MSFT vs PLTR vs AAPL
161 measures in 16 categories, one definition each, computed from filings and market data.
MSFT77.3
Microsoft Corporation
Technology · Software - Infrastructure
$529.05 −1.93%$3.93T mkt cap
Score DNA
PLTR86.1
Palantir Technologies Inc.
Technology · Software - Infrastructure
$186.03 −7.22%$428.0B mkt cap
Score DNA
Price, rebased to 100 three years ago
MSFT PLTR AAPL · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry (these stocks sit in different industries). n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 47 | 5 | 21 |
| Last Congress purchase | 2026-09-30 | 2026-07-17 | 2026-09-08 |
| 13F net change in holders | +27 | −143 | +36 |
| ETFs adding shares, 30d | 2,890 | 1,720 | 2,683 |
| ETFs trimming, 30d | 2,489 | 1,394 | 2,430 |
| Net ETF funds, 30d | +401 | +326 | +253 |
Valuation
16 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| P/E (TTM) | 29.4x
48th
|
141.9x
89th
|
38.9x |
| PEG (P/E ÷ 3-yr EPS CAGR) | 1.29
62nd
|
— | 2.92 |
| Price / sales | 11.8x
89th
|
69.5x
99th
|
10.7x |
| Price / book | 8.9x
75th
|
43.8x
94th
|
46.6x |
| Price / tangible book | 9.1x
38th
|
30.7x
78th
|
48.0x |
| Price / free cash flow | 58.6x
85th
|
127.4x
94th
|
36.7x |
| Price / operating cash flow | 21.5x
64th
|
125.9x
97th
|
34.2x |
| Enterprise value | $3.98T
100th
|
$418.8B
98th
|
$5.03T |
| EV / sales | 12.0x
84th
|
68.0x
99th
|
10.8x |
| EV / EBITDA | 18.7x
47th
|
139.0x
93rd
|
29.9x |
| EV / EBIT | 23.6x
47th
|
140.3x
90th
|
32.4x |
| EV / free cash flow | 59.4x
86th
|
124.7x
94th
|
36.8x |
| Earnings yield | 3.4%
63rd
|
0.7%
31st
|
2.6% |
| FCF yield | 1.7%
25th
|
0.8%
16th
|
2.7% |
| Operating cash flow yield | 4.7%
38th
|
0.8%
6th
|
2.9% |
| Graham number (per share) | $154.81
100th
|
$10.02
42nd
|
$37.86 |
Profitability (TTM)
12 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Gross margin | 67.9%
46th
|
84.8%
96th
|
48.7% |
| EBITDA margin | 64.0%
98th
|
48.9%
91st
|
36.1% |
| Operating margin | 46.8%
99th
|
42.8%
98th
|
33.2% |
| EBIT margin | 50.9%
99th
|
48.5%
98th
|
33.3% |
| Net margin | 40.3%
96th
|
49.0%
98th
|
27.6% |
| NOPAT margin | 37.7%
96th
|
42.2%
98th
|
27.4% |
| FCF margin | 20.2%
58th
|
54.6%
99th
|
29.3% |
| Operating cash flow margin | 55.1%
91st
|
55.2%
93rd
|
31.4% |
| R&D / revenue | 10.7%
40th
|
10.4%
38th
|
9.2% |
| SG&A / revenue | 10.4%
1st
|
31.6%
43rd
|
6.3% |
| Stock comp / revenue | 3.7%
30th
|
13.6%
80th
|
2.9% |
| Effective tax rate | 19.4%
43rd
|
1.4%
19th
|
17.3% |
Returns on capital
11 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| ROE (on average equity) | 34.0%
81st
|
38.4%
84th
|
148.8% |
| ROA | 19.4%
91st
|
31.7%
98th
|
36.1% |
| ROIC | 25.3%
72nd
|
450.5%
100th
|
98.9% |
| ROCE | 28.7%
93rd
|
29.4%
94th
|
66.4% |
| Return on tangible assets | 24.5%
91st
|
31.3%
96th
|
43.5% |
| Cash ROIC (OCF / invested capital) | 37.0%
58th
|
589.8%
100th
|
113.4% |
| Gross profitability (GP / assets) | 29.7%
43rd
|
44.7%
73rd
|
59.3% |
| ROIC, 3-yr average | 24.8%
85th
|
— | 81.3% |
| ROIC, 5-yr average | 33.8%
81st
|
85.5%
92nd
|
87.6% |
| ROE, 5-yr average | 34.3%
96th
|
5.8%
60th
|
150.4% |
| Incremental ROIC | 37.3%
54th
|
48.3%
62nd
|
189.2% |
Growth
17 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Revenue growth (TTM YoY) | 17.8%
57th
|
78.9%
95th
|
14.2% |
| Revenue growth (QoQ) | 8.6%
63rd
|
18.6%
88th
|
-1.6% |
| Revenue CAGR, 3 yr | 16.1%
68th
|
44.4%
100th
|
6.7% |
| Revenue CAGR, 5 yr | 14.6%
52nd
|
35.9%
81st
|
6.1% |
| Gross profit CAGR, 3 yr | 15.6%
55th
|
47.7%
100th
|
10.8% |
| Operating income CAGR, 3 yr | 20.6%
59th
|
— | 11.3% |
| Net income growth (TTM YoY) | 31.3%
58th
|
295.2%
85th
|
29.9% |
| Net income CAGR, 3 yr | 22.7%
65th
|
— | 10.8% |
| EPS growth (TTM YoY) | 31.5%
58th
|
294.2%
83rd
|
31.6% |
| EPS CAGR, 3 yr | 22.8%
61st
|
— | 13.3% |
| EPS CAGR, 5 yr | 17.3%
54th
|
— | 11.1% |
| FCF growth (TTM YoY) | -6.5%
20th
|
96.6%
75th
|
42.1% |
| FCF CAGR, 3 yr | 4.0%
16th
|
107.6%
92nd
|
10.6% |
| Operating cash flow CAGR, 3 yr | 27.8%
62nd
|
103.5%
93rd
|
9.1% |
| Book value CAGR, 3 yr | 29.1%
75th
|
43.1%
88th
|
24.0% |
| Dividend CAGR, 3 yr | 3.2%
56th
|
— | 2.9% |
| Sustainable growth rate | 27.3%
70th
|
38.4%
89th
|
130.7% |
Margin history & stability
7 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Gross margin, 3-yr average | 68.8%
48th
|
82.1%
91st
|
47.1% |
| Operating margin, 3-yr average | 45.7%
99th
|
23.7%
84th
|
32.1% |
| Net margin, 3-yr average | 37.5%
99th
|
29.2%
95th
|
26.1% |
| FCF margin, 3-yr average | 25.3%
74th
|
44.1%
97th
|
26.6% |
| Revenue stability (0-1) | 0.97
55th
|
0.79
19th
|
0.86 |
| Earnings stability (0-1) | 0.89
82nd
|
0.88
79th
|
0.66 |
| Margin stability (0-1) | 0.99
97th
|
0.94
38th
|
0.93 |
Liquidity (latest quarter)
7 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Cash & short-term investments | $76.8B
100th
|
$9.4B
96th
|
$62.4B |
| Net cash (− = net debt) | −$52.0B
1st
|
$9.2B
100th
|
−$21.9B |
| Working capital | $38.9B
100th
|
$9.6B
98th
|
$492.0M |
| Current ratio | 1.23
37th
|
7.23
95th
|
1.00 |
| Quick ratio | 1.22
39th
|
7.23
95th
|
0.93 |
| Cash ratio (cash + ST investments / current liabilities) | 0.46
25th
|
6.13
94th
|
0.42 |
| Defensive interval (days) | 820 days
78th
|
1,538 days
85th
|
613 days |
Leverage & solvency (latest quarter)
13 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Total debt | $128.8B
99th
|
$211.4M
37th
|
$84.3B |
| Debt / equity | 0.29
43rd
|
0.02
12th
|
0.78 |
| Net debt / equity | 0.12
65th
|
−0.94
13th
|
0.20 |
| Debt / assets | 17.0%
40th
|
1.8%
12th
|
22.0% |
| Debt / capital | 22.6%
43rd
|
2.1%
11th
|
43.9% |
| Debt / EBITDA | 0.61
35th
|
0.07
3rd
|
0.50 |
| Net debt / EBITDA | 0.24
56th
|
−3.05
30th
|
0.13 |
| Interest coverage (EBIT / interest) | 55.4x
90th
|
— | — |
| Cash interest coverage | 60.0x
75th
|
— | — |
| Debt payback (years of OCF) | 0.7 yrs
36th
|
0.1 yrs
8th
|
0.6 yrs |
| Liabilities / assets | 41.7%
23rd
|
15.4%
4th
|
71.9% |
| IS credit model rating | AA+ | AA+ | AA+ |
| Implied credit spread (bps) | 65
6th
|
65
6th
|
65 |
Efficiency
11 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Asset turnover | 0.48
36th
|
0.65
60th
|
1.31 |
| Fixed asset turnover | 0.98
10th
|
21.11
77th
|
9.08 |
| Inventory turnover | 91.1
91st
|
— | 28.2 |
| Receivables turnover | 4.4
18th
|
5.5
39th
|
15.8 |
| Days sales outstanding | 83 days
83rd
|
66 days
62nd
|
23 days |
| Days inventory outstanding | 4 days
9th
|
— | 13 days |
| Days payables outstanding | 120 days
85th
|
3 days
0th
|
87 days |
| Cash conversion cycle (days) | −33 days
20th
|
63 days
78th
|
−51 days |
| Capex / revenue | 34.9%
94th
|
0.7%
16th
|
2.2% |
| Capex / depreciation | 2.67
94th
|
1.50
91st
|
0.77 |
| Operating expense ratio | 22.1%
14th
|
37.5%
27th
|
17.4% |
Cash flow & earnings quality
7 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Operating cash flow / net income | 1.37
27th
|
1.13
17th
|
1.14 |
| FCF / net income | 0.50
14th
|
1.11
23rd
|
1.06 |
| FCF / operating cash flow | 36.6%
12th
|
98.8%
95th
|
93.2% |
| Capex / operating cash flow | 63.4%
88th
|
1.2%
5th
|
6.8% |
| Accruals ratio | -7.1%
56th
|
-4.0%
72nd
|
-5.0% |
| Sloan accruals ratio | -7.9%
35th
|
39.2%
98th
|
1.7% |
| Earnings quality score (0-1) | 0.75
11th
|
1.00
73rd
|
1.00 |
Scores & forensic checks
15 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| IS score | 77
90th
|
86
99th
|
85 |
| IS profitability | 99
96th
|
100
100th
|
95 |
| IS growth | 73
68th
|
80
91st
|
85 |
| IS value | 49
69th
|
31
31st
|
41 |
| IS momentum | 96
82nd
|
96
84th
|
90 |
| IS risk (safety) | 100
67th
|
100
67th
|
100 |
| IS quality | 93
95th
|
95
99th
|
90 |
| IS balance sheet | 79
64th
|
93
93rd
|
73 |
| IS earnings quality | 61
48th
|
64
54th
|
74 |
| IS cash flow | 59
35th
|
95
95th
|
91 |
| Piotroski F-score (0-9) | 7
58th
|
8
77th
|
9 |
| Altman Z-score | 7.1
81st
|
102.5
100th
|
11.7 |
| Beneish M-score | −2.60
52nd
|
−1.71
89th
|
−2.47 |
| Ohlson O-score | −11.50
6th
|
−15.38
0th
|
−9.60 |
| IS credit score | 94
94th
|
92
83rd
|
93 |
Size (TTM)
8 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| Market cap | $3.93T
100th
|
$428.0B
99th
|
$5.01T |
| Revenue | $331.8B
100th
|
$6.2B
90th
|
$466.8B |
| EBITDA | $212.4B
100th
|
$3.0B
95th
|
$168.5B |
| Net income | $133.7B
100th
|
$3.0B
98th
|
$128.9B |
| Free cash flow | $67.0B
100th
|
$3.4B
96th
|
$136.7B |
| Total assets | $758.4B
100th
|
$11.7B
85th
|
$383.3B |
| Shareholders' equity | $442.4B
100th
|
$9.8B
94th
|
$107.5B |
| Employees | 223,000
100th
|
4,401
65th
|
166,000 |
Price performance
9 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| 1 day | −1.9% | −7.2% | +0.4% |
| 1 week | −1.1% | −11.0% | +2.0% |
| 1 month | +6.3% | +5.5% | +1.9% |
| 3 months | +31.8% | +38.0% | +5.3% |
| 6 months | +25.6% | +27.1% | +27.3% |
| Year to date | +12.6% | +10.8% | +27.1% |
| 1 year | +3.9% | +3.6% | +38.3% |
| 3 years, cumulative | +62.9% | +938.1% | +93.6% |
| 5 years, cumulative | +87.0% | +691.6% | +146.4% |
Technicals
4 measures| Measure | MSFT | PLTR | AAPL |
|---|---|---|---|
| RSI 14 | 57.4 | 46.3 | 62.1 |
| From 52-week high | −4.0% | −12.6% | −1.4% |
| From 52-week low | +51.8% | +74.9% | +41.5% |
| Beta | 1.10 | 1.60 | 1.07 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17