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WRB vs CINF vs MKL

161 measures in 16 categories, one definition each, computed from filings and market data.
WRB59.9
W. R. Berkley Corporation
Financial Services · Insurance - Property & Casualty
$75.42 +1.96%$28.0B mkt cap
Score DNA
CINF78.0
Cincinnati Financial Corporation
Financial Services · Insurance - Property & Casualty
$171.25 +2.41%$26.3B mkt cap
Score DNA
MKL49.9
Markel Corporation
Financial Services · Insurance - Property & Casualty
$1,850.13 +1.43%$22.9B mkt cap
Score DNA

Price, rebased to 100 three years ago

WRB   CINF   MKL   · weekly adjusted closes
100120140160180200Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26WRB 191CINF 177MKL 124
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureWRBCINFMKL
Insider open-market buys, 180d 0 1 3
Insider $ bought, 180d — $0.17M $0.37M
Congress purchases, 180d 1 3 6
Last Congress purchase 2026-06-02 2026-09-18 2026-05-01
13F net change in holders +28 +32 +2
ETFs adding shares, 30d 914 894 526
ETFs trimming, 30d 921 791 372
Net ETF funds, 30d −7 +103 +154

Valuation

16 measures
MeasureWRBCINFMKL
P/E (TTM) 14.5x
80th
7.9x
27th
10.0x
42nd
PEG (P/E ÷ 3-yr EPS CAGR) 0.86
85th
0.22
22nd
0.83
81st
Price / sales 1.6x
62nd
1.9x
75th
1.3x
54th
Price / book 2.7x
78th
1.6x
38th
1.2x
24th
Price / tangible book 3.1x
73rd
1.7x
37th
1.5x
31st
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 6.9%
31st
12.7%
77th
10.0%
63rd
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $53.70
33rd
$226.60
87th
$2,782.72
100th

Profitability (TTM)

12 measures
MeasureWRBCINFMKL
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 13.7%
46th
29.8%
85th
17.0%
65th
EBIT margin 14.1%
44th
30.1%
88th
17.9%
69th
Net margin 10.7%
48th
23.9%
87th
13.2%
67th
NOPAT margin 11.0%
46th
23.9%
83rd
13.4%
63rd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 0.0%
0th
29.8%
88th
20.4%
87th
Stock comp / revenue 0.1%
38th
0.3%
49th
0.0%
0th
Effective tax rate 19.8%
20th
19.9%
26th
21.4%
70th

Returns on capital

11 measures
MeasureWRBCINFMKL
ROE (on average equity) 19.8%
54th
21.5%
68th
12.6%
32nd
ROA 4.4%
63rd
8.1%
85th
3.3%
52nd
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 5.7%
62nd
10.3%
83rd
4.5%
52nd
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 19.3%
80th
13.4%
59th
10.5%
45th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureWRBCINFMKL
Revenue growth (TTM YoY) 26.0%
88th
19.5%
78th
6.7%
40th
Revenue growth (QoQ) 85.2%
98th
49.3%
92nd
46.4%
90th
Revenue CAGR, 3 yr 15.7%
79th
14.2%
68th
5.0%
32nd
Revenue CAGR, 5 yr 15.4%
76th
8.1%
56th
6.8%
47th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 15.5%
36th
36.2%
61st
4.2%
21st
Net income growth (TTM YoY) 9.5%
16th
82.8%
79th
2.3%
14th
Net income CAGR, 3 yr 15.2%
31st
34.9%
62nd
5.7%
24th
EPS growth (TTM YoY) 11.9%
14th
85.0%
79th
16.0%
19th
EPS CAGR, 3 yr 16.9%
28th
35.5%
62nd
12.2%
24th
EPS CAGR, 5 yr 17.4%
76th
4.0%
39th
1.1%
27th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 15.7%
67th
15.3%
64th
17.0%
71st
Dividend CAGR, 3 yr -5.8%
17th
2.8%
47th
171.0%
100th
Sustainable growth rate 14.9%
62nd
18.0%
71st
9.3%
40th

Margin history & stability

7 measures
MeasureWRBCINFMKL
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 15.0%
67th
24.7%
81st
17.5%
75th
Net margin, 3-yr average 11.7%
75th
19.9%
90th
13.3%
81st
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.94
52nd
0.78
23rd
0.95
65th
Earnings stability (0-1) 0.94
96th
0.14
21st
0.08
12th
Margin stability (0-1) 0.61
40th
0.87
88th
0.92
94th

Liquidity (latest quarter)

7 measures
MeasureWRBCINFMKL
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureWRBCINFMKL
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 77.6%
56th
61.4%
13th
73.3%
38th
IS credit model rating AA AA+ AA-
Implied credit spread (bps) 80
46th
65
2nd
100
58th

Efficiency

11 measures
MeasureWRBCINFMKL
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureWRBCINFMKL
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureWRBCINFMKL
Dividend yield 2.5%
62nd
2.2%
58th
0.0%
0th
Dividend per share (TTM) $1.88
63rd
$3.69
73rd
$0.00
0th
Payout ratio (dividends / net income) 24.9%
58th
16.3%
42nd
26.3%
60th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) -18.3%
16th
8.4%
51st
1,788.9%
100th
Buyback yield 2.3%
62nd
1.7%
56th
-0.3%
0th
Shareholder yield (dividends + buybacks) 4.0%
56th
3.8%
48th
2.3%
29th
Share count change (YoY) -2.1%
26th
-1.2%
46th
-11.8%
4th
Buybacks, last 5 years $1.7B
85th
$851.0M
77th
$3.1B
92nd

Scores & forensic checks

15 measures
MeasureWRBCINFMKL
IS score 60
58th
78
94th
50
27th
IS profitability 51
46th
82
87th
67
79th
IS growth 67
76th
73
82nd
46
22nd
IS value 69
31st
77
52nd
86
79th
IS momentum 91
78th
90
70th
68
22nd
IS risk (safety) 100
19th
100
19th
100
19th
IS quality 81
77th
88
88th
79
67th
IS balance sheet 78
75th
90
100th
73
58th
IS earnings quality 67
40th
68
48th
70
52nd
IS cash flow 79
65th
86
81st
57
27th
Piotroski F-score (0-9) 8
87th
8
87th
7
52nd
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.20
22nd
−8.74
4th
−7.28
20th
IS credit score 87
50th
94
77th
84
33rd

Per share

7 measures
MeasureWRBCINFMKL
EPS, diluted (TTM) $4.92
50th
$21.34
85th
$203.40
100th
Book value per share $26.04
40th
$106.93
88th
$1,692.01
100th
Tangible book per share $23.17
50th
$107.83
92nd
$1,309.53
100th
Revenue per share $45.96
42nd
$89.47
60th
$1,544.95
100th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureWRBCINFMKL
Market cap $28.0B
92nd
$26.3B
90th
$22.9B
88th
Revenue $18.0B
90th
$13.9B
85th
$17.4B
88th
EBITDA $2.5B
87th
$4.4B
92nd
$3.3B
88th
Net income $1.9B
88th
$3.3B
92nd
$2.3B
90th
Free cash flow n/a n/a n/a
Total assets $45.7B
87th
$43.1B
85th
$71.3B
90th
Shareholders' equity $10.2B
85th
$16.7B
88th
$19.0B
90th
Employees 8,804
83rd
5,705
62nd
22,900
92nd

Price performance

9 measures
MeasureWRBCINFMKL
1 day +2.0% +2.4% +1.4%
1 week +4.9% +4.8% +5.1%
1 month +7.7% +1.4% +3.7%
3 months +3.8% −5.0% −6.5%
6 months +14.1% +2.7% −6.9%
Year to date +10.0% +6.0% −13.1%
1 year +1.5% +9.5% −3.4%
3 years, cumulative +90.5% +76.1% +24.4%
5 years, cumulative +149.2% +57.9% +46.2%

Technicals

4 measures
MeasureWRBCINFMKL
RSI 14 76.7 63.5 68.1
From 52-week high −2.5% −12.1% −16.2%
From 52-week low +21.2% +14.2% +8.6%
Beta 0.27 0.53 0.64
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms