Also trades as: ACGL (NASDAQ) · $vol 261M · ACGLP (NASDAQ) · $vol 1M · ACGLO (NASDAQ) · $vol 1M

$14.91

-0.09 (-0.60%)

Weekly Expected Move ±2.2%

$14 $15 $15 $15 $16

NASDAQ · Financial Services · Insurance - Diversified · Tech Score Sell · Power 41 · $35.0B mcap · 331M float · 0.018% daily turnover · Short 43% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $74.9M held by 143 funds, 81 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$19.9B +14.3% ▲

5Y CAGR: +19.2%

Gross Profit

$7.4B +14.9% ▲

5Y CAGR: +23.3%

Operating Income

$5.0B +11.3% ▲

5Y CAGR: +28.6%

Net Income

$4.4B +2.0% ▲

5Y CAGR: +25.6%

EPS (Diluted)

$11.62 +3.8% ▲

5Y CAGR: +28.5%

EBITDA

$5.4B +10.4% ▲

5Y CAGR: +24.7%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$8.9B	$9.7B	$13.3B	$16.9B	$19.9B
YoY Growth	+7.6%	+8.2%	+37.7%	+27.4%	+14.3%
Cost of Revenue	$5.9B	$6.8B	$8.6B	$11.0B	$12.5B
Gross Profit	$3.0B	$2.9B	$4.7B	$5.9B	$7.4B
Gross Margin	34.0%	29.9%	35.6%	35.1%	37.2%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$78M	$95M	$102M	$0	$0
Operating Expenses	$1.3B	$1.5B	$1.6B	$1.5B	$2.4B
Operating Income	$1.7B	$1.4B	$3.1B	$4.5B	$5.0B
Operating Margin	19.5%	14.2%	23.4%	26.4%	25.0%
Interest Expense	$139M	$131M	$133M	$141M	$148M
Income Before Tax	$2.4B	$1.6B	$3.6B	$4.7B	$5.2B
Tax Expense	$128M	$80M	-$873M	$362M	$760M
Net Income	$2.2B	$1.5B	$4.4B	$4.3B	$4.4B
Net Margin	24.2%	15.3%	33.4%	25.5%	22.1%
EPS (Diluted)	$5.23	$3.80	$11.62	$11.19	$11.62
EBITDA	$2.3B	$1.7B	$3.6B	$4.8B	$5.4B
Shares Outstanding	400M	378M	379M	382M	376M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$4.5B	$4.5B	$4.6B	$5.0B	$5.0B	$5.4B	$4.4B	$4.5B
Cost of Revenue	$3.1B	$3.1B	$3.4B	$3.1B	$3.0B	$3.1B	$2.1B	$2.2B
Gross Profit	$1.4B	$1.4B	$1.2B	$1.8B	$2.0B	$2.3B	$2.3B	$2.3B
Gross Margin	31.2%	31.0%	27.0%	37.1%	40.0%	43.2%	52.1%	50.9%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0	-$79M	$0	$0
Operating Expenses	$346M	$459M	$563M	$435M	$488M	$941M	$1.1B	$1.1B
Operating Income	$1.1B	$937M	$678M	$1.4B	$1.5B	$1.4B	$1.1B	$1.2B
Operating Margin	23.4%	20.8%	14.8%	28.4%	30.2%	25.7%	26.3%	27.3%
Interest Expense	$35M	$37M	$35M	$38M	$37M	$38M	$37M	$44M
Income Before Tax	$1.1B	$1.0B	$695M	$1.5B	$1.6B	$1.4B	$1.1B	$1.2B
Tax Expense	$98M	$66M	$121M	$214M	$215M	$210M	$98M	$164M
Net Income	$988M	$935M	$574M	$1.2B	$1.4B	$1.2B	$1.0B	$1.1B
Net Margin	22.1%	20.7%	12.5%	24.9%	27.1%	23.0%	24.0%	23.6%
EPS (Diluted)	$2.56	$2.42	$1.48	$3.23	$3.56	$3.35	$2.88	$3.00
EBITDA	$1.2B	$1.1B	$762M	$1.5B	$1.6B	$1.5B	$1.2B	$1.3B
Shares Outstanding	382M	383M	382M	380M	376M	376M	360M	349M

ACGLN NASDAQ