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CINF vs WRB vs MKL

161 measures in 16 categories, one definition each, computed from filings and market data.
CINF78.0
Cincinnati Financial Corporation
Financial Services · Insurance - Property & Casualty
$171.25 +2.41%$26.3B mkt cap
Score DNA
WRB59.9
W. R. Berkley Corporation
Financial Services · Insurance - Property & Casualty
$75.42 +1.96%$28.0B mkt cap
Score DNA
MKL49.9
Markel Corporation
Financial Services · Insurance - Property & Casualty
$1,850.13 +1.43%$22.9B mkt cap
Score DNA

Price, rebased to 100 three years ago

CINF   WRB   MKL   · weekly adjusted closes
100120140160180200Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26WRB 191CINF 177MKL 124
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureCINFWRBMKL
Insider open-market buys, 180d 1 0 3
Insider $ bought, 180d $0.17M — $0.37M
Congress purchases, 180d 3 1 6
Last Congress purchase 2026-09-18 2026-06-02 2026-05-01
13F net change in holders +32 +28 +2
ETFs adding shares, 30d 894 914 526
ETFs trimming, 30d 791 921 372
Net ETF funds, 30d +103 −7 +154

Valuation

16 measures
MeasureCINFWRBMKL
P/E (TTM) 7.9x
27th
14.5x
80th
10.0x
42nd
PEG (P/E ÷ 3-yr EPS CAGR) 0.22
22nd
0.86
85th
0.83
81st
Price / sales 1.9x
75th
1.6x
62nd
1.3x
54th
Price / book 1.6x
38th
2.7x
78th
1.2x
24th
Price / tangible book 1.7x
37th
3.1x
73rd
1.5x
31st
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 12.7%
77th
6.9%
31st
10.0%
63rd
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $226.60
87th
$53.70
33rd
$2,782.72
100th

Profitability (TTM)

12 measures
MeasureCINFWRBMKL
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 29.8%
85th
13.7%
46th
17.0%
65th
EBIT margin 30.1%
88th
14.1%
44th
17.9%
69th
Net margin 23.9%
87th
10.7%
48th
13.2%
67th
NOPAT margin 23.9%
83rd
11.0%
46th
13.4%
63rd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 29.8%
88th
0.0%
0th
20.4%
87th
Stock comp / revenue 0.3%
49th
0.1%
38th
0.0%
0th
Effective tax rate 19.9%
26th
19.8%
20th
21.4%
70th

Returns on capital

11 measures
MeasureCINFWRBMKL
ROE (on average equity) 21.5%
68th
19.8%
54th
12.6%
32nd
ROA 8.1%
85th
4.4%
63rd
3.3%
52nd
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 10.3%
83rd
5.7%
62nd
4.5%
52nd
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 13.4%
59th
19.3%
80th
10.5%
45th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureCINFWRBMKL
Revenue growth (TTM YoY) 19.5%
78th
26.0%
88th
6.7%
40th
Revenue growth (QoQ) 49.3%
92nd
85.2%
98th
46.4%
90th
Revenue CAGR, 3 yr 14.2%
68th
15.7%
79th
5.0%
32nd
Revenue CAGR, 5 yr 8.1%
56th
15.4%
76th
6.8%
47th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 36.2%
61st
15.5%
36th
4.2%
21st
Net income growth (TTM YoY) 82.8%
79th
9.5%
16th
2.3%
14th
Net income CAGR, 3 yr 34.9%
62nd
15.2%
31st
5.7%
24th
EPS growth (TTM YoY) 85.0%
79th
11.9%
14th
16.0%
19th
EPS CAGR, 3 yr 35.5%
62nd
16.9%
28th
12.2%
24th
EPS CAGR, 5 yr 4.0%
39th
17.4%
76th
1.1%
27th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 15.3%
64th
15.7%
67th
17.0%
71st
Dividend CAGR, 3 yr 2.8%
47th
-5.8%
17th
171.0%
100th
Sustainable growth rate 18.0%
71st
14.9%
62nd
9.3%
40th

Margin history & stability

7 measures
MeasureCINFWRBMKL
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 24.7%
81st
15.0%
67th
17.5%
75th
Net margin, 3-yr average 19.9%
90th
11.7%
75th
13.3%
81st
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.78
23rd
0.94
52nd
0.95
65th
Earnings stability (0-1) 0.14
21st
0.94
96th
0.08
12th
Margin stability (0-1) 0.87
88th
0.61
40th
0.92
94th

Liquidity (latest quarter)

7 measures
MeasureCINFWRBMKL
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureCINFWRBMKL
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 61.4%
13th
77.6%
56th
73.3%
38th
IS credit model rating AA+ AA AA-
Implied credit spread (bps) 65
2nd
80
46th
100
58th

Efficiency

11 measures
MeasureCINFWRBMKL
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureCINFWRBMKL
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureCINFWRBMKL
Dividend yield 2.2%
58th
2.5%
62nd
0.0%
0th
Dividend per share (TTM) $3.69
73rd
$1.88
63rd
$0.00
0th
Payout ratio (dividends / net income) 16.3%
42nd
24.9%
58th
26.3%
60th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 8.4%
51st
-18.3%
16th
1,788.9%
100th
Buyback yield 1.7%
56th
2.3%
62nd
-0.3%
0th
Shareholder yield (dividends + buybacks) 3.8%
48th
4.0%
56th
2.3%
29th
Share count change (YoY) -1.2%
46th
-2.1%
26th
-11.8%
4th
Buybacks, last 5 years $851.0M
77th
$1.7B
85th
$3.1B
92nd

Scores & forensic checks

15 measures
MeasureCINFWRBMKL
IS score 78
94th
60
58th
50
27th
IS profitability 82
87th
51
46th
67
79th
IS growth 73
82nd
67
76th
46
22nd
IS value 77
52nd
69
31st
86
79th
IS momentum 90
70th
91
78th
68
22nd
IS risk (safety) 100
19th
100
19th
100
19th
IS quality 88
88th
81
77th
79
67th
IS balance sheet 90
100th
78
75th
73
58th
IS earnings quality 68
48th
67
40th
70
52nd
IS cash flow 86
81st
79
65th
57
27th
Piotroski F-score (0-9) 8
87th
8
87th
7
52nd
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −8.74
4th
−7.20
22nd
−7.28
20th
IS credit score 94
77th
87
50th
84
33rd

Per share

7 measures
MeasureCINFWRBMKL
EPS, diluted (TTM) $21.34
85th
$4.92
50th
$203.40
100th
Book value per share $106.93
88th
$26.04
40th
$1,692.01
100th
Tangible book per share $107.83
92nd
$23.17
50th
$1,309.53
100th
Revenue per share $89.47
60th
$45.96
42nd
$1,544.95
100th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureCINFWRBMKL
Market cap $26.3B
90th
$28.0B
92nd
$22.9B
88th
Revenue $13.9B
85th
$18.0B
90th
$17.4B
88th
EBITDA $4.4B
92nd
$2.5B
87th
$3.3B
88th
Net income $3.3B
92nd
$1.9B
88th
$2.3B
90th
Free cash flow n/a n/a n/a
Total assets $43.1B
85th
$45.7B
87th
$71.3B
90th
Shareholders' equity $16.7B
88th
$10.2B
85th
$19.0B
90th
Employees 5,705
62nd
8,804
83rd
22,900
92nd

Price performance

9 measures
MeasureCINFWRBMKL
1 day +2.4% +2.0% +1.4%
1 week +4.8% +4.9% +5.1%
1 month +1.4% +7.7% +3.7%
3 months −5.0% +3.8% −6.5%
6 months +2.7% +14.1% −6.9%
Year to date +6.0% +10.0% −13.1%
1 year +9.5% +1.5% −3.4%
3 years, cumulative +76.1% +90.5% +24.4%
5 years, cumulative +57.9% +149.2% +46.2%

Technicals

4 measures
MeasureCINFWRBMKL
RSI 14 63.5 76.7 68.1
From 52-week high −12.1% −2.5% −16.2%
From 52-week low +14.2% +21.2% +8.6%
Beta 0.53 0.27 0.64
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms