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PRU vs PUK vs AFL

161 measures in 16 categories, one definition each, computed from filings and market data.
PRU57.0
Prudential Financial, Inc.
Financial Services · Insurance - Life
$115.91 −0.40%$40.0B mkt cap
Score DNA
PUK53.2
Prudential plc
Financial Services · Insurance - Life
$24.13 +0.33%$29.6B mkt cap
Score DNA
AFL59.0
Aflac Incorporated
Financial Services · Insurance - Life
$119.97 +1.63%$60.2B mkt cap
Score DNA

Price, rebased to 100 three years ago

PRU   PUK   AFL   · weekly adjusted closes
80100120140160Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26AFL 159PRU 137PUK 117
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasurePRUPUKAFL
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 0 0 0
Last Congress purchase — — —
13F net change in holders +53 +23 +36
ETFs adding shares, 30d 1,108 8 1,027
ETFs trimming, 30d 981 0 965
Net ETF funds, 30d +127 +8 +62

Valuation

16 measures
MeasurePRUPUKAFL
P/E (TTM) 10.4x
57th
4.2x
43rd
12.4x
70th
PEG (P/E ÷ 3-yr EPS CAGR) 0.21
20th
0.11
13th
1.88
87th
Price / sales 0.6x
50th
0.6x
46th
3.3x
92nd
Price / book 1.3x
54th
1.5x
67th
2.0x
83rd
Price / tangible book 1.1x
56th
2.2x
78th
2.0x
72nd
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 9.6%
46th
23.9%
58th
8.1%
33rd
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $160.93
57th
$44.45
9th
$113.90
48th

Profitability (TTM)

12 measures
MeasurePRUPUKAFL
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 7.7%
22nd
37.0%
96th
32.2%
91st
EBIT margin 7.7%
17th
48.5%
100th
33.2%
96th
Net margin 5.9%
25th
14.7%
88th
26.9%
100th
NOPAT margin 6.1%
21st
30.7%
92nd
27.0%
88th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 30.9%
88th
0.0%
0th
10.5%
67th
Stock comp / revenue 0.0%
0th
0.0%
0th
—
Effective tax rate 20.0%
54th
17.0%
38th
16.0%
29th

Returns on capital

11 measures
MeasurePRUPUKAFL
ROE (on average equity) 12.4%
38th
39.3%
100th
16.9%
83rd
ROA 0.5%
54th
3.6%
88th
4.0%
96th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 0.6%
42nd
11.8%
100th
5.0%
88th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 7.3%
6th
15.4%
67th
17.2%
83rd
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasurePRUPUKAFL
Revenue growth (TTM YoY) 8.9%
61st
175.6%
100th
11.6%
78th
Revenue growth (QoQ) 0.7%
29th
-2.2%
12th
-5.4%
8th
Revenue CAGR, 3 yr 0.4%
55th
-19.9%
0th
-1.2%
40th
Revenue CAGR, 5 yr 0.2%
31st
-7.7%
0th
-4.6%
6th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 45.1%
100th
-41.2%
12th
5.0%
35th
Net income growth (TTM YoY) 135.6%
82nd
283.0%
100th
99.5%
73rd
Net income CAGR, 3 yr 42.7%
89th
35.5%
83rd
0.5%
28th
EPS growth (TTM YoY) 157.5%
82nd
315.9%
100th
112.5%
77th
EPS CAGR, 3 yr 48.6%
89th
36.8%
83rd
6.6%
28th
EPS CAGR, 5 yr -8.6%
9th
8.1%
73rd
2.4%
45th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 7.9%
15th
2.1%
5th
20.9%
95th
Dividend CAGR, 3 yr 4.9%
25th
11.3%
100th
7.6%
70th
Sustainable growth rate 6.1%
26th
32.9%
100th
12.8%
83rd

Margin history & stability

7 measures
MeasurePRUPUKAFL
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 5.5%
26th
76.2%
96th
28.0%
70th
Net margin, 3-yr average 4.4%
30th
7.0%
57th
23.3%
100th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.08
22nd
0.38
35th
0.72
70th
Earnings stability (0-1) 0.11
22nd
0.03
13th
0.20
39th
Margin stability (0-1) 0.83
91st
0.81
83rd
0.57
43rd

Liquidity (latest quarter)

7 measures
MeasurePRUPUKAFL
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasurePRUPUKAFL
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 95.9%
46th
90.8%
25th
73.9%
4th
IS credit model rating A- AAA AA+
Implied credit spread (bps) 175
29th
50
0th
65
8th

Efficiency

11 measures
MeasurePRUPUKAFL
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasurePRUPUKAFL
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasurePRUPUKAFL
Dividend yield 4.8%
75th
0.0%
25th
2.0%
46th
Dividend per share (TTM) $5.55
92nd
$0.01
25th
$2.41
79th
Payout ratio (dividends / net income) 50.7%
83rd
16.2%
30th
24.6%
48th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 11.5%
68th
45.6%
100th
11.2%
59th
Buyback yield 2.5%
33rd
9.0%
92nd
6.3%
71st
Shareholder yield (dividends + buybacks) 7.4%
50th
12.9%
92nd
8.3%
62nd
Share count change (YoY) -8.5%
4th
-7.9%
22nd
-6.1%
30th
Buybacks, last 5 years $5.0B
79th
$7.2B
92nd
$10.6B
96th

Scores & forensic checks

15 measures
MeasurePRUPUKAFL
IS score 57
75th
53
67th
59
92nd
IS profitability 29
17th
53
58th
65
67th
IS growth 64
74th
80
100th
66
87th
IS value 86
42nd
87
46th
81
38th
IS momentum 90
83rd
76
70th
69
57th
IS risk (safety) 80
62nd
100
75th
100
75th
IS quality 72
88th
65
54th
66
58th
IS balance sheet 66
88th
66
83rd
80
100th
IS earnings quality 73
67th
64
38th
68
46th
IS cash flow 79
75th
55
46th
50
42nd
Piotroski F-score (0-9) 8
96th
7
58th
6
38th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.23
8th
−6.94
21st
−8.73
0th
IS credit score 65
67th
97
96th
95
92nd

Per share

7 measures
MeasurePRUPUKAFL
EPS, diluted (TTM) $11.83
54th
$5.60
38th
$9.62
50th
Book value per share $97.27
62nd
$15.68
8th
$59.96
38th
Tangible book per share $97.59
62nd
$12.80
33rd
$60.13
42nd
Revenue per share $199.71
100th
$38.22
12th
$35.77
8th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasurePRUPUKAFL
Market cap $40.0B
92nd
$29.6B
88th
$60.2B
96th
Revenue $64.8B
96th
$48.3B
83rd
$18.1B
71st
EBITDA $5.0B
79th
$14.7B
100th
$7.1B
96th
Net income $3.8B
83rd
$7.1B
100th
$4.9B
96th
Free cash flow n/a n/a n/a
Total assets $783.6B
92nd
$223.7B
46th
$116.0B
38th
Shareholders' equity $31.6B
92nd
$19.8B
79th
$30.3B
88th
Employees 36,607
88th
15,338
83rd
12,716
79th

Price performance

9 measures
MeasurePRUPUKAFL
1 day −0.4% +0.3% +1.6%
1 week +2.5% +0.9% +4.7%
1 month −1.7% −9.2% +2.9%
3 months −1.8% −14.6% −2.8%
6 months +14.0% −21.9% +5.8%
Year to date +3.1% −23.7% +10.5%
1 year +13.8% −12.0% +11.5%
3 years, cumulative +36.1% +11.8% +60.2%
5 years, cumulative +29.6% −37.3% +146.3%

Technicals

4 measures
MeasurePRUPUKAFL
RSI 14 50.9 34.4 66.7
From 52-week high −9.3% −29.1% −7.4%
From 52-week low +26.1% +3.6% +16.2%
Beta 0.84 0.90 0.56
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms