
18 AVUV 1.52% 21,774 $2M $110.47 +21,774 NEW
19 XMMO 1.50% 16,354 $2M $145.02 +16,354 NEW
20 XRP 1.41% 148,603 $2M $15.03 +148,603 NEW
21 OSTK 1.24% 422,565 $2M $4.64 -$318K +5,219 +1.2%
22 VOO 0.58% 1,530 $914K $597.53 -$319K -436 -22.2%
23 FTSM 0.54% 14,209 $849K $59.78 -$2K
24 NVDA 0.53% 4,848 $845K $174.40 -$425K -1,962 -28.8%
25 AAPL 0.48% 3,008 $764K $253.83 -$110K -203 -6.3%
26 NULG 0.44% 7,737 $704K $90.94 -$520K -4,773 -38.1%
27 AMZN 0.38% 2,928 $610K $208.27 -$575K -2,204 -43.0%
28 VSGX 0.38% 8,422 $604K $71.73 -$16M -230,251 -96.5%
29 UNP 0.38% 2,472 $600K $242.63 $31K +13 +0.5%
30 BNDX 0.32% 10,476 $503K $48.05 -$15M -302,559 -96.7%
31 SRLN 0.29% 11,371 $456K $40.14 -$9M -208,556 -94.8%
32 BRK-B 0.26% 860 $412K $479.20 -$20K
33 META 0.21% 574 $328K $572.13 -$157K -161 -21.9%
34 MSFT 0.20% 875 $324K $370.17 -$99K
35 TLT 0.20% 3,712 $322K $86.69 -$5M -54,294 -93.6%
36 XMAG 0.20% 14,433 $321K $22.22 -$459K -20,133 -58.2%
37 VO 0.19% 1,053 $302K $287.19 -$4M -12,310 -92.1%
38 GLDM 0.18% 3,072 $285K $92.69 $22K
39 VCLT 0.16% 3,423 $256K $74.72 -$5M -63,331 -94.9%
40 SUSA 0.15% 1,787 $236K $132.10 -$16K -25 -1.4%
41 VB 0.15% 897 $235K $262.00 -$3M -13,270 -93.7%
42 TSLA 0.14% 606 $225K $371.75 -$108K -135 -18.2%
43 CCJ 0.13% 1,950 $212K $108.61 +1,950 NEW
44 ETN 0.13% 590 $211K $357.67 $7K -51 -8.0%
45 XOM 0.13% 1,225 $208K $169.66 +1,225 NEW
46 NXE 0.08% 11,000 $128K $11.60 $26K
47 XRPI 0.06% 12,860 $97K $7.58 -$2M -161,272 -92.6%
48 DNN 0.02% 10,850 $38K $3.53 $9K
49 URG 0.01% 10,800 $16K $1.49 $1K
50 XSOE —% -$236K -6,048 -100.0% SOLD
51 BND —% -$261K -3,517 -100.0% SOLD
52 VBK —% -$285K -942 -100.0% SOLD
53 BIV —% -$8M -98,070 -100.0% SOLD
54 VWO —% -$520K -9,677 -100.0% SOLD
55 VOT —% -$319K -1,143 -100.0% SOLD
56 AVGO —% -$201K -581 -100.0% SOLD

New Positions

SymbolValue% Port
CVX $9M 5.80%
PYLD $8M 5.14%
BINC $8M 4.86%
MPC $6M 3.85%
EMXC $6M 3.85%
SCHR $6M 3.59%
JPIB $6M 3.52%
PICK $4M 2.78%
REMX $3M 2.11%
AVUV $2M 1.52%
XMMO $2M 1.50%
XRP $2M 1.41%
CCJ $212K 0.13%
XOM $208K 0.13%

Sold Out Positions

SymbolValue% Port
BND —%
BIV —%
AVGO —%
VOT —%
VBK —%
XSOE —%
VWO —%
View SEC EDGAR Filings for Refined Wealth Management →

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms