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Asset Manager ← All Institutions

Cardinal Point Capital Management ULC

3280 BLOOR STREET WEST CENTRE TOWER, SUITE 500, TORONTO, A6 M8X 2X3 • 866-213-2036

Q3 2025 · Filed 2025-11-06
Market Value
$1.4B
+13.1%
Holdings
274
+26
New Purchases
38
Added To
76
Closed
13
Reduced
102
Top 10 Concentration
45.9%
Turnover
18.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 4.96% 3.87% +1.09% $71M
EMRAF 0.72% 0.00% +0.72% $10M
WTW 0.62% 0.00% +0.62% $9M
BRK-B 0.92% 0.42% +0.50% $13M
GDX 0.83% 0.65% +0.18% $12M
NEM 0.83% 0.66% +0.17% $12M
AEM 0.83% 0.67% +0.16% $12M
MTD 0.16% 0.00% +0.16% $2M
ORCL 1.31% 1.17% +0.15% $19M
GOOG 1.84% 1.71% +0.13% $26M
MINO 0.13% 0.00% +0.13% $2M
IAU 1.63% 1.51% +0.12% $23M
SNPS 0.11% 0.00% +0.11% $2M
SPY 0.24% 0.14% +0.10% $3M
TSLA 0.53% 0.43% +0.10% $8M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
JNJ 0.98% 1.84% -0.86% $14M
USFR 5.04% 5.75% -0.71% $72M
GIB 0.67% 0.95% -0.28% $10M
VTI 13.07% 13.28% -0.22% $186M
PM 0.78% 1.00% -0.22% $11M
VGIT 4.19% 4.38% -0.19% $60M
KVUE 0.38% 0.57% -0.18% $5M
MFC 0.99% 1.17% -0.18% $14M
MSFT 0.96% 1.10% -0.14% $14M
TFLO 1.14% 1.28% -0.14% $16M
CMCSA 0.47% 0.59% -0.13% $7M
ZTS 0.03% 0.14% -0.11% $410K
TD 1.68% 1.78% -0.11% $24M
IBM 0.73% 0.83% -0.11% $10M
FIX 0.26% 0.36% -0.10% $4M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 65.6%
Technology 10.5%
Energy 5.4%
Communication Services 4.4%
Consumer Defensive 3.9%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 52 $539M 37.8%
Large Cap 139 $709M 49.8%
Mid Cap 46 $123M 8.7%
Small Cap 30 $48M 3.4%
Micro Cap 7 $5M 0.4%

Portfolio Analytics

Avg Market Cap
$218.9B
Median Market Cap
$39.8B
Avg P/E
29.3
Median P/E
22.6
Avg Dividend Yield
0.02%
Avg Beta
0.94
# Stocks
175
# ETFs / Funds
99

Top Holdings (274 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VTI 13.07% 569,574 $186M $326.93 $19M +20,439 +3.7%
2 USFR 5.04% 1,425,906 $72M $50.33 -$668K -13,853 -1.0%
3 AAPL 4.96% 278,354 $71M $253.78 $22M +40,927 +17.2%
4 VGIT 4.19% 991,034 $60M $60.25 $4M +67,318 +7.3%
5 DFAX 3.92% 1,790,092 $56M $31.19 $6M +90,635 +5.3%
6 VEU 3.90% 779,705 $56M $71.26 $7M +56,601 +7.8%
7 LRGF 3.47% 722,756 $49M $68.38 $5M +25,142 +3.6%
8 MUB 2.62% 349,470 $37M $107.01 $4M +28,823 +9.0%
9 DFAC 2.50% 934,099 $36M $38.17 $4M +53,639 +6.1%
10 DBMF 2.20% 1,123,011 $31M $27.97 $3M +38,016 +3.5%
11 RY 2.06% 199,081 $29M $147.35 $3M -4,238 -2.1%
12 PYLD 1.87% 997,175 $27M $26.72 $2M +82,348 +9.0%
13 GOOG 1.84% 107,687 $26M $243.67 $5M -1,391 -1.3%
14 TD 1.68% 298,640 $24M $79.94 $1M -7,187 -2.4%
15 IAU 1.63% 300,056 $23M $77.43 $4M -5,435 -1.8%
16 BMO 1.62% 177,447 $23M $130.27 $3M -4,956 -2.7%
17 JPM 1.32% 59,463 $19M $315.43 $1M -1,504 -2.5%
18 ORCL 1.31% 66,433 $19M $281.24 $4M -752 -1.1%
19 WMT 1.19% 164,808 $17M $103.06 $723K -1,510 -0.9%
20 ENB 1.16% 328,738 $17M $50.43 $2M -3,415 -1.0%
21 CSCO 1.16% 241,236 $16M $68.38 $713K +13,751 +6.0%
22 TFLO 1.14% 321,727 $16M $50.49 $116K +3,306 +1.0%
23 SU 1.13% 386,319 $16M $41.84 $2M -5,528 -1.4%
24 BNS 0.99% 218,990 $14M $64.64 $2M -3,403 -1.5%
25 MFC 0.99% 453,336 $14M $31.15 -$616K -8,420 -1.8%
26 JNJ 0.98% 75,657 $14M $185.42 -$9M -77,027 -50.5%
27 TRP 0.96% 252,443 $14M $54.36 $1M -2,845 -1.1%
28 MSFT 0.96% 26,371 $14M $517.04 -$205K -1,453 -5.2%
29 BRK-B 0.92% 26,489 $13M $496.42 $8M +920 +3.6%
30 AEM 0.83% 70,396 $12M $168.38 $3M -774 -1.1%
31 NEM 0.83% 140,460 $12M $84.31 $4M -2,445 -1.7%
32 GDX 0.83% 154,445 $12M $76.40 $4M -2,460 -1.6%
33 CNI 0.82% 124,426 $12M $94.27 $2M +27,857 +28.9%
34 RCI 0.80% 330,330 $11M $34.42 $1M -5,933 -1.8%
35 PM 0.78% 68,786 $11M $162.20 -$1M -415 -0.6%
36 IBM 0.73% 36,671 $10M $282.16 -$136K +1,108 +3.1%
37 EMRAF 0.72% 213,007 $10M $47.96 +213,007 NEW
38 PEP 0.68% 69,232 $10M $140.44 $2M +9,757 +16.4%
39 OTEX 0.68% 258,139 $10M $37.37 $2M -3,215 -1.2%
40 GIB 0.67% 107,383 $10M $89.05 -$2M -7,375 -6.4%
41 CVS 0.66% 123,920 $9M $75.39 $698K -1,400 -1.1%
42 WTW 0.62% 25,591 $9M $345.45 +25,591 NEW
43 FTLS 0.62% 127,324 $9M $68.87 $884K +8,355 +7.0%
44 GOOGL 0.57% 33,388 $8M $243.25 $2M +3,577 +12.0%
45 PFE 0.56% 314,272 $8M $25.48 $444K +2,240 +0.7%
46 DFSU 0.56% 188,873 $8M $42.02 $724K +5,118 +2.8%
47 BBU 0.54% 235,564 $8M $32.79 $1M -7,193 -3.0%
48 V 0.54% 22,384 $8M $341.67 -$363K -179 -0.8%
49 TSLA 0.53% 17,379 $8M $436.45 $2M +354 +2.1%
50 COST 0.51% 7,824 $7M $926.39 -$406K +92 +1.2%
51 CNQ 0.49% 219,331 $7M $31.97 -$271K -12,789 -5.5%
52 NVDA 0.48% 36,731 $7M $187.30 $881K -1,239 -3.3%
53 CMCSA 0.47% 212,775 $7M $31.42 -$806K +2,860 +1.4%
54 FDX 0.46% 27,553 $6M $235.81 $537K +1,334 +5.1%
55 AMZN 0.45% 29,124 $6M $219.75 -$275K -1,300 -4.3%
56 KVUE 0.38% 337,782 $5M $16.23 -$2M -4,148 -1.2%
57 DIS 0.33% 41,165 $5M $114.50 -$407K -122 -0.3%
58 VGT 0.33% 6,197 $5M $755.44 $102K -707 -10.2%
59 CVE 0.29% 244,634 $4M $16.97 $853K +1,695 +0.7%
60 BBUC 0.27% 113,878 $4M $33.56 $125K -4,490 -3.8%
61 QQQ 0.26% 6,173 $4M $602.61 $1M +2,061 +50.1%
62 FIX 0.26% 4,472 $4M $825.18 -$841K -3,978 -47.1%
63 MCD 0.25% 11,802 $4M $303.89 -$171K -1,057 -8.2%
64 SPY 0.24% 5,180 $3M $665.45 $2M +2,363 +83.9%
65 VTRS 0.23% 327,100 $3M $9.90 $200K -13,150 -3.9%
66 DFSI 0.21% 72,446 $3M $40.78 $230K +3,311 +4.8%
67 META 0.19% 3,639 $3M $729.10 -$22K +15 +0.4%
68 TU 0.18% 164,418 $3M $15.75 -$325K -17,357 -9.6%
69 VOO 0.18% 4,112 $3M $609.61 $114K -50 -1.2%
70 BN 0.17% 35,195 $2M $68.59 $208K -525 -1.5%
71 CM 0.17% 29,485 $2M $79.89 $256K -148 -0.5%
72 NKE 0.16% 33,377 $2M $69.73 -$41K +45 +0.1%
73 MTD 0.16% 1,845 $2M $1,227.61 +1,845 NEW
74 TAC 0.16% 164,585 $2M $13.66 $385K -8,400 -4.9%
75 GLW 0.15% 26,922 $2M $82.03 $579K -4,060 -13.1%
76 NFLX 0.15% 1,829 $2M $1,203.90 -$251K -3 -0.2%
77 EAOR 0.15% 61,865 $2M $34.84 $262K +5,260 +9.3%
78 AGI 0.15% 60,092 $2M $34.85 $499K
79 CDNS 0.14% 5,680 $2M $351.26 $282K +120 +2.2%
80 SUSB 0.14% 78,083 $2M $25.30 $123K +4,465 +6.1%
81 BAC 0.13% 38,156 $2M $50.35 $725K +12,871 +50.9%
82 SLF 0.13% 31,969 $2M $60.03 -$370K -2,500 -7.2%
83 ITA 0.13% 9,170 $2M $209.26 $189K
84 EQX 0.13% 164,725 $2M $11.20 $686K -36,445 -18.1%
85 MINO 0.13% 39,600 $2M $45.44 +39,600 NEW
86 C 0.12% 17,507 $2M $101.50 $231K -650 -3.6%
87 VZ 0.12% 37,296 $2M $43.95 -$601 -600 -1.6%
88 CRBN 0.11% 7,082 $2M $225.99 $138K +177 +2.6%
89 XLK 0.11% 5,567 $2M $282.54 $43K -474 -7.8%
90 SNPS 0.11% 3,507 $2M $448.00 +3,507 NEW
91 ABBV 0.11% 6,570 $2M $231.54 $235K -360 -5.2%
92 EL 0.10% 16,860 $1M $88.12 $1M +12,680 +303.4%
93 BRK-A 0.10% 2 $1M $738,130.00 $19K
94 NGD 0.10% 205,600 $1M $7.16 $452K
95 LOW 0.10% 5,715 $1M $251.31 $174K +25 +0.4%
96 BCE 0.10% 60,370 $1M $23.36 -$30K -4,697 -7.2%
97 CL 0.10% 17,907 $1M $78.72 $28K +2,701 +17.8%
98 IVV 0.10% 2,084 $1M $666.15 $724K +1,014 +94.8%
99 YETI 0.10% 41,545 $1M $33.18 $470K +12,730 +44.2%
100 UNH 0.10% 3,966 $1M $345.30 $132K

New Positions

SymbolValue% Port
EMRAF $10M 0.72%
WTW $9M 0.62%
MTD $2M 0.16%
MINO $2M 0.13%
SNPS $2M 0.11%
VOD $864K 0.06%
MDT $735K 0.05%
ERIC $535K 0.04%
PAVE $462K 0.03%
BOXX $461K 0.03%
SGOL $460K 0.03%
DBC $457K 0.03%
MELI $456K 0.03%
DEO $433K 0.03%
PINS $426K 0.03%

Sold Out Positions

SymbolValue% Port
GIL —%
TECK —%
COF —%
PFEB —%
BNDX —%
PJAN —%
SCHO —%
VUG —%
SCHZ —%
VNQ —%
PMAY —%
TIXT —%
MAG —%
View SEC EDGAR Filings for Cardinal Point Capital Management ULC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms