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TRV vs ALL vs PGR

161 measures in 16 categories, one definition each, computed from filings and market data.
TRV68.8
The Travelers Companies, Inc.
Financial Services · Insurance - Property & Casualty
$389.54 +1.47%$81.2B mkt cap
Score DNA
ALL60.1
The Allstate Corporation
Financial Services · Insurance - Property & Casualty
$247.88 +3.45%$62.7B mkt cap
Score DNA
PGR57.3
The Progressive Corporation
Financial Services · Insurance - Property & Casualty
$218.49 +2.25%$127.0B mkt cap
Score DNA

Price, rebased to 100 three years ago

TRV   ALL   PGR   · weekly adjusted closes
100150200250Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26TRV 250ALL 216PGR 145
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureTRVALLPGR
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 3 1 6
Last Congress purchase 2026-06-02 2026-05-01 2026-06-16
13F net change in holders +59 +68 +56
ETFs adding shares, 30d 1,260 1,081 1,423
ETFs trimming, 30d 1,232 930 1,167
Net ETF funds, 30d +28 +151 +256

Valuation

16 measures
MeasureTRVALLPGR
P/E (TTM) 9.8x
38th
4.7x
9th
10.9x
58th
PEG (P/E ÷ 3-yr EPS CAGR) 0.16
15th
— 0.12
11th
Price / sales 1.7x
69th
0.9x
29th
1.4x
58th
Price / book 2.8x
80th
1.9x
48th
3.7x
86th
Price / tangible book 3.1x
69th
2.0x
47th
4.0x
84th
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 10.3%
67th
21.2%
92nd
9.2%
50th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $350.08
93rd
$387.70
98th
$162.67
78th

Profitability (TTM)

12 measures
MeasureTRVALLPGR
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 21.6%
73rd
24.8%
79th
16.2%
60th
EBIT margin 22.1%
77th
25.1%
83rd
16.6%
65th
Net margin 17.0%
75th
19.2%
81st
12.8%
65th
NOPAT margin 17.4%
73rd
19.4%
77th
12.8%
60th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 12.7%
75th
9.6%
60th
0.0%
0th
Stock comp / revenue — 0.0%
0th
0.1%
43rd
Effective tax rate 19.6%
18th
21.7%
74th
20.9%
54th

Returns on capital

11 measures
MeasureTRVALLPGR
ROE (on average equity) 27.5%
80th
46.1%
98th
34.9%
90th
ROA 5.8%
71st
11.1%
94th
9.7%
92nd
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 7.6%
69th
14.5%
94th
12.5%
92nd
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 18.3%
77th
13.6%
61st
22.3%
91st
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureTRVALLPGR
Revenue growth (TTM YoY) 1.1%
18th
5.4%
36th
10.5%
62nd
Revenue growth (QoQ) 2.1%
17th
9.8%
62nd
6.5%
42nd
Revenue CAGR, 3 yr 6.9%
38th
8.7%
53rd
17.7%
81st
Revenue CAGR, 5 yr 7.4%
49th
7.7%
53rd
14.8%
73rd
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 65.4%
86th
— 89.9%
93rd
Net income growth (TTM YoY) 41.8%
60th
128.6%
88th
12.1%
19th
Net income CAGR, 3 yr 56.3%
83rd
— 88.6%
90th
EPS growth (TTM YoY) 53.2%
67th
136.4%
88th
12.8%
16th
EPS CAGR, 3 yr 61.2%
79th
— 88.9%
86th
EPS CAGR, 5 yr 22.1%
82nd
31.1%
88th
16.4%
73rd
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 16.8%
69th
30.1%
84th
27.3%
82nd
Dividend CAGR, 3 yr 4.0%
64th
2.6%
44th
41.8%
94th
Sustainable growth rate 24.2%
82nd
42.0%
96th
10.6%
44th

Margin history & stability

7 measures
MeasureTRVALLPGR
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 16.4%
71st
14.0%
62nd
15.0%
69th
Net margin, 3-yr average 13.1%
79th
11.1%
71st
11.9%
77th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.96
71st
0.98
85th
0.96
69th
Earnings stability (0-1) 0.67
75th
0.44
50th
0.62
69th
Margin stability (0-1) 0.75
56th
0.47
29th
0.78
65th

Liquidity (latest quarter)

7 measures
MeasureTRVALLPGR
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureTRVALLPGR
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 79.6%
60th
73.0%
31st
72.5%
25th
IS credit model rating AA AA+ AA+
Implied credit spread (bps) 80
46th
65
2nd
65
2nd

Efficiency

11 measures
MeasureTRVALLPGR
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureTRVALLPGR
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureTRVALLPGR
Dividend yield 1.2%
38th
1.7%
52nd
6.4%
90th
Dividend per share (TTM) $4.70
87th
$4.24
83rd
$13.90
100th
Payout ratio (dividends / net income) 12.0%
36th
8.9%
31st
69.7%
89th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 10.7%
57th
10.2%
54th
185.4%
95th
Buyback yield 7.7%
96th
3.9%
85th
0.9%
40th
Shareholder yield (dividends + buybacks) 8.9%
83rd
5.8%
73rd
7.4%
77th
Share count change (YoY) -7.4%
12th
-3.3%
18th
-0.6%
64th
Buybacks, last 5 years $21.0B
100th
$6.7B
96th
$2.2B
90th

Scores & forensic checks

15 measures
MeasureTRVALLPGR
IS score 69
83rd
60
60th
57
46th
IS profitability 60
71st
69
83rd
59
69th
IS growth 59
42nd
65
66th
59
40th
IS value 76
50th
79
62nd
72
42nd
IS momentum 86
48th
78
32nd
84
38th
IS risk (safety) 100
19th
100
19th
100
19th
IS quality 79
63rd
78
58th
79
69th
IS balance sheet 76
67th
63
35th
60
19th
IS earnings quality 72
73rd
73
79th
73
83rd
IS cash flow 79
62nd
79
63rd
76
54th
Piotroski F-score (0-9) 6
33rd
7
52nd
6
33rd
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.62
10th
−7.09
24th
−6.89
29th
IS credit score 88
52nd
94
77th
93
71st

Per share

7 measures
MeasureTRVALLPGR
EPS, diluted (TTM) $39.56
96th
$51.37
98th
$20.02
81st
Book value per share $137.68
96th
$130.06
94th
$58.76
73rd
Tangible book per share $118.94
94th
$119.38
96th
$55.33
73rd
Revenue per share $232.29
92nd
$267.03
94th
$155.82
87th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureTRVALLPGR
Market cap $81.2B
96th
$62.7B
94th
$127.0B
98th
Revenue $48.9B
94th
$69.2B
98th
$91.0B
100th
EBITDA $11.5B
94th
$17.8B
100th
$15.4B
98th
Net income $8.3B
94th
$13.3B
100th
$11.7B
98th
Free cash flow n/a n/a n/a
Total assets $142.1B
98th
$124.8B
94th
$124.9B
96th
Shareholders' equity $29.0B
94th
$33.7B
96th
$34.3B
98th
Employees 34,000
94th
53,150
98th
70,053
100th

Price performance

9 measures
MeasureTRVALLPGR
1 day +1.5% +3.5% +2.2%
1 week +5.6% +8.0% +0.5%
1 month +2.6% −1.7% +1.1%
3 months +6.1% −2.3% +3.0%
6 months +30.5% +14.7% +7.9%
Year to date +38.1% +22.2% +3.0%
1 year +46.8% +24.2% −3.5%
3 years, cumulative +152.4% +126.3% +56.0%
5 years, cumulative +172.2% +116.7% +152.1%

Technicals

4 measures
MeasureTRVALLPGR
RSI 14 72.7 63.3 55.2
From 52-week high −2.0% −10.6% −8.7%
From 52-week low +56.8% +32.4% +15.5%
Beta 0.44 0.14 0.24
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms