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TFC vs NU vs FITB

161 measures in 16 categories, one definition each, computed from filings and market data.
TFC49.5
Truist Financial Corporation
Financial Services · Banks - Regional
$47.07 +1.14%$57.5B mkt cap
Score DNA
NU18.6
Nu Holdings Ltd.
Financial Services · Banks - Regional
$14.56 −1.15%$70.3B mkt cap
Score DNA
FITB51.1
Fifth Third Bancorp
Financial Services · Banks - Regional
$50.37 +0.04%$45.7B mkt cap
Score DNA

Price, rebased to 100 three years ago

TFC   NU   FITB   · weekly adjusted closes
100150200250Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26FITB 231NU 188TFC 186
Smart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureTFCNUFITB
Insider open-market buys, 180d 1 0 0
Insider $ bought, 180d $1.02M — —
Congress purchases, 180d 1 0 8
Last Congress purchase 2026-03-27 — 2026-10-09
13F net change in holders +59 −41 +76
ETFs adding shares, 30d 1,101 468 1,164
ETFs trimming, 30d 1,105 263 967
Net ETF funds, 30d −4 +205 +197

Valuation

16 measures
MeasureTFCNUFITB
P/E (TTM) 9.8x
18th
 19.5x
93rd
 19.5x
92nd
PEG (P/E ÷ 3-yr EPS CAGR) 10.94
96th
 0.08
0th
 —
Price / sales 1.9x
17th
 3.7x
85th
 3.1x
73rd
Price / book 0.9x
11th
 5.3x
100th
 1.3x
67th
Price / tangible book 1.3x
33rd
 5.4x
100th
 2.2x
91st
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 10.2%
82nd
 5.1%
9th
 5.1%
9th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $74.07
73rd
 $6.69
1st
 $46.54
44th

Profitability (TTM)

12 measures
MeasureTFCNUFITB
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 22.3%
37th
 22.8%
39th
 20.1%
29th
EBIT margin 22.3%
34th
 22.9%
37th
 20.1%
27th
Net margin 19.1%
28th
 18.8%
26th
 15.8%
12th
NOPAT margin 19.1%
46th
 18.8%
44th
 15.8%
27th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
 0.0%
0th
 0.9%
99th
SG&A / revenue 27.2%
49th
 5.1%
1st
 33.9%
82nd
Stock comp / revenue 0.0%
0th
 1.8%
91st
 1.6%
86th
Effective tax rate 14.2%
5th
 17.6%
14th
 21.6%
54th

Returns on capital

11 measures
MeasureTFCNUFITB
ROE (on average equity) 9.1%
26th
 31.6%
100th
 8.4%
19th
ROA 1.1%
32nd
 5.0%
100th
 0.9%
14th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 1.2%
34th
 6.0%
99th
 1.2%
29th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 6.8%
11th
 14.3%
82nd
 11.4%
62nd
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureTFCNUFITB
Revenue growth (TTM YoY) 0.3%
33rd
 54.9%
97th
 15.9%
78th
Revenue growth (QoQ) 2.7%
57th
 10.8%
82nd
 14.6%
86th
Revenue CAGR, 3 yr 2.0%
10th
 47.8%
100th
 10.8%
49th
Revenue CAGR, 5 yr 5.6%
8th
 — 13.5%
47th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr -1.8%
32nd
 132.0%
100th
 -2.7%
29th
Net income growth (TTM YoY) 11.9%
25th
 56.8%
78th
 0.4%
12th
Net income CAGR, 3 yr -1.6%
18th
 260.7%
100th
 -2.7%
16th
EPS growth (TTM YoY) 17.9%
45th
 56.7%
82nd
 -26.1%
3rd
EPS CAGR, 3 yr 0.9%
31st
 259.2%
100th
 -11.6%
8th
EPS CAGR, 5 yr 2.6%
33rd
 — -6.6%
5th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 2.9%
10th
 32.3%
100th
 13.1%
77th
Dividend CAGR, 3 yr 0.6%
46th
 — -6.6%
6th
Sustainable growth rate 4.6%
14th
 31.6%
100th
 3.8%
10th

Margin history & stability

7 measures
MeasureTFCNUFITB
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 4.0%
4th
 23.9%
60th
 21.9%
48th
Net margin, 3-yr average 9.7%
10th
 17.7%
47th
 17.3%
42nd
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.63
13th
 0.96
77th
 0.96
73rd
Earnings stability (0-1) 0.03
16th
 0.96
98th
 0.60
70th
Margin stability (0-1) 0.74
16th
 0.94
96th
 0.79
34th

Liquidity (latest quarter)

7 measures
MeasureTFCNUFITB
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureTFCNUFITB
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 88.5%
46th
 84.0%
3rd
 88.5%
49th
IS credit model rating BB+ A- A-
Implied credit spread (bps) 400
91st
 175
51st
 175
51st

Efficiency

11 measures
MeasureTFCNUFITB
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureTFCNUFITB
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureTFCNUFITB
Dividend yield 4.4%
91st
 0.0%
0th
 3.2%
69th
Dividend per share (TTM) $2.08
88th
 $0.00
0th
 $1.62
76th
Payout ratio (dividends / net income) 49.7%
88th
 0.0%
0th
 55.1%
91st
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) -0.6%
20th
 — -20.1%
3rd
Buyback yield 8.0%
93rd
 0.7%
44th
 0.7%
42nd
Shareholder yield (dividends + buybacks) 13.0%
96th
 0.7%
6th
 3.5%
41st
Share count change (YoY) -5.1%
12th
 0.1%
50th
 35.9%
95th
Buybacks, last 5 years $18.2B
100th
 $500.4M
80th
 $2.7B
96th

Scores & forensic checks

15 measures
MeasureTFCNUFITB
IS score 50
33rd
 19
3rd
 51
40th
IS profitability 58
41st
 67
69th
 56
38th
IS growth 47
31st
 79
100th
 52
38th
IS value 85
71st
 45
2nd
 64
13th
IS momentum 69
31st
 22
4th
 80
57th
IS risk (safety) 50
5th
 100
94th
 90
85th
IS quality 67
32nd
 7
3rd
 75
50th
IS balance sheet 20
4th
 37
22nd
 54
73rd
IS earnings quality 93
66th
 18
0th
 99
92nd
IS cash flow 68
35th
 8
0th
 67
33rd
Piotroski F-score (0-9) 6
26th
 4
2nd
 6
26th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −6.58
4th
 −5.78
21st
 −5.85
17th
IS credit score 48
7th
 68
44th
 65
37th

Per share

7 measures
MeasureTFCNUFITB
EPS, diluted (TTM) $4.71
67th
 $0.74
5th
 $2.56
34th
Book value per share $51.73
76th
 $2.70
0th
 $37.58
59th
Tangible book per share $35.76
69th
 $2.49
0th
 $25.43
43rd
Revenue per share $24.63
75th
 $3.92
2nd
 $16.24
54th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureTFCNUFITB
Market cap $57.5B
99th
 $70.3B
99th
 $45.7B
98th
Revenue $30.5B
99th
 $19.2B
99th
 $14.9B
98th
EBITDA $7.5B
99th
 $4.5B
99th
 $3.7B
96th
Net income $5.8B
99th
 $3.6B
99th
 $2.3B
95th
Free cash flow n/a n/a n/a
Total assets $556.0B
99th
 $82.8B
91st
 $300.1B
98th
Shareholders' equity $64.1B
100th
 $13.2B
93rd
 $34.4B
98th
Employees 37,849
99th
 8,037
91st
 25,197
98th

Price performance

9 measures
MeasureTFCNUFITB
1 day +1.1% −1.1% +0.0%
1 week +2.1% −9.7% −0.5%
1 month −2.8% +5.2% −4.7%
3 months −7.7% +4.1% −11.5%
6 months −6.9% −5.1% +1.6%
Year to date −4.3% −14.4% +8.2%
1 year +10.2% −4.1% +21.3%
3 years, cumulative +78.8% +85.7% +124.4%
5 years, cumulative −4.4% — +38.5%

Technicals

4 measures
MeasureTFCNUFITB
RSI 14 47.8 49.6 40.5
From 52-week high −15.3% −23.3% −14.6%
From 52-week low +16.8% +30.0% +29.9%
Beta 0.91 0.95 0.99
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms