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Asset Manager ← All Institutions

Lutz Financial Services LLC

13616 CALIFORNIA ST SUITE 200, OMAHA, NE 68154 • 402-827-2300

Q3 2025 · Filed 2025-11-10
Market Value
$1.4B
+7.3%
Holdings
99
+1
New Purchases
2
Added To
32
Closed
3
Reduced
45
Top 10 Concentration
58.4%
Turnover
5.1%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VOO 10.95% 10.75% +0.20% $151M
MBB 3.71% 3.58% +0.14% $51M
SPYV 9.08% 8.97% +0.11% $125M
VCSH 4.31% 4.25% +0.06% $60M
MDYV 4.38% 4.32% +0.06% $61M
DUHP 1.41% 1.35% +0.06% $19M
AVUV 0.71% 0.66% +0.05% $10M
DFAC 2.34% 2.28% +0.05% $32M
SCHP 3.88% 3.83% +0.05% $54M
VTEB 4.84% 4.79% +0.05% $67M
IJR 1.55% 1.51% +0.04% $21M
AAPL 0.13% 0.11% +0.02% $2M
DFEM 0.53% 0.51% +0.02% $7M
ORCL 0.02% 0.00% +0.02% $240K
SCHA 0.83% 0.82% +0.02% $12M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MUB 2.61% 2.79% -0.18% $36M
AGG 1.53% 1.66% -0.13% $21M
IGSB 1.84% 1.96% -0.11% $25M
TIP 1.08% 1.15% -0.07% $15M
SCHM 1.45% 1.50% -0.05% $20M
IVE 1.64% 1.68% -0.04% $23M
SUB 0.51% 0.54% -0.03% $7M
SPY 3.36% 3.39% -0.03% $46M
IJJ 1.13% 1.16% -0.03% $16M
BSV 1.45% 1.48% -0.03% $20M
VOE 1.13% 1.16% -0.03% $16M
MDY 0.81% 0.84% -0.03% $11M
IVOV 0.86% 0.88% -0.03% $12M
VOOV 1.08% 1.11% -0.03% $15M
STPZ 0.34% 0.36% -0.02% $5M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 99.5%
Technology 0.3%
Communication Services 0.1%
Consumer Cyclical 0.0%
Healthcare 0.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 26 $341M 24.7%
Large Cap 58 $902M 65.3%
Mid Cap 10 $122M 8.8%
Small Cap 4 $17M 1.2%
Micro Cap 1 $332K 0.0%

Portfolio Analytics

Avg Market Cap
$440.1B
Median Market Cap
$49.2B
Avg P/E
30.6
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
0.95
# Stocks
17
# ETFs / Funds
82

Top Holdings (99 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VOO 10.95% 246,920 $151M $612.38 $13M +3,224 +1.3%
2 SPYV 9.08% 2,266,428 $125M $55.33 $10M +59,654 +2.7%
3 IJH 7.03% 1,488,531 $97M $65.26 $7M +30,630 +2.1%
4 BND 6.81% 1,264,680 $94M $74.37 $7M +76,396 +6.4%
5 VTEB 4.84% 1,335,724 $67M $50.07 $5M +76,494 +6.1%
6 MDYV 4.38% 726,188 $61M $83.41 $5M +24,953 +3.6%
7 VCSH 4.31% 745,702 $60M $79.93 $5M +56,433 +8.2%
8 SCHP 3.88% 1,990,216 $54M $26.95 $4M +139,767 +7.5%
9 MBB 3.71% 538,957 $51M $95.15 $5M +48,542 +9.9%
10 SPY 3.36% 69,715 $46M $666.18 $3M -988 -1.4%
11 MUB 2.61% 338,864 $36M $106.49 $142K -5,156 -1.5%
12 DFAC 2.34% 836,465 $32M $38.57 $3M +15,572 +1.9%
13 IGSB 1.84% 480,348 $25M $53.03 $284K +2,919 +0.6%
14 DFIC 1.79% 755,336 $25M $32.79 $2M +15,564 +2.1%
15 IVE 1.64% 109,875 $23M $206.51 $1M -783 -0.7%
16 IJR 1.55% 179,914 $21M $118.83 $2M +1,670 +0.9%
17 AGG 1.53% 210,884 $21M $100.25 -$241K -4,667 -2.2%
18 BSV 1.45% 254,512 $20M $78.91 $999K +12,020 +5.0%
19 SCHM 1.45% 674,981 $20M $29.64 $690K -13,661 -2.0%
20 DUHP 1.41% 514,349 $19M $37.77 $2M +26,656 +5.5%
21 SCHX 1.40% 736,160 $19M $26.34 $1M -1,377 -0.2%
22 DFAS 1.15% 232,493 $16M $68.46 $938K -2,607 -1.1%
23 IVV 1.15% 23,742 $16M $669.29 $1M -226 -0.9%
24 VOE 1.13% 89,418 $16M $174.58 $704K -1,220 -1.4%
25 IJJ 1.13% 120,160 $16M $129.72 $687K -409 -0.3%
26 VTV 1.11% 82,491 $15M $186.49 $850K +257 +0.3%
27 VOOV 1.08% 74,777 $15M $199.47 $678K -673 -0.9%
28 TIP 1.08% 133,914 $15M $111.22 $56K -929 -0.7%
29 QUAL 1.03% 73,147 $14M $194.50 $717K -749 -1.0%
30 SLYV 0.93% 144,379 $13M $88.65 $1M -3,123 -2.1%
31 AVDE 0.89% 155,866 $12M $78.90 $588K -2,347 -1.5%
32 IVOV 0.86% 117,735 $12M $100.77 $467K -1,645 -1.4%
33 SCHA 0.83% 412,847 $12M $27.90 $989K -3,334 -0.8%
34 IUSV 0.82% 113,270 $11M $99.95 $588K -149 -0.1%
35 MDY 0.81% 18,852 $11M $596.04 $413K -255 -1.3%
36 AVUV 0.71% 98,478 $10M $99.53 $1M +5,590 +6.0%
37 DFAT 0.59% 139,384 $8M $58.21 $472K -2,224 -1.6%
38 STIP 0.57% 76,375 $8M $103.36 $712K +6,583 +9.4%
39 DFEM 0.53% 228,424 $7M $32.07 $767K +7,456 +3.4%
40 SUB 0.51% 65,753 $7M $106.78 $28K -12 -0.0%
41 DFUV 0.41% 127,966 $6M $44.69 $193K -2,722 -2.1%
42 IEMG 0.41% 85,767 $6M $65.92 $432K -1,214 -1.4%
43 VBR 0.37% 24,496 $5M $208.71 $301K -177 -0.7%
44 IJS 0.35% 43,812 $5M $110.59 $476K -102 -0.2%
45 IWV 0.35% 12,666 $5M $378.94 $151K -579 -4.4%
46 STPZ 0.34% 85,614 $5M $54.18 $32K
47 ISTB 0.32% 91,801 $4M $48.84 $78K +1,249 +1.4%
48 VTIP 0.31% 85,549 $4M $50.63 $11K -389 -0.5%
49 VWO 0.31% 78,781 $4M $54.18 $309K -1,266 -1.6%
50 BRK-B 0.17% 4,688 $2M $502.74 $190K +227 +5.1%
51 NVDA 0.14% 10,624 $2M $186.58 $296K -46 -0.4%
52 VMBS 0.14% 41,788 $2M $46.96 $68K +912 +2.2%
53 VEA 0.13% 30,798 $2M $59.92 $42K -827 -2.6%
54 AAPL 0.13% 7,078 $2M $254.63 $437K +426 +6.4%
55 MSFT 0.12% 3,120 $2M $517.95 $42K -45 -1.4%
56 VNQ 0.11% 16,848 $2M $91.42 $39K -9 -0.1%
57 FNDF 0.10% 33,753 $1M $42.96 $99K
58 DFIV 0.10% 28,558 $1M $46.12 $94K
59 VO 0.09% 4,013 $1M $293.74 $58K +9 +0.2%
60 VTI 0.08% 3,535 $1M $328.21 $86K
61 VV 0.08% 3,625 $1M $307.84 $85K +11 +0.3%
62 IWM 0.06% 3,647 $882K $241.97 $95K
63 IWD 0.06% 4,200 $855K $203.59 $145K +542 +14.8%
64 VIG 0.06% 3,760 $811K $215.79 $42K
65 BRK-A 0.05% 1 $754K $754,200.00 $25K
66 AMZN 0.05% 3,358 $737K $219.57 -$54 -3 -0.1%
67 GOOGL 0.05% 2,686 $653K $243.10 $193K +78 +3.0%
68 SCHG 0.05% 20,387 $651K $31.91 $86K +1,053 +5.5%
69 DLN 0.05% 7,456 $649K $87.03 $36K
70 VB 0.05% 2,541 $646K $254.30 $45K +4 +0.2%
71 META 0.04% 820 $602K $734.38 $19K +30 +3.8%
72 GOOG 0.04% 2,237 $545K $243.55 $161K +75 +3.5%
73 SPMD 0.04% 9,264 $530K $57.19 $26K
74 JPM 0.04% 1,534 $484K $315.43 $37K -9 -0.6%
75 AVGO 0.03% 1,328 $438K $329.91 $117K +163 +14.0%
76 IWN 0.03% 2,448 $433K $176.81 $9K -239 -8.9%
77 VT 0.03% 3,082 $425K $137.79 $18K -84 -2.6%
78 AVUS 0.03% 3,781 $411K $108.70 $27K -23 -0.6%
79 IWR 0.03% 4,065 $393K $96.56 $18K -3 -0.1%
80 DFSV 0.03% 11,816 $376K $31.84 $28K -2 -0.0%
81 AVDV 0.03% 4,174 $372K $89.03 $41K
82 SCHF 0.03% 14,938 $348K $23.28 $18K
83 VCIT 0.03% 4,116 $346K $84.10 $4K -11 -0.3%
84 QEMM 0.02% 5,015 $332K $66.29 $16K
85 QQQ 0.02% 539 $324K $600.37 $26K
86 EFA 0.02% 3,338 $312K $93.37 $13K
87 JKD 0.02% 3,306 $306K $92.42 $18K -50 -1.5%
88 ONEY 0.02% 2,295 $260K $113.16 $11K
89 V 0.02% 750 $256K $341.38 -$12K -4 -0.5%
90 WMT 0.02% 2,446 $252K $103.06 $10K -30 -1.2%
91 SCHV 0.02% 8,275 $241K $29.11 $12K
92 ORCL 0.02% 855 $240K $281.24 +855 NEW
93 LLY 0.02% 299 $228K $763.00 -$23K -23 -7.1%
94 MA 0.02% 397 $226K $568.81 -$1K -7 -1.7%
95 IGIB 0.02% 4,007 $217K $54.10 $3K
96 AVEM 0.01% 2,749 $206K $75.11 +2,749 NEW
97 IBM —% -$210K -714 -100.0% SOLD
98 SPAB —% -$220K -8,611 -100.0% SOLD
99 EFV —% -$232K -3,654 -100.0% SOLD

New Positions

SymbolValue% Port
ORCL $240K 0.02%
AVEM $206K 0.01%

Sold Out Positions

SymbolValue% Port
IBM —%
SPAB —%
EFV —%
View SEC EDGAR Filings for Lutz Financial Services LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms