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Asset Manager ← All Institutions

Lutz Financial Services LLC

13616 CALIFORNIA ST SUITE 200, OMAHA, NE 68154 • 402-827-2300

Q4 2025 · Filed 2026-02-06
Market Value
$1.5B
+6.4%
Holdings
103
+4
New Purchases
7
Added To
44
Closed
1
Reduced
38
Top 10 Concentration
59.0%
Turnover
7.8%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTEB 5.09% 4.84% +0.24% $75M
IWB 0.19% 0.00% +0.19% $3M
MBB 3.87% 3.71% +0.16% $57M
SPYV 9.23% 9.08% +0.15% $136M
VCSH 4.44% 4.31% +0.13% $65M
MDYV 4.51% 4.38% +0.13% $66M
SCHP 3.98% 3.88% +0.09% $58M
AVUV 0.79% 0.71% +0.09% $12M
DFAC 2.42% 2.34% +0.08% $36M
DFSD 0.07% 0.00% +0.07% $1M
DFUV 0.48% 0.41% +0.07% $7M
DFIC 1.85% 1.79% +0.06% $27M
BND 6.87% 6.81% +0.06% $101M
IJH 7.08% 7.03% +0.05% $104M
DUHP 1.45% 1.41% +0.05% $21M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPY 3.10% 3.36% -0.26% $46M
VOO 10.81% 10.95% -0.13% $159M
IVE 1.54% 1.64% -0.10% $23M
IGSB 1.75% 1.84% -0.09% $26M
SUB 0.42% 0.51% -0.09% $6M
TIP 1.00% 1.08% -0.08% $15M
SCHM 1.37% 1.45% -0.08% $20M
SCHX 1.33% 1.40% -0.07% $20M
IVOV 0.80% 0.86% -0.06% $12M
IJJ 1.07% 1.13% -0.05% $16M
MUB 2.56% 2.61% -0.05% $38M
MDY 0.76% 0.81% -0.05% $11M
VTV 1.06% 1.11% -0.05% $16M
VOE 1.08% 1.13% -0.05% $16M
STPZ 0.29% 0.34% -0.05% $4M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 99.5%
Technology 0.3%
Communication Services 0.1%
Consumer Cyclical 0.0%
Healthcare 0.0%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 26 $355M 24.2%
Large Cap 61 $968M 65.8%
Mid Cap 11 $130M 8.9%
Small Cap 4 $17M 1.1%
Micro Cap 1 $332K 0.0%

Portfolio Analytics

Avg Market Cap
$424.9B
Median Market Cap
$45.7B
Avg P/E
31.1
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
0.95
# Stocks
16
# ETFs / Funds
87

Top Holdings (103 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VOO 10.81% 253,536 $159M $627.13 $8M +6,616 +2.7%
2 SPYV 9.23% 2,387,903 $136M $56.81 $10M +121,475 +5.4%
3 IJH 7.08% 1,578,398 $104M $66.00 $7M +89,867 +6.0%
4 BND 6.87% 1,362,944 $101M $74.07 $7M +98,264 +7.8%
5 VTEB 5.09% 1,486,795 $75M $50.29 $8M +151,071 +11.3%
6 MDYV 4.51% 783,438 $66M $84.65 $6M +57,250 +7.9%
7 VCSH 4.44% 819,525 $65M $79.73 $6M +73,823 +9.9%
8 SCHP 3.98% 2,206,735 $58M $26.49 $5M +216,519 +10.9%
9 MBB 3.87% 597,581 $57M $95.22 $6M +58,624 +10.9%
10 SPY 3.10% 66,871 $46M $681.92 -$842K -2,844 -4.1%
11 MUB 2.56% 351,298 $38M $107.11 $2M +12,434 +3.7%
12 DFAC 2.42% 896,946 $36M $39.59 $3M +60,481 +7.2%
13 DFIC 1.85% 791,288 $27M $34.46 $3M +35,952 +4.8%
14 IGSB 1.75% 486,755 $26M $52.88 $267K +6,407 +1.3%
15 IJR 1.56% 191,033 $23M $120.18 $2M +11,119 +6.2%
16 IVE 1.54% 106,970 $23M $212.07 -$5K -2,905 -2.6%
17 AGG 1.49% 219,891 $22M $99.88 $822K +9,007 +4.3%
18 DUHP 1.45% 562,375 $21M $38.03 $2M +48,026 +9.3%
19 BSV 1.44% 268,024 $21M $78.81 $1M +13,512 +5.3%
20 SCHM 1.37% 670,307 $20M $30.07 $150K -4,674 -0.7%
21 SCHX 1.33% 728,336 $20M $26.91 $209K -7,824 -1.1%
22 DFAS 1.12% 237,201 $17M $69.67 $609K +4,708 +2.0%
23 IVV 1.12% 23,966 $16M $684.94 $525K +224 +0.9%
24 VOE 1.08% 89,461 $16M $177.37 $257K +43 +0.1%
25 IJJ 1.07% 120,056 $16M $131.59 $211K -104 -0.1%
26 VTV 1.06% 81,790 $16M $190.99 $237K -701 -0.8%
27 QUAL 1.04% 77,301 $15M $198.62 $1M +4,154 +5.7%
28 VOOV 1.03% 74,136 $15M $204.85 $271K -641 -0.9%
29 TIP 1.00% 133,199 $15M $109.91 -$254K -715 -0.5%
30 SLYV 0.89% 143,431 $13M $90.97 $249K -948 -0.7%
31 AVDE 0.86% 154,322 $13M $82.32 $406K -1,544 -1.0%
32 IVOV 0.80% 116,480 $12M $101.01 -$98K -1,255 -1.1%
33 AVUV 0.79% 114,577 $12M $101.98 $2M +16,099 +16.4%
34 SCHA 0.79% 408,365 $12M $28.48 $112K -4,482 -1.1%
35 IUSV 0.78% 112,344 $12M $102.54 $198K -926 -0.8%
36 MDY 0.76% 18,573 $11M $603.29 -$32K -279 -1.5%
37 DFAT 0.62% 152,294 $9M $59.54 $954K +12,910 +9.3%
38 STIP 0.58% 83,383 $9M $102.39 $643K +7,008 +9.2%
39 DFEM 0.54% 240,175 $8M $33.08 $619K +11,751 +5.1%
40 DFUV 0.48% 152,015 $7M $46.59 $1M +24,049 +18.8%
41 SUB 0.42% 57,779 $6M $106.70 -$856K -7,974 -12.1%
42 IEMG 0.41% 89,404 $6M $67.22 $356K +3,637 +4.2%
43 VBR 0.35% 24,507 $5M $211.79 $78K +11 +0.0%
44 IJS 0.33% 42,858 $5M $113.72 $29K -954 -2.2%
45 IWV 0.32% 12,175 $5M $386.85 -$90K -491 -3.9%
46 ISTB 0.31% 94,072 $5M $48.75 $102K +2,271 +2.5%
47 VWO 0.29% 79,115 $4M $53.76 -$15K +334 +0.4%
48 STPZ 0.29% 78,868 $4M $53.66 -$406K -6,746 -7.9%
49 VTIP 0.29% 85,530 $4M $49.46 -$101K -19 -0.0%
50 IWB 0.19% 7,304 $3M $373.44 +7,304 NEW
51 BRK-B 0.16% 4,655 $2M $502.65 -$17K -33 -0.7%
52 VMBS 0.14% 42,449 $2M $47.08 $36K +661 +1.6%
53 VEA 0.13% 30,798 $2M $62.47 $79K
54 NVDA 0.13% 10,254 $2M $186.50 -$70K -370 -3.5%
55 AAPL 0.11% 6,044 $2M $271.86 -$159K -1,034 -14.6%
56 FNDF 0.10% 33,329 $2M $45.21 $57K -424 -1.3%
57 VNQ 0.10% 16,813 $1M $88.49 -$52K -35 -0.2%
58 DFIV 0.10% 29,623 $1M $49.90 $161K +1,065 +3.7%
59 MSFT 0.10% 3,017 $1M $483.62 -$157K -103 -3.3%
60 VTI 0.08% 3,513 $1M $335.31 $18K -22 -0.6%
61 VV 0.08% 3,674 $1M $314.77 $41K +49 +1.4%
62 VO 0.08% 3,924 $1M $290.22 -$40K -89 -2.2%
63 IWM 0.07% 4,200 $1M $246.17 $151K +553 +15.2%
64 DFSD 0.07% 21,519 $1M $47.95 +21,519 NEW
65 IWD 0.06% 4,171 $877K $210.34 $22K -29 -0.7%
66 AMZN 0.06% 3,719 $858K $230.82 $121K +361 +10.8%
67 VIG 0.06% 3,760 $826K $219.78 $15K
68 EFA 0.05% 8,127 $780K $96.03 $469K +4,789 +143.5%
69 BRK-A 0.05% 1 $755K $754,800.00 $600
70 GOOGL 0.05% 2,183 $683K $313.00 $30K -503 -18.7%
71 DLN 0.04% 7,456 $657K $88.08 $8K
72 VB 0.04% 2,541 $656K $257.97 $9K
73 SCHG 0.04% 19,334 $631K $32.62 -$20K -1,053 -5.2%
74 GOOG 0.04% 1,831 $575K $313.80 $30K -406 -18.1%
75 META 0.04% 838 $553K $660.09 -$49K +18 +2.2%
76 SPMD 0.04% 9,264 $536K $57.91 $7K
77 AVGO 0.03% 1,465 $507K $346.10 $69K +137 +10.3%
78 DBEF 0.03% 10,469 $504K $48.11 +10,469 NEW
79 AVDV 0.03% 5,120 $481K $93.97 $110K +946 +22.7%
80 DFCF 0.03% 11,164 $475K $42.56 +11,164 NEW
81 AVUS 0.03% 4,044 $452K $111.78 $41K +263 +7.0%
82 JPM 0.03% 1,374 $443K $322.22 -$41K -160 -10.4%
83 IWN 0.03% 2,440 $442K $181.21 $9K -8 -0.3%
84 VT 0.03% 2,988 $421K $141.05 -$3K -94 -3.0%
85 DFSV 0.03% 12,109 $398K $32.89 $22K +293 +2.5%
86 IWR 0.03% 4,065 $391K $96.28 -$1K
87 SCHF 0.02% 14,938 $359K $24.04 $11K
88 LLY 0.02% 325 $349K $1,074.68 $121K +26 +8.7%
89 AVLV 0.02% 4,523 $343K $75.77 +4,523 NEW
90 QQQ 0.02% 551 $339K $614.40 $15K +12 +2.2%
91 QEMM 0.02% 5,015 $332K $66.15 -$690
92 JKD 0.02% 3,306 $312K $94.38 $6K
93 VCIT 0.02% 3,616 $303K $83.74 -$43K -500 -12.2%
94 ONEY 0.02% 2,295 $261K $113.56 $922
95 WMT 0.02% 2,204 $246K $111.41 -$7K -242 -9.9%
96 SCHV 0.02% 8,275 $245K $29.61 $4K
97 V 0.02% 660 $231K $350.71 -$25K -90 -12.0%
98 SPEM 0.02% 4,828 $226K $46.81 +4,828 NEW
99 VUG 0.01% 451 $220K $488.34 +451 NEW
100 IGIB 0.01% 4,007 $216K $53.89 -$841

New Positions

SymbolValue% Port
IWB $3M 0.19%
DFSD $1M 0.07%
DBEF $504K 0.03%
DFCF $475K 0.03%
AVLV $343K 0.02%
SPEM $226K 0.02%
VUG $220K 0.01%

Sold Out Positions

SymbolValue% Port
ORCL —%
View SEC EDGAR Filings for Lutz Financial Services LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms