VRSK vs CART vs IREN
161 measures in 16 categories, one definition each, computed from filings and market data.
VRSK68.7
Verisk Analytics, Inc.
Technology · Software - Services
$190.90 +1.91%$24.8B mkt cap
Score DNA
Price, rebased to 100 three years ago
VRSK CART IREN · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 7 | 0 | 0 |
| Last Congress purchase | 2026-06-16 | — | — |
| 13F net change in holders | — | +32 | +178 |
| ETFs adding shares, 30d | 1,002 | 359 | 477 |
| ETFs trimming, 30d | 828 | 294 | 311 |
| Net ETF funds, 30d | +174 | +65 | +166 |
Valuation
16 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| P/E (TTM) | 28.1x | 24.6x | — |
| PEG (P/E ÷ 3-yr EPS CAGR) | 1.12 | — | — |
| Price / sales | 7.9x | 3.0x | 15.0x |
| Price / book | — | 5.1x | 2.5x |
| Price / tangible book | — | 6.4x | 4.3x |
| Price / free cash flow | 20.1x | 10.1x | — |
| Price / operating cash flow | 16.5x | 9.6x | 5.1x |
| Enterprise value | $28.9B | $11.0B | $12.6B |
| EV / sales | 9.2x | 2.8x | 17.8x |
| EV / EBITDA | 17.4x | 14.9x | 362.2x |
| EV / EBIT | 21.4x | 17.6x | — |
| EV / free cash flow | 23.4x | 9.4x | — |
| Earnings yield | 3.6% | 4.1% | -6.6% |
| FCF yield | 5.0% | 9.9% | -18.7% |
| Operating cash flow yield | 6.0% | 10.4% | 19.6% |
| Graham number (per share) | — | $20.12 | — |
Profitability (TTM)
12 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Gross margin | 67.7% | 72.4% | 68.9% |
| EBITDA margin | 53.0% | 18.6% | 4.9% |
| Operating margin | 44.7% | 14.8% | -148.1% |
| EBIT margin | 43.2% | 15.7% | -54.2% |
| Net margin | 28.2% | 12.0% | -99.4% |
| NOPAT margin | 39.9% | 11.4% | -117.0% |
| FCF margin | 39.4% | 29.4% | -281.5% |
| Operating cash flow margin | 47.9% | 30.8% | — |
| R&D / revenue | 0.0% | 17.7% | 0.0% |
| SG&A / revenue | 15.1% | 33.0% | 55.5% |
| Stock comp / revenue | 1.8% | 10.1% | 24.5% |
| Effective tax rate | 10.7% | 23.2% | 21.0% |
Returns on capital
11 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| ROE (on average equity) | — | 17.1% | -23.4% |
| ROA | 19.1% | 12.1% | -7.5% |
| ROIC | 43.5% | 30.1% | -13.5% |
| ROCE | 40.1% | 24.2% | -2.8% |
| Return on tangible assets | 29.1% | 15.7% | -4.1% |
| Cash ROIC (OCF / invested capital) | 52.3% | 81.7% | 34.0% |
| Gross profitability (GP / assets) | 47.2% | 82.4% | 3.1% |
| ROIC, 3-yr average | 31.1% | -4.2% | — |
| ROIC, 5-yr average | 27.1% | — | -5.1% |
| ROE, 5-yr average | — | — | -15.0% |
| Incremental ROIC | -139.2% | -8.1% | -9.7% |
Growth
17 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Revenue growth (TTM YoY) | 5.0% | 12.6% | 39.3% |
| Revenue growth (QoQ) | 3.0% | 2.4% | -5.2% |
| Revenue CAGR, 3 yr | 13.1% | — | 111.9% |
| Revenue CAGR, 5 yr | 1.6% | — | — |
| Gross profit CAGR, 3 yr | 12.6% | — | 104.9% |
| Operating income CAGR, 3 yr | 9.3% | — | — |
| Net income growth (TTM YoY) | -3.3% | -1.6% | — |
| Net income CAGR, 3 yr | 20.7% | — | — |
| EPS growth (TTM YoY) | 3.7% | 11.1% | — |
| EPS CAGR, 3 yr | 25.0% | — | — |
| EPS CAGR, 5 yr | 10.0% | — | — |
| FCF growth (TTM YoY) | 21.2% | 50.8% | — |
| FCF CAGR, 3 yr | 14.6% | — | — |
| Operating cash flow CAGR, 3 yr | 11.4% | — | — |
| Book value CAGR, 3 yr | — | — | 28.9% |
| Dividend CAGR, 3 yr | 6.4% | — | — |
| Sustainable growth rate | — | 17.1% | — |
Margin history & stability
7 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Gross margin, 3-yr average | 68.3% | 74.1% | 63.7% |
| Operating margin, 3-yr average | 43.4% | -13.1% | -52.3% |
| Net margin, 3-yr average | 30.3% | -8.8% | -32.6% |
| FCF margin, 3-yr average | 34.9% | 23.6% | -244.2% |
| Revenue stability (0-1) | 0.18 | 0.99 | 0.97 |
| Earnings stability (0-1) | 0.08 | 0.75 | 0.33 |
| Margin stability (0-1) | 0.97 | 0.98 | 0.86 |
Liquidity (latest quarter)
7 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Cash & short-term investments | $551.4M | $850.0M | $5.9B |
| Net cash (− = net debt) | −$4.1B | $816.0M | −$1.9B |
| Working capital | $6.1M | $1.2B | $5.7B |
| Current ratio | 1.01 | 2.28 | 3.55 |
| Quick ratio | 1.01 | 2.28 | 3.55 |
| Cash ratio (cash + ST investments / current liabilities) | 0.49 | 0.91 | 2.65 |
| Defensive interval (days) | 510 days | 290 days | 1,417 days |
Leverage & solvency (latest quarter)
13 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Total debt | $4.6B | $34.0M | $7.8B |
| Debt / equity | — | 0.01 | 1.87 |
| Net debt / equity | — | −0.35 | 0.46 |
| Debt / assets | 102.7% | 1.0% | 49.6% |
| Debt / capital | — | 1.4% | 65.2% |
| Debt / EBITDA | 2.78 | 0.05 | — |
| Net debt / EBITDA | 2.45 | −1.10 | 56.03 |
| Interest coverage (EBIT / interest) | 6.9x | — | −6.5x |
| Cash interest coverage | 7.7x | — | 35.2x |
| Debt payback (years of OCF) | 3.1 yrs | 0.0 yrs | 3.8 yrs |
| Liabilities / assets | 126.4% | 33.8% | 73.5% |
| IS credit model rating | A- | AA+ | B- |
| Implied credit spread (bps) | 175 | 65 | 900 |
Efficiency
11 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Asset turnover | 0.68 | 1.01 | 0.08 |
| Fixed asset turnover | 4.42 | 16.30 | 0.10 |
| Inventory turnover | — | — | — |
| Receivables turnover | 6.2 | 3.9 | 62.4 |
| Days sales outstanding | 59 days | 92 days | 6 days |
| Days inventory outstanding | — | — | — |
| Days payables outstanding | 77 days | 22 days | 1,146 days |
| Cash conversion cycle (days) | −18 days | 71 days | −1,140 days |
| Capex / revenue | 8.5% | 1.4% | 576.5% |
| Capex / depreciation | 0.87 | 0.48 | 9.76 |
| Operating expense ratio | 25.9% | 58.3% | 527.9% |
Cash flow & earnings quality
7 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Operating cash flow / net income | 1.70 | 2.56 | — |
| FCF / net income | 1.40 | 2.45 | — |
| FCF / operating cash flow | 82.3% | 95.5% | -95.4% |
| Capex / operating cash flow | 17.7% | 4.5% | 195.4% |
| Accruals ratio | -13.3% | -18.9% | -29.8% |
| Sloan accruals ratio | -16.8% | -23.8% | 50.8% |
| Earnings quality score (0-1) | 0.75 | 0.75 | — |
Scores & forensic checks
15 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| IS score | 69 | 73 | 20 |
| IS profitability | 79 | 62 | 20 |
| IS growth | 52 | 49 | 52 |
| IS value | 45 | 49 | 36 |
| IS momentum | 71 | 77 | 50 |
| IS risk (safety) | 100 | 100 | 15 |
| IS quality | 75 | 82 | 30 |
| IS balance sheet | 40 | 94 | 35 |
| IS earnings quality | 59 | 38 | 34 |
| IS cash flow | 82 | 96 | 22 |
| Piotroski F-score (0-9) | 6 | 6 | 3 |
| Altman Z-score | 6.7 | 6.1 | 1.1 |
| Beneish M-score | −3.41 | −3.52 | −1.91 |
| Ohlson O-score | −5.33 | −10.89 | −6.64 |
| IS credit score | 69 | 92 | 23 |
Size (TTM)
8 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| Market cap | $24.8B | $11.8B | $10.6B |
| Revenue | $3.1B | $4.0B | $707.0M |
| EBITDA | $1.7B | $741.0M | $34.7M |
| Net income | $885.5M | $480.0M | −$702.6M |
| Free cash flow | $1.2B | $1.2B | −$2.0B |
| Total assets | $4.5B | $3.5B | $15.8B |
| Shareholders' equity | −$1.2B | $2.3B | $4.2B |
| Employees | 8,000 | 3,600 | 685 |
Price performance
9 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| 1 day | +1.9% | −2.5% | −11.2% |
| 1 week | +7.5% | +4.3% | −23.3% |
| 1 month | +8.2% | +9.7% | −37.9% |
| 3 months | −5.4% | +6.6% | −32.9% |
| 6 months | +7.2% | +20.4% | −43.9% |
| Year to date | −13.6% | +13.5% | −36.8% |
| 1 year | −21.6% | +26.0% | −60.3% |
| 3 years, cumulative | −21.1% | +99.8% | +738.2% |
| 5 years, cumulative | −5.5% | — | — |
Technicals
4 measures| Measure | VRSK | CART | IREN |
|---|---|---|---|
| RSI 14 | 68.2 | 62.1 | 22.2 |
| From 52-week high | −21.0% | −5.4% | −64.9% |
| From 52-week low | +22.4% | +52.2% | +1.7% |
| Beta | 0.69 | 0.87 | 4.27 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17