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V vs MA vs AXP

161 measures in 16 categories, one definition each, computed from filings and market data.
V73.5
Visa Inc.
Financial Services · Financial - Credit Services
$402.61 +0.72%$751.7B mkt cap
Score DNA
MA77.4
Mastercard Incorporated
Financial Services · Financial - Credit Services
$617.42 +0.17%$540.9B mkt cap
Score DNA
AXP56.0
American Express Company
Financial Services · Financial - Credit Services
$313.59 −0.09%$211.8B mkt cap
Score DNA

Price, rebased to 100 three years ago

V   MA   AXP   · weekly adjusted closes
100150200250Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26AXP 212V 172MA 157
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureVMAAXP
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 5 14 5
Last Congress purchase 2026-09-25 2026-06-29 2026-09-15
13F net change in holders +110 +9 +114
ETFs adding shares, 30d 1,988 1,764 1,395
ETFs trimming, 30d 1,432 1,442 1,289
Net ETF funds, 30d +556 +322 +106

Valuation

16 measures
MeasureVMAAXP
P/E (TTM) 33.3x
97th
33.3x
94th
18.5x
76th
PEG (P/E ÷ 3-yr EPS CAGR) 2.43
96th
1.70
92nd
0.98
68th
Price / sales 16.9x
100th
15.4x
98th
2.5x
86th
Price / book 21.4x
98th
96.4x
100th
6.2x
93rd
Price / tangible book — — 6.7x
92nd
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 3.0%
21st
3.0%
24th
5.4%
38th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $69.18
47th
$51.31
35th
$138.58
82nd

Profitability (TTM)

12 measures
MeasureVMAAXP
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 60.7%
95th
59.9%
93rd
27.2%
67th
EBIT margin 62.4%
100th
58.9%
98th
27.2%
76th
Net margin 50.8%
100th
46.3%
98th
13.6%
62nd
NOPAT margin 50.9%
93rd
48.3%
90th
21.1%
62nd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 11.6%
31st
32.8%
81st
29.8%
74th
Stock comp / revenue 2.1%
79th
1.4%
67th
0.7%
43rd
Effective tax rate 16.2%
8th
19.4%
20th
22.5%
57th

Returns on capital

11 measures
MeasureVMAAXP
ROE (on average equity) 61.2%
93rd
241.1%
100th
34.4%
81st
ROA 23.2%
95th
29.8%
98th
3.8%
64th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 28.5%
95th
37.9%
98th
7.6%
67th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 49.7%
94th
194.1%
100th
31.7%
92nd
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureVMAAXP
Revenue growth (TTM YoY) 14.4%
54th
16.0%
59th
9.4%
44th
Revenue growth (QoQ) 3.6%
67th
10.5%
86th
3.4%
64th
Revenue CAGR, 3 yr 11.8%
57th
14.1%
62nd
10.7%
54th
Revenue CAGR, 5 yr 14.5%
60th
16.1%
63rd
16.2%
66th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 9.5%
31st
17.1%
41st
35.3%
78th
Net income growth (TTM YoY) 11.4%
30th
19.7%
48th
12.8%
33rd
Net income CAGR, 3 yr 11.0%
35th
16.7%
62nd
15.4%
58th
EPS growth (TTM YoY) 12.9%
26th
23.2%
44th
16.3%
33rd
EPS CAGR, 3 yr 13.7%
46th
19.5%
62nd
18.9%
58th
EPS CAGR, 5 yr 18.6%
88th
20.5%
92nd
14.0%
85th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr -1.0%
11th
3.1%
25th
11.9%
64th
Dividend CAGR, 3 yr 5.9%
65th
6.4%
74th
7.5%
83rd
Sustainable growth rate 47.7%
91st
197.8%
100th
27.1%
76th

Margin history & stability

7 measures
MeasureVMAAXP
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 62.7%
97th
57.3%
95th
20.5%
59th
Net margin, 3-yr average 52.6%
100th
45.9%
97th
13.5%
59th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.99
97th
0.99
92nd
0.98
82nd
Earnings stability (0-1) 0.98
97th
0.98
95th
0.91
74th
Margin stability (0-1) 0.99
100th
0.90
74th
0.92
90th

Liquidity (latest quarter)

7 measures
MeasureVMAAXP
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureVMAAXP
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 62.8%
17th
90.3%
83rd
88.9%
71st
IS credit model rating AA+ AA AA
Implied credit spread (bps) 65
2nd
80
17th
80
17th

Efficiency

11 measures
MeasureVMAAXP
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureVMAAXP
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureVMAAXP
Dividend yield 0.7%
50th
0.6%
48th
1.2%
62nd
Dividend per share (TTM) $2.68
86th
$3.48
90th
$3.67
93rd
Payout ratio (dividends / net income) 22.1%
71st
18.0%
62nd
21.1%
68th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 11.8%
72nd
15.5%
80th
17.1%
88th
Buyback yield 2.8%
55th
1.4%
33rd
3.5%
60th
Shareholder yield (dividends + buybacks) 3.5%
50th
2.0%
24th
4.7%
57th
Share count change (YoY) -1.3%
51st
-2.9%
41st
-3.0%
38th
Buybacks, last 5 years $87.0B
100th
$31.0B
95th
$31.3B
98th

Scores & forensic checks

15 measures
MeasureVMAAXP
IS score 73
93rd
77
95th
56
55th
IS profitability 100
95th
100
95th
75
81st
IS growth 65
62nd
89
100th
58
41st
IS value 38
10th
44
24th
50
31st
IS momentum 77
51st
86
69th
83
59th
IS risk (safety) 100
45th
100
45th
100
45th
IS quality 81
95th
67
74th
80
90th
IS balance sheet 71
93rd
58
81st
50
62nd
IS earnings quality 85
93rd
76
81st
70
57th
IS cash flow 76
57th
76
64th
74
50th
Piotroski F-score (0-9) 5
19th
7
45th
9
95th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −9.02
5th
−7.25
26th
−7.37
24th
IS credit score 92
93rd
87
67th
89
83rd

Per share

7 measures
MeasureVMAAXP
EPS, diluted (TTM) $11.69
76th
$18.41
93rd
$16.88
88th
Book value per share $18.20
37th
$6.35
7th
$50.56
73rd
Tangible book per share −$6.89
7th
−$10.61
2nd
$50.56
81st
Revenue per share $23.02
32nd
$39.73
49th
$124.00
88th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureVMAAXP
Market cap $751.7B
100th
$540.9B
98th
$211.8B
95th
Revenue $44.5B
95th
$35.1B
93rd
$84.1B
100th
EBITDA $29.1B
100th
$21.9B
93rd
$24.7B
98th
Net income $22.6B
100th
$16.3B
98th
$11.4B
95th
Free cash flow n/a n/a n/a
Total assets $94.6B
88th
$57.7B
79th
$308.2B
95th
Shareholders' equity $35.2B
95th
$5.6B
79th
$34.3B
93rd
Employees 34,100
93rd
39,800
95th
76,800
98th

Price performance

9 measures
MeasureVMAAXP
1 day +0.7% +0.2% −0.1%
1 week +4.5% +4.8% +1.8%
1 month +8.8% +9.1% +0.8%
3 months +11.7% +12.8% −10.9%
6 months +27.0% +18.4% −5.5%
Year to date +16.4% +9.8% −15.9%
1 year +16.7% +9.7% −5.2%
3 years, cumulative +73.7% +56.2% +111.7%
5 years, cumulative +80.5% +78.0% +88.3%

Technicals

4 measures
MeasureVMAAXP
RSI 14 73.6 75.2 52.4
From 52-week high −0.5% −0.8% −19.1%
From 52-week low +37.0% +32.9% +8.1%
Beta 0.77 0.76 1.08
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms