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Clear Retirement Advice LLC
1900 SOUTH NORFOLK STREET SUITE 350, SAN MATEO, CA 94403 • 650-446-5440
Market Value
$146M
+14.7%
Holdings
54
New Purchases
0
Added To
16
Closed
0
Reduced
15
Top 10 Concentration
68.8%
Turnover
0.0%
Top Buys (by % of Portfolio)
| Symbol | Cur % | Prior % | Chg % | Value |
|---|---|---|---|---|
| ITOT | 10.19% | 9.34% | +0.86% | $15M |
| SPDW | 10.65% | 10.08% | +0.57% | $16M |
| VBK | 4.90% | 4.41% | +0.49% | $7M |
| SPYG | 3.14% | 2.89% | +0.25% | $5M |
| VWO | 4.33% | 4.12% | +0.21% | $6M |
| VBR | 5.77% | 5.58% | +0.19% | $8M |
| SPYV | 3.73% | 3.55% | +0.18% | $5M |
| SHY | 0.68% | 0.56% | +0.13% | $996K |
| VGT | 0.74% | 0.62% | +0.12% | $1M |
| SLYG | 0.97% | 0.91% | +0.06% | $1M |
| VTI | 3.53% | 3.48% | +0.05% | $5M |
| XLK | 0.27% | 0.22% | +0.05% | $392K |
| IEMG | 1.49% | 1.44% | +0.04% | $2M |
| GOOGL | 0.46% | 0.43% | +0.04% | $678K |
| GOOG | 0.45% | 0.42% | +0.03% | $654K |
Top Sells (by % of Portfolio)
| Symbol | Cur % | Prior % | Chg % | Value |
|---|---|---|---|---|
| AAPL | 1.29% | 1.82% | -0.53% | $2M |
| TBLL | 8.81% | 9.33% | -0.51% | $13M |
| IAU | 1.44% | 1.94% | -0.49% | $2M |
| SGOL | 3.83% | 4.26% | -0.43% | $6M |
| SCHO | 11.07% | 11.40% | -0.32% | $16M |
| VCSH | 1.90% | 2.20% | -0.29% | $3M |
| VEA | 2.05% | 2.15% | -0.10% | $3M |
| SCHF | 1.66% | 1.72% | -0.06% | $2M |
| MA | 0.36% | 0.40% | -0.04% | $528K |
| AZO | 0.19% | 0.24% | -0.04% | $284K |
| VUG | 0.28% | 0.32% | -0.04% | $410K |
| IGSB | 5.45% | 5.49% | -0.04% | $8M |
| XLU | 0.21% | 0.24% | -0.03% | $302K |
| ITM | 0.24% | 0.28% | -0.03% | $355K |
| MUB | 0.24% | 0.27% | -0.03% | $346K |
Sector Allocation Over Time
Industry Breakdown
| Industry | Weight |
|---|---|
| Financial Services | 96.3% |
| Technology | 1.8% |
| Communication Services | 0.8% |
| Consumer Cyclical | 0.6% |
| Healthcare | 0.2% |
Market Cap Concentration
| Tier | Holdings | Value | Weight |
|---|---|---|---|
| Mega Cap | 13 | $15M | 10.4% |
| Large Cap | 34 | $109M | 74.4% |
| Mid Cap | 6 | $21M | 14.7% |
| Small Cap | 1 | $706K | 0.5% |
Portfolio Analytics
Avg Market Cap
$415.2B
Median Market Cap
$55.0B
Avg P/E
26.1
Median P/E
24.1
Avg Dividend Yield
0.01%
Avg Beta
0.84
# Stocks
12
# ETFs / Funds
42
Top Holdings (54 total)
| # | Symbol | % Port | Shares | Value | Avg Price | Q/Q Value Chg | Share Chg | Chg % | Status |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SCHO | 11.07% | 669,894 | $16M | $24.14 | $2M | +71,811 | +12.0% | |
| 2 | SPDW | 10.65% | 308,661 | $16M | $50.39 | $3M | +27,402 | +9.7% | |
| 3 | ITOT | 10.19% | 90,621 | $15M | $164.27 | $3M | +7,118 | +8.5% | |
| 4 | TBLL | 8.81% | 121,931 | $13M | $105.57 | $992K | +9,380 | +8.3% | |
| 5 | VBR | 5.77% | 34,691 | $8M | $242.99 | $1M | +1,980 | +6.0% | |
| 6 | IGSB | 5.45% | 151,850 | $8M | $52.41 | $966K | +18,820 | +14.2% | |
| 7 | VBK | 4.90% | 19,585 | $7M | $365.69 | $2M | +996 | +5.4% | |
| 8 | VWO | 4.33% | 105,818 | $6M | $59.69 | $1M | +8,773 | +9.0% | |
| 9 | SGOL | 3.83% | 146,485 | $6M | $38.23 | $171K | +24,808 | +20.4% | |
| 10 | SPYV | 3.73% | 89,583 | $5M | $60.79 | $923K | +9,640 | +12.1% | |
| 11 | VTI | 3.53% | 13,943 | $5M | $370.04 | $723K | +114 | +0.8% | |
| 12 | SPYG | 3.14% | 38,534 | $5M | $118.99 | $901K | +909 | +2.4% | |
| 13 | VEA | 2.05% | 42,061 | $3M | $71.25 | $262K | -622 | -1.5% | |
| 14 | VCSH | 1.90% | 35,181 | $3M | $79.03 | -$16K | -100 | -0.3% | |
| 15 | SCHF | 1.66% | 87,339 | $2M | $27.70 | $226K | -1,260 | -1.4% | |
| 16 | SCHB | 1.57% | 79,270 | $2M | $28.96 | $290K | -647 | -0.8% | |
| 17 | IEMG | 1.49% | 26,217 | $2M | $82.84 | $333K | -143 | -0.5% | |
| 18 | IAU | 1.44% | 27,941 | $2M | $75.51 | -$355K | -20 | -0.1% | |
| 19 | SCHV | 1.37% | 57,373 | $2M | $34.81 | $227K | -662 | -1.1% | |
| 20 | AAPL | 1.29% | 6,525 | $2M | $289.36 | -$433K | -2,622 | -28.7% | |
| 21 | SLYG | 0.97% | 11,909 | $1M | $119.13 | $258K | -103 | -0.9% | |
| 22 | VGT | 0.74% | 8,992 | $1M | $119.52 | $290K | +7,868 | +700.0% | |
| 23 | SHY | 0.68% | 12,130 | $996K | $82.11 | $287K | +3,549 | +41.4% | |
| 24 | SCHG | 0.68% | 29,337 | $993K | $33.84 | $116K | -771 | -2.6% | |
| 25 | SLYV | 0.61% | 8,111 | $885K | $109.11 | $99K | -195 | -2.4% | |
| 26 | VTV | 0.57% | 3,848 | $839K | $217.93 | $83K | -3 | -0.1% | |
| 27 | VTWV | 0.48% | 3,613 | $706K | $195.44 | $102K | — | — | |
| 28 | V | 0.47% | 2,003 | $687K | $343.09 | $82K | — | — | |
| 29 | GOOGL | 0.46% | 1,897 | $678K | $357.37 | $132K | — | — | |
| 30 | GOOG | 0.45% | 1,852 | $654K | $353.33 | $123K | — | — | |
| 31 | SPY | 0.45% | 874 | $653K | $746.77 | $84K | — | — | |
| 32 | SCHH | 0.39% | 24,235 | $574K | $23.68 | $53K | — | — | |
| 33 | MA | 0.36% | 1,029 | $528K | $513.60 | $14K | — | — | |
| 34 | XLI | 0.30% | 2,377 | $440K | $185.23 | $56K | — | — | |
| 35 | VUG | 0.28% | 4,759 | $410K | $86.14 | $668 | +3,822 | +407.9% | |
| 36 | XLY | 0.27% | 3,352 | $393K | $117.28 | $28K | — | — | |
| 37 | XLK | 0.27% | 2,055 | $392K | $190.52 | $109K | -70 | -3.3% | |
| 38 | SPEM | 0.26% | 7,412 | $384K | $51.78 | $34K | -45 | -0.6% | |
| 39 | ITM | 0.24% | 7,552 | $355K | $46.99 | $4K | — | — | |
| 40 | XLV | 0.24% | 2,236 | $355K | $158.66 | $27K | — | — | |
| 41 | MUB | 0.24% | 3,217 | $346K | $107.62 | $5K | — | — | |
| 42 | RSP | 0.22% | 1,519 | $323K | $212.77 | $32K | — | — | |
| 43 | XLU | 0.21% | 6,652 | $302K | $45.34 | -$4K | — | — | |
| 44 | VOX | 0.21% | 1,635 | $301K | $183.95 | $7K | — | — | |
| 45 | EFG | 0.20% | 2,331 | $290K | $124.42 | $30K | — | — | |
| 46 | AZO | 0.19% | 89 | $284K | $3,195.94 | -$16K | — | — | |
| 47 | IWO | 0.19% | 699 | $275K | $393.96 | $54K | -8 | -1.1% | |
| 48 | JNJ | 0.19% | 1,082 | $275K | $253.97 | $10K | — | — | |
| 49 | FAST | 0.19% | 5,694 | $273K | $48.03 | $9K | — | — | |
| 50 | XLP | 0.17% | 3,000 | $249K | $83.07 | $3K | — | — | |
| 51 | BRK-B | 0.16% | 453 | $227K | $500.39 | $24K | +30 | +7.1% | |
| 52 | HD | 0.16% | 642 | $226K | $352.68 | $15K | — | — | |
| 53 | CB | 0.15% | 656 | $224K | $340.74 | $10K | — | — | |
| 54 | TJX | 0.15% | 1,433 | $217K | $151.50 | -$12K | — | — |