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Asset Manager ← All Institutions

True Link Financial Advisors, LLC

315 MONTGOMERY ST. 10TH FLOOR, SAN FRANCISCO, CA 94104 • (866) 984-8576

Q2 2025 · Filed 2025-07-24
Market Value
$1.4B
+8.2%
Holdings
105
-7
New Purchases
11
Added To
21
Closed
18
Reduced
43
Top 10 Concentration
86.4%
Turnover
27.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
DFCF 8.23% 0.00% +8.23% $119M
VIG 1.95% 0.02% +1.94% $28M
IVV 12.96% 11.79% +1.17% $188M
ITOT 9.87% 8.74% +1.13% $143M
DFAE 3.43% 3.19% +0.24% $50M
IEFA 4.62% 4.39% +0.23% $67M
IBTG 0.14% 0.00% +0.14% $2M
SGOV 0.30% 0.20% +0.10% $4M
SCHO 0.14% 0.09% +0.05% $2M
IWF 0.33% 0.30% +0.03% $5M
DFIV 3.24% 3.22% +0.02% $47M
VEA 0.02% 0.00% +0.02% $329K
GEV 0.02% 0.00% +0.02% $325K
COF 0.02% 0.00% +0.02% $297K
UNP 0.02% 0.00% +0.02% $267K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPIB 0.14% 8.40% -8.26% $2M
SCHD 2.13% 3.66% -1.53% $31M
BIV 24.35% 25.16% -0.81% $353M
QUAL 2.06% 2.68% -0.62% $30M
BSV 11.43% 11.90% -0.48% $166M
VCIT 0.16% 0.48% -0.31% $2M
AGG 0.00% 0.22% -0.22% $0
SHV 5.01% 5.21% -0.20% $73M
VTIP 3.23% 3.38% -0.15% $47M
BNDX 2.01% 2.09% -0.08% $29M
IWD 0.00% 0.08% -0.08% $0
RSP 0.00% 0.07% -0.07% $0
IBTF 0.14% 0.19% -0.04% $2M
IJH 0.00% 0.04% -0.04% $0
IFV 0.00% 0.03% -0.03% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 98.6%
Technology 0.4%
Industrials 0.3%
Healthcare 0.1%
Utilities 0.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 27 $201M 13.8%
Large Cap 59 $1.2B 81.1%
Mid Cap 12 $70M 4.8%
Small Cap 4 $3M 0.2%
Micro Cap 3 $1M 0.1%

Portfolio Analytics

Avg Market Cap
$341.0B
Median Market Cap
$59.4B
Avg P/E
28.6
Median P/E
25.4
Avg Dividend Yield
0.02%
Avg Beta
0.83
# Stocks
40
# ETFs / Funds
65

Top Holdings (105 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 BIV 24.35% 4,562,493 $353M $77.34 $16M +159,670 +3.6%
2 IVV 12.96% 302,433 $188M $620.90 $30M +21,328 +7.6%
3 BSV 11.43% 2,104,472 $166M $78.70 $6M +67,033 +3.3%
4 ITOT 9.87% 1,059,177 $143M $135.04 $26M +98,930 +10.3%
5 DFCF 8.23% 2,823,753 $119M $42.26 +2,823,753 NEW
6 SHV 5.01% 657,201 $73M $110.42 $3M +25,048 +4.0%
7 IEFA 4.62% 802,412 $67M $83.48 $8M +24,841 +3.2%
8 DFAE 3.43% 1,714,470 $50M $28.95 $7M +64,795 +3.9%
9 DFIV 3.24% 1,097,757 $47M $42.83 $4M +1,419 +0.1%
10 VTIP 3.23% 931,707 $47M $50.27 $2M +23,166 +2.5%
11 SCHD 2.13% 1,164,012 $31M $26.50 -$18M -590,510 -33.7%
12 QUAL 2.06% 163,122 $30M $182.82 -$6M -46,982 -22.4%
13 BNDX 2.01% 588,571 $29M $49.51 $1M +14,803 +2.6%
14 VIG 1.95% 138,197 $28M $204.67 $28M +137,060 +12054.5%
15 IEUR 0.58% 127,792 $8M $66.20 $773K
16 IWF 0.33% 11,308 $5M $424.58 $718K
17 SGOV 0.30% 42,779 $4M $100.69 $2M +16,575 +63.2%
18 VGIT 0.29% 71,443 $4M $59.81 $29K
19 DLN 0.26% 45,623 $4M $82.14 $126K
20 EFA 0.22% 35,152 $3M $89.39 $127K -1,737 -4.7%
21 IVW 0.17% 22,045 $2M $110.10 $183K -2,133 -8.8%
22 LMT 0.16% 5,153 $2M $463.14 -$52K -305 -5.6%
23 VCIT 0.16% 28,307 $2M $82.92 -$4M -49,617 -63.7%
24 VTV 0.16% 12,857 $2M $176.74 -$71K -709 -5.2%
25 VEU 0.15% 33,267 $2M $67.22 $173K -746 -2.2%
26 IBTF 0.14% 89,941 $2M $23.36 -$379K -16,162 -15.2%
27 IBTG 0.14% 91,181 $2M $22.93 +91,181 NEW
28 SCHO 0.14% 85,692 $2M $24.38 $859K +35,162 +69.6%
29 ICSH 0.14% 40,969 $2M $50.71 $410
30 SPIB 0.14% 60,527 $2M $33.58 -$111M -3,327,203 -98.2%
31 SUB 0.10% 13,470 $1M $106.34 $46K +340 +2.6%
32 VLUE 0.09% 12,128 $1M $113.21 $80K
33 IWP 0.09% 9,517 $1M $138.68 $202K
34 BRK-B 0.09% 2,578 $1M $485.77 -$246K -235 -8.3%
35 MSFT 0.08% 2,353 $1M $497.41 $284K -9 -0.4%
36 DON 0.07% 20,286 $1M $50.12 -$7K -392 -1.9%
37 SCHR 0.07% 40,302 $1M $25.03 $8K +36 +0.1%
38 BLV 0.05% 11,000 $765K $69.54 -$10K
39 AMZN 0.05% 3,257 $715K $219.39 $130K +184 +6.0%
40 NVDA 0.05% 4,483 $708K $157.98 $130K -848 -15.9%
41 CMF 0.05% 11,810 $658K $55.74 -$26K -350 -2.9%
42 DFCA 0.05% 13,310 $656K $49.28 -$32K -550 -4.0%
43 FLEX 0.04% 12,758 $637K $49.92 $215K
44 AAPL 0.04% 3,092 $634K $205.19 -$93K -184 -5.6%
45 GE 0.04% 2,417 $622K $257.39 $139K +5 +0.2%
46 SPY 0.04% 989 $611K $617.85 -$158K -386 -28.1%
47 VTI 0.04% 1,993 $606K $303.93 -$11K -252 -11.2%
48 VWO 0.04% 12,176 $602K $49.46 $52K +27 +0.2%
49 DIM 0.04% 7,845 $591K $75.31 $5K -1,000 -11.3%
50 IBM 0.04% 1,906 $562K $294.78 $77K -42 -2.2%
51 OKTA 0.04% 5,600 $560K $99.97 -$71K -400 -6.7%
52 PRF 0.03% 11,640 $492K $42.27 -$221K -6,000 -34.0%
53 VYMI 0.03% 6,000 $481K $80.11 $39K
54 JPM 0.03% 1,504 $436K $289.91 $35K -130 -8.0%
55 DTE 0.03% 3,233 $428K $132.45 -$19K
56 NUDV 0.03% 14,785 $419K $28.36 $160K +5,500 +59.2%
57 IVE 0.03% 2,128 $416K $195.42 -$172K -954 -30.9%
58 IJT 0.03% 2,912 $387K $133.04 -$212K -1,900 -39.5%
59 ALL 0.03% 1,840 $370K $201.31 -$67K -273 -12.9%
60 ESGD 0.03% 4,064 $363K $89.22 $116K +1,046 +34.7%
61 IEMG 0.02% 5,599 $336K $60.03 $361 -622 -10.0%
62 VOO 0.02% 585 $332K $568.03 -$82K -222 -27.5%
63 VEA 0.02% 5,775 $329K $57.01 +5,775 NEW
64 MS 0.02% 2,312 $326K $140.86 $58K +18 +0.8%
65 GEV 0.02% 615 $325K $529.15 +615 NEW
66 HPQ 0.02% 12,800 $313K $24.46 -$45K -134 -1.0%
67 GOOGL 0.02% 1,701 $300K $176.23 $22K -96 -5.3%
68 COF 0.02% 1,397 $297K $212.76 +1,397 NEW
69 CAH 0.02% 1,716 $288K $168.00 -$19K -511 -22.9%
70 A 0.02% 2,440 $288K $118.01 $3K
71 PEP 0.02% 2,129 $281K $132.04 -$78K -266 -11.1%
72 WFC 0.02% 3,497 $280K $80.12 -$82K -1,542 -30.6%
73 IJR 0.02% 2,472 $270K $109.29 -$329K -3,260 -56.9%
74 UNP 0.02% 1,161 $267K $230.08 +1,161 NEW
75 DTM 0.02% 2,396 $263K $109.91 $25K -75 -3.0%
76 HPE 0.02% 12,800 $262K $20.45 $54K -652 -4.8%
77 XEL 0.02% 3,676 $250K $68.10 -$21K -150 -3.9%
78 XOM 0.02% 2,309 $249K $107.80 -$42K -137 -5.6%
79 PG 0.02% 1,528 $243K $159.32 +1,528 NEW
80 BND 0.02% 3,242 $239K $73.63 +3,242 NEW
81 ESGE 0.02% 6,047 $237K $39.17 +6,047 NEW
82 IWB 0.02% 694 $236K $339.57 -$161K -600 -46.4%
83 SDY 0.02% 1,622 $220K $135.73 -$237K -1,750 -51.9%
84 CATH 0.01% 2,854 $215K $75.45 $6K -240 -7.8%
85 VGSH 0.01% 3,584 $211K $58.78 +3,584 NEW
86 JNJ 0.01% 1,344 $205K $152.75 -$58K -244 -15.4%
87 RTX 0.01% 1,384 $202K $146.02 +1,384 NEW
88 DFAI —% -$375K -12,000 -100.0% SOLD
89 IJH —% -$474K -8,115 -100.0% SOLD
90 ABBV —% -$216K -1,029 -100.0% SOLD
91 LLY —% -$242K -293 -100.0% SOLD
92 RSP —% -$939K -5,423 -100.0% SOLD
93 FNF —% -$215K -3,301 -100.0% SOLD
94 CTSH —% -$216K -2,819 -100.0% SOLD
95 IFV —% -$378K -18,912 -100.0% SOLD
96 SU —% -$201K -5,197 -100.0% SOLD
97 BIL —% -$221K -2,412 -100.0% SOLD
98 QCOM —% -$218K -1,422 -100.0% SOLD
99 IWD —% -$1M -5,398 -100.0% SOLD
100 AGG —% -$3M -30,000 -100.0% SOLD

New Positions

SymbolValue% Port
DFCF $119M 8.23%
IBTG $2M 0.14%
VEA $329K 0.02%
GEV $325K 0.02%
COF $297K 0.02%
UNP $267K 0.02%
PG $243K 0.02%
BND $239K 0.02%
ESGE $237K 0.02%
VGSH $211K 0.01%
RTX $202K 0.01%

Sold Out Positions

SymbolValue% Port
KEYS —%
FNF —%
ABBV —%
SU —%
LLY —%
CTSH —%
DFAI —%
RSP —%
CMCSA —%
DLS —%
AGG —%
IJH —%
QCOM —%
BIL —%
IFV —%
View SEC EDGAR Filings for True Link Financial Advisors, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms