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RETIREMENT FINANCIAL SOLUTIONS, LLC

9725 COGDILL ROAD SUITE 101, KNOXVILLE, TN 37932 • 865-392-4260

Q2 2025 · Filed 2026-03-10
Market Value
$290M
+10.2%
Holdings
50
+2
New Purchases
2
Added To
18
Closed
2
Reduced
25
Top 10 Concentration
62.2%
Turnover
8.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
QQQ 4.57% 3.36% +1.22% $13M
SPLG 12.59% 11.66% +0.93% $36M
DIA 4.31% 3.53% +0.78% $12M
MGC 2.99% 2.32% +0.67% $9M
COWZ 3.88% 3.25% +0.63% $11M
RSP 2.89% 2.37% +0.52% $8M
SPYG 1.56% 1.14% +0.42% $5M
EPS 1.48% 1.18% +0.30% $4M
RWL 1.47% 1.22% +0.25% $4M
SPYV 1.43% 1.20% +0.23% $4M
TXN 0.07% 0.00% +0.07% $211K
TSLA 0.07% 0.00% +0.07% $203K
NVDA 0.17% 0.13% +0.05% $498K
MSFT 0.11% 0.09% +0.02% $314K
QQQM 5.65% 5.63% +0.01% $16M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VBR 6.62% 7.32% -0.70% $19M
SPSM 6.50% 7.13% -0.62% $19M
IEF 6.02% 6.64% -0.62% $17M
HEDJ 3.58% 4.18% -0.60% $10M
VO 7.05% 7.61% -0.57% $20M
TLT 3.41% 3.85% -0.44% $10M
SPHD 2.56% 2.99% -0.43% $7M
SHYG 3.83% 4.19% -0.36% $11M
JEPI 3.01% 3.36% -0.35% $9M
EEM 5.05% 5.37% -0.32% $15M
IGIB 1.75% 1.91% -0.16% $5M
SHY 1.81% 1.95% -0.14% $5M
VNQ 0.40% 0.50% -0.10% $1M
BRK-B 0.19% 0.28% -0.09% $543K
IVV 0.00% 0.08% -0.08% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 99.5%
Technology 0.3%
Energy 0.2%
Consumer Cyclical 0.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 15 $41M 14.1%
Large Cap 23 $206M 71.3%
Mid Cap 6 $26M 8.9%
Small Cap 5 $16M 5.4%
Micro Cap 1 $1M 0.4%

Portfolio Analytics

Avg Market Cap
$454.5B
Median Market Cap
$44.6B
Avg P/E
51.6
Median P/E
25.6
Avg Dividend Yield
0.02%
Avg Beta
0.87
# Stocks
14
# ETFs / Funds
36

Top Holdings (50 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPLG 12.59% 501,657 $36M $72.69 $6M +35,516 +7.6%
2 VO 7.05% 72,922 $20M $279.83 $392K -4,463 -5.8%
3 VBR 6.62% 98,339 $19M $195.01 -$66K -4,955 -4.8%
4 SPSM 6.50% 442,084 $19M $42.60 $98K -17,565 -3.8%
5 IEF 6.02% 181,990 $17M $95.77 -$20K -973 -0.5%
6 QQQM 5.65% 72,022 $16M $227.10 $2M -4,714 -6.1%
7 EEM 5.05% 302,995 $15M $48.24 $500K -20,047 -6.2%
8 QQQ 4.57% 24,000 $13M $551.64 $4M +5,185 +27.6%
9 DIA 4.31% 28,314 $12M $440.66 $3M +6,195 +28.0%
10 COWZ 3.88% 204,148 $11M $55.10 $3M +48,172 +30.9%
11 SHYG 3.83% 257,021 $11M $43.14 $76K -1,963 -0.8%
12 HEDJ 3.58% 215,763 $10M $48.12 -$610K -15,752 -6.8%
13 TLT 3.41% 112,012 $10M $88.25 -$237K +817 +0.7%
14 JEPI 3.01% 153,429 $9M $56.85 -$104K -1,046 -0.7%
15 MGC 2.99% 38,558 $9M $224.92 $3M +8,276 +27.3%
16 RSP 2.89% 46,012 $8M $181.74 $2M +10,011 +27.8%
17 SPHD 2.56% 155,895 $7M $47.56 -$456K -791 -0.5%
18 SHY 1.81% 63,336 $5M $82.86 $113K +1,263 +2.0%
19 IGIB 1.75% 95,323 $5M $53.29 $57K -312 -0.3%
20 SPYG 1.56% 47,319 $5M $95.32 $2M +10,038 +26.9%
21 EPS 1.48% 66,789 $4M $64.01 $1M +14,421 +27.5%
22 RWL 1.47% 40,721 $4M $104.29 $1M +8,497 +26.4%
23 SPYV 1.43% 78,958 $4M $52.34 $979K +17,211 +27.9%
24 VOO 0.65% 3,316 $2M $567.97 $179K -1 -0.0%
25 SAIC 0.61% 15,635 $2M $112.61 $5K
26 GLD 0.43% 4,103 $1M $304.83 $4K -223 -5.2%
27 VNQ 0.40% 13,011 $1M $89.06 -$163K -1,583 -10.8%
28 UUP 0.38% 41,400 $1M $26.88 -$89K -699 -1.7%
29 VXUS 0.38% 15,744 $1M $69.09 $94K -263 -1.6%
30 AAPL 0.36% 5,065 $1M $205.16 -$77K +40 +0.8%
31 VOE 0.30% 5,276 $868K $164.46 $21K
32 VONE 0.24% 2,466 $693K $280.83 $68K +7 +0.3%
33 AMLP 0.20% 12,101 $591K $48.86 -$90K -1,013 -7.7%
34 KO 0.20% 8,104 $573K $70.75 -$6K +8 +0.1%
35 SRLN 0.20% 13,730 $571K $41.59 -$37K -1,064 -7.2%
36 VTI 0.19% 1,837 $558K $303.94 $52K -4 -0.2%
37 QYLD 0.19% 33,138 $554K $16.72 -$30K -1,978 -5.6%
38 DBMF 0.19% 21,255 $547K $25.73 -$26K -1,439 -6.3%
39 BRK-B 0.19% 1,118 $543K $485.77 -$192K -262 -19.0%
40 NVDA 0.17% 3,149 $498K $157.99 $167K +100 +3.3%
41 XOM 0.12% 3,346 $361K $107.79 -$49K -102 -3.0%
42 ETN 0.12% 971 $347K $356.99 $49K -125 -11.4%
43 MSFT 0.11% 631 $314K $497.29 $81K +10 +1.6%
44 SYY 0.11% 4,072 $308K $75.74 $3K
45 TXN 0.07% 1,015 $211K $207.59 +1,015 NEW
46 TSLA 0.07% 639 $203K $317.66 +639 NEW
47 FBRT 0.07% 17,857 $191K $10.69 -$35K +132 +0.7%
48 PKST 0.05% 11,160 $147K $13.21 -$6K -983 -8.1%
49 PG —% -$201K -1,182 -100.0% SOLD
50 IVV —% -$221K -393 -100.0% SOLD

New Positions

SymbolValue% Port
TXN $211K 0.07%
TSLA $203K 0.07%

Sold Out Positions

SymbolValue% Port
PG —%
IVV —%
View SEC EDGAR Filings for RETIREMENT FINANCIAL SOLUTIONS, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms