— Know what they know.
Not Investment Advice
Asset Manager ← All Institutions

Tandem Financial, LLC

8400 E PRENTICE AVENUE SUITE 1360, GREENWOOD VILLAGE, CO 80111 • 7208455700

Q3 2025 · Filed 2025-10-31
Market Value
$268M
+152.9%
Holdings
87
+34
New Purchases
40
Added To
27
Closed
0
Reduced
18
Top 10 Concentration
55.4%
Turnover
46.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
IVV 19.86% 0.25% +19.61% $53M
BIV 7.99% 0.00% +7.99% $21M
JQUA 2.74% 0.00% +2.74% $7M
AAAU 2.32% 0.00% +2.32% $6M
ILCV 2.20% 0.00% +2.20% $6M
CLOI 2.17% 0.00% +2.17% $6M
JBND 2.12% 0.00% +2.12% $6M
BNDX 1.86% 0.00% +1.86% $5M
DFAU 1.37% 0.00% +1.37% $4M
VWO 1.24% 0.00% +1.24% $3M
VEA 0.99% 0.00% +0.99% $3M
DFAC 0.92% 0.00% +0.92% $2M
DFIC 0.86% 0.00% +0.86% $2M
DFAE 0.69% 0.00% +0.69% $2M
DUHP 0.45% 0.00% +0.45% $1M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPY 4.05% 8.74% -4.69% $11M
VGLT 2.68% 7.05% -4.37% $7M
FNDE 3.80% 7.97% -4.17% $10M
IMCG 2.91% 6.75% -3.84% $8M
GDX 5.38% 8.91% -3.53% $14M
KNG 1.08% 3.58% -2.50% $3M
IWF 1.77% 4.11% -2.34% $5M
PWR 1.72% 4.01% -2.29% $5M
IWD 1.52% 3.75% -2.22% $4M
QQQ 3.66% 5.58% -1.92% $10M
PM 0.86% 2.72% -1.86% $2M
XSW 1.35% 3.20% -1.85% $4M
IUS 1.54% 3.22% -1.68% $4M
ITA 1.04% 2.41% -1.37% $3M
GLD 1.30% 2.65% -1.35% $3M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 91.7%
Technology 2.2%
Industrials 2.1%
Basic Materials 1.3%
Consumer Defensive 1.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 21 $91M 34.1%
Large Cap 37 $99M 36.9%
Mid Cap 17 $49M 18.3%
Small Cap 11 $28M 10.6%
Micro Cap 1 $204K 0.1%

Portfolio Analytics

Avg Market Cap
$428.1B
Median Market Cap
$43.6B
Avg P/E
34.8
Median P/E
28.9
Avg Dividend Yield
0.01%
Avg Beta
0.95
# Stocks
23
# ETFs / Funds
64

Top Holdings (87 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 IVV 19.86% 79,529 $53M $669.30 $53M +79,107 +18745.7%
2 BIV 7.99% 274,110 $21M $78.09 +274,110 NEW
3 GDX 5.38% 188,762 $14M $76.40 $5M +7,333 +4.0%
4 SPY 4.05% 16,270 $11M $667.97 $2M +1,320 +8.8%
5 FNDE 3.80% 281,461 $10M $36.16 $2M +25,662 +10.0%
6 QQQ 3.66% 16,329 $10M $600.85 $4M +5,617 +52.4%
7 IMCG 2.91% 94,217 $8M $82.73 $641K +5,048 +5.7%
8 JQUA 2.74% 116,943 $7M $62.91 +116,943 NEW
9 VGLT 2.68% 126,534 $7M $56.86 -$277K -6,598 -5.0%
10 AAAU 2.32% 163,270 $6M $38.12 +163,270 NEW
11 ILCV 2.20% 65,638 $6M $90.02 +65,638 NEW
12 CLOI 2.17% 109,657 $6M $53.10 +109,657 NEW
13 JBND 2.12% 104,880 $6M $54.16 +104,880 NEW
14 BNDX 1.86% 100,946 $5M $49.46 +100,946 NEW
15 IWF 1.77% 10,104 $5M $468.39 $380K -147 -1.4%
16 PWR 1.72% 11,115 $5M $414.43 $357K -123 -1.1%
17 IUS 1.54% 74,597 $4M $55.21 $710K +8,416 +12.7%
18 IWD 1.52% 20,059 $4M $203.59 $111K -394 -1.9%
19 DFAU 1.37% 80,439 $4M $45.76 +80,439 NEW
20 XSW 1.35% 18,297 $4M $197.76 $228K +435 +2.4%
21 GLD 1.30% 9,781 $3M $355.47 $669K +571 +6.2%
22 IWM 1.28% 14,142 $3M $241.95 $730K +1,670 +13.4%
23 VWO 1.24% 61,536 $3M $54.18 +61,536 NEW
24 MP 1.08% 43,338 $3M $67.07 $1M -561 -1.3%
25 KNG 1.08% 58,838 $3M $49.31 -$891K -18,400 -23.8%
26 ITA 1.04% 13,287 $3M $209.25 $226K -253 -1.9%
27 VEA 0.99% 44,312 $3M $59.92 +44,312 NEW
28 MSFT 0.97% 5,016 $3M $517.90 $205K +205 +4.3%
29 DFAC 0.92% 63,795 $2M $38.57 +63,795 NEW
30 DFIC 0.86% 70,458 $2M $32.79 +70,458 NEW
31 PM 0.86% 14,238 $2M $162.20 -$578K -1,500 -9.5%
32 FLXR 0.85% 57,548 $2M $39.80 $242K +5,614 +10.8%
33 URNM 0.85% 37,670 $2M $60.43 $504K +698 +1.9%
34 AAPL 0.85% 8,912 $2M $254.62 $550K +534 +6.4%
35 DFAE 0.69% 58,485 $2M $31.53 +58,485 NEW
36 NUV 0.46% 137,065 $1M $9.01 $83K +5,000 +3.8%
37 GPIQ 0.46% 23,431 $1M $52.46 $935K +17,518 +296.3%
38 DUHP 0.45% 31,614 $1M $37.77 +31,614 NEW
39 DFGP 0.41% 20,009 $1M $55.57 +20,009 NEW
40 SPAB 0.40% 41,431 $1M $25.85 +41,431 NEW
41 VUG 0.39% 2,177 $1M $480.21 +2,177 NEW
42 EMLP 0.39% 26,983 $1M $38.29 $19K -50 -0.2%
43 GOOGL 0.38% 4,156 $1M $243.10 $306K +161 +4.0%
44 AMLP 0.36% 20,569 $965K $46.93 -$10K +616 +3.1%
45 GPIX 0.35% 18,060 $943K $52.23 +18,060 NEW
46 VBK 0.35% 3,145 $937K $298.05 -$247K -1,126 -26.4%
47 IEF 0.35% 9,671 $933K $96.46 +9,671 NEW
48 SCHD 0.34% 33,435 $913K $27.30 +33,435 NEW
49 JEPI 0.34% 15,788 $902K $57.10 -$141K -2,555 -13.9%
50 NEM 0.33% 10,508 $886K $84.31 $294K +344 +3.4%
51 JEPQ 0.31% 14,222 $818K $57.52 -$69K -2,082 -12.8%
52 NVDA 0.30% 4,327 $807K $186.59 $129K +34 +0.8%
53 DFIV 0.30% 17,194 $793K $46.12 +17,194 NEW
54 GOOG 0.30% 3,255 $793K $243.55 $231K +88 +2.8%
55 PFXF 0.28% 42,873 $762K $17.77 $20K -450 -1.0%
56 XLK 0.27% 2,596 $732K $281.89 +2,596 NEW
57 DFEV 0.24% 20,419 $651K $31.89 +20,419 NEW
58 VCLT 0.24% 8,342 $648K $77.65 +8,342 NEW
59 CARR 0.23% 10,442 $623K $59.70 -$228K -1,184 -10.2%
60 ORCL 0.23% 2,210 $622K $281.24 $88K -229 -9.4%
61 GRNY 0.22% 23,851 $596K $24.99 +23,851 NEW
62 MLPX 0.22% 9,371 $588K $62.71 $120K +1,913 +25.6%
63 BRK-B 0.21% 1,136 $571K $502.74 $340K +660 +138.7%
64 CVX 0.21% 3,672 $570K $155.30 $368K +2,259 +159.9%
65 DFSV 0.19% 16,358 $521K $31.84 +16,358 NEW
66 JMUB 0.19% 10,016 $506K $50.47 +10,016 NEW
67 VTV 0.19% 2,686 $504K $187.45 +2,686 NEW
68 AMZN 0.17% 2,132 $468K $219.57 $62K +280 +15.1%
69 XOM 0.17% 3,992 $450K $112.74 $22K +18 +0.5%
70 VTEB 0.16% 8,764 $439K $50.07 +8,764 NEW
71 RIO 0.15% 6,277 $414K $66.01 $30K -315 -4.8%
72 MO 0.14% 5,709 $383K $67.14 $33K -100 -1.7%
73 DGRO 0.14% 5,345 $364K $68.08 +5,345 NEW
74 IJR 0.12% 2,759 $328K $118.84 +2,759 NEW
75 SCHV 0.12% 11,213 $326K $29.11 +11,213 NEW
76 VONE 0.12% 1,064 $322K $302.35 +1,064 NEW
77 PZA 0.10% 11,967 $276K $23.09 +11,967 NEW
78 VBR 0.09% 1,205 $253K $209.64 +1,205 NEW
79 COST 0.09% 257 $238K $926.04 $22K +39 +17.9%
80 KKR 0.09% 1,801 $234K $129.95 +1,801 NEW
81 JNJ 0.08% 1,179 $219K $185.42 +1,179 NEW
82 TLT 0.08% 2,429 $217K $89.37 -$9K -135 -5.3%
83 VT 0.08% 1,575 $217K $137.80 $15K
84 MLN 0.08% 12,371 $216K $17.48 +12,371 NEW
85 WMT 0.08% 2,083 $215K $103.06 $11K
86 MDST 0.08% 7,623 $204K $26.71 +7,623 NEW
87 AVGO 0.07% 608 $201K $329.82 +608 NEW

Options Breakdown

0 Calls $0 Call Value 2 Puts $333K Put Value

Top Puts

SymbolSharesValueStatus
SPY 500 $333K
QQQ $0 SOLD

New Positions

SymbolValue% Port
BIV $21M 7.99%
JQUA $7M 2.74%
AAAU $6M 2.32%
ILCV $6M 2.20%
CLOI $6M 2.17%
JBND $6M 2.12%
BNDX $5M 1.86%
DFAU $4M 1.37%
VWO $3M 1.24%
VEA $3M 0.99%
DFAC $2M 0.92%
DFIC $2M 0.86%
DFAE $2M 0.69%
DUHP $1M 0.45%
DFGP $1M 0.41%
View SEC EDGAR Filings for Tandem Financial, LLC →

Sign in to InsiderStreet

You'll also get our free weekly newsletter with
smart money signals, market insights, and alpha ideas.
Unsubscribe anytime.

For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms