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AXP vs COF vs MA

161 measures in 16 categories, one definition each, computed from filings and market data.
AXP56.0
American Express Company
Financial Services · Financial - Credit Services
$313.59 −0.09%$211.8B mkt cap
Score DNA
COF63.4
Capital One Financial Corporation
Financial Services · Financial - Credit Services
$201.74 +1.45%$123.8B mkt cap
Score DNA
MA77.4
Mastercard Incorporated
Financial Services · Financial - Credit Services
$617.42 +0.17%$540.9B mkt cap
Score DNA

Price, rebased to 100 three years ago

AXP   COF   MA   · weekly adjusted closes
100150200250Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26COF 219AXP 212MA 157
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureAXPCOFMA
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 5 2 14
Last Congress purchase 2026-09-15 2026-06-30 2026-06-29
13F net change in holders +114 +55 +9
ETFs adding shares, 30d 1,395 1,219 1,764
ETFs trimming, 30d 1,289 1,171 1,442
Net ETF funds, 30d +106 +48 +322

Valuation

16 measures
MeasureAXPCOFMA
P/E (TTM) 18.5x
76th
11.8x
65th
33.3x
94th
PEG (P/E ÷ 3-yr EPS CAGR) 0.98
68th
1.70
88th
1.70
92nd
Price / sales 2.5x
86th
1.6x
67th
15.4x
98th
Price / book 6.2x
93rd
1.1x
26th
96.4x
100th
Price / tangible book 6.7x
92nd
1.9x
44th
—
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 5.4%
38th
8.5%
48th
3.0%
24th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $138.58
82nd
$264.25
91st
$51.31
35th

Profitability (TTM)

12 measures
MeasureAXPCOFMA
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 27.2%
67th
21.0%
57th
59.9%
93rd
EBIT margin 27.2%
76th
21.0%
62nd
58.9%
98th
Net margin 13.6%
62nd
13.4%
60th
46.3%
98th
NOPAT margin 21.1%
62nd
16.4%
52nd
48.3%
90th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 29.8%
74th
30.5%
79th
32.8%
81st
Stock comp / revenue 0.7%
43rd
0.9%
50th
1.4%
67th
Effective tax rate 22.5%
57th
21.9%
50th
19.4%
20th

Returns on capital

11 measures
MeasureAXPCOFMA
ROE (on average equity) 34.4%
81st
9.4%
29th
241.1%
100th
ROA 3.8%
64th
1.6%
31st
29.8%
98th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 7.6%
67th
2.5%
29th
37.9%
98th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 31.7%
92nd
9.0%
36th
194.1%
100th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureAXPCOFMA
Revenue growth (TTM YoY) 9.4%
44th
36.7%
85th
16.0%
59th
Revenue growth (QoQ) 3.4%
64th
2.8%
57th
10.5%
86th
Revenue CAGR, 3 yr 10.7%
54th
20.8%
81st
14.1%
62nd
Revenue CAGR, 5 yr 16.2%
66th
20.3%
74th
16.1%
63rd
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 35.3%
78th
35.6%
81st
17.1%
41st
Net income growth (TTM YoY) 12.8%
33rd
— 19.7%
48th
Net income CAGR, 3 yr 15.4%
58th
25.5%
88th
16.7%
62nd
EPS growth (TTM YoY) 16.3%
33rd
— 23.2%
44th
EPS CAGR, 3 yr 18.9%
58th
6.9%
8th
19.5%
62nd
EPS CAGR, 5 yr 14.0%
85th
-8.3%
19th
20.5%
92nd
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 11.9%
64th
8.8%
53rd
3.1%
25th
Dividend CAGR, 3 yr 7.5%
83rd
-43.4%
4th
6.4%
74th
Sustainable growth rate 27.1%
76th
9.0%
29th
197.8%
100th

Margin history & stability

7 measures
MeasureAXPCOFMA
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 20.5%
59th
10.1%
21st
57.3%
95th
Net margin, 3-yr average 13.5%
59th
7.3%
33rd
45.9%
97th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.98
82nd
0.92
67th
0.99
92nd
Earnings stability (0-1) 0.91
74th
0.19
33rd
0.98
95th
Margin stability (0-1) 0.92
90th
0.66
18th
0.90
74th

Liquidity (latest quarter)

7 measures
MeasureAXPCOFMA
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureAXPCOFMA
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 88.9%
71st
83.1%
52nd
90.3%
83rd
IS credit model rating AA AA AA
Implied credit spread (bps) 80
17th
80
17th
80
17th

Efficiency

11 measures
MeasureAXPCOFMA
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureAXPCOFMA
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureAXPCOFMA
Dividend yield 1.2%
62nd
1.6%
67th
0.6%
48th
Dividend per share (TTM) $3.67
93rd
$3.20
88th
$3.48
90th
Payout ratio (dividends / net income) 21.1%
68th
3.7%
32nd
18.0%
62nd
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 17.1%
88th
-76.1%
8th
15.5%
80th
Buyback yield 3.5%
60th
-0.8%
0th
1.4%
33rd
Shareholder yield (dividends + buybacks) 4.7%
57th
-0.5%
0th
2.0%
24th
Share count change (YoY) -3.0%
38th
22.8%
97th
-2.9%
41st
Buybacks, last 5 years $31.3B
98th
$4.9B
86th
$31.0B
95th

Scores & forensic checks

15 measures
MeasureAXPCOFMA
IS score 56
55th
63
74th
77
95th
IS profitability 75
81st
61
67th
100
95th
IS growth 58
41st
59
49th
89
100th
IS value 50
31st
83
71st
44
24th
IS momentum 83
59th
85
64th
86
69th
IS risk (safety) 100
45th
90
33rd
100
45th
IS quality 80
90th
81
93rd
67
74th
IS balance sheet 50
62nd
45
57th
58
81st
IS earnings quality 70
57th
89
100th
76
81st
IS cash flow 74
50th
93
95th
76
64th
Piotroski F-score (0-9) 9
95th
7
45th
7
45th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.37
24th
−6.55
45th
−7.25
26th
IS credit score 89
83rd
89
79th
87
67th

Per share

7 measures
MeasureAXPCOFMA
EPS, diluted (TTM) $16.88
88th
$16.94
90th
$18.41
93rd
Book value per share $50.56
73rd
$183.21
100th
$6.35
7th
Tangible book per share $50.56
81st
$106.12
93rd
−$10.61
2nd
Revenue per share $124.00
88th
$126.40
90th
$39.73
49th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureAXPCOFMA
Market cap $211.8B
95th
$123.8B
93rd
$540.9B
98th
Revenue $84.1B
100th
$78.5B
98th
$35.1B
93rd
EBITDA $24.7B
98th
$23.1B
95th
$21.9B
93rd
Net income $11.4B
95th
$10.5B
93rd
$16.3B
98th
Free cash flow n/a n/a n/a
Total assets $308.2B
95th
$673.8B
100th
$57.7B
79th
Shareholders' equity $34.3B
93rd
$113.8B
100th
$5.6B
79th
Employees 76,800
98th
78,400
100th
39,800
95th

Price performance

9 measures
MeasureAXPCOFMA
1 day −0.1% +1.4% +0.2%
1 week +1.8% +1.2% +4.8%
1 month +0.8% −0.1% +9.1%
3 months −10.9% −2.4% +12.8%
6 months −5.5% −2.3% +18.4%
Year to date −15.9% −18.3% +9.8%
1 year −5.2% −5.8% +9.7%
3 years, cumulative +111.7% +115.1% +56.2%
5 years, cumulative +88.3% +29.0% +78.0%

Technicals

4 measures
MeasureAXPCOFMA
RSI 14 52.4 51.6 75.2
From 52-week high −19.1% −22.0% −0.8%
From 52-week low +8.1% +15.8% +32.9%
Beta 1.08 1.04 0.76
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms