AFL vs MET vs PRU
161 measures in 16 categories, one definition each, computed from filings and market data.
AFL59.0
Aflac Incorporated
Financial Services · Insurance - Life
$119.97 +1.63%$60.2B mkt cap
Score DNA
PRU57.0
Prudential Financial, Inc.
Financial Services · Insurance - Life
$115.91 −0.40%$40.0B mkt cap
Score DNA
Price, rebased to 100 three years ago
AFL MET PRU · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 0 | 1 | 0 |
| Last Congress purchase | — | 2026-06-02 | — |
| 13F net change in holders | +36 | +67 | +53 |
| ETFs adding shares, 30d | 1,027 | 1,153 | 1,108 |
| ETFs trimming, 30d | 965 | 1,056 | 981 |
| Net ETF funds, 30d | +62 | +97 | +127 |
Valuation
16 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| P/E (TTM) | 12.4x
70th
|
17.7x
78th
|
10.4x
57th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | 1.88
87th
|
1.41
80th
|
0.21
20th
|
| Price / sales | 3.3x
92nd
|
0.8x
58th
|
0.6x
50th
|
| Price / book | 2.0x
83rd
|
2.3x
92nd
|
1.3x
54th
|
| Price / tangible book | 2.0x
72nd
|
— | 1.1x
56th
|
| Price / free cash flow | n/a | n/a | n/a |
| Price / operating cash flow | n/a | n/a | n/a |
| Enterprise value | n/a | n/a | n/a |
| EV / sales | n/a | n/a | n/a |
| EV / EBITDA | n/a | n/a | n/a |
| EV / EBIT | n/a | n/a | n/a |
| EV / free cash flow | n/a | n/a | n/a |
| Earnings yield | 8.1%
33rd
|
5.7%
25th
|
9.6%
46th
|
| FCF yield | n/a | n/a | n/a |
| Operating cash flow yield | n/a | n/a | n/a |
| Graham number (per share) | $113.90
48th
|
$72.16
26th
|
$160.93
57th
|
Profitability (TTM)
12 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Gross margin | n/a | n/a | n/a |
| EBITDA margin | n/a | n/a | n/a |
| Operating margin | 32.2%
91st
|
6.2%
4th
|
7.7%
22nd
|
| EBIT margin | 33.2%
96th
|
7.6%
13th
|
7.7%
17th
|
| Net margin | 26.9%
100th
|
4.6%
12th
|
5.9%
25th
|
| NOPAT margin | 27.0%
88th
|
4.7%
8th
|
6.1%
21st
|
| FCF margin | n/a | n/a | n/a |
| Operating cash flow margin | n/a | n/a | n/a |
| R&D / revenue | 0.0%
0th
|
0.0%
0th
|
0.0%
0th
|
| SG&A / revenue | 10.5%
67th
|
4.1%
25th
|
30.9%
88th
|
| Stock comp / revenue | — | 0.0%
0th
|
0.0%
0th
|
| Effective tax rate | 16.0%
29th
|
24.9%
92nd
|
20.0%
54th
|
Returns on capital
11 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| ROE (on average equity) | 16.9%
83rd
|
13.2%
54th
|
12.4%
38th
|
| ROA | 4.0%
96th
|
0.5%
50th
|
0.5%
54th
|
| ROIC | n/a | n/a | n/a |
| ROCE | n/a | n/a | n/a |
| Return on tangible assets | 5.0%
88th
|
0.8%
62nd
|
0.6%
42nd
|
| Cash ROIC (OCF / invested capital) | n/a | n/a | n/a |
| Gross profitability (GP / assets) | n/a | n/a | n/a |
| ROIC, 3-yr average | n/a | n/a | n/a |
| ROIC, 5-yr average | n/a | n/a | n/a |
| ROE, 5-yr average | 17.2%
83rd
|
12.7%
61st
|
7.3%
6th
|
| Incremental ROIC | n/a | n/a | n/a |
Growth
17 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Revenue growth (TTM YoY) | 11.6%
78th
|
9.0%
65th
|
8.9%
61st
|
| Revenue growth (QoQ) | -5.4%
8th
|
-1.0%
25th
|
0.7%
29th
|
| Revenue CAGR, 3 yr | -1.2%
40th
|
3.7%
70th
|
0.4%
55th
|
| Revenue CAGR, 5 yr | -4.6%
6th
|
2.2%
44th
|
0.2%
31st
|
| Gross profit CAGR, 3 yr | n/a | n/a | n/a |
| Operating income CAGR, 3 yr | 5.0%
35th
|
8.3%
41st
|
45.1%
100th
|
| Net income growth (TTM YoY) | 99.5%
73rd
|
-15.4%
18th
|
135.6%
82nd
|
| Net income CAGR, 3 yr | 0.5%
28th
|
6.7%
67th
|
42.7%
89th
|
| EPS growth (TTM YoY) | 112.5%
77th
|
-12.9%
18th
|
157.5%
82nd
|
| EPS CAGR, 3 yr | 6.6%
28th
|
12.5%
67th
|
48.6%
89th
|
| EPS CAGR, 5 yr | 2.4%
45th
|
1.0%
36th
|
-8.6%
9th
|
| FCF growth (TTM YoY) | n/a | n/a | n/a |
| FCF CAGR, 3 yr | n/a | n/a | n/a |
| Operating cash flow CAGR, 3 yr | n/a | n/a | n/a |
| Book value CAGR, 3 yr | 20.9%
95th
|
2.1%
0th
|
7.9%
15th
|
| Dividend CAGR, 3 yr | 7.6%
70th
|
4.8%
20th
|
4.9%
25th
|
| Sustainable growth rate | 12.8%
83rd
|
7.1%
43rd
|
6.1%
26th
|
Margin history & stability
7 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Gross margin, 3-yr average | n/a | n/a | n/a |
| Operating margin, 3-yr average | 28.0%
70th
|
6.5%
30th
|
5.5%
26th
|
| Net margin, 3-yr average | 23.3%
100th
|
4.9%
43rd
|
4.4%
30th
|
| FCF margin, 3-yr average | n/a | n/a | n/a |
| Revenue stability (0-1) | 0.72
70th
|
0.40
39th
|
0.08
22nd
|
| Earnings stability (0-1) | 0.20
39th
|
0.21
43rd
|
0.11
22nd
|
| Margin stability (0-1) | 0.57
43rd
|
0.83
87th
|
0.83
91st
|
Liquidity (latest quarter)
7 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Cash & short-term investments | n/a | n/a | n/a |
| Net cash (− = net debt) | n/a | n/a | n/a |
| Working capital | n/a | n/a | n/a |
| Current ratio | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a |
| Cash ratio (cash + ST investments / current liabilities) | n/a | n/a | n/a |
| Defensive interval (days) | n/a | n/a | n/a |
Leverage & solvency (latest quarter)
13 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Total debt | n/a | n/a | n/a |
| Debt / equity | n/a | n/a | n/a |
| Net debt / equity | n/a | n/a | n/a |
| Debt / assets | n/a | n/a | n/a |
| Debt / capital | n/a | n/a | n/a |
| Debt / EBITDA | n/a | n/a | n/a |
| Net debt / EBITDA | n/a | n/a | n/a |
| Interest coverage (EBIT / interest) | n/a | n/a | n/a |
| Cash interest coverage | n/a | n/a | n/a |
| Debt payback (years of OCF) | n/a | n/a | n/a |
| Liabilities / assets | 73.9%
4th
|
96.3%
58th
|
95.9%
46th
|
| IS credit model rating | AA+ | BBB+ | A- |
| Implied credit spread (bps) | 65
8th
|
225
38th
|
175
29th
|
Efficiency
11 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Asset turnover | n/a | n/a | n/a |
| Fixed asset turnover | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a |
| Receivables turnover | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a |
| Days inventory outstanding | n/a | n/a | n/a |
| Days payables outstanding | n/a | n/a | n/a |
| Cash conversion cycle (days) | n/a | n/a | n/a |
| Capex / revenue | n/a | n/a | n/a |
| Capex / depreciation | n/a | n/a | n/a |
| Operating expense ratio | n/a | n/a | n/a |
Cash flow & earnings quality
7 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Operating cash flow / net income | n/a | n/a | n/a |
| FCF / net income | n/a | n/a | n/a |
| FCF / operating cash flow | n/a | n/a | n/a |
| Capex / operating cash flow | n/a | n/a | n/a |
| Accruals ratio | n/a | n/a | n/a |
| Sloan accruals ratio | n/a | n/a | n/a |
| Earnings quality score (0-1) | n/a | n/a | n/a |
Scores & forensic checks
15 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| IS score | 59
92nd
|
42
46th
|
57
75th
|
| IS profitability | 65
67th
|
22
12th
|
29
17th
|
| IS growth | 66
87th
|
36
22nd
|
64
74th
|
| IS value | 81
38th
|
61
17th
|
86
42nd
|
| IS momentum | 69
57th
|
66
52nd
|
90
83rd
|
| IS risk (safety) | 100
75th
|
50
50th
|
80
62nd
|
| IS quality | 66
58th
|
64
50th
|
72
88th
|
| IS balance sheet | 80
100th
|
60
71st
|
66
88th
|
| IS earnings quality | 68
46th
|
71
50th
|
73
67th
|
| IS cash flow | 50
42nd
|
77
67th
|
79
75th
|
| Piotroski F-score (0-9) | 6
38th
|
6
38th
|
8
96th
|
| Altman Z-score | — | — | — |
| Beneish M-score | — | — | — |
| Ohlson O-score | −8.73
0th
|
−6.35
71st
|
−7.23
8th
|
| IS credit score | 95
92nd
|
62
58th
|
65
67th
|
Size (TTM)
8 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| Market cap | $60.2B
96th
|
$64.0B
100th
|
$40.0B
92nd
|
| Revenue | $18.1B
71st
|
$78.6B
100th
|
$64.8B
96th
|
| EBITDA | $7.1B
96th
|
$6.0B
92nd
|
$5.0B
79th
|
| Net income | $4.9B
96th
|
$3.6B
79th
|
$3.8B
83rd
|
| Free cash flow | n/a | n/a | n/a |
| Total assets | $116.0B
38th
|
$759.4B
88th
|
$783.6B
92nd
|
| Shareholders' equity | $30.3B
88th
|
$27.4B
83rd
|
$31.6B
92nd
|
| Employees | 12,716
79th
|
46,000
100th
|
36,607
88th
|
Price performance
9 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| 1 day | +1.6% | +0.5% | −0.4% |
| 1 week | +4.7% | +2.5% | +2.5% |
| 1 month | +2.9% | +3.5% | −1.7% |
| 3 months | −2.8% | +8.4% | −1.8% |
| 6 months | +5.8% | +29.1% | +14.0% |
| Year to date | +10.5% | +26.3% | +3.1% |
| 1 year | +11.5% | +24.3% | +13.8% |
| 3 years, cumulative | +60.2% | +71.6% | +36.1% |
| 5 years, cumulative | +146.3% | +76.5% | +29.6% |
Technicals
4 measures| Measure | AFL | MET | PRU |
|---|---|---|---|
| RSI 14 | 66.7 | 63.2 | 50.9 |
| From 52-week high | −7.4% | −1.6% | −9.3% |
| From 52-week low | +16.2% | +49.6% | +26.1% |
| Beta | 0.56 | 0.78 | 0.84 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17