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Asset Manager ← All Institutions

Cardinal Point Capital Management ULC

3280 BLOOR STREET WEST CENTRE TOWER, SUITE 500, TORONTO, A6 M8X 2X3 • 866-213-2036

Q1 2026 · Filed 2026-04-20
Market Value
$1.6B
+5.9%
Holdings
300
+17
New Purchases
45
Added To
105
Closed
22
Reduced
90
Top 10 Concentration
43.1%
Turnover
22.3%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VBIL 1.28% 0.00% +1.28% $21M
NVDA 1.65% 0.47% +1.19% $27M
VTEB 0.68% 0.00% +0.68% $11M
SU 1.55% 1.15% +0.39% $25M
TFLO 1.61% 1.29% +0.33% $26M
VEU 4.21% 3.93% +0.28% $68M
CNQ 0.69% 0.51% +0.19% $11M
MSFT 1.08% 0.90% +0.18% $17M
DBMF 2.30% 2.14% +0.16% $37M
DFAX 4.10% 3.95% +0.15% $66M
VTV 0.17% 0.03% +0.14% $3M
VUG 0.13% 0.00% +0.13% $2M
PWRD 0.12% 0.00% +0.12% $2M
VOO 0.30% 0.17% +0.12% $5M
SUNC 0.78% 0.66% +0.12% $13M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 3.69% 4.89% -1.20% $60M
VTI 12.16% 12.79% -0.63% $196M
BBU 0.00% 0.55% -0.55% $0
LRGF 2.99% 3.37% -0.38% $48M
SCHW 0.00% 0.34% -0.34% $0
GOOG 1.80% 2.11% -0.31% $29M
BBUC 0.00% 0.28% -0.28% $0
RY 1.96% 2.22% -0.25% $32M
ORCL 0.64% 0.89% -0.25% $10M
CVE 0.06% 0.27% -0.22% $896K
JPM 1.11% 1.27% -0.16% $18M
IBM 0.56% 0.72% -0.16% $9M
TD 1.69% 1.84% -0.15% $27M
USFR 4.60% 4.74% -0.15% $74M
BRK-B 0.73% 0.87% -0.14% $12M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 65.6%
Technology 10.5%
Energy 5.4%
Communication Services 4.4%
Consumer Defensive 3.9%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 57 $582M 36.0%
Large Cap 161 $787M 48.7%
Mid Cap 48 $158M 9.8%
Small Cap 27 $83M 5.2%
Micro Cap 7 $5M 0.3%

Portfolio Analytics

Avg Market Cap
$217.9B
Median Market Cap
$54.3B
Avg P/E
29.6
Median P/E
23.0
Avg Dividend Yield
0.02%
Avg Beta
0.98
# Stocks
188
# ETFs / Funds
112

Top Holdings (300 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VTI 12.16% 611,956 $196M $320.81 $1M +30,152 +5.2%
2 USFR 4.60% 1,474,438 $74M $50.34 $2M +37,555 +2.6%
3 VEU 4.21% 904,871 $68M $75.10 $8M +90,286 +11.1%
4 VGIT 4.21% 1,140,442 $68M $59.55 $3M +52,401 +4.8%
5 DFAX 4.10% 1,949,020 $66M $33.97 $6M +106,705 +5.8%
6 AAPL 3.69% 234,645 $60M $253.79 -$15M -39,522 -14.4%
7 LRGF 2.99% 731,889 $48M $66.00 -$3M -9,298 -1.2%
8 DFAC 2.47% 1,027,815 $40M $38.86 $2M +58,118 +6.0%
9 MUB 2.36% 359,320 $38M $106.15 -$37K +2,872 +0.8%
10 DBMF 2.30% 1,234,297 $37M $30.15 $5M +69,681 +6.0%
11 RY 1.96% 196,519 $32M $161.33 -$2M -1,520 -0.8%
12 PYLD 1.92% 1,183,801 $31M $26.20 $2M +108,992 +10.1%
13 GOOG 1.80% 101,201 $29M $286.86 -$3M -1,340 -1.3%
14 TD 1.69% 293,001 $27M $93.21 -$712K -3,897 -1.3%
15 IAU 1.66% 303,426 $27M $88.16 $3M +4,986 +1.7%
16 NVDA 1.65% 153,068 $27M $174.41 $20M +114,989 +302.0%
17 MINO 1.64% 585,778 $26M $45.17 $1M +30,320 +5.5%
18 TFLO 1.61% 514,649 $26M $50.63 $6M +125,727 +32.3%
19 SU 1.55% 378,476 $25M $66.01 $7M -16,841 -4.3%
20 BMO 1.48% 176,674 $24M $135.17 $669K -1,814 -1.0%
21 VBIL 1.28% 273,105 $21M $75.65 +273,105 NEW
22 WMT 1.27% 164,402 $20M $124.28 $1M -6,078 -3.6%
23 CSCO 1.14% 237,609 $18M $77.59 -$372K -6,556 -2.7%
24 JNJ 1.12% 74,043 $18M $244.44 $2M -2,342 -3.1%
25 JPM 1.11% 60,898 $18M $294.16 -$1M +732 +1.2%
26 ENB 1.10% 328,162 $18M $54.10 $2M +331 +0.1%
27 MSFT 1.08% 47,128 $17M $370.17 $4M +18,624 +65.3%
28 MFC 1.00% 471,351 $16M $34.38 -$693K +6,686 +1.4%
29 TRP 0.98% 252,721 $16M $62.49 $2M -1,379 -0.5%
30 NEM 0.96% 142,570 $15M $108.25 $1M +2,080 +1.5%
31 BNS 0.92% 215,525 $15M $69.21 -$1M -4,436 -2.0%
32 AEM 0.87% 69,101 $14M $202.58 $2M -285 -0.4%
33 CNI 0.86% 135,114 $14M $102.72 $758K +2,641 +2.0%
34 GDX 0.85% 149,831 $14M $91.77 $655K -2,840 -1.9%
35 RCI 0.79% 333,058 $13M $38.38 $383K +5,011 +1.5%
36 SUNC 0.78% 203,513 $13M $61.65 $2M -640 -0.3%
37 PM 0.75% 73,201 $12M $165.34 -$150K -3,169 -4.2%
38 BRK-B 0.73% 24,521 $12M $479.20 -$2M -1,878 -7.1%
39 CNQ 0.69% 230,194 $11M $48.68 $3M +1,973 +0.9%
40 PEP 0.69% 71,531 $11M $155.29 $887K +314 +0.4%
41 VTEB 0.68% 220,196 $11M $49.89 +220,196 NEW
42 FTLS 0.64% 147,400 $10M $70.36 $747K +11,835 +8.7%
43 ORCL 0.64% 69,848 $10M $147.11 -$3M +266 +0.4%
44 FDX 0.63% 28,707 $10M $356.18 $2M -135 -0.5%
45 OTEX 0.62% 446,889 $10M $22.24 $2M +190,405 +74.2%
46 GOOGL 0.59% 33,041 $10M $287.56 -$1M -1,159 -3.4%
47 PFE 0.57% 329,107 $9M $28.08 $1M +5,450 +1.7%
48 IBM 0.56% 37,304 $9M $242.39 -$2M +313 +0.8%
49 CVS 0.55% 122,740 $9M $71.82 -$911K +185 +0.1%
50 GIB 0.54% 119,950 $9M $72.96 -$2M +7,872 +7.0%
51 COST 0.50% 8,030 $8M $996.43 $1M +150 +1.9%
52 AMZN 0.48% 37,124 $8M $208.27 $190K +4,450 +13.6%
53 TSLA 0.48% 20,742 $8M $371.75 -$87K +3,402 +19.6%
54 DFSU 0.47% 182,814 $8M $41.09 -$753K -7,479 -3.9%
55 V 0.41% 22,082 $7M $302.23 -$1M -522 -2.3%
56 CMCSA 0.32% 177,905 $5M $28.71 -$74K +4,535 +2.6%
57 VGT 0.30% 6,937 $5M $697.72 $178K +752 +12.2%
58 VOO 0.30% 8,010 $5M $597.55 $2M +3,773 +89.0%
59 VTRS 0.27% 328,681 $4M $13.51 $361K +1,000 +0.3%
60 KVUE 0.27% 257,127 $4M $17.24 -$806K -46,563 -15.3%
61 SPY 0.27% 6,696 $4M $651.50 $789K +1,464 +28.0%
62 FIX 0.27% 3,145 $4M $1,378.99 $233K -1,252 -28.5%
63 MCD 0.24% 12,439 $4M $310.79 $34K -100 -0.8%
64 DIS 0.23% 38,337 $4M $96.38 -$932K -2,331 -5.7%
65 QQQ 0.22% 6,095 $4M $577.18 $230K +743 +13.9%
66 GLW 0.19% 22,877 $3M $135.97 $815K -3,345 -12.8%
67 DFSI 0.19% 73,252 $3M $42.40 -$99K -1,543 -2.1%
68 VTV 0.17% 13,622 $3M $196.20 $2M +11,606 +575.7%
69 CM 0.17% 28,249 $3M $94.58 -$2K -1,200 -4.1%
70 AGI 0.16% 60,000 $3M $44.40 $340K -92 -0.1%
71 META 0.15% 4,309 $2M $572.10 $346K +1,099 +34.2%
72 TAC 0.15% 182,660 $2M $13.12 $264K +14,249 +8.5%
73 SUSB 0.14% 90,726 $2M $25.07 $248K +10,448 +13.0%
74 TU 0.14% 174,463 $2M $12.83 -$63K +125 +0.1%
75 NKE 0.14% 41,310 $2M $52.82 -$42K +6,408 +18.4%
76 EAOR 0.13% 61,570 $2M $34.81 -$36K -90 -0.1%
77 NFLX 0.13% 22,196 $2M $96.15 $367K +3,346 +17.8%
78 VUG 0.13% 4,866 $2M $436.79 +4,866 NEW
79 SLF 0.13% 33,731 $2M $62.52 $31K +490 +1.5%
80 BN 0.13% 52,106 $2M $40.44 -$289K
81 XLK 0.12% 15,022 $2M $132.91 $326K +3,414 +29.4%
82 PWRD 0.12% 20,209 $2M $97.77 +20,209 NEW
83 C 0.12% 16,739 $2M $113.41 -$20K +300 +1.8%
84 BAC 0.11% 38,069 $2M $48.75 -$281K -779 -2.0%
85 VZ 0.11% 36,371 $2M $50.20 $299K -1,125 -3.0%
86 ITA 0.11% 8,270 $2M $218.75 -$160K -900 -9.8%
87 XOM 0.11% 10,350 $2M $169.66 $369K -1,176 -10.2%
88 ABBV 0.11% 7,958 $2M $217.49 $161K +1,088 +15.8%
89 EL 0.10% 22,930 $2M $71.77 -$289K +4,455 +24.1%
90 VBR 0.10% 7,495 $2M $217.25 +7,495 NEW
91 BCE 0.10% 63,736 $2M $25.18 $179K +4,049 +6.8%
92 GEV 0.10% 1,825 $2M $872.97 $315K -131 -6.7%
93 CRBN 0.09% 6,868 $2M $222.82 -$83K -130 -1.9%
94 YETI 0.09% 41,495 $2M $36.59 -$330K -350 -0.8%
95 CL 0.09% 17,669 $2M $85.23 $87K -291 -1.6%
96 EQX 0.09% 100,925 $1M $14.41 -$784K -58,150 -36.6%
97 BRK-A 0.09% 2 $1M $718,140.00 -$73K
98 CAE 0.09% 55,261 $1M $25.98 $730K +32,075 +138.3%
99 GILD 0.09% 10,048 $1M $139.37 $133K -275 -2.7%
100 GLD 0.09% 3,197 $1M $430.29 $109K

New Positions

SymbolValue% Port
VBIL $21M 1.28%
VTEB $11M 0.68%
VUG $2M 0.13%
PWRD $2M 0.12%
VBR $2M 0.10%
ABFL $1M 0.08%
VXUS $1M 0.07%
XLF $1M 0.06%
BAI $980K 0.06%
IGV $902K 0.06%
IYW $880K 0.05%
RSP $727K 0.04%
SPLV $723K 0.04%
VXF $680K 0.04%
SCHD $634K 0.04%

Sold Out Positions

SymbolValue% Port
NOW —%
PSX —%
CARR —%
BBUC —%
PK —%
PINS —%
SCHW —%
EPD —%
DAL —%
RSG —%
MQ —%
DXCM —%
CRWD —%
KHC —%
SPDW —%
View SEC EDGAR Filings for Cardinal Point Capital Management ULC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms