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Asset Manager ← All Institutions

True Link Financial Advisors, LLC

315 MONTGOMERY ST. 10TH FLOOR, SAN FRANCISCO, CA 94104 • (866) 984-8576

Q3 2025 · Filed 2025-11-06
Market Value
$1.6B
+7.2%
Holdings
95
-10
New Purchases
8
Added To
21
Closed
3
Reduced
44
Top 10 Concentration
86.9%
Turnover
11.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTIP 4.43% 3.23% +1.20% $69M
DFCF 9.39% 8.23% +1.16% $146M
DFAE 3.56% 3.43% +0.14% $55M
ITOT 9.99% 9.87% +0.12% $155M
IVV 13.07% 12.96% +0.11% $203M
DFIV 3.34% 3.24% +0.10% $52M
IEFA 4.72% 4.62% +0.09% $73M
BIV 24.38% 24.35% +0.03% $379M
IJH 0.03% 0.00% +0.03% $482K
ESGV 0.02% 0.00% +0.02% $297K
IWD 0.01% 0.00% +0.01% $226K
CIEN 0.01% 0.00% +0.01% $219K
ABBV 0.01% 0.00% +0.01% $216K
KEYS 0.01% 0.00% +0.01% $213K
SUSC 0.01% 0.00% +0.01% $211K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SHV 2.60% 5.01% -2.41% $40M
SGOV 0.21% 0.30% -0.09% $3M
VIG 1.88% 1.95% -0.07% $29M
BSV 11.37% 11.43% -0.06% $177M
SCHD 2.07% 2.13% -0.06% $32M
IBTG 0.10% 0.14% -0.05% $2M
IBTF 0.10% 0.14% -0.05% $2M
SCHO 0.10% 0.14% -0.04% $2M
PRF 0.00% 0.03% -0.03% $0
QUAL 2.03% 2.06% -0.03% $31M
IJT 0.00% 0.03% -0.03% $0
IEUR 0.56% 0.58% -0.02% $9M
VGIT 0.28% 0.29% -0.02% $4M
IWP 0.07% 0.09% -0.02% $1M
DLN 0.24% 0.26% -0.01% $4M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 98.6%
Technology 0.4%
Industrials 0.3%
Healthcare 0.1%
Utilities 0.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 26 $217M 14.0%
Large Cap 52 $1.3B 81.0%
Mid Cap 11 $74M 4.8%
Small Cap 4 $3M 0.2%
Micro Cap 2 $1M 0.1%

Portfolio Analytics

Avg Market Cap
$379.6B
Median Market Cap
$68.2B
Avg P/E
42.2
Median P/E
27.2
Avg Dividend Yield
0.02%
Avg Beta
0.84
# Stocks
34
# ETFs / Funds
61

Top Holdings (95 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 BIV 24.38% 4,852,251 $379M $78.09 $26M +289,758 +6.3%
2 IVV 13.07% 303,423 $203M $669.30 $15M +990 +0.3%
3 BSV 11.37% 2,238,626 $177M $78.91 $11M +134,154 +6.4%
4 ITOT 9.99% 1,065,791 $155M $145.65 $12M +6,614 +0.6%
5 DFCF 9.39% 3,413,129 $146M $42.76 $27M +589,376 +20.9%
6 IEFA 4.72% 839,508 $73M $87.31 $6M +37,096 +4.6%
7 VTIP 4.43% 1,360,330 $69M $50.63 $22M +428,623 +46.0%
8 DFAE 3.56% 1,756,250 $55M $31.53 $6M +41,780 +2.4%
9 DFIV 3.34% 1,125,835 $52M $46.12 $5M +28,078 +2.6%
10 SHV 2.60% 365,540 $40M $110.49 -$32M -291,661 -44.4%
11 SCHD 2.07% 1,177,029 $32M $27.30 $1M +13,017 +1.1%
12 QUAL 2.03% 161,941 $31M $194.50 $2M -1,181 -0.7%
13 BNDX 2.01% 631,120 $31M $49.46 $2M +42,549 +7.2%
14 VIG 1.88% 135,593 $29M $215.79 $975K -2,604 -1.9%
15 IEUR 0.56% 127,792 $9M $68.12 $245K
16 IWF 0.32% 10,733 $5M $468.41 $226K -575 -5.1%
17 VGIT 0.28% 71,443 $4M $60.03 $16K
18 DLN 0.24% 43,623 $4M $87.03 $49K -2,000 -4.4%
19 EFA 0.21% 35,060 $3M $93.37 $131K -92 -0.3%
20 SGOV 0.21% 31,835 $3M $100.70 -$1M -10,944 -25.6%
21 IVW 0.16% 21,059 $3M $120.72 $115K -986 -4.5%
22 LMT 0.16% 5,028 $3M $499.21 $123K -125 -2.4%
23 VTV 0.16% 13,329 $2M $186.49 $213K +472 +3.7%
24 VEU 0.15% 33,452 $2M $71.37 $151K +185 +0.6%
25 VCIT 0.15% 28,307 $2M $84.11 $34K
26 ICSH 0.13% 40,969 $2M $50.75 $2K
27 SPIB 0.13% 57,858 $2M $33.89 -$72K -2,669 -4.4%
28 IBTF 0.10% 66,217 $2M $23.36 -$554K -23,724 -26.4%
29 SCHO 0.10% 63,156 $2M $24.40 -$548K -22,536 -26.3%
30 IBTG 0.10% 66,863 $2M $22.95 -$556K -24,318 -26.7%
31 VLUE 0.10% 12,128 $2M $125.05 $144K
32 SUB 0.09% 13,470 $1M $106.78 $6K
33 BRK-B 0.08% 2,503 $1M $502.74 $6K -75 -2.9%
34 MSFT 0.08% 2,323 $1M $517.95 $33K -30 -1.3%
35 IWP 0.07% 8,094 $1M $142.41 -$167K -1,423 -14.9%
36 SCHR 0.07% 44,661 $1M $25.13 $114K +4,359 +10.8%
37 DON 0.07% 20,286 $1M $52.30 $44K
38 BLV 0.05% 11,000 $779K $70.85 $14K
39 AAPL 0.05% 3,034 $773K $254.66 $138K -58 -1.9%
40 SPY 0.05% 1,114 $742K $666.18 $131K +125 +12.6%
41 FLEX 0.05% 12,758 $740K $57.97 $103K
42 GE 0.05% 2,401 $722K $300.82 $100K -16 -0.7%
43 NVDA 0.05% 3,862 $720K $186.56 $12K -621 -13.8%
44 AMZN 0.05% 3,210 $705K $219.57 -$10K -47 -1.4%
45 CMF 0.04% 11,810 $674K $57.04 $15K
46 DFCA 0.04% 13,310 $663K $49.83 $7K
47 VWO 0.04% 12,154 $659K $54.18 $56K -22 -0.2%
48 VTI 0.04% 1,923 $631K $328.17 $25K -70 -3.5%
49 DIM 0.04% 7,845 $606K $77.29 $15K
50 IBM 0.03% 1,851 $522K $282.16 -$40K -55 -2.9%
51 VYMI 0.03% 6,000 $508K $84.68 $27K
52 OKTA 0.03% 5,350 $491K $91.70 -$69K -250 -4.5%
53 IJH 0.03% 7,382 $482K $65.26 +7,382 NEW
54 DTE 0.03% 3,233 $457K $141.42 $29K
55 JPM 0.03% 1,440 $454K $315.43 $18K -64 -4.3%
56 BND 0.03% 5,863 $436K $74.37 $197K +2,621 +80.8%
57 IJR 0.03% 3,549 $422K $118.83 $152K +1,077 +43.6%
58 GOOGL 0.03% 1,669 $406K $243.10 $106K -32 -1.9%
59 VOO 0.03% 650 $398K $612.38 $66K +65 +11.1%
60 NUDV 0.03% 13,606 $396K $29.11 -$23K -1,179 -8.0%
61 IEMG 0.03% 5,965 $393K $65.92 $57K +366 +6.5%
62 GEV 0.02% 615 $378K $614.90 $53K
63 MS 0.02% 2,312 $368K $158.96 $42K
64 ALL 0.02% 1,690 $363K $214.65 -$8K -150 -8.2%
65 ESGD 0.02% 3,749 $349K $92.98 -$14K -315 -7.8%
66 HPQ 0.02% 12,800 $349K $27.23 $35K
67 VEA 0.02% 5,748 $344K $59.92 $15K -27 -0.5%
68 HPE 0.02% 12,800 $314K $24.56 $53K
69 A 0.02% 2,440 $313K $128.35 $25K
70 IVE 0.02% 1,513 $312K $206.51 -$103K -615 -28.9%
71 PEP 0.02% 2,117 $297K $140.44 $16K -12 -0.6%
72 ESGV 0.02% 2,504 $297K $118.44 +2,504 NEW
73 XEL 0.02% 3,556 $287K $80.65 $36K -120 -3.3%
74 UNP 0.02% 1,136 $269K $236.37 $1K -25 -2.1%
75 DTM 0.02% 2,303 $260K $113.06 -$3K -93 -3.9%
76 IWB 0.02% 700 $256K $365.48 $20K +6 +0.9%
77 XOM 0.02% 2,264 $255K $112.75 $6K -45 -1.9%
78 WFC 0.02% 2,897 $243K $83.82 -$37K -600 -17.2%
79 COF 0.02% 1,117 $237K $212.58 -$60K -280 -20.0%
80 CAH 0.02% 1,500 $235K $156.96 -$53K -216 -12.6%
81 PG 0.01% 1,507 $232K $153.65 -$12K -21 -1.4%
82 IWD 0.01% 1,110 $226K $203.59 +1,110 NEW
83 ESGE 0.01% 5,155 $224K $43.42 -$13K -892 -14.8%
84 RTX 0.01% 1,336 $224K $167.33 $21K -48 -3.5%
85 CIEN 0.01% 1,500 $219K $145.67 +1,500 NEW
86 CATH 0.01% 2,684 $218K $81.06 $2K -170 -6.0%
87 ABBV 0.01% 931 $216K $231.54 +931 NEW
88 KEYS 0.01% 1,220 $213K $174.92 +1,220 NEW
89 VGSH 0.01% 3,609 $212K $58.85 $2K +25 +0.7%
90 SUSC 0.01% 8,972 $211K $23.56 +8,972 NEW
91 SDY 0.01% 1,500 $210K $140.05 -$10K -122 -7.5%
92 AVGO 0.01% 631 $208K $329.91 +631 NEW
93 JNJ —% -$205K -1,344 -100.0% SOLD
94 PRF —% -$492K -11,640 -100.0% SOLD
95 IJT —% -$387K -2,912 -100.0% SOLD

New Positions

SymbolValue% Port
IJH $482K 0.03%
ESGV $297K 0.02%
IWD $226K 0.01%
CIEN $219K 0.01%
ABBV $216K 0.01%
KEYS $213K 0.01%
SUSC $211K 0.01%
AVGO $208K 0.01%

Sold Out Positions

SymbolValue% Port
JNJ —%
IJT —%
PRF —%
View SEC EDGAR Filings for True Link Financial Advisors, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms