DG vs DLTR vs BJ
161 measures in 16 categories, one definition each, computed from filings and market data.
DG58.3
Dollar General Corporation
Consumer Defensive · Discount Stores
$134.43 +0.40%$29.7B mkt cap
Score DNA
DLTR60.0
Dollar Tree, Inc.
Consumer Defensive · Discount Stores
$124.18 −0.18%$23.3B mkt cap
Score DNA
BJ55.4
BJ's Wholesale Club Holdings, Inc.
Consumer Defensive · Discount Stores
$102.95 −0.30%$13.0B mkt cap
Score DNA
Price, rebased to 100 three years ago
DG DLTR BJ · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 0 | 0 | 0 |
| Last Congress purchase | — | — | — |
| 13F net change in holders | — | — | +13 |
| ETFs adding shares, 30d | 1,014 | 1,025 | 305 |
| ETFs trimming, 30d | 765 | 786 | 286 |
| Net ETF funds, 30d | +249 | +239 | +19 |
Valuation
16 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| P/E (TTM) | 17.4x
29th
|
14.4x
0th
|
21.9x
57th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | — | 0.95
17th
|
2.94
83rd
|
| Price / sales | 0.7x
29th
|
1.2x
57th
|
0.6x
0th
|
| Price / book | 3.2x
14th
|
6.8x
71st
|
5.9x
57th
|
| Price / tangible book | 7.5x
43rd
|
8.1x
57th
|
11.4x
71st
|
| Price / free cash flow | 11.0x
0th
|
12.6x
14th
|
35.7x
57th
|
| Price / operating cash flow | 6.9x
0th
|
7.8x
14th
|
11.7x
43rd
|
| Enterprise value | $43.7B
57th
|
$29.9B
43rd
|
$15.7B
29th
|
| EV / sales | 1.0x
43rd
|
1.5x
86th
|
0.7x
0th
|
| EV / EBITDA | 12.4x
29th
|
10.4x
14th
|
13.5x
43rd
|
| EV / EBIT | 18.0x
43rd
|
13.7x
0th
|
18.2x
57th
|
| EV / free cash flow | 16.2x
14th
|
16.1x
0th
|
43.2x
57th
|
| Earnings yield | 5.7%
71st
|
6.9%
100th
|
4.6%
43rd
|
| FCF yield | 9.1%
100th
|
8.0%
86th
|
2.8%
43rd
|
| Operating cash flow yield | 14.6%
100th
|
12.8%
86th
|
8.6%
57th
|
| Graham number (per share) | $85.18
71st
|
$58.40
43rd
|
$42.44
14th
|
Profitability (TTM)
12 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Gross margin | 31.2%
71st
|
38.7%
86th
|
18.2%
29th
|
| EBITDA margin | 8.1%
57th
|
14.4%
86th
|
5.1%
14th
|
| Operating margin | 5.6%
57th
|
10.7%
86th
|
3.9%
14th
|
| EBIT margin | 5.6%
57th
|
10.9%
86th
|
3.8%
0th
|
| Net margin | 3.9%
57th
|
8.0%
86th
|
2.6%
0th
|
| NOPAT margin | 4.3%
57th
|
8.1%
86th
|
2.8%
0th
|
| FCF margin | 6.2%
71st
|
9.2%
100th
|
1.6%
14th
|
| Operating cash flow margin | 9.9%
71st
|
14.9%
100th
|
4.9%
14th
|
| R&D / revenue | 0.0%
0th
|
0.0%
0th
|
0.0%
0th
|
| SG&A / revenue | 25.6%
71st
|
28.2%
100th
|
14.3%
29th
|
| Stock comp / revenue | 0.3%
43rd
|
0.4%
100th
|
0.2%
14th
|
| Effective tax rate | 23.7%
29th
|
24.6%
43rd
|
27.3%
86th
|
Returns on capital
11 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| ROE (on average equity) | 19.7%
29th
|
45.9%
100th
|
27.7%
71st
|
| ROA | 5.3%
0th
|
11.8%
100th
|
7.8%
43rd
|
| ROIC | 8.0%
0th
|
16.2%
86th
|
13.1%
29th
|
| ROCE | 9.8%
0th
|
20.4%
86th
|
17.2%
57th
|
| Return on tangible assets | 7.6%
0th
|
16.0%
100th
|
11.3%
57th
|
| Cash ROIC (OCF / invested capital) | 18.5%
14th
|
29.8%
86th
|
22.5%
43rd
|
| Gross profitability (GP / assets) | 42.3%
29th
|
55.4%
86th
|
52.1%
71st
|
| ROIC, 3-yr average | 5.8%
14th
|
-3.7%
0th
|
10.2%
43rd
|
| ROIC, 5-yr average | 8.9%
14th
|
-0.8%
0th
|
12.4%
57th
|
| ROE, 5-yr average | 24.9%
57th
|
-3.3%
0th
|
37.0%
100th
|
| Incremental ROIC | -532.7%
0th
|
— | 96.4%
83rd
|
Growth
17 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Revenue growth (TTM YoY) | 4.8%
29th
|
-7.8%
0th
|
9.1%
57th
|
| Revenue growth (QoQ) | 4.7%
43rd
|
-1.7%
0th
|
10.0%
71st
|
| Revenue CAGR, 3 yr | 4.0%
29th
|
-11.9%
0th
|
5.5%
57th
|
| Revenue CAGR, 5 yr | 5.3%
29th
|
-4.9%
0th
|
7.7%
57th
|
| Gross profit CAGR, 3 yr | 4.2%
14th
|
-4.2%
0th
|
5.4%
29th
|
| Operating income CAGR, 3 yr | -7.7%
0th
|
8.1%
29th
|
4.9%
14th
|
| Net income growth (TTM YoY) | 43.0%
100th
|
— | 2.7%
0th
|
| Net income CAGR, 3 yr | -7.7%
0th
|
9.8%
43rd
|
5.4%
14th
|
| EPS growth (TTM YoY) | 42.6%
100th
|
— | 6.5%
17th
|
| EPS CAGR, 3 yr | -7.9%
0th
|
15.2%
71st
|
7.4%
14th
|
| EPS CAGR, 5 yr | -6.4%
0th
|
5.4%
29th
|
9.4%
57th
|
| FCF growth (TTM YoY) | 46.0%
71st
|
-13.8%
14th
|
27.7%
57th
|
| FCF CAGR, 3 yr | 206.8%
100th
|
53.1%
86th
|
22.1%
57th
|
| Operating cash flow CAGR, 3 yr | 34.8%
100th
|
14.0%
57th
|
21.9%
86th
|
| Book value CAGR, 3 yr | 13.6%
71st
|
-24.1%
0th
|
23.6%
100th
|
| Dividend CAGR, 3 yr | -0.2%
0th
|
— | — |
| Sustainable growth rate | 13.7%
14th
|
45.9%
100th
|
27.7%
86th
|
Margin history & stability
7 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Gross margin, 3-yr average | 29.9%
71st
|
34.8%
86th
|
18.4%
14th
|
| Operating margin, 3-yr average | 5.1%
71st
|
4.6%
57th
|
3.9%
14th
|
| Net margin, 3-yr average | 3.4%
71st
|
-3.1%
0th
|
2.7%
14th
|
| FCF margin, 3-yr average | 5.0%
71st
|
6.9%
100th
|
1.6%
14th
|
| Revenue stability (0-1) | 0.98
57th
|
0.44
0th
|
0.97
43rd
|
| Earnings stability (0-1) | 0.69
43rd
|
0.18
0th
|
0.95
71st
|
| Margin stability (0-1) | 0.96
43rd
|
0.89
14th
|
0.98
86th
|
Liquidity (latest quarter)
7 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Cash & short-term investments | $1.6B
57th
|
$1.1B
43rd
|
$30.0M
0th
|
| Net cash (− = net debt) | −$14.0B
14th
|
−$6.6B
43rd
|
−$2.7B
57th
|
| Working capital | $1.5B
86th
|
$441.5M
57th
|
−$801.8M
14th
|
| Current ratio | 1.21
71st
|
1.13
57th
|
0.73
0th
|
| Quick ratio | 0.31
29th
|
0.39
57th
|
0.19
0th
|
| Cash ratio (cash + ST investments / current liabilities) | 0.22
29th
|
0.32
57th
|
0.01
0th
|
| Defensive interval (days) | 54 days
29th
|
69 days
43rd
|
38 days
0th
|
Leverage & solvency (latest quarter)
13 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Total debt | $15.6B
71st
|
$7.7B
43rd
|
$2.8B
29th
|
| Debt / equity | 1.68
86th
|
2.24
100th
|
1.26
71st
|
| Net debt / equity | 1.51
86th
|
1.93
100th
|
1.25
71st
|
| Debt / assets | 48.5%
86th
|
54.7%
100th
|
34.7%
71st
|
| Debt / capital | 62.7%
86th
|
69.1%
100th
|
55.8%
71st
|
| Debt / EBITDA | 4.44
100th
|
2.66
86th
|
2.38
71st
|
| Net debt / EBITDA | 3.99
100th
|
2.29
71st
|
2.35
86th
|
| Interest coverage (EBIT / interest) | 12.3x
0th
|
29.5x
83rd
|
18.6x
67th
|
| Cash interest coverage | 21.8x
50th
|
40.4x
83rd
|
24.0x
67th
|
| Debt payback (years of OCF) | 3.6 yrs
100th
|
2.6 yrs
86th
|
2.5 yrs
71st
|
| Liabilities / assets | 71.1%
71st
|
75.6%
100th
|
72.5%
86th
|
| IS credit model rating | BBB- | A | A- |
| Implied credit spread (bps) | 350
100th
|
150
43rd
|
175
57th
|
Efficiency
11 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Asset turnover | 1.37
14th
|
1.46
29th
|
3.00
86th
|
| Fixed asset turnover | 2.46
14th
|
2.08
0th
|
4.90
86th
|
| Inventory turnover | 4.6
14th
|
4.8
29th
|
11.9
86th
|
| Receivables turnover | 555.4
80th
|
— | 78.7
20th
|
| Days sales outstanding | 1 days
43rd
|
0 days
0th
|
5 days
86th
|
| Days inventory outstanding | 80 days
86th
|
76 days
71st
|
31 days
14th
|
| Days payables outstanding | 51 days
86th
|
48 days
71st
|
26 days
0th
|
| Cash conversion cycle (days) | 30 days
86th
|
28 days
71st
|
9 days
57th
|
| Capex / revenue | 3.7%
43rd
|
5.7%
100th
|
3.3%
14th
|
| Capex / depreciation | 1.49
14th
|
1.64
29th
|
2.48
100th
|
| Operating expense ratio | 25.8%
71st
|
28.8%
100th
|
13.7%
29th
|
Cash flow & earnings quality
7 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Operating cash flow / net income | 2.54
100th
|
1.86
43rd
|
1.87
57th
|
| FCF / net income | 1.59
100th
|
1.15
86th
|
0.61
29th
|
| FCF / operating cash flow | 62.5%
86th
|
62.0%
71st
|
32.7%
29th
|
| Capex / operating cash flow | 37.5%
14th
|
38.0%
29th
|
67.3%
71st
|
| Accruals ratio | -8.2%
14th
|
-10.1%
0th
|
-6.8%
71st
|
| Sloan accruals ratio | -4.0%
71st
|
-2.8%
86th
|
-7.9%
0th
|
| Earnings quality score (0-1) | 0.75
0th
|
0.75
0th
|
0.75
0th
|
Scores & forensic checks
15 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| IS score | 58
43rd
|
60
57th
|
55
29th
|
| IS profitability | 39
29th
|
62
100th
|
38
14th
|
| IS growth | 61
86th
|
54
57th
|
50
14th
|
| IS value | 58
71st
|
45
43rd
|
42
29th
|
| IS momentum | 88
86th
|
80
43rd
|
77
14th
|
| IS risk (safety) | 65
0th
|
90
29th
|
100
43rd
|
| IS quality | 65
0th
|
69
43rd
|
65
29th
|
| IS balance sheet | 46
0th
|
50
29th
|
48
14th
|
| IS earnings quality | 83
29th
|
80
0th
|
85
57th
|
| IS cash flow | 61
71st
|
50
29th
|
51
43rd
|
| Piotroski F-score (0-9) | 7
57th
|
8
86th
|
6
14th
|
| Altman Z-score | 2.6
0th
|
3.7
29th
|
4.6
43rd
|
| Beneish M-score | −2.95
14th
|
−3.04
0th
|
−2.63
71st
|
| Ohlson O-score | −7.45
86th
|
−7.56
71st
|
−6.52
100th
|
| IS credit score | 51
0th
|
72
57th
|
66
29th
|
Size (TTM)
8 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| Market cap | $29.7B
57th
|
$23.3B
43rd
|
$13.0B
29th
|
| Revenue | $43.6B
57th
|
$20.1B
29th
|
$22.8B
43rd
|
| EBITDA | $3.5B
57th
|
$2.9B
43rd
|
$1.2B
29th
|
| Net income | $1.7B
57th
|
$1.6B
43rd
|
$594.5M
29th
|
| Free cash flow | $2.7B
57th
|
$1.9B
43rd
|
$364.2M
29th
|
| Total assets | $32.2B
57th
|
$14.0B
43rd
|
$8.0B
29th
|
| Shareholders' equity | $9.3B
57th
|
$3.4B
43rd
|
$2.2B
29th
|
| Employees | 194,000
57th
|
150,000
43rd
|
35,000
29th
|
Price performance
9 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| 1 day | +0.4% | −0.2% | −0.3% |
| 1 week | +5.7% | +4.7% | +4.4% |
| 1 month | +7.6% | +8.6% | +10.3% |
| 3 months | +7.8% | −1.7% | +9.6% |
| 6 months | +6.1% | +17.2% | +11.8% |
| Year to date | −1.3% | −2.8% | +12.0% |
| 1 year | +26.4% | +29.4% | +8.7% |
| 3 years, cumulative | +35.7% | +16.0% | +46.7% |
| 5 years, cumulative | −31.6% | +25.6% | +86.0% |
Technicals
4 measures| Measure | DG | DLTR | BJ |
|---|---|---|---|
| RSI 14 | 66.7 | 61.5 | 67.3 |
| From 52-week high | −15.0% | −12.8% | −2.9% |
| From 52-week low | +41.3% | +44.6% | +23.7% |
| Beta | 0.23 | 0.72 | 0.23 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17